EFTA02466610.pdf

From: Richard Kahn Sent: Thursday, April 19, 2018 4:43 PM To: jeffrey E. Subject: Fwd: Health insurance Richard Kahn HBRK Associates Inc. Begin forwarded message: From: =/b>Joscha Bach Subject: =/b>Health insurance =/b> Date: =/b>April 19, 2018 at 12:32:33 PM =DT To: =/b>Richard Kahn Should I just sign up for =he new health insurance, directly with the provider? Or should I buy =ia the MA health connector (which apparently only makes sense if the =ncome is low)? Or is there another way this should be done? We also need to =ign up for a new health insurance, starting next month. Taiyo's celiac =isease means that we see his doctors quite often, so the deductibles =hould not be too high. The obvious options are Blue Cross Blue Shield =f Massachusetts HMO Gold (1000 deductible, -2250 per month for the =hole family), or HMO Platinum (0 deductible, but 3000 per month, which =eems to be too much). The alternatives are the Harvard Pilgrim and Tufts Healthplans, but they =ave smaller networks and are not accepted by all our doctors, while =eing only slightly less expensive. (Until now we were on the MIT Cobra plan, which extended the MIT Health =Ian for 18 months.) EFTA_R1_01575201 EFTA02466610 Should we just sign up and pay via income or is there a better way this =hould be done that (saves taxes, for instance)? Thank you! loscha <=div> 2 EFTA_R1_01575202 EFTA02466611