EFTA00614709.pdf

U.S. TRUST -"it Box 15284 Wilmington, DR 1181.50 APO 1 GRAT NO 2 LEON D BLACK, TRUSTEE C/0 ELYSIUM MANAGEMENT 445 PARK AVE STE 1401 NEW YORK, NY 10019 Client service information 1.800.U.S.TRUST (1.800.878.7878) TDD/TTY users only: 1.800.288.4408 En Espanol: 1.800.688.6086 bankofamerica.com a Bank of America, N.A. P.O. Box 25118 Tampa, FL 33622-5118 Please see the Account Changes section of your statement for details regarding important changes to your account. Your Regular Checking for August 1. 2015 to August 31, 2015 APO 1 GRAT NO 2 LEON D BLACK, TRUSTEE Account summary Beginning balance on August 1, 2015 Deposits and other additions Withdrawals and other subtractions S15,742.00 0.00 -0.00 Checks -0.00 Service fees -0.00 Ending balance on August 31, 2015 $15,742.00 Account number: Important disclosure information listed on the *Important Information for Bank Deposit Account? page PULL E CYCLE: 24 SPEC: 0 DELIVERY: P TYPE: IMAGE: A DC: W Page 1 of 6 EFTA00614709 APO 1 GRAT NO 2 I Account Is I August 1, 2015 to August 31, 2015 IMPORTANT INFORMATION: BANK DEPOSIT ACCOUNTS Updating your contact information- We encourage you to keep your contact information up-to-date. This includes address, email and phone number. If your Information has changed, the easiest way to update It is by visiting the Help & Support tab of Online Banking. Or, you can call our Customer Service team. Deposit agreement - When you opened your account, you received a deposit agreement and fee schedule and agreed that your account would be governed by the terms of these documents, as we may amend them from time to time. These documents are part of the contract for your deposit account and govern all transactions relating to your account, including all deposits and withdrawals. Copies of both the deposit agreement and fee schedule which contain the current version of the terms and conditions of your account relationship may be obtained at our banking centers. Electronic transfers: in case of errors or questions about your electronic transfers- If you think your statement or receipt is wrong or you need more information about an electronic transfer (e.g., ATM transactions, direct deposits or withdrawals, point-of-sale transactions) on the statement or receipt, telephone or write us at the address and number listed on the front of this statement as soon as you can. We must hear from you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared. - Tell us your name and account number. - Describe the error or transfer you are unsure about, and explain as clearly as you can why you believe there is an error or why you need more information. - Tell us the dollar amount of the suspected error. For consumer accounts used primarily for personal, family or household purposes, we will investigate your complaint and will correct any error promptly. If we take more than 10 business days (10 calendar days if you are a Massachusetts client) (20 business days if you are a new client, for electronic transfers occurring during the first 30 days after the first deposit is made to your account) to do this, we will credit your account for the amount you think is in error, so that you will have use of the money during the time it will take to complete our investigation. For other accounts, we investigate, and if we find we have made an error, we credit your account at the conclusion of our investigation. Reporting other problems - You must examine your statement carefully and promptly. You are in the best position to discover errors and unauthorized transactions on your account. If you fail to notify us in writing of suspected problems or an unauthorized transaction within the time period specified in the deposit agreement (which periods are no more than 60 days after we make the statement available to you and in some cases are 30 days or less), we are not liable to you for, and you agree to not make a claim against us for the problems or unauthorized transactions. Direct deposits - If you have arranged to have direct deposits made to your account at least once every 60 days from the same person or company, you may call us at the telephone number listed on the front of this statement to find out if the deposit was made as scheduled. You may also review your activity online or visit a banking center for information. Banking products are provided by Bank of America, NA, and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation. U.S. Trust, Bank of America Private Wealth Management operates through Bank of America, N.A. and other subsidiaries of Bank of America Corporation. 0 2015 Bank of America Corporation Oak of AVANANI, N.A. Mstabst FDIC and Equal Honks Linda Page 2 of 6 EFTA00614710 U.S. TRUST 4201P Sankt. Amdsloo Mai %NMI iianagarnort APO 1 GRAT NO 2 I Account s I August 1, 2015 to August 31, 2015 Your checking account To help you BALANCE YOUR CHECKING ACCOUNT, visit bankofamerica.com/statementbalance or the Statements and Documents tab in Online Banking for a printable version of the How to Balance Your Account Worksheet. Page 3 of 6 EFTA00614711 APO 1 GRAT NO 2 I Account 0 I August 1, 2015 to August 31, 2015 This page intentionally left blank Page 4 of 6 EFTA00614712 Account Changes Please see important information below about changes that may impact your deposit accounts. In the next few months, you will see changes to some banking fees that may apply to your checking, savings and CD accounts. Before these changes go into effect, we would like to explain which fees are changing, when they are changing and what steps you can take to avoid some of them. As a valued U.S. Trust' client, you automatically qualify for waivers on some of these fees. Please contact us to learn more. F. •m.unt Effective rate What t. Kee• in Min. Overdraft Protection Transfer Fee When you sign up for this optional service, we transfer available funds from an eligible linked Bank of America account to help protect you from overdrawing your account. This fee is applied to each individual transfer from an eligible linked deposit or line of credit account Please see your credit card agreement for information about Overdraft Protection Transfer fees from a linked credit card. $12 each transfer Because of your U.S. Trust relationship, this fee will be automatically waived. This fee applies to transactions that post on or after November 6, 2015. To help prevent overdrafts, set up email, text and Mobile Banking app alerts to help you keep track of transactions and balance changes. The Mobile Banking app and Mobile Banking app alerts are not available on select devices. Mobile Banking app alerts are not available on the mobile website. To learn more and to set up Overdraft Protection for your eligible accounts, visit bankofamerica.com/odp. Domestic Outbound Wire Fee This fee applies to wire transfers you send within the U.S. $30 each wire transfer Because of your U.S. Trust relationship, we will waive up to two per statement cycle. This fee applies to transactions that post on or after November 6, 2015. You may want to consider other ways to transfer funds, such as Online Bill Pay or transferring money to family or friends through their mobile number or email address. Fees may apply to certain transfers. For more information, go to bankofamerica.com/ transfers/funds-transfer.go or you can call us at the number on this statement to discuss your specific needs. Check Copy Fee There is no fee for the first two copies of each request This fee applies for each following copy: $3 per copy, with a maximum of 575 per request for check copies. Does not apply to accounts opened in Massachusetts and New Hampshire. $3 per copy ($75 maximum per request) Because of your U.S. Trust relationship, this fee will be automatically waived. This fee applies to requests that are processed on or after November 6. 2015. You can often avoid this fee by viewing and printing your available checks In Online Banking. To determine what checks are available through Online Banking, please select the Statements and Documents tab. Visit bankofamerica.com to sign in or learn more about Online Banking. Statement Copy Fee Each statement copy requests incurs a fee. $5 per copy Because of your U.S. Trust relationship, this fee will be automatically waived. This fee applies to requests that are processed on or after November 6. 2015. You can often avoid this fee by viewing and printing your available statements in Online Banking instead of ordering copies from us. You can access up to 18 months worth of statements through Online Banking by selecting the Statements and Documents tab. Visit bankofamerica.com to sign in or learn more about Online Banking. Continued on next page Page 5 of 6 EFTA00614713 EFTA00614714