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US - Banks Coverage Cluster BofA Merrill Lynch Investment rating Company ticker Bloomberg symbol Analyst BUY BankUnited, Inc. BKU BKU US Ebrahim H. Poonawala BB&T Corporation BBT BBT US Erika Najarian Capital Bank Financial Corp. CBF CBF US Erika Najarian Citigroup Inc. C CUS Erika Najarian Citizens Financial Group CFG CFG US Erika Najarian East West Bancorp, Incorporated EWBC EWBC US Ebrahim H. Poonawala FCB Financial Holdings, Inc FCB FCB US Ebrahim H. Poonawala Great Western Bancorp Inc GWB GWB US Ebrahim H. Poonawala Huntington Bancshares Inc. HBAN HBAN US Erika Najarian IBERIABANK Corp IBKC IBKC US Ebrahim H. Poonawala JPMorgan Chase & Co. JPM JPM US Erika Najarian Key Corp KEY KEY US Erika Najarian New York Community Bancorp NYCB NYCB US Ebrahim H. Poonawala Signature Bank SBNY SBNY US Ebrahim H. Poonawala SunTrust Banks, Inc. STI STIUS Erika Najarian SVB Financial Group SIVB SIVB US Ebrahim H. Poonawala The PNC Financial Services Group, Inc. PNC PNC US Erika Najarian UMB Financial Corporation UMBF UMBF US Ebrahim H. Poonawala Wells Fargo & Company WEC WEC US Erika Najarian NEUTRAL Banc of California BANC BANC US Ebrahim H. Poonawala Commerce Bancshares Inc. CBSH CBSH US Ebrahim H. Poonawala Fifth Third Bank FITB FITB US Erika Najarian First Bancorp Puerto Rico FBP FBP US Ebrahim H. Poonawala First Hawaiian Inc. FHB FHB US Ebrahim H. Poonawala Franklin Financial Network, Inc. FSB FSB US Ebrahim H. Poonawala Hancock Holding HBHC HBHC US Ebrahim H. Poonawala M&T Bank MTB MTB US Erika Najarian Regions Financial RF RF US Erika Najarian Synovus Financial Corp. SNV SNV US Ebrahim H. Poonawala Texas Capital Bancshares Inc. TCBI TCBI US Ebrahim H. Poonawala U.S. Bancorp USB USB US Erika Najarian UNDERPERFORM Associated Banc-Corp ASB ASB US Ebrahim H. Poonawala Bank of Hawaii Corp. BOH BOH US Ebrahim H. Poonawala Comerica Incorporated CMA CMA US Erika Najarian Cullen/Frost Bankers Inc CFR CFRUS Ebrahim H. Poonawala First Horizon National Corp. FHN FHN US Ebrahim H. Poonawala Prosperity Bancshares Inc PB PBUS Ebrahim H. Poonawala TCF Financial Corp. TCB TCB US Ebrahim H. Poonawala Zions Bancorp ZION ZION US Erika Najarian RSTR First Republic Bank FRC FRC US Erika Najarian Disclosures Important Disclosures Equity Investment Rating Distribution: Banks Group (as of 30 Sep 2016) Coverage Universe Count Percent Inv. Banking Relationships* Count Percent Buy 81 43.55% Buy 74 91.36% Hold 45 24.19% Hold 4 91.11% Sell 60 32.26% Sell 56 93.33% 78 2016 Future of Financials Conference | 17 November 2016 Bankof America > Merrill Lynch HOUSE_OVERSIGHT_014392