EFTA00558461.pdf

Customer Account Transfer (Please Use a Separate Form for Each Transfer) Sub I urn a BR Code (deice Use On)r) Account You are Transferring T Full Name or Account Title 1 I A Codo Account Number Contra Clearing Number OM Use ACAT (Sections 1 & 2) Send to 110006.014 li ttle f nvelope Mutual Funds (Section 3) Send to H0000-014 Orange Envelope Account You are Transferring FROM Account Name Social Securdy Number or In ID Number ICC caring Number 0141 Delivery Organizations: See Delivery Antructlons on Par a 2. Nam* a Fiance Fund Company Curtsey Hoeing Your Account Address el hem Check here of Iles Account is a. T pe of Transfer Qualified Retirement Plan ■ IRA Full Brokerage Account Transfer. (Check ono at right) O DIU Transfer all assets or shares in my account as is Account tramber Liquidate and transfer cash 2 Partial or Non•Brokerage Transfer. A Trust Company, Bank, Credit Union, Savings & Loan, Annuities, Life insurance, DRIP Plan Shares or Certificates of Deposit Transfer. ■ liquidate and Transfer Cash El Transfer all assets or shares in my account as it. CI Liquidate Certificates of Deposit IMMEDIATELY. (I acknowledge the penalty I may incur from an early withdrawal ) O L idate Certificates of Deposit AT MATURITY. (Submit this transfer no earker than 30 days prior to maturity.) maturity one B Partial Brokers • Trust Corn • an or Annuity Transfer. (Transfer only the assets or shares fisted below) Choose Ono for Each Rem Liquidate and Trarasfer Description of Asset and Cusip ocAutbol Transfer cash Shares As Is O 8 Quanti MI All BAIT O O 'For additional assets_pleaso attach a separate sheet 3 re utual Fund Company Transfer. Ono form per Fund Family. Please send to Mutual Funds, H0006.014 Orange E Choose One for Each Item Quantity Ful Name of Mutual Fund Liquidate and Transfer cash Transfer Shares As Is Dividend and Choose Ono Capital Gains for Each Item) OM O O K Cann for Both • Reinvest Bei ri m ti -8as Ch for Both II Reinvest Roth Li All 8 0 Cash for Both II Reinvest Both 'For additional assets please attach a separate sheet Age 70'/ Reminder - THE FOLLOWING APPUES ONLY TO A RETIREMENT ACCOUNT TRANSFER. It you w: turn age /0%. this year. or you are already over age 70%. please be reminded that you must withdraw your required minimum ctistritatdicc amount by the deadline. tho dead) ne for induaduals who turn 701/2 ths year is April 1st of next year and for all others. the deadline is December 31" of this year The IRS penalty for underdistnbuton of the mandatory amount by the destine el 50%. In order to calculate the required arrount for this year. the value of this IRA on December 35" °Hest year WI be needed. In addition, required minimum datribulions we not et gible for rollover Auction Rate Securities: Account Transfer Acknowledgement You understand and agree to the following n connection wth the auction rate securities held in your account • Your auction rate secunbes were purchased prior to the Veneer of your account to us. As a result, we are not responsible or FIJI'S' for any par recommendations or mince with respect to those secunties nor aro we under any obligation to provide you wah any investment recommendation or advice with respect to the disposition or continued holding of those SeCuntieS n year account tottorring the transfer of your account • You also understand and agree that we are not under any obligation to you ti) to provide loans under margin ngreements or Mews° secured an whole or part by the auction rate securities in your account, (i) to purchase or continue to purchase any Button rate securities in periodic rate selling aucticns or in secondary market transactions. or 0 0 to provide liquidity for such securities. Many auctions for these twenties aro in failed status meaning that holders of these securities are not able to sell these securities litho pen0aC rate setting auctions or in secondary market transactions and as a result. rquiCkly for these securities currently is greatly impaired We prowde no assurance trot you win be obte to sell or otherwise dispose of these securities rekwang the trautfer of your account to us You understand that we take actors in 00nneftOf1 with other customers that wo do not otter you in connection with your at.CliOn idly securities Revocation of Advisory Agreement Men appicable. I authonze the defraying firm to disoordnue as account management agreements immediately. The dent wilt have sole respons bitty for investment deosons with respect to the socunties. cash and other assets in the dents account until the client hires a new investment manager. •• A f•PSIMV writ MOST RECENT STATEMENT IS REQUIRED TO PROCESS THIS TRANSFER " I Account Holder Signatuie Date Signature Guaranteed B Medallion Signature Guarantee Program PLEASE BE ADVISED THAT FIRST CLEAR NO, LLC ACCEPTS APPOINTMENT AS SUCCESSOR CUSTODIAN Successor Custodian Semen Data Contact Name [Phone Hunter 644327 (Rev 18) Page 1 of 2 Accounts carried by First Clearing. LLC EFTA00558461 For Delivering Organization's Use Only If this account is a qualified retirement aCO3Uril. I have amended the applicable plan so that it names (not FCC) as successor custodian Unless otherwise indicated in the instructions above. please transfer all assets in my account to I understand that to the extent any assets in my account are not readily transferable with or %Chola penalties, such assets may not be transferred within the time frames required by NYSE Rule 412 or similar rule of the FINRA or other designated examining autlionty. I authorize you to liquidate any nontransferable proprietary money market fund assets that are pad of my account and transfer the resulting credit balance. I authorize you to deduct any outstanding fees (ie you from the credit balance in my account. If my account does nal contain a credit balance, or if the r,redit balance in the account is insufficient to satisfy any exastanding fees due you. I authorize you to liquidate the assets in my account to the extent necessary to satisfy that obligation If certificates or other instruments in my account are in your phystal possession. I instruct you to transfer Ihem in good deliverable form. including affixing any necessary tax waivers. to enable the successor custodian to transfer Mem in its name for the purpose of sale, when and as directed by rue. I understand that upon receiving a copy of Ili s transfer instruction. you will cancel all open orders for my account on your books I affirm that I have destroyed or returned to you credit/debit cards and/or unused checks issued to rye in connection vath my securities account. I understand that you will contact me wlh respect to the d.sposition of any assets In my securities account that are non-transferable Resolving Fir► Information: FIRST CLEARING, LIG ONE NORTH JEFFERSON AVENUE ST. LOUIS, MO 63103 allii r. r eFCC Retail and IRA Delivery Instructions (An deliveries MUST include Me client name and FCC account number) Wire Instructions WeJls Fargo Bank 420 Montgomery Street San Francisco, CA ARA Ro All OTC Eligible Securities Physical Deliveries Further Credit. Your name (must match account registratton) and your 8-digit go account number Book-Entry GNMA Securities — PTC Or Fed Book-Entry — Government Securities Euroclear Eligible Bonds (must notify Security Clearance 2 days prior to settlement) OTC Client Name and Client Account Number FIRST CLEARING, TLC Mm Physical Transfer One North Jefferson Avenue St. Louis, MO 63103 Further Credit to Client Account Number BK of NYCJFCCORP. ABA l I either Credit to Client Account Number EUROCt AR — Fudher Credit to Client Account Number Foreign Equities: (must notify Security Clearance in order for them to instruct) Forward Chocks' to the Address Indicated 'Must include Client Name and FCCS Account Number. ACAT Mutual Fund Registration Instructions • FCC IRA Mutual Fund Broker-Dealer JPMorgan Chase Bank NC I CHASGTILL ST Account of First Cleating, LLC I urther Credit to Cbent Account Number 0 FIRST CLEARING. (IC Alin. Cash Management -110006.085 One Noah Jefferson Avenue St Louis, MO 63103 Further Credit to Client Account Number 0 FIRST CLEARING, LLC F80 Client Name and Client Account Number One North Jefferson Avenue. St. Louis. MO 63103 First Clearing. LLC 54432/ (Rev 18) Page 2012 EFTA00558462 Advantage Accounts" Agreement Account Registration For Individual, Joint, Custodian and Guardian Accounts Only. 0 Application ( Individual I Tenants in Common 11 Guardian is re oxioal sfoe.a indeolual In To has a Carl appointed MUST eot ow connelre theca In a I I CustodianlMinor (1 Joint Tenants with Rights of Survivorship ton APPOINTMENT BE AITACNECE) 0 Update I 1 Tenants by Entirely H Joint Tenants - Community Property pr mond by yas Stant laNs) (II toliNad by Ye" Stan. tin) 0 IRA Olusi og• :0 IQ re dole In tor Fus< Hanna crly IRA romp Saes° IMO re4 (ducaCCes Savings Amino and pug fad larvadont Mans not Ho Ur ) IF MOOR MORE CVANFRS,..ONT Ti NANTS NIM RIGHTS OF SURVIVONEWVALLMEAUTOPMDCMAYIELACTED IF YOU FAIL TO Miler 04.1 OF TIC ABOVE Title of Account throe Enewim DanNITS Social seater No Name Lennyte Sweet Ansa (Ca not IMP() sal) Oft Elate al N% POSbOn VP 1 tows Santry Na slam Phew Ben se Prow line Patna Buses* Phone Sub Ms No Stanch Code tosOsila ACCOme IBMs Sweep Option Cl Bank Deposk Snotir or n Money Market fund (select only One) lEigibity Revelments sixty) (Confirm wth ycur Amidst professional co an appropriate londbweapstessamillidtepialikft Account Plan Descriptions: (NOTE: Custocisa 4 ail Gusalius *comets so sot stifles foe visas Mit Cud or Magee) 0 Advantage Beak U Advantage Standard • ladvdas an inbal sups* a a:mph-nectar, pasonal OA checks • Includes an 0441 INEVY Eli COMpldlOnEWY lersonsitisdiscb. • No Debill Caid • no yai prefer oxporessye ode? I Yes (Additional be wise)❑No n Check here if you do NOT msh to receive (Ardis la yew account. • 2 VISA' Odd Cards vel bo issued ',pm request [1] Check here ii you do NOT vaC lo receive tacos to yew account Any account owner listed above may sign checks. Ilantity Salsguarel:(Eri!ei Mother's Makfen NATO - Nallaltd) Margin Account: ALL QUALIFIED ACCOUNTS ARE OPENED AS MARGIN ACCOUNTS NOTE: YOU WILL HAVE A MARGIN ACCOUNT UNLESS YOU ARE INELIGIBLE OR YOU DECLINE BELOW. Margin trading entails greater risk and Is not suitable for all Investors. If the market value of eligiblo securities in your account declines, you may be required to deposit more money or eligiblo securities in order to maintain your line of credit. By signing this application. you acknowledge that you have received and read the Advantage Account Toms and Coalitions document which explains margin account borrowing. You understand that your securities may be pledged, rep.e.dged, hypothecated or rehypolhecated as deemed necessary. I I I DECLINE margin privir.ges. Please Open this account as a cash account only. I understand that the account will not have overdraft protection. II requested, does Client want to provide ceent's Account name and address to an issuer in welch we hold securities in street name? SEC Rule 14bil prohlbds such Issuer from using the nano arid address for any purpose other than corporate communications I 1 Yes I 1 No Tax Certification: U.S. Person or Resident Allen: By signing below, under penalties of perjury, I codify that: 1) The number shown on this form Is my correct Taxpayer Identification Number (or lam waiting for a number to bo issued to me); and 2) I am not subject to backup withholding because: (a)l am exempt from backup withholding. or (b) I have not been notified by the internal Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the IRS has notified me (het I am no longer subject to backup withholding; and 3)1am a U.S. citizen or other U.S. person. You must cross out item 2) above if you have been notified by the IRS that you aro currently sub}ect to backup willitioldsnig because of underreporting interest or dividends on your tax return Signing Instructions: By signing this agreement, I acknowledge that I have received a copy oL read. understand. and agree to the encbsed Account Terms and Conditions. I authorize First Cleating. 1 LC, Wells Fargo Bank, NA. and VISA° to establish checking privileges and to issue VISA. CheckCard(s) as insbucted on this Account Application and affirm that I have the authority to open this account. SIgnature(s) All Account Owners Must Sign. Sign wady as acoxvit is tied (II account owner(s) is ineapaobited. Poe/trot Akar., must son bebw at al AM Ile INTERNAL REVENUE SERVICE DOES NOT RI OURS YOUR THIS AGREEMENT CONTNNS A PRFOISPUIE ARBITRATION CLAUSE t °CATO) ON PAGE 2. UNDER I HE CONSENT TO ANY PROVISION OF THIS DOCUMENT OTHER READER 'ARM I RAT ION' AND BY RIFE Kt :ACE. PAGE 2 PARAGRAPH 5 OF DIE GENERAL OR RAM THAN THE URI IFICADONS REOU RED TO AVOD BACKUP BROKERAGE ACTT' t MENI N4U D SCLOSURE_ THE Wilt! FtS/GNE0 HEREBY ACKNOVAEDGES RECEIPT NATI ICADING OF A COPY GE THIS AGRECETEN1 AND Tilt ADVANTAGE ACCOUNT TERNS AND CONDITIONS PMIT NAME & TITLE vccourn Omer MINT NAME& TITLE Oa; 1 2 1 ____ nit/NTS[4 CCAIKA INMI 4N-P 161 FOR COMPLETION ONLY IF POWER OF ATTORNEY IS TO IX USED 1M Account °moan condos that the mdmelual whose signets, appears Won has Power of Albin % MON) lot the Ekemm(s) of ft Adrovna Account as desponded on Ihn ancompanyno POA document. A POA form is alloched to this Agree/nom al coo is needed II any Account Own*, Is Incapacitated. M existing POA must be alteched and tho attornity.M Tact mull sign Miaow and al loft. Heparin° Toms POA It Ineheckee and unaccoulatge where en Account Uwoot Is incapaolin Only one person may he dodo naled as PO* Checks on en IRA soocaunl cannot be sire!, by • PGA DTE r MAitiNISN COhus M scalP ADDITIONAL AUTHORIZED VISA' CARDHOLDER INFORMATION SCATIAIF KEW NAME SCAAILRE Punt HAW WC A t SKI :RIMS TIME a ORIN SODA SECURINI_•-- • DUE Of ORM I ATTORNEY-IN-FACT IPottorefAlietfley) DATE MINT ATTORINEY4TWACT 569941 (Rem 10 • 01112) Paget of 3 Copy 1 - New Acoounls Copy 2 - Biondi Copy 3 • Client Copy 4 - Bake Account; carded IN First Clearing. LLC EFTA00558463 Sub Firm I BR Code FA Code Account Weber (omos Um 04) POWER OF ATTORNEY' TO PROVIDE FULL TRADING AUTHORIZATION WITH PRIVILEGES TO WITHDRAW MONEY AND SECURITIES To My Broker-Dealer: The undersigned (hereinafter referred to as the -customer or 'n hereby authorizes the person whose signature appears below as hisTher agent and attorney ('Authorized Agent') to buy, sell, sell shod, tender, exchange, convert mite, exercise or trade in stocks, bonds. Option contracts and any other securities on margin or otherwise in accordance with your terms and conditions for my account and Ask and in my name or account number on your books. If I am a fiduciary on the account. then I hereby ratify and confirm that this authorization is granted in such fduciary capacity and within the fiduciary powers and consistent with the fiduciary duties of said fiduciary. In all such purchases, sales or trades you arc authorized lo folow the instructions of the aforesaid agent in every respect concerning my account with you, and except as herein otherwise provided, my Authorized Agent is authorized to act (or me in the same manner and with the same force and effect as night or could do with respect to such purchases, sales. trades, transfer of securities, and payment of monies (which shall for this purpose include, witheut limitation. the Issuance of checks. use of the ATWDebil Card and electronic funds transfer). as well as with respect to all other things necessary or incidental thereto. I hereby ratify and confirm any arid all transactions wth you heretofore or hereafter made by the aforesaid agent on my behalf or on the behalf of my account with you. I hereby agree to release and discharge you and your affiliates, including your clearing agent, from any liabely or clams in connection with your following the instructions of my Authorized Agent and agree to indemnify and he'd you harmless front any losses, claims, damages, and/or liabilities (including attorney fees) based upon your acting under the instructions of my Authorized Agent I understand and agree that you are in no way responsible for any loss to me occasioned by the actions of my Authorized Agent and that you do not, by implication or otherwise, endorse the operating methods of my Authorized Agent. I further understand arid agree lhat you did not recommend the Authorized Agent to me. This authorization and indemnity is in addition to (and in no way limits or restricts) any rights which you may have under any other agreement(S) between us. This authorization and indemnity is also a continuing one and shall remain in (ill force and effect until revoked by the undersigned by a written notice addressed to you and dekvered to your principal office, but such revocation shall not affect any liability in any way resulting from trar.sactions initiated prior to your receipt of such revocation. In case of death of the undersigned the authorization shall continue and you shall not be responsible for any action taken on the basis of this authorization until you have received written notice of death addressed to you and delivered to your principal office. I his authorization and indemnity shall enure to the benefit of your present firm and of any successor firm or firms irrespective of any change or changes al any lime in the membership thereof for any cause whatsoever, and of the assigns of your present firm or any successor firm If any provision of This authorization and indemnity shad be rendered Invalid for any reason. the provisions of Ilvs agreement so affected shall be deemed modified or superseded. as the case may be. and all other provisions. and the provisions so modified or superseded shall in as respects continue and be in lull force and effect This Power of Attorney shall not terminate in the event of my disability or incapacity. Signature (Account (Tyner) Print Name Date Signature (Amount Owner) Print Nemo Date Attornerin-Fact Signature Print Name Date Winans Sianature Print Name Date APPROVAL Fimi Principal Siamese rate State of County/City of } SS: {SEAL} On this day of before me personalty appeared to me known and known by me to be the individual(s) described in and who executed the foregoing instrument, and duty acknov.fedged to me that he/she/they executed the same. Notary Signature: My Commission Expires ' Only ore person may be designated Sggga 1 (Rev 10. 07112) Page 2 of 3 EFTA00558464 Arbitration - The following information concerns the arbitration of controversies: This Agreement contains a predisputo arbitration clause. By signing an arbitration agreement, the parties agree as follows: • All of the parties to this Agreement are giving up the right to sue each other in court, including the right to a trial by jury, except as provided by the rules of the arbitration forum in which the claim is filed. • Arbitration awards are generally final and binding; a party's ability to reverse or modify an arbitration award is very limited. • The ability of the parties to obtain documents, witness statements and other discovery is generally more limited in arbitration than in court proceedings. • The arbitrators do not have to explain the reason(s) for their award unless, in an eligible case, a joint request for an explained decision has been submitted by all parties to the panel at least 20 days prior to the first scheduled hearing date. • The panel of arbitrators typically will include a minority of arbitrators who were or are affiliated with the securities industry. • The rules of some arbitration forums may impose time limits for bringing a claim in arbitration. In some cases, a claim that is ineligible for arbitration may he brought in court. The rules of the arbitration forum in which the claim is filed, and any amendments thereto, shall be incorporated into this Agreement. No person shall bring a putative or certified class action to arbitration, nor seek to enforce any pre-dlspute arbitration agreement against any person who has initiated in court a putative class action; or who is a member of a putative class who has not opted out of the class with respect to any claims encompassed by the putative class action until: (i) the class certification is denied; or (ii) the class is decertified; or (iii) the client is excluded from the class by the court. Such forbearance to enforce an agreement to arbitrate shall not constitute a waiver of any rights under this Agreement except to the extent stated herein. Arbitration Provisim It is agreed that all controversies or disputes which may arise between you and Introducing Firm, Clearing Agent and any Sub-Advisor (and/or any other agent), (collectively, "us") concerning any transaction or the construction, performance or breach of this Agreement or any other agreement between us, whether entered into prior to, on, or subsequent to the date of this Agreement, including any controversy concerning whether an issue is arbitrable, shall he determined by arbitration conducted before, and only before, an arbitration panel set up by the Financial Industry Regulatory Authority ("FINRA") in accordance with its arbitration procedures. Any of us may initiate arbitration by filing a written claim with FINRA. Any arbitration under this Agreement will be conducted pursuant to the Federal Arbitration Act and the Laws of the State of Now York. The state or federal statute of limitations, statute of repose, non claim statute or any other time bar that would be applicable to any claim filed in a court of competent jurisdiction shall be applicable to any claim filed in arbitration. 5“9,,A1 (fit,. 10 - 01112)P. j o 1 i-.1 1 EFTA00558465 I(0ftce Use Oaf) Sub Firms BR Code FA Code Account Number y--1 11 1 Li New Li Update Account Application Account Classification Product Typos Tax Status o U.S. Citizen O U.S. Non Individual Account O Resident Alain U Non-Resident Alien C3 Advantage Program t. 1 StafX1iud ¶iioteraye Individual Account Registration Types (soled typo) Non-Personal Account Registration Types (select type) O initsidual Joint Account O Costa:tat-Woof" O Joint lenenls O Guardiar.tonservatorshp O Jont Tenants (must attach appointment) of &unmoral? O Sole Mobile's( ship O Jo:nt Tenants o 529 Plan - ImPidual (A permitted o 529 Pion - Custodan” O Community O 403(b) Retirement Plan (4 required 0 Other If two or more owners, Jo3nt Tenants viiii-RightS be mil acted au•ornalualy if you (alto select tt• Primary is the minor on a custodian account Typos in Common with Rights by Entirety by you State Property by your Slate lam) _ IRA Types O Regular O Simple O ESA IRA O Roth O SEP O SAR-SEP O Inherited O Spousal law) O Outside IRA O IRA Annuty-Extomal Custodies O SEP Anntiry•External Cus./odaa 0 4078 Annuily-E storms! Oustodan sNp val r —I t_r 401A Annuity-External Cuslodan O 401K Annu %prate mat Custodian O Corporate O Estato (Ced Aosta of Ourniecalion must ha elechediaffdabit el OOrriole O NomProso Organisation arsnt be preselect] O Investrriontilimmm LI tic O Partnerstup....1 O NiunicipattGovernmenVPub:o Funds O Other O Gutted Plan of Pirdill Sharing Plan O Prototype ri Other O Trust 1 miler Type- O Individual wl SSN O Nom wr Irv • Of Survivor One Of the abate Trust Oafs Number of Trustee(s). Primary Owner Information O Yes O NO Mother's Mellen Name 1O1thiS acoAnsil have Third Pasty Autholitalion? O Mr n Mrs. Li Ms. O Dr. K Rev O Senator O Justice O Other — Name and Address Customer identity Verification Name D003 l A have an existing or previous relationslvp •mih this person? El V O u (It "No; please complete a-c below.) Login Address (cannot be a PO- Box a (aorti() Type (Reference --)rtvArs I poA 03 Codes en page 6) %co) \-ed b. Ciotti It) No. City late ZIP t Oats of Issue Country of Residence d Date of Explatren Home Phone. I Home Phone 2 0. Place of Issue Business Phone (1) • Eichrnsion ()tisane% Phone (2) i ExtentiOn SSNITIO Cell Phone I Cell Phone 2 Other Phone Is FA registered sr in the Clients stale of legal address? Fax Number Oste of atitt Cocntry of Cniten she O ON Tenants In Common Ownership % (must equal 100%) Name 56 ..... Name "A Owner information Details Source O A-Savings Of Funds: O Ci-Sate (from Earnings) O 8.1nheitanco of Asset O 11-tegarins Nigh Risk indicators O C-Buslness Revenue O Settlements O 1-Asset Approbation O Otonations (Mists Only) O J-Cither O E•Sete of Business O F-Ste of Real Estate )(Associated Persons . Person of interest! US Non todmidu al O CA5040081 O MONEY SERVICE BUS (50) O I RAVES AGENT (SA) (Select up to biro (5) inthosters O GturPREC Mn IXRS(%) O NON GOUT ORG (St I O hoT APPLICABLE OM Intl apply to Ms account (wn/ ) O OM 01RFIRFARUS at) O PCP•fCRFIGN(5G) US Indio:hint (Select al Oat apply ) O KPimi O NOT *Ks taw or O CASINOtelt) O f OR VF.R5 INVAVOLDING COO RO Witty SERVICE WARP) O NOt APPOCAW.0 tool Foreign Non Inetnedust O f R04) O f ORLIGN1RuST 1$) O rat COW ORG (6n) (Select up to fivia (5) intl•Calleff O foetal lig f RUA-MAW 03iffl O GtWPREC MIL OIRS(6C) O PEP FCREt(41 (0N) that apply to this account an ner ) 0 FOR OPENATOK1 CO 160) O laUN Otto IRFARIJS let) O MOIL AGENT fait) --i Foreign Indiv d ual (Select el that apply.) CI FOR OR ellIERUFWAY (30) — PEP13A1 ❑nee K RESIDEht MIEN f3CI NOI APPL (003 _ _ - - — 569115 (Rev 15 • 11112) Page 1 Of EFTA00558466 Sub Firm If BR Code FA Code Account Number [ I i Owner information Details Continued Rule 144: Is aulhonted person, or member of their immediate famly a directOr. POO-making pker, or 10% stockholder in any pitlicly traded company? ny ON If Yes, Indicate Ticker Symbol, Cuslp or Name: _ __ _ FINRA Insider Information: Is Cent. Clients Spouse or immediate relative t>r11pWyed by introducing Firm (U. V) or another FINRA Member (W ot X)1 D CuSlOtnor not associated with FINRA firm o X - Immediate family members of employees or other security firms O Ill - Associate of intioduong Fern anther dependents, famly members O V - Non-dependent family members of an associate of Introducing f irm D vv • Employees or brokers of other 'sturdy firms, their dependent accounts o and Accounts in which limy Pave a (marvel or benetoal Durand r i OtCupatiOnnttle' U A Proprietor, Professional, Manage/ U B-Info Tech Sys O C.Craftsman, Steed Worker O 0-Sales O E-Mrnin, Clerical O F-Pubic Sensce n G Personal Service Protder O IttarmirYa, Fishing. I ormVy O I-Education n J-C!ergy O K-Olher O 1-Unemployed O M.Relored (l tared, complete queshonS O N-Student O P-Homemaker '(8u mess Nature code ls required ) based on the firm from which you retired ) Business Nature: n Aalgrksilture O 8 Consumer it Busmen Sentra O C-Contbuction O arrerey O S-Estate a 1-F ramie, Services O F-Government O G-Heakhcare O li-tralustriat O I-Media O J-Non-profit O 8-Other O K-Persona' Inwslirent Company O L•Reet Estate O M.Retal O el-Technology O CaTelacommuniatbans O P-Trenspoitat•nn O T-Trust O 04Vnchesale Employer Nemo rmpbyer Phone Yeats with Employer Employer Address City State 711) Country Position Account Registration & Instructions Registration Title (if different from page 1) Primary Owner must match Information for Mr certhcation Suitability Data Collected Should bo for the Account (Reference tables provided on page 6) 1 Is primary Goner a registered investment adv.soctompany O Y O N &her with the SEC or Stale securacs corrumisscan? 2 Does the account holder have total assets of at !east 550 O Y O N Means 3 Is art account foe a hrurucipat Goterivrent Entity (MOE)? O Y ON meta beau:aim Meant Investment Objective o InciaecriCanaverim • A 0 her investments. (tore I) O Ironies Modoraie - G O traune & bang (Km • I Mad Address (it*Men! ham Legal Adlrass) Annual Income All Sources' (latini 1) O Groat A Inconria • (Ant...vase] B O Gob" A Income • Slaireale • 0 tiquidhlet fl oat (Table I) O GlOall & Intorno • tons Teen • K O CuarAhtiCalscrusem H City Stole Z P Horne Phone Business Phone vial IWO, - f Wed") Resefence- (lafre 1) O Cicmtat f.tdersi,o C O Crone, b I ono lam E Fax Number Met Phone O Iradog Si Spevalaten • I. Ems( Address &SUMO In nutCkel O IDIS O lb% O Other • tit asrh o 28Y> ID 33'6 O WI. AML Compliance Field (For Corporation and Partnership Accounts Only) Is INS customer a casino. travel agency, or money remitter? (1) Y O N it -yes; provide TIN _ _ _ _ _ _ _ _ 'AM Checklist and rnhanced Oue Dagence forms are required and Compliance approval must be obtained before submitting the account for opening. Standing Instructions O Margin O Cash MI this account be enabled (or options trading? O V ON It requested, does Client want us to provide name and address to an issuer in which we Mid Sect/rites in sheet name? SIC Rule 14b • i prohibits from using name and address for any purpose other than corporate °Amuck cabons. O Y O N Margin Account —Ail Qualified Accouole are Opened as Margin Accounts. YOU WILL RAVE A MARGIN ACCOUNT UNLESS YOU ARE. INEIVIBLEt)R DECLINE BELOW An ineltible account is defined as. Custodian. Guardian, FRI5i-A. IRAs, Investment Club, and Pension and Profit-Sharing accounts Margin trading entails greater risk and is not suitable for all investors. If the market value of eligible securities in your account declines, you may bo required to deposit more money or eligible securities in order to maintain your line of credit. By signing this Appication, I acknodiedge that I have received and read the Margin Oisffigliare Slatemeel. the RAIN. Btekerige Act.NWILAVSIDellt erg QatSIQSUIeD0WIllent and •Bletement of Interest c'herge3 and MargatAecount racy documents. I understand that my securities may be pledged, repiedged, hypothecated or rehypothecated by Introducing f ern as deemed i nec U LINE margin privileges. Please open my account as a /DEC. cash account only. I understand that I will not have overdraft protection. _ I Primary Owner Demographics U Female O Male 0 Own O Rent U Single O Married O Divorced O Widowed Number of Dependents. Education Level fl High SCF100I Graduate El Post Secondary Study O Iwo-Year Degree N College Graduate O Post Graduate Study O Advanced Degree n Oilier Investment Experience (Indicate Years Or ExperierCe tot oath category) S1004 i Bonds 1 Opaons _ I Anranees-tire Ins Mutual Funds $6931S (Rev 15. 11/12) Pale 2 of 6 EFTA00558467 Sub RIM AP BR Code FA Code 1- 1 Account Number 1 Average Pricing D Yes 0 No (Setecano 'Yes' w establish awns pricing intact order tronsackons in the account) Time Horizon the 'wooded penod over which a customer Wens to mess to radian a parkular tin facial goat 0 (A) Long Term (10* years) 0 (8) Moderate (5.10 years) E3 (C) ;Menotti** (3.5 years) 0 (11) Shoe Term (1.3 years) 0 (E) lounetbato (Less than 1 year) liquidity Needs roe ea tent ro wrich a customer dowel the atialty or has anencratoOfgaiOns the (Acres Ore need to etdridy and wady convert to cash al 1 or e Donlon of an Amesirrenf or intesboents volOavl expencocew sponilicanf tots in vibe from, for trample, the lack of a ready market or incumng signficant costs o r pellets 0 (A) Sigrtcant (Primary Need is 14w day) 0 (8) Moderate (May need quack access to cash) 0 (C) Non (stave crew sources of cash) Referral Information Account acquired from: 0 Direct Mall 0 Print Advertising fAtinev Market Dividend Distributions: Cash Sweep Instructions: fund O Sweep money market in cash only fund O Sweep money market in cash and margin Trade Jialaossloauclioas: O Pay out money market distributions O Reinvest money market distributions Nock instructions: 0 E-oommerce 0 Radio Advertisement D Exisbng Client: D Referral (Broker, Firm. Prof, Met): O Register In street name and hold O Pay net credit balance O DVP O Pay and Pay O Hold all balances"' "* it The stock ostructuns, trade balance inalnrctenk indite divdend instructions are left blank to exeunt egi de evil to hold storks in sheet name. hold balances, anew hold dmdends El Know PerS0naity 9 Seminar o other m Specific Promotion: 0 Phone Sokcitallon 0 Television Advertisement 0 Ptione-In Client a Watk-in Client Cost Basis Elections (Reference table provided on page 6) Tax Lot Relief Method': *the default method is FIFO (rest in Fest OW) Election for ItightsANarrants Apportionment O Yes n No (41 'veritable) Other Brokerage Accounts? 0 Y 0 N ii "yes: list the film norociS): Average Cost Elections re you Oleos* N do not en r the date) Mutual f uncts . _ _ .. — _ _ _ Election Date: Dividend Reinvestment Plans _ _ Election Dale: — Client Identification Program Has the Broker advised the party estabirshing Ihm account that information collated on parties associated with this account is subject to verification as mandated by the USA PATRIOT Act and outlined in our Ckent Identitcation Program? O y O N Personally met with chent? O Y O N Old Account Number phildend Slanging Instructions: Commission Discounts Stocks (%) Bonds I Orions O Into fl ee Credit O Deity O Semi-Weekly O Monthly O Credit Margin Pay Cash Semi-Weekly O Credit Margin Pay Cash Monthly Dividend Reinvestment Instruction: O M Opts dividends Wel be reinvested for this account. Q No dividends will be reinvested for this account. Cash dvidends ours be paid for all new trades. n Cash dividends will be paid for this account unless the O Reinvest all new dividends for On account unless the security is coded for cash div:dends security is coded for reinvest. Principal Instructions: — instructions Display cost basis en statements? O Y O N Li Principal payment to free aedit for rerrivesUnent O Process principal payments according to trade standing Account Relationship Reminders If the new account is related to other accounts, please indicate the account number of the primary account: This acts as a reminder to input this relationship for the items listed below, it applicable Statement J. Inking rrim I lousehotding Access Online Additional Client Reporting Duplicate Confirmations 1 Duplicate Confirmations 2 r r.j ily (kr; I', 1' . 121 Pip 3th EFTA00558468 I Sub Flint Al FTR Code FA Code Account Number C11111 L =J 1- 1 1-- ILJ Duplicate Statements i Duplicate Statements 2 Tax Certification. Check ONE box below that a. 'lies. [j U-S Person or Resident Alien: Under henailies of perjury, I certify that- 1) The number shown on this form is my correct Tazpayer Identification Number (or I am waiting for a number to be issued tome); and 2) I am not subject to backup withholding because: (a) I am exempt from backup withholding. or (b) I have not been notified by the Infernal Revenue Service (IRS) that I ant subject to backup withholding as a result of a failure to report aft Interest or dividends, or (c) the IRS has notified me that I am no longer subject to backup withholding; and 3) tam a U.S. citizen or other U.S. person. You must cross out 'tern 2) above if you have been notified by the IRS that you aro currently subject to backup inthho'ding because of undcirepott erg interest or dividends on your tax return DI Exempt Payee (Abase check. don applicable enhly) J Alien: By checking this box. certify that I am not a U.S Citizen or resdent a U tax purposes and I will piende Form W-eUFN, MILO, ;Al- - 61.)1P or WSIMY wan Ihs appticalion. II one of the point owners provides a Form W-9 furnished in accordance wth the procedures described in 31.3-406(d)•1 through 31 3406(d)-S of the federal tax regulatons, atl payments OM be reportable to that payee. Acceptance of Terms I understand that this account is pewee/tad by the Basic Brokerage Account Agreement and Disclosure Document and/or other agreements I have with Introducing F inn Accounts are earned and credits extended by first Clearing. LLC. ("Clearing Agent). Arbitration Arbitration Ofsclosunic This Agreement contains a pre-dispute arbitration ['suet By signing an arberallon agreement, the parties agree as follows: • All of the parties to this Agreement are giving up the right to sue each other in court, inchd erg the right to a trial by jury, except as provided by the rules of the arbitration forum in which the claim is filed. • Arbtation awards are generally final and banding; a party's ability to reverse or modify an arbitration award is very limited. • The at itity of the parties to obtain documents, witness statements and other discovery Is generally more limited In arbitration than in court proceedings. • The arbitrators do not have to explain the reasoned for the award unless, hi an eligible case, a joint request for en espial ned decision has been submitted by all (votes to the panel at least 20 days prior to the last scheduled hearing date. • The panel of arbitrators typically will Include a minority of arbitrators Niko wore or me affiliated with the securities industry. • The rules of some arberadon forums may Impose Orme linhts for bringlng a claim In arbitration. In some cases, a claim that is Ineligible for arbitration may be broaght in court. • The rules of the arbitration forum In which the clairn is filed, and arty amendments thereto, shall be Incorporated Into this Agreement. No parson shall bring a putative or certified class action to arellatIon, nor 1190k to enforce any sadistic% arbitration agreement against any person who has initiated In court a putative class action; or who is a member of a putative class v,ho has not opted out of the class with respect to any clams encompassed by the putative class action until: (I) the class certification is dented; or (ii) the class Is decertified; or tilt the clout is excluded from the class by the cowl. Such forbearance to enforce an inurement to arbitrate shalt not constitute a waiver of any rights under this Agreement except to the Went stated tore' n Arbitration Provision. It is agreed that all controversies or disputes which may arise between you and Introducing Fun', Clearing Agent and any other agent, (collectively, "us") concerning any transaction or the construction, porfomiance or breach of this Agreement or any other agreement between us, whether entered into prior to, on, or subsequent to the dale Ot this Agreement, Including any controversy concerning whether on Issue is arbitrable, shall be determined by arbitration conducted before. and only before. an arbitration penal set up by Minor the Financial Industry Regulatory Authority ffitfillTA1 or the New York Stock Exchange, fix ("NYSE") In accordance with their respective arbitration procedures. Any of us may initiate arbitration by filing a written Claim with the FINRA or the NYSE. Any arbitration under this Agreement tail be conducted pursuant to the Federal Arbitration Act and the Laws of the State of New York. The state or federal statute of limitations, statute of repose, non claim statute or any other time bar that would be spittle:We to any claim fired In a court of competent jurisdiction shall be applicable to any claim feed in arbitration. Authorized Signatures Account Control. All Individuals, Joint Owners, Fiduciaries of Shills, Estates. Pension and Profit Sharing Plans and General Partners of Partnerships and those authorized to establish and control accounts must sign For CorperatOnS and MI other organiretans. the President and Secretary (or those with equivalent tales) must sign along with arty alto: olkeas) to give instructions on behalf of the Account If the Account hat authorised an Investment Advisor Pan Admit strator or Other th id party to give trading or other mantra Ohs, penes° provide a copy of such authoornfion. THE INTERNAL REVENUE SERVICE DOES NOT REQUIRE YOUR CONSENT TO ANY PROVISION OF THIS DOCUMENT OTHER THAN THE CERTIFICATIONS REQUIRED rO AVOID BACKUP MOOKKOING. Li THIS CLIENT AGREEMENT CONTAINS A PRE DISPUTE ARBITRATION CLAUSE LOCATED ON PAGE 4 UNDER THE PARAGRAPH HEADER 'ARBITRATION AND IN THE BASIC BROKERAGE ACCOUNT AGREEMENT AND DISCLOSURE DOCUMENT ON PAGE 1, PARAGRAPH 6, UNDER THE HEADER -ARBITRATION THE UNDERSIGNED HEREBY ACKNOWLEDGES RECEIPT OF A COPY OF THE CLIENT AGREEMENT AND THE BASIC BROKERAGE ACCOUNT AGREEMENT AND DISCLOSURE DOCUMENT AND HEREBY AGREES TO THE TERMS OF THESE AGREEMENTS. Internal Financial Admix Signature PA Cod. Principal Approval Signature Principal Rep Code Cato Use 569315 (Rev Is- 11(12) Accounts carried by First Clearing. TLC Page 4 oft. EFTA00558469 Investment Objectives & Risk Tolerance All investors have ob(eceves or goals, such as seeking income, growth & Income, growth. or trading or speculating. NI inveSlOis also have risk tolerance. which is the amount of risk of loss they arc willing and able to tolerate in order to achieve their investment goals. Although all investments involve risk, including the potential loss of principal, some securities. such as equities (stock). among others. kivolve more risk. H ghee ask investments may have the potential lor higher returns, but also have the potential for greater losses Generally speaking. investment objectives aro on a spectrum, with "Income investors generally bolding the smallest percentage of higher tisk investments and "Trading and Speculation" investors holding the largest percentage of higher risk investments Similarly, risk toierances are on a spectrum such that an investor with a "Conservative tisk tolerance wet accept less risk than an investor with a 'Moderate tisk tolerance, a 'Moderate investor tess than a •Long leak investor. and a "Long Term" investor less than a 'trading & Speculation' investor I he 'long Teen" investor accepts short term market volatility associated with a large proportion of higher risk investments because he or she has a long feint time horizon and seeks the higher long term return potential associated with These higher risk investments Below are descriptions of the combined Investment Objective and Risk Tolerance. listed in order of least aggressive to most aggressive for both (Investment Objective and Risk freelance) categories Please carefully consider your Investment Oblectise and Risk Tolerance for yew account Your selection is your representation that you meet all the criteria described in the prone Investment Objectivo• Income: Income investors seek a maximum amount of income given their risk tolerance, and are wring to forgo capital appreciation and growth of income. Risk Tolerance- Conservative: Conservative Income investors seek the maximum amount of Income consistent with a mildest degree of risk. they are w.ling to accept a tower level of income in exchange for lower risk. Higher risk investments, such as high yield bonds and some equities, are typically not a large percentage of the account Risk Tolerance- Moderate: Moderate Income investors seek to balance the potential risk of capital loss with increased income potential. Higher risk investments. such as bleb yield bonds and some equities. may be some percentage of the account. Risk Tolerance- Long Term: I ong term Income investors seek a significant level of Income. are financially able and willing to risk losing a substantial portion of irwestinent capital, and. due to the' long term horizon ce other factors, they emptily higher risk, more aggressive strategies !ha! may offer higher potential income Hiaher risk investments, such as hip yield bonds and some equates, may be a significant percentage of the account. Investment Objective• Growth & Income: Growth arid Income investors seek current Income. Out also seek income and capital growth Oct lime. These investors are wi Eng to forgo a portion of current income in order to seek potential future growth. Risk Tolerance• Conservative: Conservative Growth and Income investors seek the maximum growth and income consistent with a relatively modest degree of risk. they are veiling to accept lower potential returns in exchange fa lower risk. Equities, generally dividend paying equities, may be some percentage of the account Risk Tolerance• Moderate: Moderate Growth and Income investors seek to balance the risk of capital loss with higher potential growth and income. High yield bonds and tepees, generally dividend paying equities. may be a signeicanl percentage of the account Risk Tolerance. Long Term: Long Term Growth and Income investors seek a significant level of growth and income. are financially able and wring to risk losing a substantial portion or investment capital, and duo to their long term bonze° or other factors they pursue high risk, more aggressive strategics that may offer higher potent at returns I Sigh yield bonds and equities, general), div.dend paying equities. may be the primary assets in the account. Investment Objective• Growth: Growth Investors do not seek account Income and their primary objective is capital appreciation Risk Tolerance- Conservative: Conservative Growth investors seek maximum grov.th consistent with a relatively modest degree of risk They are MIEN to accept lower potential returns in exchange tor lower risk. Eque.es may be a significant percentage of the account. Risk Tolerance- Moderate: Moderate Growth investors seek to balance the potential risk of capital loss with their goal of higher potential growth. Equities may be the primary asset in the account Risk Tolerance- Long Term: tong Term Growth investors seek a significant level of growth. are (manually able and nil..ng to nee losing a substantial portion of investment caplet, and due to thee long term time honton or other factors, they employ Weller risk, more aggressive strategies that may offer higher potential returns Higher risk investments such as equities may be as much as 100% of the account Trading & Speculation: Trading and Speculation Investors seek out maximum return through a broad range of investment strategies, which generatly involve a high level of risk, including potential for significant loss of investment capital. Standing Instructions Sti0Clt ItrittrilttiOtle 1 Register in customer name and mat 4 Register in street name and hold 5 DVP Trade Belence.InsfreCtlene A Pay net credit balance B Pay and Pay C Hotd all balances DivildeectilletruCtierle 1 Into Free Credit 3 Semi-Weekly 5 Monthly 6 Credit Type 2 Pay Type 1 Semi Weekly 7 Credit type 2 Pay Type 1 Monthly DivigepdfiginvesEmeel .4 Reinvest all trades for this account All current positrons and future trades for e' .gable positions v.111 be reinvested autunalicaliy. C Cash dividends wall be paid for this account unless the security is coded fon reinvestment on RDIV. N Dividends will not be reinvested for this account, cash dividends will be paid for all new trades. Note: RIN default. R Dividends will be reinvested for all new trades for this account, unless the security is coded for cash dividends on ROSY. Account Calf/AM c000., tot Individual US Ciliiren/Resident Alen 102 Sole Proprietorship 103 Guardian/COnservatoiK:ornmillee 104 Joint 105 Prime &oker 106 Corporation 107 tented Liability Company 108 Estate 112 Partnership 1t3 BankfT rust CompanytCredit Union 114 FCC Traditional/Roth IRA 115 FCC SEP IRA/FCC SIMPLE IRA 116 Investment Club 117 Insurance Company 118 Mutual Fund/Money Manager 119 Personal Trust 020 VVI A Prototype Retirement Plan 122 Non Colpixatellielogious/Non-Profil 123 Un form Gift/Transfer to Minor Table 1 A $0 549,999 B-550.000 • 599.999 C4100,000 $199,990 0-5200.000 - $499.999 /et00000 5999.999 G-51,000.000 - 54.999,999 H-$5.000.000 - 59,999,999 1410,000,000 or nese X-Client dot not provide 126 Non-ECC IRA 127 ERISA (Investment Advisor Use only) 126 MunicipalrGovermient/Public Funds 131 Personal DVP 132 Education IRA 133 403(b) Retirement Account 140 individuat Non Resident Alien, with Treaty 141 Individual Non-Resident Allen, no treaty 142 Custodian for Non-Resident Alien, with Treaty 143 Custodian for Non Resident Alien, no Treaty 569315 (Rev 15. 11112) Page 5 ce 6 EFTA00558470 Cost Basis Election Codes F FIFO - First In First Out • II the account is set up for First In First Out. the first seamity purchased is assumed to be the first security sold_ if the trade requires additional units to be dosed, the process will be repealed sequentially until the requited number of shares is reached. L LIFO • Last In First Out - If the account is set up for Last In First Oul, the most recent tax lot purchased will be the first dosed. If the trade requires additional units to be dosed, the process yell be repeated sequentially unlit the required number of shares is reached H HIFO - Highest In First Out - If the account is set up for Highest In First Out, the tax lot with the highest cost basis will be the first closed. If the trade requites additional units to be closed, the process will be repeated sequentially until the fort:hired number of shares is reached. C LOFO - Lowost Cost First Out - If the account is set up for Lowest Cost First Out, the tax lot with the lowest unit cost will be closed first regardless of the holding period. If the trade requires additional units to be dosed. the process %WIN) repeated sequentially until the required number or shares is reached. S HCST • Highest Cost Short Term - II the account is set up for Highest Cost Short term. the process wit per< only the short term tax lots and the tax to %%:h the highest unit cost will be dosed first. It the trade requires additional oats to be dosed, the process will be repealed sequentially Lied the required number of shares Is reached If no shod term lots arc found. or if the number of shod term tints is insufficient to cover the sale, the process will look at long term lots and continue to dose HCl T. T HCLT - Highest Cost Long Term - If the account is sot up for Highest Cost I ong Term. the process VAli pick only the long term tax It and the tax lot with the highest unit cost via I be closed first If the trade requires additional units to be closed. the process veil be repealed sequentially until the required number of shares is reached If no long term lots are found, or if the number of long term units is insufficient to cover the sale, the process wi look at the short term lots and continue to close HCST. R LCLT • Lowest Cost Long Term • If the account is set up for Lowest Cost Long Term, the process will pick envy the long term tax lots and the lax lot wAh the lowest unit cost will be closed fast. If the trade requires additional hints to be dosed, the process will be repeated until the required number of shares is reached II no long term lots ate found, or if the number of long-term units is insufficient to cover the sale, the process will look at the short term lots and continue to close LCST. M LCST - Lowest Cost Short Term • If the account is set up for Lo.vest Cost Shutt Term, the process will pick only the short term tax lots and the lax lot vatii the lowest unit cost will be closed first. If the trade requires additional units to be closed, the process veal be repealed sequentially until the required number ol shares Is reached. If no short term lots are found, or if the number of short term units is insufficient to cover the sate, the process will took at the long term lots rd continue to close LCI.T. Avera t e Cost Basis Accounting Codes N No Average Cost on Mutual Funds, accounting is Id by lot. O All; F'ost-f- fleetly° Dale. AU mutual fund tax tots acquired after 1/1/2012 vall be averaged. M MixedrSpecific Security, Ctient veil specify which miXual fund securities they hold will get average cost basis methodology applied. Government ID Codes Al Articles of Incorporation FD Foreign If) Card PP Passport AO Articles of Organisation (L LC) (e.g. Drivers License, Visa or Green Card) RA Resident Alien ID Card (Green Card) AR Adoption Record HC Health Insurance Card (not a Medicare Card) SC School ID Card BC Birth Certifeale LP I foe Insurance Policy ST Slate ID Card CD Court Document MD Marriage or Divorce Record TR Trust Agreement or Trust Deed DL Drivers License MR Military Records EC I mployer ID Card PA Partnership Agreement 559315 (Rev 15 • 11112) Page 6 of 6 EFTA00558471