EFTA00404013.pdf

From: Ike Groff <I To: 'Christina Colbert' <I Subject: RE: Refinance Date: Thu, 27 Sep 2012 17:08:13 +0000 She did hedge a bit in a follow up email saying 99% sure it will be the same rate. I understand the world can change overnight and rates move. But 99% is good enough for me From: Christina Colbert [mailto Sent: Thursda September 27, 2012 1:07 PM To: ; Ike Groff Subject: RE: Refinance Thanks for the update. Glad rates are lower and that the bank is willing to extend on the same terms if not better. Dealing with building departments can be a slow process. Will be in touch next week. Thanks. Christina Christina M. Colbert, Esq. Law Office of Christina M. Colbert 32 Scarlet Oak Drive Wilton, CT 06897 Office: Fax: Cell: Subject: Re: Refinance From: Date: Thu, 27 Sep 2012 12:25:21 -0400 CC: To: To clarify: It is actually the CT Builders License that Bob Caffrey needs and the bank wants to see...the bank wants to see proof that he has his license to build in CT. He has a NJ Builders License, but that will not do. Bob has been to our town and submitted the paperwork for a Construction Permit and we are waiting for this to go through as well. Takes about 2 weeks...I am hoping to go to the Building Dept in New Canaan tomorrow to finish signing off on the paperwork for the Demolition Permit...which also takes about 2 weeks to receive. EFTA00404013 On Sep 27, 2012, at 12:17 PM, Ike Groff wrote: I just spoke to the bank. I told them that we still need the builder permit to proceed and we do not know when that will come. They said they will extend the loan with the same terms. They will either send us a document that we can sign with stating these items. Essentially based on our qualifications they will extend the terms indefinatatlyu (rates are also going down so that I am sure helps us). If our builder does not hear from the State of CT by next Wednesday I will touch base with the bank again so we can get the extension in a contract form if that makes sense to you. ike From: Christina Colbert [mailto Sent: Thursda Se tember 27, 2012 11:44 AM To: Ike Groff; Subject: Refinance Hi Ike and =I Just checking in. Any updates on the clear to close? Do you want me to contact Michael Shapiro again? Let me know. Thanks. Christina M. Colbert, Esq. Law Office of Christina M. Colbert 32 Scarlet Oak Drive Wilton, CT 06897 Office: Fax: Cell: (203) 856-5523 Email: This e-mail and any files transmitted with it are confidential and intended only for the person or entity to which it is addressed. tf you are not the intended recipient, you are hereby notified that any dissemination, distribution or copying of this e-mail and any attachment(s) is strictly prohibited. If you have received this e-mail in error please immediately notify the sender at 203-302-7300 or by replying to this e-mail and delete the e-mail and any attachmenrys) from your system. Nothing herein shall be construed as a financial promotion to any person or persons, or a solicitation or recommendation to buy or sell any security or other investment or to engage in any trading strategy. Information presented is from sources believed to be reliable, but is not guaranteed to be accurate or complete. This information should not be taken as an offer nor as a solicitation of an offer to buy or sell securities or other financial instruments. Email transmission cannot be guaranteed to be secure, timely or error free. Tourmaline Partners, LLC may review and store both incoming and outgoing messages. Use by other than the intended recipients is prohibited. This e-mail and any files transmitted with it are confidential and intended only for the person or entity to which it is addressed. If you are not the intended recipient, you are hereby notified that any dissemination, distribution or copying of this e-mail and any attachment(s) is strictly prohibited. If you have received this e-mail in error please immediately notify the sender at 203-302-7300 or by replying to this e-mail and delete the e-mail and any attachment(s) from your system. Nothing EFTA00404014 herein shall be construed as a financial promotion to any person or persons, or a solicitation or recommendation to buy or sell any security or other investment or to engage in any trading strategy. Information presented is from sources believed to be reliable, but is not guaranteed to be accurate or complete. This information should not be taken as an offer nor as a solicitation of an offer to buy or sell securities or other financial instruments. Email transmission cannot be guaranteed to be secure, timely or error free. Tourmaline Partners, LLC may review and store both incoming and outgoing messages. Use by other than the intended recipients is prohibited. EFTA00404015