EFTA00522113.pdf

m Centurion* Card JEFFREY E EPSTEIN Closing Date 01/10/13 New Balance Please Pay By $48,782.51 01/25/13 2 O See page 2 for important information about your account. New York residents may contact the New York Department of Financial Services to obtain a comparative listin of credit card rates, fees and grace periods by calling 1 See Page 13 for an Important Notice About Your Fair Credit Reporting Act Rights Interest Charges on Pay Over Time Balances We'd like to remind you of ways to help minimize interest charges on Pay Over Time balances. If you pay the balance on your account in full each month, you will not incur any interest on transactions added automatically to a Pay Over Time balance. However, if you choose to carry a Pay Over Time balance past your next closing date, you will be charged interest on that balance until the total account balance is paid in full. The sooner you pay off a Pay Over Time balance, the less interest you will incur. C) Your payment of $48,782.51 will be debited from your account on 01/25/13. Any inquiry to American Express concerning this debit should be made by 01/23/13. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. 121 Payment Coupon Do not staple or use paper clips p. 1/15 Account Ending 0-13001 Membership Rewards Points Available and Pending as of 11/30/12 3,127,798 For up to date point balance and full program details, visit membershiprewards.com Account Summary Previous Balance Payments/Credits New Charges Fees 549,92537 455,421.02 +$54,278.16 +$0.00 New Balance $48,782.51 Daysin Billing Period: 31 Customer Care Pay by Computer americanexpress.com/pbc Customer Care P yb Phone 1 1 O See page 2 for additional information. Pay by Computer fa Pi irU hone americanexpress.com/pbc 1 JEFFREY E EPSTEIN 9E 71STST NEW YORK NY 10021-4102 n Check here if your addressor phone number has changed. Note changes on reverse side. AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 IIIIIIIIIIIIIIIIII Account Ending 0.13001 Enter account number on all documents. Make check payable to American Express. Please Pay By 01/25/13 AutoPay Amount $48,782.51 0000349991868454851 004878251004878251 06 rl EFTA00522113 JEFFREY E EPSTEIN Account Ending 0-13001 p. 2115 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that addressto be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (1) include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable In US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) Include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unlessa particular rate is required by law. Pleasedo not send post-dated checks as they will be deposited upon receipt Any restrktive languageon a payment we accept will have no effect on us without our express prior written approval. We will represent to your financial institution any payment that is retumed unpaid. Permission for Electronic Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account We will process checks electroo 'tally by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the check is not processabk electronkally Of a less costly process Is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement if we cannot collect the funds electronically we may issuea draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronkally withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. Now We Cakulate Your Balance: We use the Average Daily Balance (ADB) method (including new transactions)to cakulate the balance on which we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting Interest charges are determined. The method we use to figure the ADS and interest results in doily compoundingof interest. Paying interest if you havea PayOver Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balanceautomatically (fotexampk, Sign & Travel and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign CurrencyCharges: If you make a Charge in a foreign currency, we will convert it Into US dollars on the date we or our agents process it. We will choose a conversion rate that Isacceptable to us for that date, unlessa particular rate is required by law. The conversion rate we users no more than the highest official rate published by a government agency or the highest interbank rate we Identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balanceldesignated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is S1.00 or more. To request a refund, contact us at the address or phone number as noted below for Customer Care& Billing Inquiries. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. IS Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Express Cash -a l 1 Hearin Impaired 1 TTY: I 1 FAX:1 1 • W In NY:1 Changeof Address If correct on front, do not use. • To change your address online, visit www.americanexpressxom/updatecontactinfo • For Name, Company Name, and Foreign Address or Phone changes, please call Customer Care. • Please print dearly In blue or black ink only In the boxes provided. Street Address City, State Zip Code Area Code and Horne Phone Area Code and 1Vork Phone Email Website: americanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automatically each month Visit americanexpress.comMutopay today to enroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit vavrw.amerIcanexpress.comtprivacy. EFTA00522114 EXPRESS Centurions Card p. 3/15 JEFFREY E EPSTEIN Closing Date 01/10/13 Account Ending 0.13001 Payments and Credits Summary Total Payments Credits -545,36017 JEFFREY E EPSTEIN 0-13001 -54,13630 0.13027 -$931.40 0.12037 Total Payments and Credits -$4,993.15 455,421.02 Detail Indicates posting date Payments Amount 12/25/12' JEFFREY E EPSTEIN AIITOPAY PAYMENT RECEIVED • THANK YOU JPMORGAN CHASE BANK, NA -545,36017 Credits Amount 12/24/12 JEFFREY E EPSTEIN AMERICAN EXPRESS TVLPHOEMX AZ AIR FRANCE From: N/A To: WA WA WA WA Ticket Number: 05771498784961 Passenger Name: EPSTEI WJEFFREY EDWA Document Type: SUPPORTED REFUND -54,136.30 Cartier: Class: YY 00 YY 00 YY 00 YY 00 12/27/12 AMERICAN EXPRESS TVIPHOENIX AZ JETBLUE AIRWAYS CORPORATI From: To: Carrier: Class: BOSTON LOGAN INTER ST THOMAS CYRIL E 86 BOSTON LOGAN INTER 86 WA YY 00 WA YY 00 Ticket Number: 279719445508402 Date of Departure:12/29 Passenger Name: NOWAK/MARTIN A Document Type: SUPPORTED REFUND 12/04/12 AMERICAN EXPRESS TVLPHOEMX AZ -$581.20 UNITED AIRLINES From: To: Carrier: Class: N/A N/A YY 00 WA YY 00 WA YY 00 N/A YY 00 -5931.40 Ticket Number PassengerName: Document Type: SUPPORTED REFUND Continued on reverse EFTA00522115 JEFFREY E EPSTEIN Account Ending 0-13001 p. 4/15 Detail Continued indicates posting date Amount 12/04/12 AMERICAN EXPRESS TVLPHOENIX AZ -$754.70 UNITED AIRLINES From: To: Carrier: Class: N/A WA YY 00 WA YY 00 WA YY 00 WA YY 00 Ticket Number Passenger Name: Document Type: SUPPORTED REFUND 12/16/12 AMERICAN EXPRESS TVLPHOENIX AZ 41,788.40 AMERICAN MRUNES INC From: To: Carder: Class: N.Y.! F KENNEDY I SAN JUAN LUIS MUNO AA N.Y. IF KENNEDY I AA a WA YY 00 WA YY 00 Ticket Number Date of Departure:12/20 Passenger Name: Document Type: SUPPORTED REFUND 12/17/12 AMERICAN EXPRESS TVLPHOENIX AZ -5481.70 AMERICAN AIRLINES INC From: To: Carrier: Class: N.Y. J F KENNEDY I ST MAARTEN AA 8 WA YY 00 WA YY 00 WA YY 00 Ticket Number: Date of Departure:01/02 Passenger Name: Document Type: SUPPORTED REFUND 12/17/12 AMERICAN EXPRESS TVLPHOENIX AZ $959.20 JETBLUE AIRWAYS CORPORATI From: To: Carrier: Class: ST MAARTEN N.Y. J F KENNEDY I 86 N/A YY 00 WA YY 00 N/A YY 00 Ticket Number Date of Departure:01/04 Passenger Name: Document Type: SUPPORTED REFUND 01/07/13 AMERICAN EXPRESS TVLPHOENIX AZ DELTA AIR LINES INC From: To: Carrier: Class: NEW YORK LA GUARD! PALM BEACH INTERNA DI. WA YY 00 WA WA Ticket Number: Passenger Name: Document Type: SUPPORTED REFUND YY 00 YY 00 Date of Departure:01/11 -5427.95 New Charges Summary Total JEFFREY E EPSTEIN 0-13001 $19.694.19 Continued on next page EFTA00522116 Centurion* Card JEFFREY E EPSTEIN Closing Date 01/10/13 p. 5:15 Account Ending 0-13001 Summary Continued Total 0.13027 $4,190.25 0-12037 $30,393.72 $54,278.16 Total New Charges Detail si JEFFREY E EPSTEIN Card Ending 0-13001 Foreign Spend Amount 12/13/12 SPOTIFY USA SPOTIFY USA•SUBS SE $9.99 12/14/12 !TUNES MUSICUSA ITUNCUPERTINO CA !TUNES MUSIC STORE $5.99 12/15/12 AMERICAN EXPRESS TVLPHOENIX AZ AMERICAN AIRLINES INC From: To: N.Y. J F KENNEDY I ST THOMAS CYRIL E N.Y. JF KENNEDY I N/A N/A Ticket Number: Passenger Name: Document Type: PASSENGER TICKET Carper Class: AA AA YY 00 YY 00 Date of Departure: 12/16 $526.40 12/19/12 AT&T DATA 190 ALPHARETTA GA $30.00 12/20/12 !TUNES MUSICUSA ITUNCUPERTINO CA !TUNES MUSIC STORE $8.99 12/25/12 AMAZON MKTPLACE PMTSAMZN.COM/BILL WA MERCHANDISE $408.35 12/27/12 (TUNES MUSICUSA ITUNCUPERTINO CA !TUNES MUSIC STORE $15.98 01/01/13 !TUNES MUSICUSA ITUNCUPERTINO CA !TUNES MUSIC STORE $0.99 01/04/13 100 58 ST BARTHELEMY FR 590523787 390,00 European Union Euro $513.71 01/05/13 AMERICAN EXPRESS TVLPHOENIX AZ JETBLUE AIRWAYS CORPORATI From: To: ST THOMAS CYRIL E SAN JUAN LUIS MUNO N.Y. J F KENNEDY I N/A N/A Ticket Number: Passenger Name: Document Type: PASSENGER TICKET Carrier. Class: 86 86 YY 00 re 00 Date of Departure: 01/05 $1,142.20 01/06/13 !TUNES MUSICUSA ITUNCUPERTINO CA !TUNES MUSIC STORE $39.99 Continued on reverse EFTA00522117 JEFFREY E EPSTEIN Account Ending 0-13001 p. 6/15 Detail Continued Foreign Spend Amount 01/09/13 AMERICAN EXPRESS TRAPHOENIX AZ AIR FRANCE From: To: Carrier: Class: N.Y. J F KENNEDY I PARIS CHARLES DEG AF N.Y. J F KENNEDY I AF N/A re 00 N/A re 00 Ticket Number: 05771970457433 Date of Departure: 01/24 Passenger Name: EPSTEIN/JEFFREY E Document Type: PASSENGER TICKET $15,962.30 01/09/13 AMERICAN EXPRESS TRAPHOENIX AZ AIR FRANCE From: To: Carrier: Class: N.Y. JF KENNEDY I PARIS CHARLES DEG AF N.Y. J F KENNEDY I AF N/A re 00 N/A YY 00 Ticket Number: Date of Departure: 01/24 Passenger Name: Document Type: PASSENGER TICKET $1,029.30 Card Ending 0.13027 Foreign Spend Amount 12/10/12 AMERICAN EXPRESS TVLPHOENIX AZ $215.70 AMERICAN AIRLINES INC From: To: Carrier: Class: ST THOMAS CYRIL E N.Y. J F KENNEDY I AA N/A YY 00 N/A YY 00 N/A YY 00 Ticket Number: Date of Departure:12/17 Passenger Name: Document Type: PASSENGER TICKET 12/11/12 AMERICAN EXPRESS TVLPHOENIX AZ $592.20 AMERICAN AIRLINES INC From: To: Carrier. Class: N.Y. J F KENNEDY I ST THOMAS CYRIL E AA N/A YY 00 N/A YY 00 N/A YY 00 Ticket Number: 00171522466916 Date of Departure:12/19 Passenger Name: SHUUAK/KARYNA Document Type: PASSENGER TICKET 12/19/12 AMERICAN EXPRESS TVLPHOENIX AZ $727.20 UNITED AIRLINES From: To: Carrier. Class: ST THOMAS CYRIL E N.Y. NEWARK INTL A UA N/A YY 00 N/A re 00 N/A re 00 Ticket Number: 01671936718686 Date of Departure:12/22 Passenger Name: BOTSTEIN/LEON Document Type: PASSENGER TICKET Continued on next page EFTA00522118 NOE RICANS 1 EXPRESS Centurion* Card p. 7x15 JEFFREY E EPSTEIN Closing Date 01/10/13 Account Ending 0-13001 Detail Continued Foreign Spend Amount 12/27/12 JETBLUE AIRWAYS 9010JETBLUE NY JETBLUE AIRWAYS From: To: N/A N/A N/A YY 00 N/A YY 00 N/A re 00 Ticket Number: 27906131183033 Date of Departure:12/27 Passenger Name: NOWAK/MARTIN A Document Type: ADDITIONAL COLLECTION Carrier. Class: YY 00 12/27/12 AMERICAN EXPRESS TVLPHOENIX AZ JETBLUE AIRWAYS CORPORATI From: To: Carrier. Class: BOSTON LOGAN INTER ST THOMAS CYRIL E B6 BOSTON LOGAN INTER B6 N/A YY 00 N/A YY 00 Ticket Number: 27971946508402 Date of Departure:12/29 Passenger Name: NOWAK/MARTIN A Document Type: PASSENGER TICKET 550.00 5931.40 12/28/12 AMERICAN EXPRESS TVLPHOENIX AZ JETBLUE AIRWAYS CORPORATI From: To: Carrier. Class: BOSTON LOGAN INTER ST THOMAS CYRIL E B6 BOSTON LOGAN INTER B6 N/A YY 00 N/A YY 00 Ticket Number: 27971949707892 Date of Departure: 01/05 Passenger Name: NOWAK/MARTIN A Document Type: PASSENGER TICKET 01/08/13 AMERICAN EXPRESS TVLPHOENIX AZ $1,009.35 DELTA AIR LINES INC. From: To: Carrier: Class: PALM BEACH INTERNA NEW YORK LA GUARDI DL N/A YY 00 N/A YY 00 N/A YY 00 Ticket Number: 00671968326142 Date of Departure: 01/10 Passenger Name: SHUUAK/KARYNA Document Type: PASSENGER TICKET 5664.40 R Card Ending G•12037 Foreign Spend Amount 12/11/12 HALE AND HEARTY SOUPNEW YORK NY FAST FOOD RESTAURANT Desorption 508404 $5.22 12/11/12 J CREW 8762 762 NEW YORK NY Description Price GIFT CARDS $500.00 5500.00 12/12/12 BERGDORF GOODMAN NEW YORK NY DEPARTMENT STORE 52.000.00 Continued on reverse EFTA00522119 JEFFREY E EPSTEIN Account Ending 0-13001 p. 8/15 Detail Continued Foreign Spend Amount 12/12/12 SUR LA TABLE SOHO 52NBY YORK NY Description MISCELLANEOUS HOME $432.63 12/12/12 CAFE CAFE 8843004920NEW YORK NY FAST FOOD RESTAURANT TIP $1.00 $16.57 12/12/12 UMBRELLA LOCKSMITH NEW YORK NY Description HARDWARE/TOOLS $1,731.11 12/12/12 ALL TAXI MANAGEMENT LONG ISLAND CITY NY Description TAXI: 7827 21:15 2135 $26.90 12/12/12 SUR LA TABLE SOHO 52NEW YORK NY Description MISCELLANEOUS HOME $3,373.98 12/12/12 APPLE STORE 95 NEW YORK NY COMPUTER STORE $759.95 12/12/12 PC RICHARD & SON 0S7NEW YORK NY HOUSEHOLD APPLIANCES Description APPLIANCES•ELECTRON $1,310.60 12/13/12 HALE AND HEARTY SOUPNEW YORK NY FAST FOOD RESTAURANT Description 545857 $14.73 12/13/12 JANOVIC/PLAZA/EAST 1800-3440400 Site1102 Reg0010 10065 CHARGE $972.91 12/13/12 SAM FLAX NEW YORK NY 2126203000 $733.82 12/13/12 JANOVIC/PLAZA/EAST 1800-3440400 Site1102 Reg0010 10065 CHARGE $1,197.63 12/14/12 EDELMAN LEATHER LLC NEW MILFORD CT Description LUGGAGE & LEATHER G $5,544.19 12/16/12 AMERICAN EXPRESS TVLPHOENIX AZ $1,788.40 AMERICAN AIRLINES INC From: To: Carrier. Class: N.Y. J F KENNEDY I SAN JUAN LUIS MUNO AA J N.Y. J F KENNEDY I AA B N/A YY 00 N/A YY 00 Ticket Number: Passenger Name: Document Type: PASSENGER TICKET Date of Departure:12/20 Continued on next page EFTA00522120 Centurion* Card JEFFREY E EPSTEIN Closing Date 01/10/13 p. 9/15 Account Ending 0.13001 Detail Continued Foreign Spend Amount 12/17/12 AMERICAN EXPRESS TVLPHOENIX AZ JETBLUE AIRWAYS CORPORATI From: To: Carrier. Class: ST MAARTEN N.Y. JF KENNEDY I B6 N/A YY 00 N/A YY 00 N/A YY 00 Ticket Number: Date of Departure: 01/04 Passenger Name: Document Type: PASSENGER TICKET $959.20 12/17/12 AMERICAN EXPRESS TVLPHOENIX AZ AMERICAN AIRLINES INC From: To: Carrier. Class: N.Y. J F KENNEDY I ST MAARTEN AA N/A YY 00 N/A YY 00 N/A YY 00 Ticket Number: Date of Departure: 01/02 Passenger Name: Document Type: PASSENGER TICKET 12/17/12 ORBITZ MANKATO MN AMERICAN AIRLINES INC From: To: Carrier. Class: MIAMI INTERNATIONA NEW YORK LA GUARD! AA N/A YY 00 N/A YY 00 N/A YY 00 Ticket Number: Date of Departure:12/19 Passenger Name: Document Type: PASSENGER TICKET 12/17/12 PCRICHARD.COM (912)FARMINGDALE NY 5481.70 5153.80 Desalptlon APPLIANCES-ELECTRON 51,475.01 12/18/12 ALL GUDES 2484358526 MI GENERAL CONTRACTOR Desalption CONSTRUCTION 529.80 12/19/12 MITCHEL LONDON FOODSNEW YORK NY Desalption GROCERIES/SUNDRIES 515.12 12/20/12 EAT MADISON LLC 0000NEW YORK NY DesalptIon BAKERY $9.45 12/20/12 RESTORATION HARDWARECORTE MADERA CA $324.93 12/20/12 HAITERAS PRESS 0236 TINTON FALLS NJ Desalption PUBUSHING & PRINT 5778.46 Continued on reverse EFTA00522121 JEFFREY E EPSTEIN Account Ending 0-13001 p. 10/15 Detail Continued Foreign Spend Amount 12/24/12 Al MADISON $828.67 12/26/12 WAYFAIR*WAYFAIR 1398634121 10065 15 CERAMIC SQUARE VE 14.17 X 6.1 RECTANGU $360.26 12/28/12 BRITISH AIRWAYS PLC UNITED STATES OF A BRITISH AIRWAYS PLC From: To: Carrier. Class: PARIS CHARLES DE G LONDON HEATHROW AP BA N.Y. NEWARK INTL A BA N/A YY 00 N/A YY 00 Ticket Number: Date of Departure:12/30 Passenger Name- Document Type: AGENCY PASSENGER TICKET 12/28/12 HOMECLICK.COM EDISON NJ CATALOGMERC $2,842.50 $331.87 01/07/13 AMERICAN EXPRESS TVLPHOENIX AZ DELTA AIR LINES INC. From: To: Carrier: Class: NEW YORK LA GUARDI PALM BEACH INTERNA DL N/A YY 00 N/A YY 00 N/A YY 00 Ticket Number: Date of Departure: 01/11 Passenger Name: Document Type: PASSENGER TICKET 01/08/13 AMERICAN EXPRESS TVLPHOENIX AZ $427.95 DELTA AIR LINES INC. From: To: Carrier. Class: NEW YORK LA GUARDI PALM BEACH INTERNA DL N/A YY 00 N/A YY 00 N/A YY 00 Ticket Number: Date of Departure: 01/10 Passenger Name: Document Type: PASSENGER TICKET $427.95 01/09/13 AMERICAN EXPRESS TVLPHOENIX AZ $309.20 DELTA AIR LINES INC. From: To: Carrier: Class: NEW YORK LA GUARD' PALM BEACH INTERNA DL 0 N/A YY 00 N/A YY 00 N/A YY 00 Ticket Number: Date of Departure: OM 0 Passenger Name- Document Type: PASSENGER TICKET 01/09/13 FINE UNENS 2127372123 NY CATALOG MERCHANDISE Desalption BED & BATH $125.21 01/09/13 FINE LINEN AND BATH 2034810010 CT $104.00 DIRECT MKTG MISC Desalption BED AND BATH Continued on next page EFTA00522122 Centurion° Card JEFFREY E EPSTEIN Closing Date 01/10/13 p. 11(15 Account Ending 0-13001 Fees Amount Total Fees for this Period $0.00 2013 Fees and Interest Totals Year-to-Date Total Fees in 2013 Total Interest in 2013 Amount $0.00 $0.00 Important Notice Information on Pay Over Time Features You may have access to one or mole Pay Over Time F eatures as pan of your Card account. The following are the current Annual Percentage Rates(APRs) for Pay Over Time Features. (v) indicates variable rate. For Select & PayLater, the APR is 9.15% (v). For Sign & Travel, the APR is 9.15% (v). Please refer to page 2 for further important information regarding your account EFTA00522123 JEFFREY E EPSTEIN Account Ending 0-13001 p. 12/15 EFTA00522124 Centurions Card JEFFREY E EPSTEIN Closing Date 01/10/13 p. 13(15 Account Ending 0.13001 Important Notice About Your Fair Credit Reporting Act Rights This is an important notice about your rights under the Fair Credit Reporting Act. Please read it carefully and keep it for future use. If you believe that any information in your credit report is inaccurate or incomplete, you have the right to dispute it by contacting the consumer reporting agency directly or, if your dispute concerns an American Express account on your credit report, by writing to us at: American Express Credit Bureau Unit P.O. Box 981537 El Paso, TX 79998-1537 If you write to us, you will need to give us the following information in your letter • Your name, address and telephone number • Your American Express account number • Describe as best you can what you think is wrong about how your American Express account appears on your credit report. • Provide any documents or other information supporting your claim, including a copy of your credit report if available. After we receive your letter we will notify the consumer reporting agencies that you have disputed the American Express account on your credit report, as required by law. We'll research your dispute and correct any errors we find. If we do not find any errors, we will let you know and we will continue to report your account to the consumer reporting agencies as 'disputed' unless and until you tell us to stop reporting it as 'disputed.' SFC13 BP/CCSFCRA/0113 EFTA00522125 JEFFREY E EPSTEIN Account Ending 0-13001 p. 14115 EFTA00522126 Membership Rewards' Monthly Statement and Program News Prepared for JEFFREY E EPSTEIN Account Number 1M33334712 Total Points Balance Points Earned this Period 3,127,798 104,197 Account Summary November 1,2012 • November 30, 2012) Opening Points Balance 3,023,601 Points Famed this Period +104,197 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 3,127,798 Points Earned this Period are pending until charges are paid in full and all your accounts are in good standing. MEMBERSHIP 1 rewards FIRST- Questions About Your Account? p. 15/15 membershiprewards.com 1 International Collect: Did You Know? Use Points For Everyday Charges Use your Card for everyday purchases like groceries, gas, phone bills and more, then go online and use the points you earned to cover those charges. Learn more at membershiprewa rds.com/everydaycharges Points Transaction Detail November 1, 2012 • November 30, 2012 Points Earned this Period Points Activity On Bonus Points Total Points EligibleCharges Awarded Activity Per Card Centurion 9,589 0 9,589 XXXX-XXM0-13001 TraditlonalGold 242 0 242 XXXX40000(042008 AddlTraditionalGold 0 0 0 XXXX-XXXXX8-45019 Adel TraditionalGold 27,262 0 27,262 XXXX-XXXXXB-42081 TraditionalGold 0 0 0 XXXX4:OOa2.61005 AdelTraditionalGold 43,054 0 43,054 XXXX-XXXXX2.66012 AtielTraditionalGold 20,685 0 20,685 XXXX-XXXXX2-64025 AdelTraditionalGold 363 0 363 XXXX-XXXXX2- 62060 AddlCenturion 0 0 0 XXXX•XXXXXO.13027 AddlCenturion 3,002 0 3,002 XXXX-UM0-12037 Total 104,197 0 104,197 Membership Rewards points earned maybe transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting membershiprewards.com. Terms and Conditions of the Membership Rewards' pr ram a . For more information, visit membershirorewards.com/termsor call 1 From overseas, call collect EFTA00522127