EFTA02437623.pdf

To: jeevacationijeevacation@gmaileom] From: Sent Wed 9/30/2009 12:33:42 PM A redneck cowboy from > Sweetwater , Texas , walked > into a bank in New York City and asked for the loan > officer. He told the > officer that he was going to Paris for an international > redneck festival for two > weeks and needed to borrow $5,000 and that he was not a > depositor of the bank. > The bank officer told him that the bank would need some > form of security for > the loan, so the Redneck handed over the keys to a new > Ferrari. The car was > parked on the street in front of the bank. The Redneck > produced the title and > everything checked out. The loan officer agreed to hold the > car as collateral > for the loan and apologized for having to charge 12% > interest. > Later, the bank's president and its officers all > enjoyed a good laugh at the > Redneck from the south for using a $250,000 Ferrari as > collateral for a $5,000 > loan. An employee of the bank then drove the Ferrari into > the bank's private > underground garage and parked it. > Two weeks later, the Redneck returned, repaid the 85,000 > and the interest of > $23.07. The loan officer said, "Sir, we are very happy > to have had your > business, and this transaction has worked out very nicely, > but we are a little > puzzled. While you were away, we checked you out on Dunn > & Bradstreet and > found that you are a highly sophisticated investor and > multimillionaire with > real estate and financial interests all over the > world. Your investments > include a large number of wind turbines around Sweetwater, > Texas . What puzzles > us is why you would bother to borrow $5,000?" > The good 'ole Texas boy replied, "Well, son, where > else in New York City > can I park my car for two weeks for just $23.07 and expect > it to be there when > I return?" EFTA_R1_01510493 EFTA02437623