EFTA00197292.pdf

Statements EFTA00197292 CLEARANCE AGENT TO FBR FRIEDMAN, BILLINGS, RAMSEY a CO.. INC. OFFICE SERVICING YOUR ACCOUNT 1001 Nineteenth Street North Arlington. Virginia 22209-1722 Telephone (703) 312 9500 Fax (703) 312 9501 E-Mail infoggfbrsom VISIT CUR WESSITE vemv.thr.com Important Message II any information regarding 2002interest. dividends. miscellaneous income, gross proceeds or original issue discount is required to be reported to the IRS for this account. a Consolidated Form 1099will be mailed to you by January 31.2003w a 1042Sby March 17.2003. Your Portfolio Holdings EQUITIES Equities & Options DESCRPRON FRANKLIN BANK CORP CL A ACCREDITED INVS Total Equities& Options ACCT SYMEICIAVSIP TME CASH IIIIII 111111111H I I FINANCIAL TRUST CO., INC 600 REDHOOK QUARTER STE 6-3 ST THOMAS US US VI 00802 OLMMiTY 100,000 PRICE Unpriced AMR/CET eSTMMED OJRFENr VNAE ANNA. INCOME YELD SD SD TOTAL EQUITIES $0 $0 Seer. Steams Socunbes Cap. Cr* Metr0teCh Celle Nen iltdclin. Net Yoe 1120/3559 FINANCIAL TRUST CO..INC STATEMENT PEMOO November 30.2002 THROUGH December 31.2002 ACCOUNT NUMBER TAXPAYER MA SSER On Foe LAST STATEMENT November 29.2002 St Tin sewrorY R for Mommborel pxpose ply Ins re recycled as alm chanter, Tin Rain* should tto reann1 to your records Soo meat WA Ice mortar, ricenacan 027 01.01,03:13:47 001 Yth19 EFTA00197293 CLEARANCE AGENT FRIEDMAN. BILLINGS, RAMSEY & CO.. INC. ERR OFFICE SERVICING YOUR ACCOUNT 1001 Nineteenth Street North Arlington. Virginia 22209-1722 Telephone (703) 312 9500 Fax (703) 312 9501 E-Mail info@fbrsom 2 Your messages As part of the National Association of Securities Dealer's (NASD) Investor Education Program, you may obtain information on the NASD's Public Disclosure Program by contacting the NASD at telephone number (BOO) 289.9999 or via the intemet address which is mvw,nasdr,com, In addition, a brochure explaining the Public Disclosure Program is available from the NASD upon request, Ow. Steams Swathes Cap. 0'e metrotech COMO( NORM fircdam. New Tea 11201.3859 FINANCIAL TRUST CO..INC STATEMENT PERKO November 30.2002 THROUGH December 31.2002 ACCCUNT NUMBER TAXPAYER MAWR On File LAST STATEMENT November 29.2002 IMPORTANT NOTICE TO CLIENTS: Disclosure of Order Execution and Routing Practices SEC Rule 11aC1-5 (monthly report) requires 'market centers" that trade Nasdaq National Market, Nasdaq Small Cap securities and exchange-listed securities to make publicly available standardized, monthly statistical information about "covered order' executions, as defined by the rule, Friedman, Billings, Ramsey & Co„ Inc, (FBRC) is an OTC market maker and therefore considered a "market center", Rule11Ac1.5 is intended to promote visibility and competition in order execution quality, In order to enable cross-market comparisons, the Rule establishes uniform measures of execution quality, among them effective spread, rate of price improvement, fill rate and execution speed, The rule also requires the statistics to be categorized by individual security, order type and size (100.499 shares, 500.1999, 2000.4999, 5000.9999), It is important to note that orders for 10,000 shares or more are exempt from the rule and are therefore not included in the statistics, 027 01.171(03:13:47 001 V039 EFTA00197294 CLEARANCE AGENT TO FBR FRIEDNIAN, BILLINGS, RAMSEY & CO.. INC. OFFICE SERVICING YOUR ACCOUNT 1001 Nineteenth Street North Arlington. Virginia 22209-1722 Telephone (703) 312 9500 Fax (703) 312 9501 E-Mail info@fbrsom 3 or I IOW SEC Rule 11Act -6 (Quarterly report) requires broker/dealers that route orders in equity and option securities to disclose the identities of the execution venues to which they route orders on behalf of customers, and the material aspects of the relationships the broker/dealer may have with those venues, if applicable. In accordance with SEC Rule 11Ac1.6, upon request. we will disclose the identity of the venue to which your order was routed for execution and the time of execution, within the time period of the six months prior to your request. Each market center is required to prepare and make publicly available the monthly and quarterly reports in electronic form, free of charge and available for downloading from an intemet site, This information is available via our website at vvw.fbccorn, This information is presented in accordance with the SEC Rule11Ac1.5 and 1.6 requirements. A written copy of the quarterly report is available upon request. Additional information regarding the rule, interpretations and exemptions can be obtained directly from the SEC at www.cec.gov and the NASD at Imagism. End of Statement Sear. Swains S0OLIMPS Cap. ce• metroteth Gene. NOrth fiecciain. New Tea 1120/3559 FINANCIAL TRUST C0..INC STATEMENT PERKO November 30.2002 THROUGH December 31.2002 ACCCUNT NUMBER TAXPAYER KISSER 011Foe LAST STATEMENT NOverillaN 29.2002 Your Investment Firm and Bear Stearns are pleased to introduce a new Multi-Transaction Confirmation to be rolled out during the first quarter of 2003. Multiple transactions executed on the same day will be displayed on a single landscape document and will include the same categories as your account statement. Should you have any questions regarding this new confirmation, please feel free to contact your Financial Representative. 027 01.171(03:13:47 001 VE39 EFTA00197295 CLEARANCE AGENT Bear. Swann SOOLIMIOS Cap. Ce4 Metroteth Genet North Ciro:won. New VC* 11201.3859 FINANCIAL TRUST CO..INC STATEMENT BACKER IS PRINTED ON THIS PAGE 027 01,171(03:13:67 001 V639 EFTA00197296 CLEARANCE AGENT TO FBR FRIEDSIAN. BILLINGS. RAMSEY 4 CO.. INC. OFFICE SERVICING YOUR ACCOUNT 1001 Nineteenth Street North Arlington. Virginia 22209-1722 Telephone (703) 312 9500 Fax (703) 312 9501 E-Mail infoOftirsom Sear. Smarm Secant= Cap. One MetrOteth Cada NOON Eircdtlin. New York 112014859 FINANC0AL TRUST CO..INC VISIT OUR WEBSITE wvAv.lbr.com What's In This Statement Financial Summary 1 IIII II 111111111U I I FINANCIAL TRUST CO., INC STATEMENT PEMOO THROUGH ACCOUNT NUMBER TAXPAYER MAWR LAST STATEMENT October 26.2002 Novernter 29.2002 On Fee Your Portfolio Holdings 2 600 REDHOOK QUARTER STE 6-3 Transaction Detail 2 ST THOMAS US US VI 00802 Cash Flow Analysis THIS KROO Opening Balance $0.00 Securities Sold 1.000.000.00 Amount Credited $1.000.000.00 Securities Bought -1.000.000.00 Amount Debited 6-1.000.000.00 Closing Balance $0.00 Thl s‘rnmarY6 for olamacan pwposio Gay. I Is na Mended as &Kama Thu garnet maid he larded for your recant Sal warm We fa nip:dart ricanaion 027 11100t02:18:63 001 vtsa EFTA00197297 CLEARANCE AGENT FRIEDMAN, 1311.I.INGS, RAMSEY a CO- INC. FBR OFFICE SERVICING YOUR ACCOUNT 1001 Nineteenth Street North Arlington. Virginia 22209-1722 Telephone (703) 312 9500 Fax (703) 312 9501 E-Mail info@fbrsom 2 of 3 Your Portfolio Holdings EQUITIES Equities & Options ACCT MARKET ESTIMATED CURRENT DESORPTION SIMBOUCUSIP TYPE OUANTITT PACE VALUE ANNUAL iNCOIAE YEID N FRANKLIN BANK CORP CASH 100000 Worked CL A ACCREDITED INVS Total Equities& Options $0 $0 TOTAL EQUITIES Transaction Detail INVESTMENT ACTIVITY SETTLEMENT TRADE DATE DATE TRANSICIlDN DESCRIPTION 11/04/02 10/29702 BOUGHT SIMEICLCUSP Bear. Stains S0OLITMOS Cap. COB MO0OlOth COAIN NORA EltoatIon. Now York 1120/5859 FINANCIAL TRUST CO..INC STATEMENT PEW() October 26.2002 THROUGH November 29.2002 *LOOM! NUMBER TAXPAYER MAWR On Fee LAST STATEMENT CREPT M.VUNT FRANKLIN BANK CORP CL A ACCREDITED INNS PROSPECTUS UNDER SEPARATE MIL AS OF 10/29,02 11/05/02 10/29/02 CANCEL BUY FRANKLIN BANK CORP CL A ACCREDITED INVS PROSPECTUS UNDER SEPARATE MML NO SO 11/04/02 AS OF 10/2902 TO CXL PREVIOUS BUY 11/13/02 JOURNAL FRANKLIN BANK CORP CL A FR A OAA:t-USD • JRL • 100.000 10.00000 1.000.000.00 .100.000 10.00000 1,000,000.00 100.000 TOTAL $-1.000.000.00 $1.000.000.00 027 11.3002:18:55001 V6,38 EFTA00197298 CLEARANCE AGENT Bear. Swann SOOLIMIOS Cap. 0'41.4000th COMO. N01N1 fiecciain. New VC* 11201.3859 FINANCIAL TRUST CO..INC 3 01 3 STATEMENT BACKER IS PRINTED ON THIS PAGE 027 11,30902:18:53 001 V638 EFTA00197299