EFTA02494004.pdf

From: jeffrey E. <jeevacation@gmail.com> Sent: Monday, July 27, 2015 4:23 PM To: Richard Kahn Subject: Re: New Issue $25 Par. The Charles Schwab Corporation (NYSE: SCHW) 6.00 % - 6.125% 2 million On Mon, Jul 27, 2015 at 12:19 PM, Richard Kahn wrote: Please advise if you are interested and if so ho= much. Thank you. Sent from my iPhoneadiv> Begin forwarded message: From: "Atlas Andrew 5" <mailt Date: Ju y 27, 2015 at 11:52:33 AM EDT To: &q=ot;Richard Kahn Issuer: )" Subject:=/b> New Issue $25 Par: The Charles Schwab Corporation (NYSE: SCHW) 6.00=%- 6.125% The Charles Schwab Corpor=tion (Ticker: SCHW) Securities Offered: Series C Non-Cumulative D=positary Shares Size: $250mm (10mm shares)</=> EFTA_R1_01617432 EFTA02494004 Expected Ratings: ESaa2/BBB/BB+ (5/5/S)</=> Format: SEC Registered<=u> Maturity Perpetual4=pan> Price Talk:=span style="font-size:11.0ptfont-family:"Calibri","sans-=erif";colorllf497d"> 6.0-6.125%; Fixed for=Life Offer Price: $25.00 per depositary sha=e </=pan> Dividends:<=pan style="font-size:11.0pt;font-family:"Calibri","sans-s=rif";color:#1f497d"> Payable quarterly, in arr=ars, on March 1, June 1, September 1 and December 1 of each year, beginnin= on December 1, 2015. Optional Redemption:4=pan> 1) in whole or in p=rt, from time to time, on any dividend payment date on or after I Q=A0 ], 2020. 2) in whole but not in pa=t, at any time within 90 days following a regulatory capital treatment eve=t. *See Red 2 EFTA_R1_01617433 EFTA02494005 Use of Proceeds: To support balance sheet =rowth, including the migration of certain client balances from sweep money=market funds into Schwab Bank, which may be subject to notice and/or approvals from regulators and clients.<=p> DRD/QDI Eligible: NYSE Expected</=> Today's business<=> Andrew S. Atlas=u> Financial Advisor</=> Equity Sales/Midd=e Markets Group Morgan Stanley Wealth Management4=pan> Midtown Manhattan Complex<=> 1290 Avenue of the America=, 12th Floor I New York, NY 10104 3 EFTA_R1_01617434 EFTA02494006 <=ont face="Arial" size="2">Important Notice to Recipients: Please do not use e-mail to request, authorize or effect the purchase or sa=e of any security or commodity. Unfortunately, we cannot execute such inst=uctions provided in e-mail. Thank you. The sender of this e-mail is an employee of Morgan Stanley Smith Barney LLC=C24> ("Morgan Stanley"). If you have received this communicatio= in error, please destroy all electronic and paper copies and notify the s=nder immediately. Erroneous transmission is not intended to waive confidentiality or privilege. Morgan Stanley reser=es the right, to the extent permitted under applicable law, to monitor ele=tronic communications. This message is subject to terms available at the f=llowing link: http://www.morganstanley.com/disclaimers/mssbemai=.html. If you cannot access this link, please notify us by reply message and we w=II send the contents to you. By messaging with Morgan Stanley you co=sent to the foregoing. =br> =lease note The information contained in this communication is c=nfidential, may be attorney-client privileged, may constitute inside in=ormation, and is intended only for the use of the addressee. It is the =roperty of JEE Unauthorized use, disclosure or copying of this co=munication or any part thereof is strictly prohibited and may be unlawf.l. If you have received this communication in error, please notify us i=mediately by return e-mail or by e-mail to jeevacation@gmail.com <mailtoleevacatio=@gmail.com> , and destroy th=s communication and all copies thereof, including all attachments. copy=ight -all rights reserved 4 EFTA_R1_01617435 EFTA02494007