EFTA00197462.pdf

Statements EFTA00197462 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns 8 Co. Inc. 383 Madison Avenue New York, Nell York 10179 Bear. SOMAS SOOANSCH Gar. Ono Movoloch Coma North EncItIgn. New York 1120/3859 HERITAGE INTERESTS ACCOUNT EXECUTIVE ZICHERMAN.IRA TELEPHONE VISIT OUR WEBSITE eehW.Uea'StearrS.00,11 What's In This Statement Financial Summary 3 II HERITAGE INTERESTS STATEMENT PERIOD THROUGH ACCOUNT NUMBER TAXPAYER NUMBER LAST STATEMENT December 1.2001 December 31.2001 On File November 30.2001 Your Portfolio Holdings 4 FINANCIAL TRUST CO TTEE Transaction Detail 5 DTD 7.30-91 Fund Activity 5 ATTN JEANIE BRENNAN Your Messages 7 6100 RED HOOK QUARTER STE B-3 ST THOMAS VI 00802 Your Portfolio at a Glance TOTAL VALUE OF SECURITIES THIS PEFUOD NET CREDIT BALANCE MONEY MARKET FUND BALANCE 2945.000 1.368.454 4.098.139 NET EQUITY TINS PERIOD $8.411,593 NET EQUITY LAST STATEMENT CHANGE SINCE LAST STATEMENT 8.396.973 14.620 There are no 'Stop Loss' orders or other pending buy or sell open orders on file for your account. Market Value of Your Portfolio Cash 8 Eguyalent — IMEMINIMMEMERR $2.945.000 Egumes Nona noon Oaf clIforanoo a pontoon< of crocks or stocks. calcalal as daltrona to 'nu. lo Clem Sonion at 8C0(0.44428: a oO to Clam Seaton M Boa aoomo &comes On. Co. lArhotat, Coolly North. BrooNri, NY. I I2014050 ME Current market value ggig Last statements market value Short market value 55.466,593 $5,456,973 Important Message II any information regarding 2001interest. dividends. miscellaneous income. gross proceeds or original $4.166.300 S-I.22 4,21: discount is required : reported to the IRS for this account, a Consolidated Form 1099 will be mailed to you by January 31.2002or 1042S by March 15,2002. ne. SOT•Tani for nfeemebortal poems orEy Okra Needed as a Dr doomed statemore amid be Maned for yew records See revers* sole fce incorrect IIVOIThatKa 027 D1.010208:30 001 VS19 EFTA00197463 CLEARED 1NROUON RS YrisekLY 0"E0 SUBSIDIARY Beer. Saea•ns SON, t4,1 COO. Ceol.letsolech Cantot North Broeklln• New Volt 11201.3859 HERITAGE INTERESTS 2 or 7 STATEMENT BACKER IS PRINTED ON THIS PAGE 027 OI0302.v06:34 001 V519 EFTA00197464 CLEARED 1HRWGH ITS ?RIMY 0"E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Steam & Co. Inc. 383 Madison Avenue New Y New York 10179 3 Cash Flow Analysis THIS FERICO Income Summary DC PER® YEAR TO DATE Opening Balance $1,366,840.20 Dividends 8.006.44 193,955.43 Credit Balance Int. 186.55 28,925.93 Money Fund 8,006.44 Total $8,192.99 $222.881.36 Dividends/Interest 1.613.65 Amount Credited $9.620.09 Money Fund -8.006.44 Portfolio Composition Amount Debited 8.8.006.44 CashtCash Equivalent 5.466.593 Net Cash Activity 1.613.65 Equities 2.945.000 Closing Balance $1 368 453.85 Total $8.411.593 Same dos vanity, oe cam tnp”, ISTIOn such Oanstoes at oon SCCOM In Testnsnon DEW oncinoTT on Out ,t 'or invissibro HL ppoa. Cash Balance Summary CLOSING Cash 38,614.02 38,800.57 Margo 121,226.30 1,329,652.30 Short 1.206,999.88 0.98 Net Cash Balance $1.366.840.20 $1.368.453.85 Beta. Saen•ns SoPpot: Cop. OtoMetsclech Carver North Beccidon. New Tuft 11201.3859 HERITAGE INTERESTS STATEMENT PERIOD December 1.2001 THROUGH December 31.2001 ACCOUNT NUMBER TAXPAYER MASER On Ale LAST STATEMENT Noverncer 30.2001 Your Portfolio Allocation Cash 6 Equivalent \ 65% ‘. Equities 35% daPaatai STOOnS 00nµ. 0000 Ononos onto* !NH malts vela, Tho olonOrsn seventy, is Sowed from To otnal.te market rat), 01 >TX patiOna 027 01,0102:0B:34 001 V519 EFTA00197465 CLEARED THROUGH ITS AAHCALY OM TAEO SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns 8 Co. Inc. 383 Madison Avenue New York New York 10179 4 Your Portfolio Holdings CASH & CASH EQUIVALENTS DESCRPTION CASH BALANCE S'IMBOLCUSIP /AARxEl ESTIMATED CURRENT QUANTITY PRICE OLUE AMU& INCOME Y13.0 1,368,454 DREYFUS CASH MANACZMENT-CL A DICCX 4,098,139.09 1.0000 4,098,139 94,257 2.3000 INSTITUTIONAL SHARES ESL 30 DAY AVG VIEW 2.1000% TOTAL CASH & CASH EQUIVALENTS $5.466.593 $94.257 EQUITIES Equities & Options DESCRFRON STAIBC4iCUSIP ACC! Mt OUANSTT PACE MARKET VALLE ESTIMATED ARMEN. -IAC0ME DJAPEN' YE.° ITO TYCO INTERNATIONAL LTD TYC Total Equities& Options CASH 50.000 58.9000 2.945.000 $2.945.000 2.500 $2.500 0.0849 TOTAL EQUITIES $2.945.000 $2.500 YOUR TOTAL ESTIMATED ANNUAL INCOME $96,757 YOUR PRICED PORTFOLIOHOLDINGS $8.411.592 Beer. Szeirns SONAIMI COO. Ore Metniech Cantet North Beccioon. New Yak 112013859 HERITAGE INTERESTS STATEMENT PERIOD December 1.2001 THROUGH December 31.2001 ACCOUNT NUMBER TAXPAYER WESER On File LAST STATEMENT November 30. 2001 027 010302:06:34 001 VSI9 EFTA00197466 CLEARED THRWGH ITS wisekLY CAMPO SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns 8 Co. Inc. 383 Madison Avenue New York New York 10179 5 c, Transaction Detail INVESTMENT ACTIVITY 808f. SZeirns SOC,,PRI OPP. Ore MetTolech Center North 8ro:idon. New VC* I I201 .38S9 HERITAGE INTERESTS STATEMENT PERIOD December 1.2001 THROUGH December 31.2001 ACCOUNT NUMBER TAXPAYER KAMER On Ede LAST STATEMENT November 30.2001 SETTLEMENT TRADE DATE DATE TRANSACTX)TI DESORPTION SIOATOOLCUSTP QUANTITY PRCE DEPT AMOUNT MOT AMOVCr 12/27/01 JOURNAL PNC FINANCIAL SVCSGROUP INC PNC •10,000 JOURNAL FROM TYPE 1 TO 2 12/27/01 JOURNAL PNC FINANCIAL SVCSGROUP INC PNC 10,000 JOURNAL FROM TYPE 1 TO 2 12/28/01 JOURNAL TYCO INTERNATIONAL LTD NC .11.000 JOURNAL FROM TYPE 1 T05 TO CLOSE OUT SHORT POS Valibi Yogi-1XL 13WerfUndltgiiegarieitlitiWit 13NO -10.000 JOURNAL FROM TYPE 2 TO 5 TO CLOSE OUT SHORT POS 1228/01 KRAL 14Inff-DiFidINCIVEgarieitlitiWit 13NC 10.000 JOURNAL FROM TYPE 2 TO 5 TO CLOSE OUT SHORT POS 12/28/01 JOURNAL TYCO INTERNATIONAL LTD 1YC 11.000 JOURNAL FROM TYPE I TO 5 TO CLOSE OUT SHORT POS TOTAL MONEY FUND ACTIVITY DATE LOOM TRANSACTION DIESCRIPTIM 12/01/01 OPENING BALANCE SRAM/CUSP OUAATTSY PRICE OMIT AMOUR CREDIT AMOUNT 4.090.132.65 12/03/01 DIVIDEND DREYFUS CASH MANAGEMENT-CA. A DICCX 8.006.44 INSTITUT SHARES MONTHLY DIVIDEND 12/03/01 REINVEST INSTITUT DREYFUS CASH SHARES MANAGEMENT-CL A IONAL DIVIDEND REINVESTED DICCX 8,006.44 8,006.44 027 01,0102:08:34 001 TS19 EFTA00197467 CLEARED THROUGH ITS niCkLY CA1nO0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns 8 Co. Inc. 383 Madison Avenue New Y New York 10179 6 Transaction Detail (continued) MONEY FUND ACTIVITY (continued) DATE MOAT TRANSACTOR DESCRIPTION STMECtittElIP Beer. Saea•ns SOC,M*1 CRP Ore Montech CarrIR North Reccidon. New Year 11201.3859 HERITAGE INTERESTS STATEMENT PERIOD December 1.2001 THROUGH December 31.2001 ACCCUNT NUMBER TAXPAYER MASSER 011Ede LAST STATEMENT November 30.2001 OVANMY PRCE DEBIT AMOUNT CREDIT AMOUNT 12/31/01 CLOSINGBALANCE 4,098,139.09 TOTAL $8,006.44 $8,006.44 INTEREST DATE DESCRIPTOR 12/21/01 INTEREST ON CREDIT BALANCE 1.2500 AT 1 1/4% 12111 THRU 12/20 12/21/01 INTEREST ON CREDIT BALANCE AT I 1/2% 11/21 THRU 12/10 STIADCLOUSIP OUANTITY RATE DR DEBIT AMOUNT CREDO AMOUNT 55.71 1.5000 130.84 12/21/01 SHT ACCT FEE 11/21-122001 1.427.10 TOTAL $1.613.65 MISCELLANEOUS DATE ODOM TRANSACTOR DESCRIPTOR DEBIT AMOUNT CREDIT AMOUNT 12/03/01 JOURNAL MARK TO MARKET 19.300.00 12/03/01 JOURNAL MARK TO MARKET SHORT P06 19.300.00 12/10/01 JOURNAL MARK TO MARKET 8,940.00 12/10/01 JOURNAL MARK TO MARKET SHORT P06 8.940.00 12/17/01 JOURNAL MARK TO MARKET 72.139.00 12/17/01 JOURNAL MARK TO MARKET SHORT P06 72,139.00 12/24/01 JOURNAL MARK TO MARKET 33,172.00 12/24/01 JOURNAL MARK TO MARKET SHORT P06 33.172.00 027 DI D102:08:34 001 V519 EFTA00197468 CLEARED THROUGH NS niCkLY ONnEO SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns 8 Co. Inc. 383 Madison Avenue New York New York 10179 7 CI Transaction Detail (continued) MISCELLANEOUS (continued) DATE MNDAY TPANSACTCN DESCRIPTION DENT WONT CREPT AMOUNT 12/31/01 JOURNAL MARK TO MARKET 1,197,699.00 12/31/01 JOURNAL MARK TO MARKET SHORT POS 1,197,699.00 TOTAL $-1,331.250.00 $1,331,250.00 Your messages As pail of the National Association of Securities Dealer's (NASD) Investor Education Program, you may obtain information on the NASD's Public Disclosure Program by contacting the NASD at telephone number (800) 289.9999 or via the intemet address which is www,nasdr,com, In addition, a brochure explaining the Public Disclosure Program is available from the NASD upon request, End of Statement Beer. Szea•ns SON"Nti GNP. Ore Momloch Contof North Beano. New Ye* I1201.38S9 HERITAGE INTERESTS STATEMENT PERIOD December 1.2001 THROUGH December 31.2001 ACCCUNT NUMBER TAXPAYER AMMER On File LAST STATEMENT November 30. 2001 027 DI.D302:08:30 001 V519 EFTA00197469 CLEARED THROUGH nS YRIC.U.Y OWNED SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOLM Bear. Stearns 8. Co. Inc. 383 Madison Avenue New York, New York 10179 ACCOUNT EXECUTIVE TELEPHONE VISIT OUR WEBSITE ZICHERMAN.IRA 6'mv.uearstearns.com What's In This Statement Financial Summary 3 Your Portfolio Holdings 4 Transaction Detail 5 Fund Activity 5 1111,111111111111 I I HERITAGE INTERESTS FINANCIAL TRUST CO TTEE DTD 7.30-91 ATTN JEANIE BRENNAN 6100 RED HOOK QUARTER STE B-3 ST THOMAS VI 00802 Seer. Steams SOOrlISCH GO% Ono Mottotech Center Noah BrockIgo. New York 1120/3559 HERITAGE INTERESTS STATEMENT PERIOD October 27.2001 THROUGH November 30.2001 ACCOUNT NUMBER TAXPAYER NUMBER On He LAST STATEMENT October 26.2001 Your Portfolio at a Glance TOTAL VALUE OF SECURITIES THIS PERIOD 2.940.000 NET CREDIT BALANCE 1.366.840 Cash S fourslent Market Value of Your Portfolio —MINIMINI NNIall $5.456.973 ... $5.443.968 $4.166.300 : 4-1.226.300 MONEY MARKET FUND BALANCE NET EQUITY THIS PERIOD 4.090.133 $8.396,973 Equities : 8-1.133.000 ‘‘sssIcy344v.....;54: 6,58.000 lin Current market value IM Last statements market value NET EQUITY LAST STATEMENT 7.968.968 C Short market value CHANGE SINCE LAST STATEMENT 428.005 There are no 'Stop Loss' orders or other pending buy or sell open orders on file for your account. Nona topan oaf dITOCCODO a ranraop of twits or Mocks. oulicolod as dolfrogoa to Icu. lo Clem Sonion ;a 800044428: a yet lo Clam SONICOS a Bow. Steam SCCUTOS Ca,.. One 1.1floINI, Coolly North. BrooNr., H.V. 1'204859 Tan sterner,/ arsmisearel passes caly. a kea Mended as a Cu doctored a. Tin it Myna, ORM be Wad for your records. En worm S. Ta owcelact Nianuaton 027 1201.01:10:46 001 VS13 EFTA00197470 CLEARED 1HROUGH RS YiHMV 0"E0 SUBSIDIARY Beer. Szewee Secwititi GOO. Ce4 Meal:tech Cord NOM Beccidon. Hew VC* 11201.3859 HERITAGE INTERESTS 2 01 STATEMENT BACKER IS PRINTED ON THIS PAGE 027 1201.'01:10:44 001 V513 EFTA00197471 CLEARED 1HRWGH ITS vniCtLY OMe.E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 383 Madison Avenue NOW Y New York 10179 3 Cash Flow Analysis THIS PERICO Cash Balance Summary CPENIO CLOSNG Opening Balance $1,363,408.10 Cash 36.747.69 38,614.02 Money Fund 9,573.11 Margin 262.384.30 121,226.30 Funds Deposited 740.00 Short 1,064,276.11 1,206.999.88 Dividends Interest 2,829.60 Net Cash Balance $1,363,408.10 $1,366,840.20 Amount Credited $13,142.71 Money Fund -9.573.11 Dividends/Interest Charged -137.50 Income Summary THM PERIOD YEAR TO DATE Amount Debited $-9.710.61 Dividends 10.335.61 185,948.99 Net Cash Activity 3,432.10 Credit Balance Int. 363.83 28,739.38 Closing Balance $1,366,840.20 Total $10,699.44 $214,688.37 Same ds tanslans ol cosh below accost Itpts ate not included in Na sedge. such IraneXera as aye as Meals Icy as on. fransockee eta pence. appece In niettillien Dotal. Portfolio Composition CashiCash Equivalent Equities 1.226.300 LONG 5.456,973 4.166.300 Best. Staten& SOPA.* COO. Ore Mettolcch Cantu North Becck/on. New Tuft 11201.3559 HERITAGE INTERESTS STATEMENT PERO° October 27.2001 THROUGH Novemter 30.2001 ACCOUNT NUMBER TAXPAYER NUMBER On Pile LAST STATEMENT OCIOCet 26.2001 Total $1,226,300 $9,623,273 Cash 8 Equivalent St% 027 1241(01:10:44 001 Your Portfolio Allocation Equities 38% — Short Equities 11% Untended croons °ono* Oat Dianne antler shoe male veva, The alumna revenue, to pe•uee horn to etnaLte trarkte rat), el >ev porno" V513 EFTA00197472 CLEARED THROUGH ITS Nutty, CAM,E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 383 Madison Avenue New Y New York 10179 4 Your Portfolio Holdings CASH & CASH EQUIVALENTS DESCRIPTION CASH BALANCE SillIBOLCUSiP MARKET ESTIMATED CURRENT QUANTITY PACE VALUE ANNUAL la& yea ru 1.366.840 DREYFUS CASH MANAGEMENT-CL A DICCX 4.090.132.65 1.0000 4.090.133 114,524 2.8000 INSTITUTIONAL SHARES EST, 30 DAY AVG VIEW 2.3800% TOTAL CASH & CASH EQUIVALENTS 55.456.973 $114.524 EQUITIES Equities & Options DESCRPTION SYMECtICUSIP ACCT TOE aumnry PRCE MARKET VALLE ESTRUM ANKIAL NC0ME CURFENT YELDI/O PNC FINANCIAL SYCSGROUP INC PNC CASH 10,000 57.9500 579,500 19,200 3.3132 PNC FINANCIAL SYCSGROUP INC PNC SHRT -10,000 57.9500 -579.500 -19.200 3.3132 TYCO INTERNATIONAL LTD TYC CASH 61,000 58.8000 3.586.800 3.050 0.0850 TYCO INTERNATIONAL LTD TYC SHRT -11,000 58.8000 -646.800 .550 0.0850 Total Equities& Options 52.940.000 52.500 TOTAL EQUITIES $2.940.000 52.500 YOUR TOTAL ESTIMATED ANNUAL INCOME $117,024 YOUR PRICEDPORTFOLIOHOLDINGS $8,396,973 BON. SZeirns SON, NO CON. Ore Monlech Canto North Recocon. New Year 112014859 HERITAGE INTERESTS STATEMENT PERM WOW 27.2001 THROUGH November 30.2001 ACCCUNT NUMBER TAXPAYER KAMER OR File LAST STATEMENT CtIOCei 26.2001 027 1201MT:10:46 001 V513 EFTA00197473 CLEARED THROUGH ITS 0"E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 383 Madison Avenue New Y New York 10179 5 Transaction Detail DEPOSITS AND WITHDRAWALS DATE TAANSACTCE, DESCRPRON 11/19/01 DEPOSIT HERITAGE INTS 00 BS MORGAN OESITAIAOLATI CAM AMOUNT 740.00 TOTAL $740.00 MONEY FUND ACTIVITY DATE MDOAT TRANSACTION DESCMPTON 10/27/01 OPENING BALANCE 1,61761 """ 15iv114tVd15 151litYPirerITOMMEITh INSTITUTIONAL SHARES 11 bi b1 umgy MONTHLY DIVIDEND bilkatilir enITatiatgArtir INSTI IONAL SHARES DIVIDEND REINVESTED SYMODACUSIP 15 15 OUANTITY PRICE 4.080.559.54 Beer. Szeirns Secv,hei CO,P. 0-4 Mem:tech Cella North Beccidon. New Ye* 11201.3859 HERITAGE INTERESTS STATEMENT PERK* 001009I 27.2001 THROUGH November 30.2001 ACCCUNT NUMBER TAXPAYER KAMER Ca Fite LAST STATEMENT October 26.2001 DEBIT AMOUNT CREDIT AMOUNT .575.11 9.57 .11 9.573.11 11/30/01 CLOSING BALANCE 4,090,132.65 TOTAL 9.573.11 $9.573.11 DIVIDENDS DATE OESCRIPTION 11/01/01 TYCO INTERNATIONAL LTD REC 10/01/01 PAY 11101/01 STMOOLCUSIP TYC OUMITITY RATE (Sr 61,000 0.0125 DENT AMOUNT CREDIT AMOUNT 762.50 11/01/01 TYCO INTERNATIONAL LTD DIV CHG 11000 SHS SHORT REC 10/01/01 PAY 1N01/01 TYC 137.50 TOTAL $-137.50 5762.50 027 1201MT:10:46 001 vms EFTA00197474 CLEARED THROUGH ITS niCkLY 0"E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns 8 Co. Inc. 383 Madison Avenue New Y New York 10179 6 Transaction Detail (continued) INTEREST DATE DESORPTION 11/21/01 INTEREST ON CREDIT BALANCE 1.5000 AT 1 1/2% 11/06 THRU 1I/20 STMEICCWSIP OUPARITT RATE MI DEBT AMOUNT Beer. SZeirhs SOC,r44,1 COO. Otto/km:tech Centec North Beccidon. New Ye.* 11201.3859 HERITAGE INTERESTS STATEMENT PER100 October 27.2001 THROUGH November 30.2001 ACCCUNT NUMBER TAXPAYER MASER Cn File LAST STATEMENT October 26.2001 GREW AMOUNT 126.00 11/21/01 INTEREST ON CREDIT BALANCE AT 2.000% 10/21 THRU 11/05 2.0000 237.83 11/21/01 SHY ACCT FEE 1021-11 20 01 1.703.27 TOTAL $2,067.10 MISCELLANEOUS DATE &COAT TPANSACTON DESCRIPTOR DEBIT AMOUNT CRE0IT AMOUNT 10/29/01 JOURNAL MARK TO MARKET 68,723.00 10/29/01 JOURNAL MARK TO MARKET SHORT POS 68.723.00 11/05/01 JOURNAL MARK TO MARKET 7/51.00 11/05/01 JOURNAL MARK TO MARKET SHORT POS 7,751.00 11/12/01 JOURNAL MARK TO MARKET 63,389.00 11/12/01 JOURNAL MARK TO MARKET SHORT POS 63,389.00 11/19/01 JOURNAL MARK TO MARKET 4.559.00 11/19/01 JOURNAL MARK TO MARKET SHORT POS 4,559.00 11/26/01 JOURNAL MARK TO MARKET 21356.00 11/26/01 JOURNAL MARK TO MARKET SHORT POS 21356.00 TOTAL $-165,778.00 5165.778.00 End of Statement 027 1241.'01:10:44 001 VS13 EFTA00197475 CLEARED THROUGH ITS MIC5LY 001,80 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 383 Madison Avenue New York New York 10179 Beer. &MON S00,10.1 Cap. Ore Mee o I cc h Cord NOM en:Ck/01. New Year 11201.3859 HERITAGE INTERESTS ACCOUNT EXECUTIVE j ,itRMAN.IRA TELEPHONE VISIT OUR VIE8SITE nyny.cearstearns.com STATEMENT PERIOD THROUGH ACCOUNT NUMBER Septerriber 29.2001 October 26.2001 What's In This Statement IIII I II TAXPAYER MAMER On File LAST STATEMENT September 28.2001 Financial Summary 3 HERITAGE INTERESTS Your Portfolio Holdings 4 FINANCIAL TRUST CO TTEE Transaction Detail 5 DTD 7.30.91 ATTN JEANIE BRENNAN Fund Activity 5 6100 RED HOOK QUARTER STE B-3 Your Messages 8 ST THOMAS VI 00802 Your Portfolio at a Glance Market Value of Your Portfolio TOTAL VALUE OF SECURMES THIS PERKO 2,525.000 Cash 8 Equvalent .$5.443.968 $5.617.989 NET CREDIT BALANCE 1,363,408 Equities —1 $3.658.000 : $-1.133.000 MONEY MARKET FUND BALANCE 4,080,560 Ezus:“71-N,47aus k 53.348.000 : $-1.078.000 NET EQUITY THIS PERIOD $7,968,968 El Current market value tia Last statements market value NET EQUITY LAST STATEMENT 7,887,989 C Short market value CHANGE SINCE LAST STATEMENT 80,979 There are no 'Stop Loss' orders or other pending buy or sell open orders on tile for your account. Roza tow any do'oronoo a morocco of tracks or socks. milcolocl as dolHoroti lo p5u. lo Cleni SoMon 01800614.1128: a 'Ito to ChM SONIC.. M Boot SWIM &cum« Cep.. Co. Meholoth Cool.. Hot. BrooNm NY. II2014858 Sit Th. vents/ b k• dOrmatzemlpsnases re ly els ea Mended n a tar (100.ni rt e MatieRN shoune retailed for your records. Me mom Sofa mporrare acmuton 027 10.2Z0109:11 001 V502 EFTA00197476 CLEARED 1NROUON RS winerf 0"E0 SUBSIDIARY Beer. Szewee Secwititi GOO. Ce4 Mem:leen Cord NOM Breen'''. New VC* 11201.0869 HERITAGE INTERESTS 2 01 STATEMENT BACKER IS PRINTED ON THIS PAGE 021 10.27,01:09:11 001 V602 EFTA00197477 CLEARED 1HRWGH na ?RIMY 0"E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 383 Madison Avenue New Y New York 10179 3 Cash Flow Analysis THIS ;VICO Cash Balance Summary CPENN3 CLO9NO Opening Balance $1,374,042.62 Cash 44.407.40 36.747.69 Money Fund 186.613.24 Margin 356.634.30 262.384.30 Dividends/Interest 7.184.48 Short 973,000.92 1,064,276.11 Amount Credited $193,797.72 Net Cash Balance $1,374,042.62 $1,363,408.10 Money Fund -11.613.24 Funds Withdrawn -188.019.00 Dividends Interest Charged -4.800.00 Income Summary TIC PERIOD TEM TO DATE Amount Debited $-204.432.24 Dividends 16.413.24 175,613.38 Net Cash Activity -10.634.52 Credit Balance Int. 559.29 28,375.55 Closing Balance $1.363.408.10 Total $16,972.53 $203.988.93 Some kg transfers 0 cash below accost Epes ere not mcluded in Pus ;Khan. such Irene/en, as well as details Icy all o'er Permles As penal. *peat In TranSadiOn Dotal. Portfolio Composition SCAT LONO CashiCash Equivalent 5.443.968 Equities 1,133.000 3.658.000 Total $1,133.000 $9.101,968 027 104741:09:11 001 Bess. Stearns SeN•llkl COO. Ore Mevolech Conte NOM ettdOon. New Tuft 11201.3859 HERITAGE INTERESTS STATEMENT PER100 September 29.2001 THROUGH October 26.2001 ACCOUNT NUMBER TAXPAYER KAMER OR File LAST STATEMENT September 28.2001 Cash 8 Equivalent 54% Your Portfolio Allocation Equities 35% Stan Equities 11% Untoded Dona” Oen,* 0005 anon• *floe 001 male *vets Ma 510Cahri ;even:sr is ce•ned ham 00191.te market rat), (11 >VA POrt$00 SO2 V EFTA00197478 CLEARED THROUGH ITS wilekLY 0"E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 383 Madison Avenue New Y New York 10179 4 Your Portfolio Holdings CASH & CASH EQUIVALENTS DESCRPTION CASH BALANCE SYMBOLCUSIP IMRKEI ESIII4AIED CURRENT QUANTITY PACE VALUE ANNAJAL MCCUE YELD 1%) 1.363.408 DREYFUS CASH MANAGEMENT-CL A DICCX INSTITUTIONAL SHARES EST, 30 DAY AVG YIELD 2.7900% TOTAL CASH & CASH EQUIVALENTS 4.080.559.54 1.0000 4.080.560 134.658 3.3000 $5,443,968 $134,658 EQUITIES Equities & Options DESCRPTION SYMECl/DISIP ACCT TIDE cumin PRCE MARKET VALUE ESTIMATED AWED& INCOME CURRENT YEW N4 PNC FINANCIAL SVCSGROUP INC PNC CASH 10,000 57.7500 577,500 19,200 3.3247 PNC FINANCIAL SVCSGROUP INC PNC SHRT -10,000 57.7500 -577.500 -19.200 3.3247 TYCO INTERNATIONAL LTD TYC CASH 61,000 50.5000 3.080.500 3.050 0.0990 TYCO INTERNATIONAL LTD TYC SHRT -11,000 50.5000 -555.500 -550 0.0990 Total Equities& Options 52.525,000 $2.500 TOTAL EQUITIES 52.525.000 52.500 YOUR TOTAL ESTIMATED ANNUAL INCOME 5137.158 YOUR PFUCEDPORTFOLIOHOLDINGS $7.968,968 Beer. SZeirns SON, t4,1 COO. Ore Metsolech Cantet North Beccidon. New Ye* I I201.38S9 HERITAGE INTERESTS STATEMENT PERIOD SepleTtef 29.2001 THROUGH October 26.2001 ACCOUNT moisten TAXPAYER WIDER DR File LAST STATEMENT September 28.2001 027 1047Di:09:II 001 V002 EFTA00197479 CLEARED THROUGH ITS vrisekLY CAM.E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 383 Madison Avenue New Y New York 10179 5 Transaction Detail INVESTMENT ACTIVITY SETTLEMENT DATE 10124/01 TRADE DATE TRANSACTION EXPIRED oescRenoN CALL NCO INIT. OCT 055" EXP 10/20/2001 SYMBOL:CUSP 9021249J7 CAPARITI 500 PRCE Beer. Saea•ns SON, t4,1 Cat. Ore Momloch Contm North BecciCon. New To* T1201.3859 HERITAGE INTERESTS STATEMENT PERIOD SECterriter 29.2001 THROUGH Water 26.2001 ACCOUNT NUMBER TAXPAYER KAMER On File LAST STATEMENT SECIPOIDN 28.2001 DEBIT AMOUNT OREM AMOUNT TOTAL DEPOSITS AND WITHDRAWALS Dt.-E 10/01/01 FND WIRED TRANSACTION SEW CK 10/25/01 CHECK 10126/01 CHECK DESORPTION DEBIT AMOUNT 174.484.00 CREDIT AMOUNT 7.735.00 5.800.00 TOTAL 9-188,019.00 MONEY FUND ACTIVITY DATE MCDAY TRANSACTIDN 09.29/01 DEW:I/UPTON OPENING BALANCE SYMEOLOUSIP OUANTIn PRCE 4,243,946.30 DEBIT AMOUNT CREDIT AMOUNT 10/01/01 SOLD DREYFUS CASH MANAGEMENT-CA. A DICCX -175.000 1.0000 175.000.00 10/01/01 DIVIDEND DREYFUS CASH MANAGEMENT-CA. A INSTITUTIONAL SHARES MONTHLY DIVIDEND DICCX 11,613.24 027 10.2Z01:09:11 001 V502 EFTA00197480 CLEARED 1HRWGH NS YTHCM.Y 0%1D.E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 383 Madison Avenue New York New York 10179 6 c1 n Transaction Detail (continued) MONEY FUND ACTIVITY (continued) DATE AKRON TRANSACTION 10/01/01 REINVEST DESIRIPTCN laYrtlaaSMGEMENT-CL A DIVIDEND REINVESTED SYMBOUCUSIP D/CCX DUMMY PFOCE 11,613.24 Beer. SZeirns SOC‘nt*T COO. Dec Meesetech Cella North Beccidon. New Ye* 11201.3859 HERITAGE INTERESTS STATEMENT PERIOD SeptetMet 29.2001 THROUGH Cotter 26.2001 ACCOUNT NUMBER TAXPAYER MNITER OTI Ede LAST STATEMENT September 28.2001 CENT AMOUNT CREDIT AMCDNT 11,613.24 10/26/01 CLOSINGBALANCE 4.080,559.54 TOTAL $.11.613.24 $186.613.24 DIVIDENDS DATE OESCRFM0v 1OAS/O1 PNC FINANCIAL SVCS GROUP INC DIV CHG 10000 SHS SHORT REC 10/12001 PAY 10/24101 STIABOLCUSIP PNC WArYNTT Tudi Meg AMOUNT 4.800.00 CREDIT AMOUNT 10/24/01 PNC FINANCIAL SVCS GROUP INC REC 10112,01 PAY 10!24:01 PNC 10.000 0.4800 4.800.00 TOTAL $.4.800.00 $4.800.00 INTEREST DATE OESCRFMON 1022/11 INTEREST ON CREDIT BALANCE AT 1 1/2% 09/21 THRU 09/23 SvkiElOutuSIP CUMVTITT RATE ITET CENT AMOUNT CREDIT AMOUNT 1.5000 30.85 1O/22JO1 INTEREST ON CREDIT BALANCE AT 2 1/2% 09/24 THRU 10101 10/22/01 INTEREST ON CREDIT BALANCE AT 2.000% 1002 THRU 10/20 2.5000 215.89 2.0000 312.55 027 1047,01:09:11 001 V502 EFTA00197481 CLEARED THROUGH ITS niCkLY 0%P.E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 383 Madison Avenue New Y New York 10179 7 Transaction Detail (continued) INTEREST (continued) DATE DESORPTION 10/22/01 SHT ACCT FEE 09/21-102001 SYMECMCVSIP QUANTITY RATE IV) DEBIT AMOUNT Beer. SZeirns SOC,APRI COP Cc* Mosolech Cardec NOM BecciOon. New VC* I 1201.3SS9 HERITAGE INTERESTS STATEMENT PER100 Sweater 29.2001 THROUGH October 26.2001 ACCOUNT NUMBER TAXPAYER RIMER Co File LAST STATEMENT September 28.2001 [REM AMOUNT 1,825.19 TOTAL 52.384.48 MISCELLANEOUS DATE MOAT TRANSACTOR DESCRIPTOR DEBIT AMOUNT CREPT APCUNT 10101/01 JOURNAL MARK TO MARKET 99,999.00 10/01/01 JOURNAL MARK TO MARKET SHORT POS 99.999.00 10/08/01 JOURNAL MARK TO MARKET 9,53O.OO tvetlie I tat& fvfAkt YO MARKET &motif Mg 4.5.10.00 115!1 5/61 ANAL WirtZiMANREt 3.344.66 10/15/01 JOURNAL MARK TO MARKET SHORT POS 3,349.00 10/22/01 JOURNAL MARK TO MARKET 11,930.00 10/22/01 JOURNAL MARK TO MARKET SHORT POS 11.930.00 TOTAL $-124.808.00 $124.808.00 027 10.27A31:09:11 001 VS02 EFTA00197482 CLEARED THROUGH ITS 0"E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 383 Madison Avenue New York New York 10179 8 O ,, Your messages We are pleased to announce that we have moved our world headquarters, previously located at 245 Park Avenue, to: 383 Madison Avenue New York, New York 10179 While our telephone numbers and e•mail addresses remain the same, some fax numbers have changed, Please check with your Account Executive. End of Statement Beer. Szeirns Sec.r.t.er Core. Otto/km:tech Contec North BetaCon. New Yak 11201 3859 HERITAGE INTERESTS STATEMENT PERIOD Senternter 29.2001 THROUGH Cotter 26.2001 ACCCUNT women TAXPAYER KAMER OR File LAST STATEMENT September 28.2001 021 10.27.01:09:i 1001 v502 EFTA00197483 CLEARED THRCOGH ITS WHOLLY 01WJED SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns 8 Co. Inc. 245 Park Avenue New York, New York 10167 Bear. Stearns SOMA*. GOI0 Ono Montech Coma Noah Brocklin. New York 1120/3559 HERITAGE INTERESTS ACCOUNT EXECUTIVE ZIC,HEHMAN.IRA TELEPICCE VISIT OUR WESSITE eemv.uea'stearrs.com STATEMENT PER100 THROUGH ACCOUNT NUMBER &pewter 1.2001 Septemter 28.2001 What's In This Statement IIIIIIIIIIIIIIIII I I TAXPAYER NUMBER On File LAST STATEMENT August 31.2001 Financial Summary 3 HERITAGE INTERESTS Your Portfolio Holdings 4 FINANCIAL TRUST CO TTEE Transaction Detail 5 DTD 7-30-91 ATTN JEANIE BRENNAN Fund Activity 5 6100 RED HOOK QUARTER STE 8-3 Your Messages 6 ST THOMAS VI 00802 Your Portfolio at a Glance Market Value of Your Portfolio TOTAL VALUE OF SECURITIES THIS PERIOD 2.270.000 Cash S Equvalent $5.617.989 ... $5.598.222 NET CREDIT BALANCE 1374.043 Equities 53.348.000 : $-1.078.000 MONEY MARKET FUND BALANCE NET EQUITY THE PERIOD 4,243.946 $7.887.989 $3.834.850 : 5-1.299.850 ima a lin Current market value NE Last statements market value NET EQUITY LAST STATEMENT 8,133.222 Short market value CHANGE SINCE LAST STATEMENT -245.233 There are no 'Stop Loss' orders or other pending buy or sell open orders on file for your account. Plo.ma mood 00f arreromo a mnrowsr of tern or socks. melicalod as Clatiefed 10 you. 10 010.11 SOMP:0.1 al 400044428: Cr yet lc, Clam Somcos a Bow. StOafra SCCuTOS On. One Llanloth Carla. Honk 13coo•bn. NY 112014959 aft nes sownerY s kw MkOIMIAXMI passes otitis not wended as a Cu doaaTert sotteneri oboud ea maw la your records Set worm Se Aar orpcdart egonmaton 027 09,2901:10:55 001 V500 EFTA00197484 CLEARED 1HRCO3H nS WHOLLY OWNED SUBSIDIARY Bear. SOMAS SohnIBM COO (We Llettotech Confer North Brock/on. Now York 11201.3859 HERITAGE INTERESTS 2 of STATEMENT BACKER IS PRINTED ON THIS PAGE 027 022201:10:55 001 V500 EFTA00197485 BLEARED ileictiou musky, ORBECI SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns 8 Co. Inc. 245 Park Avenue New YY New York 10167 3 Cash Flow Analysis THIS PERIOD Income Summary DRS PERIOD YEAS TO DATE Opening Balance Money Fund Dividends Interest Amount Credited $1,370,713.06 16,436.92 3,329.56 $19,766.48 Dividends Credit Balance Int. Total 16.436.92 365.66 $16,802.58 159,200.14 27,816.26 $187.016.40 Money Fund -16.436.92 Portfolio Composition Amount Debited $-16.436.92 SKIRT LOBO Net Cash Activity 3,329.56 Cash/Cash Equivalent 5.617.989 Equities 1,078.000 3.348.000 Closing Balance $1 374 042.62 Same dot ?totem oe cat ter... sO:Oan Jot trona/Vs aa AMI ... el included in this sztnew its paned. Total $1,078.000 $8.965.989 OCCOM In Tentnotom Dr.41 Cash Balance Summary C LCci Cash 44,041.74 44.407.40 Margo 55,172.30 356.634.30 Short 1,271,499.02 973.000.92 Net Cash Balance $1.370.713.06 $1,374,042.62 027 092801:10:55 001 Bear. Szeirns Secv,ipti CORY CeoLlevelech Cella North Beccidon. New TRY 11201.3859 HERITAGE INTERESTS STATEMENT PERIOD SeptelTENN 1.2001 THROUGH Septet ter 28.2001 ACCOUNT NUMBER TAXPAYER NURSER Cfl File LAST my:6mm August 31.2001 Your Portfolio Allocation ( Cash & Equivalent 56% E E'S Short Equities 10% Unto0e0 potions panto oar Dionne onto matt vela, Tho pit:am ;eents,' .a tenet Mtn to 00191.te mart rat), 01 >acs palkno V500 EFTA00197486 CLEARED THROUGH ITS voliCtLY 0OttED SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns 8 Co. Inc. 245 Park Avenue New York. New York 10167 4 ci Your Portfolio Holdings CASH & CASH EQUIVALENTS DESCRPRON CASH BALANCE SYMBOLCUSIP oAAPKET ESIIIMIED CURRENT OLIANOTY PACE VALUE ANN;AL INSWE VE10 MI 1,374,043 DREYFUS CASH MANAGEMENT-CL A DICCX INSTITUTIONAL SHARES TOTAL CASH & CASH EQUIVALENTS 4,243,946.30 1.0000 4,243,946 157.026 3.7000 55.617.989 $157.026 EQUITIES Equities & Options DESCRATION SAIBWCUSIP ACCT TOE (won PRCE MARKET VALUE ESTIMTED AMAIN. INCOME CURRENT YEW IRO PNC FINANCIAL SVCSGROUP INC PNC CASH 10.000 57.2500 572.500 19.200 3.3537 PNC FINANCIAL SVCSGROUP INC PNC SHRT -10.000 57.2500 -572,500 -19.200 3.3537 TYCO INTERNATIONAL LTD TYC CASH 61.000 45.5000 2.775.500 3.050 0.1099 TYCO INTERNATIONAL LTD TYC SHRT -11.000 45.5000 -500.500 -550 0.1099 CALL NCO INTL OCT 055n- TYCJ55 CASH -500 0.1000 -5,000 Se 10/20/2001 Total Equities& Options $2.270,000 52.500 TOTAL EQUITIES $2.270,000 52.500 YOUR TOTAL ESTIMATED ANNUAL INCOME $159.526 YOUR PRICED PORTFOLIOHOLDINGS 57,887.98.8 Beet Saea•ns SOC.r.t4O COP. Ore Metoolech Canto North Beccktn. New Year 11201.3859 HERITAGE INTERESTS STATEMENT PERIOD SeptelTbN 1.2001 THROUGH *Monter 28.2001 ACCOUNT NUMBER TAXPAYER NtIUMER On File LAST STATEMENT August 31.2001 027 0S2900I:l0:55 001 V500 EFTA00197487 CLEARED THRWGH ITS 0"E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns 8 Co. Inc. 245 Park Avenue New York. New York 10167 5 v/ Transaction Detail MONEY FUND ACTIVITY DATE MOAT TRANSACTION DESOTIPTCPI STMECLCuSIT QUANTITY ACCOUNT NUMBER TAXPAYER ATJUSER On File LAST STATEMENT August 31.2001 PRCE DEBIT AMOUNT CREDIT AMOUNT 09/01/01 09/04/01 09/04/01 09/28/01 DIVIDEND REINVEST OPENINGBALANCE paYrnaSgaliGEMENT-CA. A MONTHLY DIVIDEND DREYFUS CASH MANAGEMENT-CL A INSTITUTIONAL SHARES DIVIDEND REINVESTED CLOSINGBALANCE DICCX DICCX 4.227,509.38 16,436.92 4,243,946.30 16.436.92 16.436.92 TOTAL $.16.436.92 $16.436.92 INTEREST Beet SZeirns SOC.r.htl C0,0 Ore Meesetech Cella North 0eock11n. New Ye* 11201.3859 HERITAGE INTERESTS STATEMENT PERIOD SEINENT63f 1.2001 THROUGH Sects...rite, 28.2001 DATE CESCRPTION STAIBEIJCLISIP QUANTITY RATE IY4 DEBT AMOUNT CREDIT AMOUNT 09/21/01 INTEREST ON CREDIT BALANCE 0.5000 3.42 AT 0 I/2% 09/19 THRU 09/19 09/21/01 INTEREST ON CREDIT BALANCE 1.5000 10.27 AT 1 1/2% 09/20 THRU 09/20 09/21/01 INTEREST ONCREDIT BALANCE 2.5000 34.22 AT 2 1/2% 09/17 THRU 09/18 09/21/01 INTEREST ON CREDIT BALANCE 3.0000 317.75 AT 3.000% 08/21 THRU OMR 09121/01 SHT ACCT FEE 08/21-092001 2.963.90 TOTAL $3.329.56 027 012801:10:55 001 V500 EFTA00197488 CLEARED THROUGH ITS niCkLY 0"E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns 8 Co. Inc. 245 Park Avenue New York NEW York 10167 6 r/ Transaction Detail (continued) MISCELLANEOUS DATE AlaiMY TRANSACTION DESCRIPTCN DEBIT AMOUNT CRECIT AMOUNT 09/04/01 JOURNAL MARK TO MARKET 34,149.00 09/04/01 JOURNAL MARK TO MARKET SHORT POS 34,149.00 09/10/01 JOURNAL MARK TO MARKET 121770.00 09/10/01 JOURNAL MARK TO MARKET SHORT POS 123,770.00 09/17/01 JOURNAL MARK TO MARKET 10,729.00 6e/17/61 JbltWMAL AA IMORLI"grair 10.729.00 6416u61 JoiIthIAL fafAAifYOTANRLY 154. 7200 09./24:•01 JOURNAL MARK TO MARKET SHORT POS 154,272.00 TOTAL $-322.920.00 $322.920.00 Your messages This statement is provided to explain Bear, Steams & Co, Inc,S ('BSC') payment for order flow practices, BSC routes a majority of orders for customer securities transactions to the primary market for such securities, Orders may also be routed to other market service vendors that assure executions pursuant to complex mathematical formulas at better than the national best bid or best offer (NBB0). BSC receives no cash payment or other consideration for such order routing other than favorable executions or executions of limit orders at no additional charge. Beginning October 31, 2001, you may request the identity of the venue to which any of your orders were routed for execution (if the order was within the six months prior to the request or July 2, 2001, whichever is a later date), whether the order was directed by you to that venue, and the time of the executions, if any, that resulted from such orders. 027 0S29,01:10:55 001 Beer. SZeirns SON , t4,1 Cory. OtoLletiotech Center North BredCon. New Ye* I I20I.38S9 HERITAGE INTERESTS STATEMENT PERIOD Septenter 1.2001 THROUGH *Monter 28.2001 ACCOUNT NUMBER TAXPAYER WESER Cfl File LAST STATEMENT August 31.2001 V500 EFTA00197489 CLEARED THROUGH ITS ?RICO.? 0"E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns 8 Co. Inc. 245 Park Avenue New Y New York 10167 7 Bar Bear, Steams Securities Corp. Net Capital and Net Capital Requirements: At May 25, 2001 and July 27, 2001, the Company's net capital of $2.7 billion and $2,7 billion was approximately 8.9% and 9.2% of aggregate debit items and exceeded the minimum regulatory net capital requirement of $605.5 million and $585,5 million by $2.1 billion and $2,1 billion, all respectively, A complete copy of the Bear, Stearns Securities Corp, Statement of Financial Condition is available on the web site yvnv bearstearns corn Alternatively, to request a free printed copy please call -toll tree 1.866.299.9331 End of Statement Bar Beer. SZeirns S0C."44.1 Cap. 0 -4 Momloch Contm North Brock/on. New Year 11201.3859 HERITAGE INTERESTS STATEMENT PERIOD SeptelTiNN 1.2001 THROUGH Septet ter 28.2001 ACCOUNT NUMBER TAXPAYER WESER OR File LAST STATEMENT August 31.2001 Securities and other assets in your account are the firm's collateral for any margin loan made to you, If the securities and other assets in your account decline in value, so does the value of the collateral supporting your loan, and, as a result, the firm can take action, such as issue a margin call and/or sell securities or other assets in any of your accounts held with the member, in order to maintain the required equity in the account. It is important that you fully understand the risks involved in trading securities on margin, These risks include the following: You can lose more funds than you deposited in the margin account, The firm can force the sale of securities or other assets in your account(s), The firm can sell your securities or other assets without contacting you. You are not entitled to choose which securities or other assets in your account(s) are liquidated or sold to meet a margin call. The firm can increase it's 'house" maintenance requirements at any time and is not required to provide you advance written notice. You are not entitled to an extension of time on a margin call. 027 0929031:10:55 001 V500 EFTA00197490 CLEARED THROUGH nS YiHOU.Y OWNED SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns 8 Co. Inc. 245 Park Avenue New York. New York 10167 BM. Steams SO•0081 Corp. Ono MoVotech Confer Noah Stock/in. New York 11201.3959 HERITAGE INTERESTS ACCOUNT EXECUTIVE ZICHERMAN.IRA STATEMENT PERIOD Jut/ 28.2001 TELEPHONE THROUGH August 31.2001 VISIT OUR WEBSITE nvm uearstearns.com AGLOW! NUMBER What's In This Statement I I TAXPAYER WINER On File LAST STATEMENT JO 27.2001 Financial Summary 3 HERITAGE INTERESTS Your Portfolio Holdings 4 FINANCIAL TRUST CO TTEE Transaction Detail 5 DTD 7-30-91 ATTN JEANIE BRENNAN Fund Activity 5 6100 RED HOOK QUARTER STE B-3 ST THOMAS VI 00802 Your Portfolio at a Glance Market Value of Your Portfolio TOTAL VALUE OF SECURITIES THIS PERCD 2.535.000 Cash 8 Ecarealent —INIMI PIZZZ $10.004.169 NET CREDIT BALANCE 1.370.713 Equities —I S3.834.850 : S-I.299.850 I MONEY MARKET FUND BALANCE 4.227.509 : $-1.380.280 . . . . . . . . . . . . . . 510.898.553 NET EQUITY This PERIOD $8.133.222 ME Current market value gilifl Last statements market value NET EOUITY LAST STATEMENT 19.522.442 C Short market value CHANGE SINCE LAST STATEMENT -11.389,220 There are no 'Stop Loss' orders or other pending buy or sell open orders on file for your account. I:10.mo non oaf Manx, a r0nroN61 of olds or socks. nelicolo0 as &Woad lo you. lo DWI Sone*. 01 800611.1128: a vat lo Choi Smokes a Bow. Steam Sccuilies C00. Co. LIONINI, Cook, Honh. BrooMyn, H.V. 112014959 aft not PAY0181Y 11 for elcdedeesel wpm, ally t k remflooded as dow ned Des scateseero NNW be retard for your records Soo revers* ode far modem rdormanon 027 0A01.01:10:37 001 V496 EFTA00197491 CLEARED 1HRCO3H nS YiHOU:i OWNED SUBSIDIARY BM. SOMAS S00000• G00 Claellettotech Genie North Brock/0. Now York 11201.3859 HERITAGE INTERESTS 2 of 0 STATEMENT BACKER IS PRINTED ON THIS PAGE 027 09.0L01:10:37 001 V49G EFTA00197492 CLEARED 1HRWGH ma wisekLY O"EO SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 245 Park Avenue New YY New York 10167 3 Cash Flow Analysis THIS PEPo00 Cash Balance Summary CPENN3 CLOMPS Opening Balance $1,399,797.60 Cash 76.465.02 44,041.74 Securities Sold 6,715,839.56 Margin 104.018.30 55,172.30 Money Fund 11,223,138.34 Short 1,219,314.28 1,271,499.02 Dividends/Interest 7.138.80 Net Cash Balance $1,399,797.60 $1,370,713.06 Amount Credited $17.946.116.70 Money Fund 4,823,138.34 Funds Withdrawn -11,151,925.40 Income Summary TIC PERIM YEP TO DATE Dividends Interest Charged -137.50 Dividends 23.902.44 142,763.22 Amount Debited $17,975,201.24 Credit Balance Int. 2.898.46 27,450.60 Net Cash Activity -29.084.54 Total 526.800.90 $170,213.82 ClosingBalance $1 370 713.06 Same On tensions ct cash balsam accost Items ate not mole:led on Sot eatien. MCP, Iraneen, as wee as debts lot aY flier tranSeChn Olt penod. arvear in Trareacbon Oetai Portfolio Composition s -CAT LONG CashiCash Equivalent 5.598.222 Equities 1.299.850 3.834.850 Total $1.299.850 59.433.072 027 09,01.01:10:37 001 Best. Stearns SeCoohtt Cap. Ore Mototech Calla HMO Brockton. New VC* I12O1.3SS9 HERITAGE INTERESTS STATEMENT PER100 Jul/ 28.2001 THROUGH August 31.2001 AcccuNT NUMBER TAXPAYER A.va3ER On File LAST sTATEmENT Jul/ 27. 2001 Your Portfolio Allocation Cash 8 Nub/akin! 53% Ueended cement deo* debt beano, arena 1/104 male ValAtly The Mower reecemer is ce•ire0 ham Ve 00191.te market rat), 01 tcv pell000 v496 EFTA00197493 CLEARED THROUGH ns vngsly °BBC° SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 245 Park Avenue New Y New York 10167 4 Beer. Szeirns SOC‘r.t*/ COO. Cr.* Mevelech Cella North Betatron. New Ye* II201.38S9 HERITAGE INTERESTS STATEMENT PERK* Jul/ 28.2001 Your Portfolio Holdings THROUGH ACCCUNT NUMBER MOAT 31.2001 CASH & CASH EQUIVALENTS TAXPAYER AVAEER On Foe LAST STATEMENT Jul/ 27.2001 MARRS ESTIMATED CURPENT DESOICTION SYMBOLCUSO QUANTITY PRICE VALUE ANBUAL INCOME 10.0 I%4 CASH BALANCE 1,370,713 DREYFUS CASH MANAGEMENT-CL A DICCX 4.227.509.38 1.0000 4,227,509 164.873 3.9000 INSTITUTIONAL SHARES TOTAL CASH & CASH EQUIVALENTS $5.598,222 $164.873 EQUITIES Equities & Options ACCT MARKET ESTINMED CURFEW DESSRPION STIRECIAUSIP TIN (wen NICE VALIK ANMJAL INCOME YEW 1%/ PNC FINANCIAL SVCSGROUP INC PNC CASH 10,000 66.5900 665.900 19,200 2.8833 PNC FINANCIAL SVCSGROUP INC PNC SHRT -10,000 66.5900 -665.900 -19,200 2.8833 TYCO INTERNATIONAL LTD TYC CASH 61.000 51.9500 3.168.950 3,050 0.0962 TYCO INTERNATIONAL LID TYC SHRT -11.000 51.9500 -571.450 -550 0.0962 CALL TYCO INTL OCT 055- TYCJ55 CASH -500 1.2500 -62.500 UP 10/20/2001 Total Equities& Options $2.535,000 $2.500 TOTAL EQUITIES $2.535,000 $2.500 YOUR TOTAL ESTIMATED ANNUAL INCOME $167,373 YOUR PRICEDPORTFOLIOHOLDINGS $8.133.222 027 09.01,01:10:37 001 V496 EFTA00197494 CLEARED THROUGH ITS witOw, ONnE0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 245 Park Avenue New Y New York 10167 5 Transaction Detail INVESTMENT ACTIVITY Beer. Szeirns Sec‘,444 SOP. Ore Mevolech Cantm 000.0 Beano. New Ye* I I20I.3SS9 HERITAGE INTERESTS STATEMENT PER100 Jul/ 28.2001 THROUGH AucmST 31.2001 ACCCUNT NUMBER TAXPAYER KAMER On File LAST STATEMENT Jul/ 27.2001 SETTLEMENT TRADE DATE DATE TRANSACTION DESCRIPTION SIOJE/OLCUSJP OVANTITY PRCE DEBIT AMOUNT GRECO AMOUNT 08/07/01 08/02/01 SOLD MEDTRONIC INC MDT -33,961 46.38850 1,573,307.17 WITH RIGHTS TO PURCHASE PREFRD STK UNDER CERTAIN CIRCUMSTANCE birb7/61 66162i6i BOLLS IAD MAI4dIAL gve§driOufs ink PN - ,472 67.02 k 1.504.744.82 UNSOUCKED 08/08/01 08/03/01 SOLD MEDTRONIC INC MDT -80,000 45.53390 3,637,788.07 WITH RIGHTS TO PURCHASE PREFRD MX UNDER CERTAIN CIRCUMSTANCE UNSOUCKED TOTAL $6.715.839.56 DEPOSITS AND WITHDRAWALS DATE TRANSACTO. 08/03/01 FND WIRED 08/30/01 FND WIRED DESCRIPTION '000.010:013/200: L . •1027,-100020:102/202: 10. L L DERR AMOUNT 8,280,000.00 CREDIT AMOUNT 2,871,925.40 TOTAL $-11,151,925.40 MONEY FUND ACTIVITY DATE MCDAY TRANSACTICN 07/28/01 SYLIODUCLISIP OUMRITT PRCE MIT AMOUNT CREDIT AMOUNT OPENINGBALANCE t604.371.04 027 04DLDl:l0:37 001 EFTA00197495 CLEARED THRWGH ITS vniCkLY 0"E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns 8 Co. Inc. 245 Park Avenue New York New York 10167 6 v./ v. Transaction Detail (continued) MONEY FUND ACTIVITY (continued) Beef. SZeirnd SOC‘rthel GOO. Cc* Mevolech Carded North Beccidon. New Todd 11201 3859 HERITAGE INTERESTS STATEMENT PERK* Jug 28.2001 THROUGH August 31.2001 ACCOUNT NUMBER TAXPAYER AMBER On File LAST STATEMENT Jul/ 27.2001 DATE 1.10:DAY TPANSACTICN DESCRIPICN SYMBOUCVSIP (yarn psisE men AMOUNT mon AMOUNT 08/01/01 DIVIDEND fraYtlf&SMGEMENT-CL A DICCX 23,138.34 MONTHLY DIVIDEND 08/01/01 REINVEST bakasei SOLI5 fraYrtaaSNaliGEMENT-CL A DIVIDEND REINVESTED 15WEWLIS itAWMZMEMOL A INSTITUTIONAL SHARES FFD DICCX 23,138.34 23.138.34 151 X -8.300.000 1.0000 8.300.000.00 08/08/01 BOUGHT RAKI.MSONGEMENT.CL A DICCX 3.000.000 1.0000 3.000.000.00 BU FD 08/13/01 SOUGHT bktibto Abil DREYFUS CASH MANAGEMENT-CL A DICCX INSTITUTIONAL SHARES 3.800.000 1.0000 3.800.000.00 A ira iiANAdtMERY.OL A I ( -2.900.000 1.0000 2.900.000.00 INSTITUTIONAL SHARES FFD 08/31/01 CLOSINGBALANCE 4.227.509.38 TOTAL $.6.823.13834 $11.223.138.34 DIVIDENDS DATE CCSGRPTICIN STMOWCUSIP 08/01/01 TYCO INTERNATIONAL LTD TYC REC 07102/01 PAY 08/01/01 OUNVTITY RATE iS) 61.128 0.0125 AMOUN' CREDIT AMOUNT 764.10 027 OS01,01:10:37 001 Vd9G EFTA00197496 CLEARED THRWGH ITS niCkLY 0"E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns 8 Co. Inc. 245 Park Avenue New Y New York 10167 7 Transaction Detail (continued) DIVIDENDS (continued) OVE 08/01/01 DESORPTION TYCO INTERNATIONAL LTD DIV CHO 11000 SHS SHORT REC 07/02401 PAY 08101/01 STAIDOLOUSIP Tot DUMMY RATE MI DEBIT AMOUNT 137.50 Beer. SZeirns SON, t4,1 Dap. Cc* Mevolech Contm North Beano. New Ye* 11201 3859 HERITAGE INTERESTS STATEMENT PERKO Jul/ 28.2001 THROUGH August 31.2001 ACCCUNT NUMBER TAXPAYER WEBER OR Foe LAST STATEMENT kw 27.2001 CREDIT AMOUNT TOTAL $-137.50 $764.10 INTEREST DATE DESORPTION 08/21/01 INTEREST ON CREDIT BALANCE AT 3 1/4% 07/21 THRU 08/20 STME/WOUSIP QUANTITY RATE IVel 3.2500 DEBIT AMOUNT CREDIT AMOUNT 2,898.46 08/21/01 SHT ACCT FEE 07/21-082001 3,476.24 TOTAL $6.374.70 MISCELLANEOUS DATE MOAT TRANSACTOR DESCRIPTOR DEBIT AMOUNT CAECA AMOUNT 07/30/01 JOURNAL MARK TO MARKET 15,965.00 67/B6/61 .6111,1M. MAAV YOMAKREY FiLSIThsopt 15.965.00 08.106/01 JOURNAL MARK TO MARKET 19,648.00 08/06/01 JOURNAL MARK TO MARKET SHORT P06 19.648.00 ov13/01 JOURNAL MARK TO MARKET 11,980.00 ov13/01 JOURNAL MARK TO MARKET SHORT P06 11.980.00 08/20/01 JOURNAL MARK TO MARKET 11.509.00 08/20/01 JOURNAL MARK TO MARKET SHORT P06 11.509.00 CM7/61 JblinIAL MAAifY011ANREY 12.76 .00 027 OS0101:10:37 001 V496 EFTA00197497 CLEARED THROUGH DS vagX1Y OME0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns 8 Co. Inc. 245 Park Avenue New York New York 10167 8 cln Transaction Detail (continued) MISCELLANEOUS (continued) DATE MaDAT TIUNSACT-CN CESCAIPTCN DEBT AMON, MCAT AMOLNT 08/27/01 JOURNAL MARK TO MARKET SHORT POS 12.762.00 TOTAL $.71.864.00 S71.864.00 End of Statement Beer. SZeirns Secauks COO. Cc* Metselech Center North Beccidon. New Tuft 11201.3859 HERITAGE INTERESTS STATEMENT PERIOD Jul/ 28.2001 THROUGH August 31.2001 ACCCUNT NUMBER TAXPAYER WESER On File LAST STATEMENT Jul/ 27. 2001 027 090101:10:37 031 V096 EFTA00197498 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY BffiR STffiRNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns 8 Co. Inc. 245 Park Avenue New York, New York 10167 ACCOUNT EXECUTIVE TELEPFIDNE VISIT OUR WESSITE LICHERMAN.IRA n.mv.bearsleams.com What's In This Statement Financial Summary 3 Your Portfolio Holdings 4 Transaction Detail 5 Fund Activity 6 Your Portfolio at a Glance TOTAL VALUE OF SECURITIES THIS PER/DD NET CREDIT BALANCE MONEY MARKET FUND BALANCE 9.518.273 1.399.798 8,604.371 NET EQUITY THIS PERIOD $19.522.442 NET EOUITY LAST STATEMENT 19,140.918 CHANGE SINCE LAST STATEMENT 381.524 There are no 'Stop Loss' orders or other pending buy or sell open orders on file for your account. lllllllllllllllll I I HERITAGE INTERESTS FINANCIAL TRUST CO TTEE DID 7.30-91 ATTN JEANIE BRENNAN 6100 RED HOOK QUARTER STE B-3 ST THOMAS VI 00802 Market Value of Your Portfolio Cash 8 Equvalent —ffififfitinws55=1~ SI 0.004.189 87.933.463 Equities Roza capon any cliforwoo or no/wweig ol &woks or Data. «Pealed as dolhoma la you. lo Clioni Sinew; al 800134-1428: or %no lo Clam Sonlcos at Bow. &waif@ Swwlios CO". One MoYolecli COMP North. ElrooN>n, NY 11201.3859 • 1111. `=,, Seer. Steams Seams/. CO% hm Mentech Gerd« NOM Eleccid,n. New Ywk 11201.3859 HERITAGE INTERESTS STATEMENT PERM June 30.2001 THROUGH July 27.2001 ACCOUNT NUMBER TAXPAYER MJIMER On File LAST STATEMENT June 29.2001 510,898.553 : S-1.380.280 ttn , 512,684,855 : S-1.477.400 Cunent market value ggia Last statements market value Short market value nn 'Lorain/ ale otIRWAXIAI pwposes only a k ref «ended asa tar downort Tees staterned shored be neared for your records See revers* cp rr rroonore ~mat« 027 07.2001:10:18 001 W1.92 EFTA00197499 CLEARED 1NROUON RS YrisekLY 0"E0 SUBSIDIARY Beer. SZeirns SON, t4,1 COO. Ceol.letsolech Cantot North Broeklln• New Volt 11201.3859 HERITAGE INTERESTS 2 or 7 STATEMENT BACKER IS PRINTED ON THIS PAGE 027 022801:10:18 001 1/4.92 EFTA00197500 CLEARED 1HRWGH ?RIMY 0"E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 245 Park Avenue New Y New York 10167 3 Cash Flow Analysis THIS PERIOD Cash Balance Summary CeENIN3 CLOSING Opening Balance $1.333.463.05 Cash 8,765.37 76,465.02 Securities Sold 1,935,648.29 Margin 56.397.30 104.018.30 Money Fund 4,371.04 Short 1,268,300.38 1,219,314.28 Funds Deposited 2,872,727.64 Net Cash Balance $1,333,463.05 $1,399,797.60 Dividendsanterest 40,913.62 Amount Credited $4.853.660.59 Money Fund -2,004.371.04 Income Summary THIS PERIOD YEAR TO DATE Funds Withdrawn -210.898.00 Dividendsanterest Charged -4.800.00 Dividends 40.910.36 118,860.78 Credit Balance Int. 939.40 24,552.14 Miscellaneous -2.567.257.00 Total $41,849.76 $143,412.92 Amount Debited 8-4.787.326.04 Net Cash Activity 66,334.55 Closing Balance $1,399,797.60 Portfolio Composition Same Oaf Prams or eats, bemoan mccuri Rpm aro net includo0 in MP scram. such 161110211. as won at Ootals lot al ore. IfinSWAY He ponocl appeal in Trarozocn Deal. Cast,'Cash Equivalent Equities $ 1.380.280 LONG 1 0.004,1 69 1 0.898,553 Total $1.380.280 $20.902,722 027 D7,2601:10:18 001 Beer. SZeirns Sava* COO. Cc* Mevolech Carat North Beccidon. New Year 11201.3559 HERITAGE INTERESTS STATEMENT PERM June 30.2001 THROUGH Jul 27.2001 ACCOUNT NUMBER TAXPAYER MAGER Ofl File LAST STATEMENT June 29.2001 Your Portfolio Allocation Cash & Equwalenr 45% Short Equities — 6% Equities 49% Unt.oacl pomons °ono* oat Diana anciv Owl motet veva Tho elocalm I:events-0 is awed Item Ua obsolso morktn rat), 01 >v.? polio» V4S2 EFTA00197501 CLEARED THRouGH Rs nom," OBB.E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 245 Park Avenue New Y New York 10167 4 Your Portfolio Holdings CASH & CASH EQUIVALENTS DE-SUMMON CASH BALANCE SMOOLELISP MONEY ESTRUM OUANTITY PACE Eau( ANNUAL NEOLIE 1.399.798 DREYFUS CASH MANAGEMENT-CL A DICOX 8.604.371.04 1.0000 8.604.371 352,779 INSTITUTIONAL SHARES TOTAL CASH & CASH EQUIVALENTS $10,004,169 $352,779 EQUITIES Equities & Options DESCP.10/4 SAIBOL'OUSIP ACCT TIME ouwnil PAAFIKE7 PRCE VALLE ESTIMIED ANNA. INCOME CURFO/T YEW I* MEDTRONIC INC MDT CASH 113,961 48.5500 5.532.807 26.211 0.4737 PNC FINANCIAL SVCSGROUP INC PNC CASH 32,472 64.5900 2.097.366 62.346 2.9726 PNC FINANCIAL SYCSGROUP INC PNC SHAY -10,000 64.5900 -645.900 -19.200 2.9726 TYCO INTERNATIONAL LTD TYC CASH 61.000 53.5800 3.268.380 3.050 0.0933 TYCO INTERNATIONAL LTD TYC SHRT -11.000 53.5800 -589.380 -550 0.0933 CALL TYCO INTL OCT 055 - TYCJ55 ee 10/2=001 Total Equities& Options CASH -500 2.9000 -145.000 $9,518,273 $71,857 TOTAL EQUITIES $9,518,273 $71,857 YOUR TOTAL ESTIMATED ANNUAL INCOME $424,636 YOUR PRICEDPORTFOLIOHOLDINGS $19,522,4.41 Beer. Steirns SOC,nt*/ CO:8 Ore /Actsetech Canty Norm Beecmon. New VC* 11201.3859 HERITAGE INTERESTS STATEMENT PERM June 30.2001 THROUGH July 27.2001 Acccuyi NUMBER TAXPAYER KAISER On Pk LAST sTATELIENT June 29.2001 027 DP2841:10:18 001 V482 EFTA00197502 CLEARED THROUGH ITS niCkLY CAMEO SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns 8 Co. Inc. 245 Park Avenue New Y New York 10167 5 Transaction Detail INVESTMENT ACTIVITY SETTLEMENT DATE TRADE DATE TRANSACT/ 3N DESORPTION 07/13/01 JOURNAL PNC FINANCIAL SVCSGROUP INC JOURNAL FROM TYPE 2 TO I 07/13/01 JOURNAL PNC FINANCIAL SVCSGROUP INC JOURNAL FROM TYPE 2 TO I 07/18/01 07/13/01 SOLD PNC FINANCIAL SVCSGROUP INC UNSOUCITED 07/18101 07/13101 SOLD TYCO INTERNATIONAL LTD UNSOLICITED TOTAL DEPOSITS AND WITHDRAWALS DATE 07/02/01 FND WIRED TRAAISA.CTft DESORPTION Beer. SZeirhs SOC,r44,1 Gory. 0 -414cm:tech Center North Beccidon. New Ye* 11201.3859 HERITAGE INTERESTS STATEMENT PERroo June 30.2001 THROUGH 88/ 27. 2001 ACCOUNT NUMBER TAXPAYER AMMER On FIk LAST STATEMENT June 29.2001 SOIE/OLOLISC GAMY PHOE DEBT AMOUNT MCC AMOUNT PNC 9,405 PNC -9,406 PNC -30,000 64.36610 1,929,116.13 NC -128 51.44440 6,532.16 $1,935,648.29 0011 AMOUNT 174,484.00 CREDIT AMOUNT WIRED TO FEW06328 $ COMING FROM REPO T ENDSWIRED TO CI IBANK FROM at NJ 07/02/01 FUNDS REC 2.872.727.64 07/09/01 END WIRED WIRED TO 36.414.00 TOTAL $-210.898.00 $2.872.727.64 027 07,2801:10:18 001 V482 EFTA00197503 CLEARED THROUGH ITS Yn10LLY 0%1P.E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & CO. Inc. 245 Park Avenue New Y New York 10167 6 Transaction Detail (continued) MONEY FUND ACTIVITY Beer. 948,4s Se4A444 COO. Ore Mon:tech Card“ North eeccidon. New Year I I201.3SS9 HERITAGE INTERESTS STATEMENT PEF000 June 30.2001 THROUGH Juit 27.2001 ACCOUNT NUMBER TAXPAYER AMBER OR File LAST STATEMENT June 29.2001 DATE MOIDAY TRAN,StCTION DESCRIPTION SYMBOUCVSIP awry prect DEBIT AMOUNT CREDIT AMOUNT 06/30/01 OPENING BALANCE 6.600.000 07/02/01 DIVIDEND payrfitikaSMGEMENT-CA. A DICCX 4,371.04 MONTHLY DIVIDEND 07/02/01 REINVEST DREYFUS CASH MANAGEMENT-CA. A DICCX 4.371.04 4.371.04 INSTITUTIONAL SHARES DIVIDEND REINVESTED 07/24/01 BOUGHT DREYFUS CASH MANAGEMENT-CA. A DICCX 2.000.000 1.0000 2.000.000.00 INSTITUTIONAL SHARES BU FD 07/27/01 CLOSING BA LANCE 8,604,371.04 TOTAL $-2.004,371.04 $4.371.04 DIVIDENDS DATE DESCRPTIN SYAIDOLCUSIP 07/16/01 PNC FINANCIAL SVCS GROUP INC PNC DIV CHG 10000 SHS SHORT REC 07/1301 PAY 07/24/01 OUNYTITY PATE (S) DEBIT AMOUNT CREDIT AMOUNT 4.800.00 07/24/01 PNC FINANCIAL SVCS GROUP INC PNC REC 07/1301 PAY 07/24/01 62,472 0.4800 29,988.56 07/27/01 MEDTRONIC INC MDT REC 07/0601 PAY 07/27/01 113,961 0.0575 6,552.76 TOTAL $-4.800.00 $36.539.32 027 072901:10:18 001 V482 EFTA00197504 CLEARED THROUGH ITS ?RIMY 0"E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns 8 Co. Inc. 245 Park Avenue New Y New York 10167 7 Transaction Detail (continued) INTEREST DATE DESORPTION 07/23/01 INTEREST ON CREDIT BALANCE 3.5000 AT 3 1/2% 06121 THRU 06/26 STMEICIIGUSIP OUPASITT RATE I14/ DEBT AMOUNT Beer. Szewns Sec‘,444 Coro. CeoLlevetech Cant“ North Beccidon. New Year 11201.3859 HERITAGE INTERESTS STATEMENT PERK* June 30.2001 THROUGH July 27.2001 ACCCUNT NUMBER TAXPAYER WESER Cfl file LAST STATEMENT June 29.2001 CREDIT AMOUNT 32.60 07/23/01 INTEREST ON CREDIT BALANCE AT 3 114% 06127 THRU 07/20 3.2500 906.80 07/23/01 SHT ACCT FEE 0621-072001 3,434.90 TOTAL $4.374.30 MISCELLANEOUS DATE MD:DAT TRANSACTCN DESCRIPTION DEBIT AMOUNT CREDIT AlICVNT 07/02/01 JOURNAL T0047-30185 2,567,257.00 PER WA 67/6±iivi J6UANAL MAAI1 YOlviANREt 10.400.00 07/02/01 JOURNAL MARK TO MARKET SHORT POS 10,900.00 07/09/01 JOURNAL MARK TO MARKET 28.300.00 07/09/01 JOURNAL MARK TO MARKET SHORT POS 28,300.00 07/16/01 JOURNAL MARK TO MARKET 16050.00 07/16/01 JOURNAL MARK TO MARKET SHORT POS 15,050.00 07/23/01 JOURNAL MARK TO MARKET 6,629.00 07/23/01 JOURNAL MARK TO MARKET SHORT POS 6629.00 TOTAL 6-2,628,136.00 $60.879.00 End of Statement 027 07•28/01:10:18 001 WW2 EFTA00197505 CLEARED THROUGH nS vrtiCkLY CMY.E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 245 Path Avenue New York New York 10167 Beer. Steaun SOCuut.tt COO. Cc* Metrotech Cantor HMO Beccrofn. Hew VC* 1120/3559 HERITAGE INTERESTS ACCOUNT EYEC...,-.vE CHERMAN.IRA TELEPHONE VISIT OUR WEBSITE nmv.uearstearrts.com STATEMENT PERIOD THROUGH ACCOUNT NUMBER May 26.2001 June 29.2001 What's In This Statement Financial Summary 3 1111,111111111111 II HERITAGE INTERESTS TAXPAYER Aum3ER LAST STATEMENT On File May 25.2001 Your Portfolio Holdings 4 FINANCIAL TRUST CO TTEE Transaction Detail 5 DTD 7.30.91 Fund Activity 5 ATTN JEANIE BRENNAN Your Messages 6 6100 RED HOOK QUARTER STE B-3 ST THOMAS VI 00802 Your Portfolio at a Glance Market Value of Your Portfolio TOTAL VALUE OF SECURITIES THIS PERIOD NET CREDIT BALANCE MONEY MARKET FUND BALANCE 11,207,455 1,333,463 6,600,000 NET EQUITY THIS PERIOD $19,140,918 NET EQUITY UST STATEMENT 12,321,002 CHANGE SINCE LAST STATEMENT 6,819,916 There are no 'Stop Loss' orders or other pending buy or sell open orders on tile for your account. Cash a Equvalent 57.933.463 •ISP $1.329.456 Equities P1050 roped ally Mame a ruoroctiot of tucks or socks. nelicolcul as doltrotort to pfu. b Cleol Sonic°. al 800611.1128: a 'Mt to Clem SONIC.. a Boat smarm sccumes On. Duo lActokulf Coolly North. °rooffro. NY 112014050. $12.680.855 : $-1.477.400 $12.632.296 : $-1.640.750 Current market value EN Last statements market value C Short market value SK INS fuTITOPP1 br miOrufftforml rants only RUM fronded Han dafinfer1 llvs statorneC should bantams; for your words So rova a fa mortar/ nrainatim 027 MS0,0123:28 001 Important Message Please note: You may find more than one statement in this envelope. Beginning this month. all statements with the same Address and Social Security number / Taxpayer Identification number are being mailed In one envelope. For further details. please contact your account executive. Y481 EFTA00197506 CLEARED 1HRCO3H nS WHOLLY OWNED SUBSIDIARY Bear. SIWAS Seanl*Rf Cm0. Ono Llettotech Conte North Brock/on. New York 11201.3859 HERITAGE INTERESTS 2 ol STATEMENT BACKER IS PRINTED ON THIS PAGE 027 06,30,0123:28 001 WI81 EFTA00197507 CLEARED 1HRWGH nG niCkLY 0"E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns 8 Co. Inc. 245 Park Avenue New YY New York 10167 3 Cash Flow Analysis THIS PERICO Income Summary RC PEN® YEAR TO DATE Opening Balance $1.329.456.21 Dividends 0.00 77,950.42 Credit Balance Int. 60.70 23,612.74 Funds Deposited 6,600,000.00 Total $60.70 $101,563.16 Dividends/Interest 4.006.84 Amount Credited 96.604.006.84 Money Fund -6.600.000.00 Portfolio Composition Amount Debited 8-6.600.000.00 SNORT LONG Net Cash Activity 4,006.84 Cash/Cash Equivalent 7.933,463 Equities 1,477,400 12,684,855 Closing Balance $1 333 463.05 Same dot 'seine et nen et. , e: ant oat eche:Wm 0in Total $1,477,400 $20,618,318 Vence such trenztes a ... ),•4( IfifiSYDNIS INS paned. ,{peal In trancett.:6 Dot4i Cash Balance Summary CLOSING Cash 8,704.67 8,765.37 Margo 10,669.30 56,397.30 Short 1,310,082.24 1.268.300.38 Net Cash Balance $1,329.456.21 $1 .333.463.05 027 MS0,0123:28 001 808f. SZeirns S0N , t4,1 Cory. Cc* Mem:tech Centel North Beccidon. New Ye* 11201 3559 HERITAGE INTERESTS STATEMENT PERIOD May 26.2001 THROUGH June 29.2001 ACCOUNT NUMBER TAXPAYER AMBER On File LAST STATEMENT May 25.2001 Your Portfolio Allocation Cash & Equivalent 36% Short Equities 6% Equities 58% Uneelte pons's emote oat "nonce onto 'Mn male vela, The elevehm ;event'', tepee." Item Va Mnol.te market rabeems patio", V4.81 EFTA00197508 CLEARED THROUGH ITS LIIICLLY OWLE0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 245 Park Avenue New Y New York 10167 4 Beer. SZeirns SON, t4,1 COO. Ore Metmlech Car:tog North BecciOon. New Ye* 11201.3859 HERITAGE INTERESTS STATEMENT PER100 May 26.2001 Your Portfolio Holdings THROUGH ACCCUNT NUMBER June 29.2001 CASH & CASH EQUIVALENTS TAXPAYER MASER OR File LAST STATEMENT May 25.2001 MARKET ESTMATED DESCRPTION STMOOLCUSP COMM PRCE VALLE ANNUAL WALE CASH BALANCE 1.333.463 DREYFUS CASH MANAGEMENT-CL A DICCX 6,600,000 1.0000 6.600.000 303,600 INSTITUTIONAL SHARES TOTAL CASH & CASH EQUIVALENTS $7.933,463 $303,600 EQUITIES Equities & Options ACCT IAARKET (STEWED CURFENT DESCP..'}QN SVMBCIJOJSIP TIPS warm PRCE VALLE ARKIN. INCOME YELD MEDTRONIC INC MDT CASH 113,961 46.0100 5.243.346 26,211 0.4999 PNC FINANCIAL SVCSGROUP INC PNC CASH 53,067 65.7900 3.491.278 101.889 2.9184 PNC FINANCIAL SVCSGROUP INC PNC MRGN 9,405 65.7900 618.755 18.058 2.9184 PNC FINANCIAL SVCSGROUP INC PNC SHRT -10.000 65.7900 -657.900 -19.200 2.9184 TYCO INTERNATIONAL LTD TYC CASH 61,128 54.5000 3.331.476 3,056 0.0917 TYCO INTERNATIONAL LTO NC SHRT -11,000 54.5000 -599,500 -550 0.0917 CALL NCO INTL OCT 055"" TYCJ55 CASH -500 4.4000 -220.000 ET 10/2012001 Total Equities& Options $11,207,455 5129.464 TOTAL EQUITIES $11.207.455 5129.464 YOUR TOTAL ESTIMATED ANNUAL INCOME $433.064 YOUR PRICEDPORTFOLIOHOLDINGS $19.140.918 02/ 06 3:.0' :2321. 071 V481 EFTA00197509 CLEARED THROUGH ITS 0"E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 245 Park Avenue New York. New York 10167 5 v/ Transaction Detail DEPOSITS AND WITHDRAWALS DATE TRANSACDCN DESCRV1CN 06/25/01 FUNDS REC FNDS WIRED TO CITIBANK FROM -1111 TOTAL CEBIT AMOUNT CREDIT AMOUNT 6,600,000.00 $6.600.000.00 MONEY FUND ACTIVITY DATE moon TRANSACTION DESCRIPTION 05/26/01 OPENING BALANCE SYLIDOUCLISIP OUANTITY PkCE 0.00 Beer. Saea•ns S0N, t4,1 Cory. OtoLlevelech Cella North Beccidon. New Year 11201.3859 HERITAGE INTERESTS STATEMENT PERIOD May 26.2001 THROUGH June 29.2001 ACCOUNT NUMBER TAXPAYER AMBER On FIk LAST STATEMENT May 25.2001 DEBIT AMOUNT CREDIT AMOUNT 06/25/01 BOUGHT DREYFUS CASH MANAGEMENT-CL A INSTITUTIONAL SHARES BUY FD DICCX 6.600.000 1.0000 6.600.000.00 06/2001 CLOSING BALANCE 6,600,000 TOTAL SC.600,000.00 INTEREST DATE DESCRIPTION 06/21/01 INTEREST ON CREDIT BALANCE AT 3 1/2% 05.121 MAU 06/20 SYMBOUCLISIP °unsay RATE we 3.5000 DENT AMOUNT CREDIT AMOUNT 60.70 06/21/01 SHT ACCT FEE 05/21-0620 01 TOTAL 3:946.14 $4.006.84 021 06.3001:2328 031 v.181 EFTA00197510 CLEARED THROUGH ITS vniCkLY 0"E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 245 Park Avenue New York NEW York 10167 6 r. Transaction Detail (continued) MISCELLANEOUS DATE Mat/AT TRMVSACTCN 05/29/01 JOURNAL DESCRIPTVN MARK TO MARKET DEBIT AMOUNT 5,667.00 CREPT M/OJNT 05/29/01 JOURNAL MARK TO MARKET SHORT POS 5,667.00 MARK TO MARKET 5,850.00 MARK TO MARKET SHORT POS 5,850.00 MARK TO MARKET 17.649.00 06/04/01 JOURNAL 06/04/01 JOURNAL 06/11/01 JOURNAL Se, ii 1 Jb1ttS1AL AA l'aiitliRLI"5151ir 17.ka§.bb ok1iVel1 JOIMAL FAAAiCY6144041 5. . S& live J6UMAL fvfAAI1 YO 'MARKET tHLSIArtte 5,t.ito.bb 06125/01 JOURNAL MARK TO MARKET 13.916.00 06/25/01 JOURNAL MARK TO MARKET SHORT PCS 13,916.00 TOTAL 5.68,762.00 $68,762.00 Your messages Confirmation: Unless we hear from you to the contrary, It is our understanding that any tree credit balances in your account are being maintained to facilitate your intention to invest such amounts through us, End of Statement Beer. SZeirns SON•44,1 COO. Ore Mevolech Cella North Beccidon. New Year 11201.3859 HERITAGE INTERESTS STATEMENT PERIOD May 26.2001 THROUGH June 29.2001 ACCCUNT NUMBER TAXPAYER WESER Cel FIk LAST STATEMENT May 25.2001 027 OG3001:23:28 001 V481 EFTA00197511 CLEARED THRCOGH nS vAiCu.Y OWNED SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOLPIT Bear. Stearns 8. Co. Inc. 245 Park Avenue New York New York 10167 ACCOUNT EXECUTIVE TELEPHONE VISIT OUR WEBSITE ZI3REHMAN.IRA wiew.uea'stearns.com What's In This Statement Financial Summary 3 Your Portfolio Holdings 4 Transaction Detail 5 IIIIIIIIIIIIIIIII I I HERITAGE INTERESTS FINANCIAL TRUST CO TTEE DTD 7.30-91 ATTN JEANIE BRENNAN 6100 RED HOOK QUARTER STE 8-3 ST THOMAS VI 00802 Beer. Steams SOMAII*1 COO Ono lientoch Coma H00.11 Brock/f11. New Vod 1120/3859 HERITAGE INTERESTS STATEMENT PERKO April 28.2001 THROUGH May 25.2001 ACCOUNT NUMBER TAXPAYER NuallER On FIR LAST STATEMENT Aga 27.2001 Your Portfolio at a Glance Market Value of Your Portfolio TOTAL VALUE OF SECURITIES THIS PER)DD 10.991.546 Cash 8 Eqinalent —001:. $1.329'456 SI.823.296 NET CREDIT BALANCE 1.329.456 Equines — $12.632.296 : 5-1.640.750 $12.464.024 5-1.523.270 NET EQUITY THIS PERIOD $12.321.002 ME Current market value NET EOUITY LAST STATEMENT 12.764.050 gag Last statements market value C Short market value CHANGE SINCE LAST STATEMENT -443.048 There are no 'Stop Loss' orders or other pending buy or sell open orders on file for your account. Roza /opal any Offoronoo a rasioula of ChOCkS or stooks. odicolal as 01011030X1 10 p5/1. b Gent SoMon al 80004-1428: a yet to Clam Santos a Boa. Stearn SauMos 0,9. One MOON,' Cala North. Swaim NY I I2014.59 Sr an 'Owen,' for hlawabirwl papims ray. It Is not Mended natal alonwert Tin suremara about be retain for your records Sn morn on for rowan namonal 027 DE.2601:i 0:08 001 Important Message In an effort to deliver statements to you more efficiently. Bear Steams has enhanced the distribution of statements to household accounts. Beginning in June.all statements with the same Address and Social Security number/ Taxpayer identification number wit be mailed in a single envelope. For lurther details. please contact your account executive. v478 EFTA00197512 CLEARED 1HRCO3H nS WHOLLY OWNED SUBSIDIARY Bear. SIWAS Seanl*Rf COO Ono Llettotech Conte North Brock/on. New York 11201.3859 HERITAGE INTERESTS 2 ol STATEMENT BACKER IS PRINTED ON THIS PAGE 027 0526,01:10:08 001 W178 EFTA00197513 CLEARED 1HRWGH ITS vniCkLY 0‘11‘.E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns 8 Co. Inc. 245 Park Avenue New Y New York 10167 3 Cash Flow Analysis THIS PERICO Income Summary DC REMO YEAR TO DATE Opening Balance $1.823.295.74 Dividends 764.10 77.950.42 Credit Balance Int. 1.403.48 23.552.04 Dividends/Interest 6.160.47 Total $2,167.58 8101,502.46 Amount Credited $6.160.47 Funds Withdrawn -500.000.00 Amount Debited $-500.000.00 Portfolio Composition Net Cash Activity -493.839.53 SHORT LONG Cash/Cash Equivalent 1.329,456 Closing Balance $1 329 456.21 Equities 1,640.750 12.632,296 Bar* aoI Tannin of cash Imitation actor. twos mo not Induladh1014 same, such Van,lett as won w Souls lot al MN WanSaCIANS HL wad. await in Rare-Now Dotal. Total $1,640.750 813,961.752 Cash Balance Summary CPUs fiG CLOSNG Cash 6,537.09 8,704.67 Margin 563,648.30 10,669.30 Short 1,253,110.35 1,310,082.24 Net Cash Balance $1.823,295.74 61.329.456.21 027 052601:10:0B 001 Saiv. Stews& Secintit, Can. Ore Movolech CaMot North Becck/on. Hew Tuft 11201.3859 HERITAGE INTERESTS STATEMENT PERIOD *II 28.2001 THROUGH May 25.2001 ACCOUNT NUMBER TAXPAYER WESER Ofl File LAST STATEMENT *11 27.2001 Your Portfolio Allocation Cash 8 Equivalent 8c Short Equities— Equities 82% Untodocl pomons Sono* soot caned sn5t shol matet wavy VA, el0V300, percent:9, Is delved Von, to absokoe frorke1 vakm 01 ITV psOcilo V478 EFTA00197514 CLEARED THROUGH ITS WIIOUY OW,E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 245 Park Avenue New Y New York 10167 4 STATEMENT PERIO0 THROUGH April 28.2001 May 25.2001 Your Portfolio Holdings CASH & CASH EQUIVALENTS ACCCAJNT maw., TAXPAYER MASER On He LAST STATEMENT *II 27.2001 PMRKET ESTMATED DESCRPRON SYMBOLCUSIP OUAN'ITI PRCE VALLE ANNUAL TOCOME CASH BALANCE 1.329.456 TOTAL CASH & CASH EQUIVALENTS $1.329.456 EQUITIES Equities & Options ACCT WW1 ESTIMATED EARIFENT DESCRP7)O/4 SYMBOLCUSIP TYPE OUANTITT PACE VALLE ANNUAL INCOME VELD IY4 MEDTRONIC INC MDT CASH 113,961 42.5000 4.843.343 22,792 0.4706 PNC FINANCIAL SVCSGROUP INC PNC CASH 53.067 69.1500 3.669.583 101,889 2.7766 PNC FINANCIAL SVCSGROUP INC PNC MRGN 9,405 69.1500 650,356 18,058 2.7766 PNC FINANCIAL SVCSGROUP INC PNC SHRT -10,000 69.1500 -691,500 -19,200 2.7766 TYCO INTERNATIONAL LID TYC CASH 61.128 56.7500 3.469.014 3,056 0.0881 TYCO INTERNATIONAL LID TYC SHRT -11.000 56.7500 -624,250 -550 0.0881 CALL TYCO INTL OCT 055- TYCJ55 CASH .500 6.5000 -325.000 CO 10/20/2001 Total Equities& Options $10.991.546 $126.045 TOTAL EQUITIES $10,991.546 $126,045 YOUR TOTAL ESTIMATED ANNUAL INCOME $126.045 YOUR PRICEDPORTFOLIOHOLDINGS $12,321.002 Beer. SZeirns S0N, t4,1 COO. 0-c Mon:tech Cora m North Beccidon. New Ye* I 1201.38S9 HERITAGE INTERESTS 027 COS,26131:10:08 001 V478 EFTA00197515 CLEARED THRWGH ITS CAM.EO SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 245 Park Avenue New Y New York 10167 5 Transaction Detail INVESTMENT ACTIVITY Beer. SZeirns S0N, t4,1 Cory. Ore Montech Contm NOM Beccidon. New Tuk 11201.3859 HERITAGE INTERESTS STATEMENT PERIOD Apr0 28.2001 THROUGH May 25.2001 ACCOUNT! NUMBER TAXPAYER POWER Cfl File LAST STATEMENT *Il 27.2001 SETTLEMENT 10.40E DATE DATE TRANSACTION DESORPTION STMOLCUSJP WANTITY PRCE DEEMAMOUNT CREW MOUNT 05/04/01 JOURNAL PNC FINANCIAL SVCSGROUP INC PNC -9,405 JOURNAL FROM TYPE 1 TO 2 05/04/01 JOURNAL PNC FINANCIAL SVCSGROUP INC PNC 9,405 JOURNAL FROM TYPE 1 TO 2 TOTAL DEPOSITS AND WITHDRAWALS DATE 05/02/01 FND WIRED TRANSACTCN DESORPTION DEBIT AMOUNT CREDIT AMOUNT WIRED TO 500.000.00 $-500.000.00 DIVIDENDS al,E DESORPTION 05/02/01 TYCO INTERNATIONAL LTD REC 04/02/01 PAY 0542/01 STIABOLCUSIP TYC OUOMITY PMEMI 61,128 0.0125 CEDT miouN- C.4C11 M/CUPil 764.10 TOTAL 5764.10 027 03/28/01:10:08 v4/8 EFTA00197516 CLEARED THROUGH ns vngsly °ME° SUBSIDIARY BUR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 245 Park Avenue New Y New York 10167 6 Transaction Detail (continued) Beer. SZPAns SOC.A.MI COP. 0-4 Momlea Cantec NOM Becdoon. New VC* 11201 3859 HERITAGE INTERESTS STATEMENT PERIOD Ppril 28.2001 THROUGH May 25.2001 ACCOUNT NUMBER TAXPAYER M. On File INTEREST LAST STATEMENT April 27.2001 DATE DESORPTION STMOCIICUSIP CAMPITY RATE IV DEPT AMOUNT CREPT AMOUNT 05/21/01 INTEREST ON CREDIT BALANCE 3.5000 71.42 AT 3 1/2% 05115 THRU 05/20 05/21/01 INTEREST ON CREDIT BALANCE AT 4.000% 04/21 THRU 05114 4.0000 1,332.06 05/21/01 SHT ACCT FEE 0421-0520 01 3,992.89 TOTAL $5.396.37 MISCELLANEOUS DATE AKADAT TRANSACTION DESCRIPTION DEBIT AMOUNT CREPT AMOUNT 05/07/01 JOURNAL MARK TO MARKET 37,060.00 05/07/01 JOURNAL MARK TO MARKET SHORT POS 37,060.00 05/14/01 JOURNAL MARK TO MARKET 14,430.00 65/14/61 JOJArIAL MirleiVANRErgiottr bS 14,4x6.00 05/21/01 JOURNAL MARK TO MARKET 104,469.00 05/21/01 JOURNAL MARK TO MARKET SHORT POS 104,469.00 TOTAL $.-155.959.00 $155,959.00 End of Statement 027 052601:10AM 001 V478 EFTA00197517 CLEARED IHRaIGH ITS WHOLLY OWNED SUBSIDIARY BffiR STffiRNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 245 Park Avenue New York, New York 10167 ACCOUNT EXECUTIVE TELEPHONE VISIT OUR WEBSITE GIC.MEHMAN.IRA iymv.uewstearns.com What's In This Statement Financial Summary 3 Your Portfolio Holdings 4 Transaction Detail 5 Your Portfolio at a Glance TOTAL VALUE OF SECURITIES THIS PEEK/0 10.940.754 NET CREDIT BALANCE 1.823.296 NET EQUITY THIS PERIOD $12.764.050 NET EOUITY LAST STATEMENT 14,295.959 CHANGE SINCE LAST STATEMENT -1.531.909 There are no 'Stop Loss' orders or other pending buy or sell open orders on file for your account. Cash S fourslent lllllllllllllllll I I HERITAGE INTERESTS FINANCIAL TRUST CO TTEE DID 7.30-91 ATTN JEANIE BRENNAN 6100 RED HOOK QUARTER STE B-3 ST THOMAS VI 00802 Market Value of Your Portfolio Equities Roza repel oaf clIbrohoo a rawocoict ol chocks or slocks. ~Cobd as dolhoral lo >to. lo [tool Smia» al 800434442B: a vat b Mont SoNlcos at Bow. Stearn Securnos Caw . Ogb MeaokM Cook. North. Brodbn, NY II201.3859 M 4 21;9,618.872 Geer. Reams Seam*. Gap Ctm Mentech Cool« North Elecck/m. Nevi To* 1120/.3559 HERITAGE INTERESTS STATEMENT PERO) March 31.2001 THROUGH *11 27.2001 ACCOUNT NUMBER TAXPAYER WEISER ON File LAST STATEMENT March 30.2001 P 612.464.024 : S-1.523.270 $12.087.617 : $.1.240.530 IN Current market value gig Last statements market value Short market value Sr TNnanynarY n lot snive ls ral bladed anti. Manse« Tas saleroom shosa be retained to, your records Mo renew sao fa rroalort ~matron 027 0e2801:17:05 001 V471 EFTA00197518 CLEARED 1NROUON RS YrisekLY 0"E0 SUBSIDIARY Beer. Saea•ns SON, t4,1 COO. 0 -41.1evolech Cantot North Broeklln• New Volt 11201.3859 HERITAGE INTERESTS 2 or e STATEMENT BACKER IS PRINTED ON THIS PAGE 027 042801:17:05 001 V471 EFTA00197519 CLEARED 1HRWGH era vnsOUv CMe.E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 245 Park Avenue New Y New York 10167 3 Cash Flow Analysis THIS PEFICO CLOSNO LAST STATEMENT Opening Balance $3,448,871.98 Cash 908.704.60 6,537.09 Funds Deposited 839.00 Margin 1,422,007.20 563.648.30 Dividends Interest 48,522.26 Shod 1,118,160.18 1,253.110.35 Amount Credited $49,361.26 Net Cash Balance $3,448,871.98 $1,823,295.74 Funds Withdrawn -1,670.000.00 Dividends/Interest Charged -4.937.50 Income Summary Amount Debited $-1 674 937.50 DC PERIM YEN' TO DATE Net Cash Activity -1,625.576.24 Dividends 35.684.61 77,186.32 Credit Balance Int. 8,438.98 22,148.56 ClosingBalance $1 823 295.74 Same day tension o cash between =oil Wee ate not included in we mike: such nit as well as *Mb lc. all other Iransachore OM period. appear in Tramp:lion Doled. Total $44,123.59 $99,334.88 Cash Balance Summary Portfolio Composition Cash/Cash Equivalent Equities $-1,AT LCNO 1.823.296 1,523,270 12.464.024 Total $1,523,270 $14287,320 027 Bear. Sewers SOC,M*1 Cap. O-41km:tech Cella North Becck/on. New Year 11201.3859 HERITAGE INTERESTS STATEMENT PERIOD March 31.2001 THROUGH Apra 27.2001 ACCOUNT NUMBER TAXPAYER WEBER Cel File Wirth 30.2001 Your Portfolio Allocation Cash 8 Equivalent- 12% Short Equities 9% N Equities 79% Unsealed croons 0en,* Over tnio, o, *NW Or, market vela, The plorahri rertemar is awed bran he absoLa market rat), oi >vv patkno 04.260i:i7:06 001 V471 EFTA00197520 CLEARED THROUGH ITS ~MY OtM•ED SUBSIDIARY BffiR STffiRNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 245 Park Avenue New York. New York 10167 4 vi Beer. Stetrns Off. Cr.* Metsolech Conte< North Beccmp. New Ye 1, 112014859 HERITAGE INTERESTS STATEMENT PERO) March 31.2001 Your Portfolio Holdings THROUGH ACCOUNT NUMBER April 27.2001 CASH & CASH EQUIVALENTS TAXPAYER AMMER On File LAST STATEMENT Match 30.2001 MARKET (STRIATED DESORPTION SNABOLCUSP OUANTiTY PRICE VALLE ANNUAL NOOME CASH BALANCE 1.823.296 TOTAL CASH & CASH EQUIVALENTS $1,823,296 EQUITIES Equities & Options ADO! MAWS ESTM411ED WRFC« DESORPTION swam:awe TYPE ouunTy PRCE VALLE ANNUAL INCOME YELD I%/ MEDTRONIC INC MDT CASH 113,961 44.2500 5.042.774 22,792 0.4520 PNC FINANCIAL SVCSGROUP INC PNC CASH 62,472 66.1800 4.134.397 119,946 2.9012 PNC FINANCIAL SVCSGROUP INC PNC SHRT -10.000 66.1800 -661200 -19,200 2.9012 TYCO INTERNATIONAL LTD TYC CASH 61.128 53.7700 3.286.853 3,056 0.0930 TYCO INTERNATIONAL LTD TYC SHRT -11.000 53.7700 -591,470 -550 0.0930 CALL TYCO INTL OCT 055 "" TYCJ55 CASH -500 5.4000 -270,000 ET 10/20/2001 Total Equities& Options $10.940,754 $126.044 TOTAL EQUITIES $10.940,754 $126.044 YOUR TOTAL ESTIMATED ANNUAL INCOME $126,044 YOUR PRICED PORTFOLIOHOLDINGS $12.764.049 027 04)20.01:17:C6 001 V471 EFTA00197521 CLEARED THROUGH ITS (AM•E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns 8 Co. Inc. 245 Park Avenue New York. NEW York 10167 5 v/ Transaction Detail DEPOSITS AND WITHDRAWALS 04/24/01 FND WIRED 04/25/01 DEPOSIT DEBIT AIAOINT 170,000.00 CREDIT AMOUM WIRED TO FO#02725 KiftED TO FD#02183 1,500,000.00 IPPER 00 HERITAGE INTER CHASE 839.00 TOTAL $-1.670.000.00 $839.00 DIVIDENDS Beer. Saea•ns S0N, t4,1 SNP Ore Mon:tech Cantm North 0eock11n. New To* 11201.3859 HERITAGE INTERESTS STATEMENT PERIOD March 31.2001 THROUGH Apra 27.2001 ACCCUNT NUMBER TAXPAYER KINSER On File LAST STATEMENT Much 30.2001 DATE DESCRPTION STMEICUCUSIP CAMNiire RATE (I) DEBIT AMOU'r CRECIT AVM, 04/16/01 PNC FINANCIAL SVCS GROUP INC PNC 4,800.00 DIV CHG 10000 SHS SHORT REC 04/13101 PAY 04/2401 04/24/01 PNC FINANCIAL SVCS GROUP INC PNC 62.472 0.4800 29.986.56 REC 04/13101 PAY 04/2401 04/26/01 TYCO INTERNATIONAL LTD TYC 137.50 DIV CHG 11000 SHS SHORT REC 04/02/01 PAY 05102/01 04/27/01 MEDTRONIC INC MDT 113.961 0.0500 5.698.05 REC 04106101 PAY 04/27,01 TOTAL $.4.937.50 $35.684.61 027 0428011 7:05 001 V471 EFTA00197522 CLEARED THROUGH ITS wilekLY 0"E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns 8 Co. Inc. 245 Park Avenue New Y New York 10167 6 Transaction Detail (continued) INTEREST DATE DESORPTION 04/23/01 INTEREST ON CREDIT BALANCE 4.0000 AT 4,000% 04/18 THRU 04/20 04/23/01 INTEREST ON CREDIT BALANCE AT 4 1/2% 03121 THRU 04/17 SYMEICCOUSIP OUPARITY RATE IY4 CERT AMOUNT Beer. SZeirns SON, PRI OR>. Cc* Mevolech Cantet North Beccidon. New Year 11201.3859 HERITAGE INTERESTS STATEMENT PERIOD March 31.2001 THROUGH Apra 27.2001 ALOCUNT NUMBER TAXPAYER MOSER Cfl File LAST STATEMENT MUER 30.2001 cREDIT AMOUNT 696.34 4.5000 7,742.64 04/23/01 SHT ACCT FEE 03/21-04 20 01 4,39967 TOTAL $12.837.65 MISCELLANEOUS DATE MDOAT TRANSACTOR DESCRIPTOR DEBIT AMOUNT CREDIT AMOUNT 04/02/01 JOURNAL MARK TO MARKET 34.869.00 04/02/01 JOURNAL MARK TO MARKET SHORT P06 34.869.00 04/09/01 JOURNAL MARK TO MARKET 19879.00 6444/61 Jautiani AAifYOMANREV ritSlArPtie 16.079. 04/16/01 JOURNAL MARK TO MARKET 53,699.00 04/16/01 JOURNAL MARK TO MARKET SHORT P06 53.699.00 04/23/01 JOURNAL MARK TO MARKET 63,800.00 04/23/01 JOURNAL MARK TO MARKET SHORT P06 63.800.00 04/24/01 JOURNAL JOURNAL FROM TYPE 2 TO 1 722.869.90 04/24/01 JOURNAL JOURNAL FROM TYPE 2 TO 1 722,869.90 TOTAL $-892,116.90 $892.116.90 End of Statement 027 042801:17:05 001 V471 EFTA00197523 CLEARED THROUGH nS WHOLLY 01M.ED SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns 8 Co. Inc. 245 Park Avenue New York New York 10167 Bear. Steams Secv-Un Corp Cue tlentech Cooler North Elecck//n. lie* veer 1120/3959 HERITAGE INTERESTS ACCOUNT EXECUTIVE Z:CHERMAN.IRA TELEPACCE VISIT OUR WEEGITE ivmv.uentearrs.com What's In This Statement Financial Summary 3 III I I I1111111 I I HERITAGE INTERESTS STATEMENT PERIOD THROUGH ACCOUST NUMBER TAXPAYER NUMBER LAST STATEMENT February 24.2001 March 30.2001 February 23.2001 Your Portfolio Holdings 4 FINANCIAL TRUST CO TTEE Transaction Detail 5 DTD 7.30-91 Your Messages 7 ATTN JEANIE BRENNAN 6100 RED HOOK QUARTER STE B-3 Your Portfolio at a Glance TOTAL VALUE OF SECURITIES THIS PERK* 10.847.087 NET CREEPY BALANCE 3,448.872 NET EQUITY nes PERIOD $14.295.959 NET EOUITY LAST STATEMENT 13.657.431 CHANGE SINCE LAST STATEMENT 638.528 There are no 'Stop Loss' orders or other pending buy or sell open orders on file for your account. ST THOMAS VI 00802 Market Value of Your Portfolio Cash s Equivalent —.MI 53.448.872 xtrESSi $1.948206 Equine Plo.vo mood 00( Offoracoo a notwocoint of teaks or stocks. eldicalod as <karma to p5u. lo Gant Sonic*. at 80004-1128: a veto to Clam SONIC.). at Bow. Steam &cantos Ca9. One lactobre Ceres Hoek Bredlye NY. la0bSBES $12.087.617 : $-1.240.530 $13.160.805 : 5-1.451.580 IN Current market value IN Last statements market value I=I Short market value gh tin PAYETurY a For mfrmwsensl W eems cab *Bra "landed as a M d . dowse ltre stemma amid be retained for your records See revers* ode fcr rrocdart nrommton Important Notice Decimal Trading is Here for Nasdaq! Decimal Trading is the shift from fractional pricing (e.g.21 1e2) to decimal pricing (e.g.521.50)1,3r equities and options. Nasdaq securities have been phased in during March and the remaining securities are scheduled to be trading in decimals in April. For details. visit our website at YThYtbearstearns. com. 027 cciaboi:17:01 001 Va66 EFTA00197524 CLEARED 1NROUON RS YiHMV 0"E0 SUBSIDIARY Beer. Szewee Secwititi GOO. Ce4 Meal:tech Cord NOM Beccidon. Hew VC* 11201.3859 HERITAGE INTERESTS 2 o1 7 STATEMENT BACKER IS PRINTED ON THIS PAGE 027 cam mi 17:01 001 V466 EFTA00197525 CLEARED 1HRWGH ITS niCkLY 0"E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 245 Park Avenue New Y New York 10167 3 Cash Flow Analysis THIS PEFICO Cash Balance Summary OPENN3 CLOSNO Opening Balance $1,948,206.36 Cash 0.00 908.704.60 Securities Sold 308,237.16 Margin 569.670.07 1,422,007.20 Funds Deposited 4,689.13 Short 1,378.536.29 1,118,160.18 Dividends/Interest 11,755.13 Net Cash Balance $1,948,206.36 $3,448,871.98 Miscellaneous 1,256,099.20 Amount Credited $1.580.780.62 Securities Bought -80.115.00 Income Summary Ddb PERICO YEAR TO DATE Amount Debited $-80.115.00 Dividends 128.00 41,501.71 Net Cash Activity 1,500,665.62 Credit Balance Int. 6.639.24 13,709.58 Closing Balance $3,448,871.98 Total $6.767.24 $55,211.29 Same def tensions ci cash balsam accost byes ate not included in iles ;ocean: sue, Irene/era as well as details Ica as slur Iransacicre eis aided. appeal in TtaftliClaaa Dotal. Portfolio Composition Beer. Steirns S0C,r,t4e Can‘ Cc* Nets I cc h Comet NOM ettd001. New To* 11201.3859 HERITAGE INTERESTS STATEMENT PERIOD February 24.2001 THROUGH Mardi 30.2001 ACCOUNT NUMBER TAXPAYER WESER LAST STATEMENT February 23.2001 Your Portfolio Allocation LOW Cash & Equivalent CasttiCash Equivalent 3,448,872 21% Equities 1,240.530 12,087,617 Total 81.240.530 $15,536,489 Short Equi 7% Equities 72% Unshaded demons canoe oat bean, antler shoe maitat vaLea The elorahr revenue, ta awned !ism Be absoa.te market .-oleo of >ev pee,» 027 03/3601:17:01 001 Va66 EFTA00197526 CLEARED 1HRCAJGH ITS YRACkLY OtWED SUBSIDIARY BffiR STffiRNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns 8 Co. Inc. 245 Park Avenue New York. New York 10167 4 Beer. Stetrns Ø. Cr.* Metsolech Conte< North Brock/pl. New Te" 112014859 HERITAGE INTERESTS STATEMENT PERK» ~Wiry 24.2001 THROUGH March 30.2001 Your Portfolio Holdings ACCOUNT NUMBER CASH & CASH EQUIVALENTS TAXPAYER AMMER LAST STATEMENT Fetwuwy 23.2001 MARKET ESTMATED DESORPTION SYMBOLCUSP ouurno PACE VALLE ANM AL INCOME CASH BALANCE 3.448.872 TOTAL CASH & CASH EQUIVALENTS $3.449,872 EQUITIES Equities & Options ADC! MAWS ESTIMATED CURFOR DESORPTION symeot.tuso TYPE ousuiso PACE VALLE ANMJAL INCOME YEN IT4 MEDTRONIC INC MDT CASH 113,961 45.7400 5,212.576 22,792 0.4373 PNC FINANCIAL SVCSGROUP INC PNC CASH 62,472 67.7500 4,232,478 119.946 2.8339 PNC FINANCIAL SVCSGROUP INC PNC SHRT -10.000 67.7500 -677.500 -19.200 2.8339 TYCO INTERNATIONAL LTD TYC CASH 61.128 43.2300 2.642.563 3.056 0.1156 TYCO INTERNATIONAL LTD lye SHRT -11.000 43.2300 -475,530 -550 0.1157 CALL TYCO INTL OCT 055 "" TYCJ55 CASH -500 1.7500 -87,500 ET 10/20/2001 Total Equities& Options $10.847.087 $126.044 TOTAL EQUITIES $10.847.087 $126.044 YOUR TOTAL ESTIMATED ANNUAL INCOME $126.046 YOUR PRICED PORTFOLIOHOLDINGS $14.295.958 027 02/3IDI:l7:01 001 IMES EFTA00197527 CLEARED THRWGH ITS wuCLLY 095.EO SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 245 Park Avenue New York. New York 10167 5 vl Transaction Detail INVESTMENT ACTIVITY SETTLEMENT TRADE DATE DATE TRANSACTION DESCRPTION SYTABONCLISIP WANTITY NICE ACCCUNT NUMBER TAXPAYER NUUSER LAST STATEMENT DEBIT AMOUNT PebruEuy 23.2001 GRECO' AMOUNT 03/06/01 03/05/01 SOLD beibly61 041:5,61 'OWN' 03/14,01 03/13/01 BOUGHT CALL NCO IND. OCT 055**** EXP 10120/2001 CUSIP MIMBER TO FOLLOW. UNSOLICITED OPEN CONTRACT tYtaient AP 646 ElP 04/219031 CUSIP NUMBER TO FOLLOW. UNSOUCITED CLOSING CONTRACT CALL PNC FINL GRP MAY 075 SIP 05119/2001 UNSOLICITED CLOSING CONTRACT ONCJ55 dfr OPNCEO -500 500 500 6.20000 0.84220 0.70000 ,e1 . 36,502.50 308,237.16 TOTAL 3-80.115.00 $308.237.16 DEPOSITS AND WITHDRAWALS Beer. Szeirns SON,449 C0115 0-4 Met:Limn Cantec North &wort New Year 11201.3859 HERITAGE INTERESTS STATEMENT PERIOD February 24.2001 THROUGH March SO.2001 DATE IRMISACTOI 03/21/01 FUNDS AEC DESCAP'ICN JFF/ME TO CITIBANK FROM DEBIT AMOUNT CREDIT AMOUNT 4,689.13 TOTAL e4.689.13 027 maim 17:01 DDT V488 EFTA00197528 CLEARED THROUGH ITS niCkLY CA1h.E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 245 Park Avenue New Y New York 10167 6 Transaction Detail (continued) Beer. szeirns socv,ht, Cory. 0-41km:tech Cora m North Beccmon. New Ye* I I201.3SS9 HERITAGE INTERESTS STATEMENT PERIOD February 24.2001 THROUGH March 30. 2001 ACCCUNIT wormer, TAXPAYER WEBER DIVIDENDS LAST STATEMENT February 23.2001 D4-E DESCRPTION STMOCIUMISIP MAMMY RATE IQ DEBIT AMOUNT CREDIT AMOUNT 03/13/01 JOHNSON& JOHNSON JNJ 400 0.3200 128.00 REC 02/20/01 PAY 03/1301 TOTAL $128.00 INTEREST DATE DESCRIPTION 03/21/01 INTEREST ONCREDIT BALANCE AT 4 1/2% 03/20 THRU 03/20 SYNE/CUM/SIP aMAITITY RATE 1%) 4.5000 DEBIT AMOUNT CREDIT AMOUNT 287.79 03/21/01 INTEREST ON CREDIT BALANCE AT 5,000% 02/21 THRU 03/19 5.0000 6,351.45 03/21/01 SHT ACCT FEE 02'21032001 4,987.89 TOTAL $11,627.13 MISCELLANEOUS DATE MOAT TRANSACTION DESCRIPTION DEED AMOUNT CREPT AMOUNT 02/26/01 JOURNAL MARK TO MARKET 99.456.00 02/26/01 JOURNAL MARK TO MARKET SHORT POS 99,456.00 03/01/01 JOURNAL JOURNAL FROM TYPE 2 TO 1 669.126.07 03/01/01 JOURNAL JOURNAL FROM TYPE 2 TO 1 669,126.07 03/01/01 JOURNAL FROM: XPK/102-16490.2-USD 1.256.099.20 • JAL 03/05/01 JOURNAL MARK TO MARKET 14,209.00 03/05/01 JOURNAL MARK TO MARKET SHORT POS 14.209.00 027 nom 17:01 001 IMES EFTA00197529 CLEARED THROUGH ITS ?RIMY 0"E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 245 Park Avenue New York. NEW York 10167 7 CI Beer. Saea•ns SON, t4,1 COO. Ore Meesetech Center North Beccidon. New Tuft 11201.3859 HERITAGE INTERESTS STATEMENT PER100 February 24.2001 THROUGH March 30.2001 Transaction Detail (continued) MISCELLANEOUS (continued) DATE 143:DAT TRANSACTCN DESCRIPTDN DEBIT AMOUNT ACCOUNT NUMBER TAXPAYER WESER LAST STATEMENT February 23.2001 CREPT AMOUNT 03/12/01 JOURNAL MARK TO MARKET 26459.00 03/12/01 JOURNAL MARK TO MARKET SHORT POS 26,659.00 03/19/01 JOURNAL MARK TO MARKET 136.380.00 03/19/01 JOURNAL MARK TO MARKET SHORT POS 136,380.00 03/26/01 JOURNAL MARK TO MARKET 17.078.00 03/26/01 JOURNAL MARK TO MARKET SHORT POS 17,078.00 TOTAL $-962.908.07 $2,219.007.27 Your messages Bear, Stearns Securities Corp. Net Capital and Net Capital Requirements: At November 30, 2000 and January 26, 2001, the Companys net capital of $2,620,960,000 and $2,761,817,000 was approximately 9% and 10% of aggregate debit items and exceeded the minimum regulatory net capital requirement of $572,456,000 and $559,381,000 by $2,048,504,000 and $2,202,436,000, all respectively. A complete copy of the Bear, Steams Securities Corp. Statement of Financial Condition is available on the web site wrom,bearstearns,com. Alternatively, to request a free printed copy please call • toll free 1.866.299-9331, 027 03131101:17:01001 EFTA00197530 CLEARED THROUGH ITS witC5LY 00580 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 245 Path Avenue New York. New York 10167 ACCOUNT EXECUTIVE TELEPHONE VISIT OUR WEBSITE Z f-FaHMAN.IRA www.uearstearrts.com What's In This Statement Financial Summary 3 Your Portfolio Holdings 4 Transaction Detail 5 Your Messages 14 IIIIIIIIIIIIIIIII I I HERITAGE INTERESTS FINANCIAL TRUST CO TTEE DTD 7.30.91 ATTN JEANIE BRENNAN 6100 RED HOOK QUARTER STE B-3 ST THOMAS VI 00802 Beer. Stearns SO0,1081 0019 (2-41.1etsolech Cadet North aro:kW% Hew VC* 11201.3859 HERITAGE INTERESTS STATEMENT PER100 January 27.2001 THROUGH February 23.2001 ACCOUNT NUMBER TAXPAYER 1111/513ER LAST STATEMENT January 26.2001 Your Portfolio at a Glance Market Value of Your Portfolio TOTAL VALUE OF SECURMES THIS PERM 11,709,225 Cash 8 Equvalent p1,948.206 82.652.775 NET CREDIT BALANCE 1,948.206 Equities $13.160.805 : $-1.451.580 $14.700.848 : 5.1.982.755 NET EQUITY THIS PERIOD $13,657,431 Current market value NET EQUITY LAST STATEMENT 15,370,868 Last statements market value C Short market value CHANGE SINCE LAST STATEMENT -1,713,436 There are no 'Stop Loss' orders or other pending buy or sell open orders on file for your account. Roza roped sof swoon a cowmen of dud's or socks. nelicolal as doltroroa 10 p5u. lo Clem Swam a 800611.1128: a net to Clom SONIC.. a 8020. Slane swumos Cap.. Co. lActoIali Coolly Nosh. Browyn, NY II20141,59 Ada. Ths wrowYmics mT00/511101111pawns k flooded natal 8Carner 1 llvs Materna% should be Maned for your records Soo memo a he roponart nfcmnaton 022 02.240i:2032 001 EFTA00197531 CLEARED 1NROUON RS YrisekLY 0"E0 SUBSIDIARY Beer. Saea•ns SON, t4,1 COO. Ceol.letsolech Cantot North Broeklln• New Volt 11201.3859 HERITAGE INTERESTS 2 or 14 STATEMENT BACKER IS PRINTED ON THIS PAGE 02? 0244,01:20:42 001 EFTA00197532 CLEARED 1HRWGH era niCkLY 0"E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 245 Park Avenue New Y New York 10167 3 Cash Flow Analysis THIS PERICO Cash Balance Summary CPENNO CLOSING Opening Balance $2,652,774.82 Cash 778.470.00 0.00 Securities Sold 1,170,420.47 Margin 624.874.00 569.670.07 Funds Deposited 150.000.00 Short 1,249,430.82 1,378.536.29 Dividendstinterest 11,448.07 Net Cash Balance $2,652.774.82 $1,948,206.36 Amount Credited $1,331,868.54 Funds Withdrawn -2,036.437.00 Income Summary Amount Debited $-2 036 437.00 THC3PERIDO YEAR TO DATE Net Cash Activity -704.568.46 Dividends 889.10 41,373.71 Credit Balance Int. 4,973.50 7,070.34 ClosingBatance $1 948 206.36 Sarno day tensions o cash bylaw mcost Wee an not included in Mb Total $5,862.60 $48,444.05 Dalian: such nit as well as *Mb lor all other Iransachore tic period. Mom in Transedion ENNA Portfolio Composition CashiCash Equivalent Equities 1.451.580 Beer. SZeIrns SOCunt4,1 COO. Ore Mem:tech Center North Beccidon. New Year 11201.3859 HERITAGE INTERESTS STATEMENT PER100 January 27.2001 THROUGH February 23.2001 ACCOUNT NUMBER TAXPAYER WESER LAST STATEMENT January 26.2001 Your Portfolio Allocation LONG Cash 8 Equivalent- 12% 1.948,206 Short Equities-. 13.160,805 8% Total $1.451.580 $15,109,011 Mask:Wed ;croons canoe oat been°, *Nit, shoe mance votes The olocahr rertenur is clewed Man to absoLte mart.: rat), al yev pallono 027 02/24,01:20:42 001 EFTA00197533 CLEARED THROUGH 11S wittily On1h.E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 245 Park Avenue New York. New York 10167 4 4/ '4 Your Portfolio Holdings CASH & CASH EQUIVALENTS DESORPTION STIABOLCUSP OUANTiTY PRCE IMRKET (STRIATED VALUE ANNUAL BICOIAE CASH BALANCE TOTAL CASH & CASH EQUIVALENTS 1.948.206 $1,948,206 EQUITIES Equities & Options DESORPTION SYMBOLCUSIP ADO! TYPE OLIANDTY MARKET PACE VALE ESTRIATW ANNUAL INCOIAE CAMFOR VELD IY4 MEDTRONIC INC MDT CASH 113,961 48.9500 5.578.391 22,792 0.4086 PNC FINANCIAL SVCSGROUP INC PNC CASH 62.472 68.7500 4.294.950 119.946 2.7927 PNC FINANCIAL SVCSGROUP INC PNC SHRT -10.000 68.7500 -687,500 -19.200 2.7927 CALL PNC FINL GRP MAY 075a" PNCEO CASH -500 2.2000 -110.000 DP 05/19/2001 TYCO INTERNATIONAL LTD TYC CASH 61.128 53.7800 3.287.464 3.056 0.0930 TYCO INTERNATIONAL LTD TYC SHRT -11.000 53.7800 -591,580 -550 0.0930 CALL NCO INTL APR 060 TYCD60 CASH -500 1.2500 -62,500 DP 04/21/2001 Total Equities& Options $11,709.225 $126.044 TOTAL EQUITIES $11.709.225 $126.044 YOUR TOTAL ESTIMATED ANNUAL INCOME 8126.046 YOUR PRICEDPORTFOLIOHOLDINGS $13.657.431 Beer. SZeirhs SOC,r44,1 COO. 0 -41km:tech Cella N00.11 Becenon. New Year 11201.3859 HERITAGE INTERESTS STATEMENT PER100 January 27.2001 THROUGH February 23.2001 ACCOUNT NUMBER TAXPAYER RIMER LAST STATEMENT January 26.2001 027 0244.01:20:42 001 EFTA00197534 CLEARED THROUGH ITS wilekLY 0%M.E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 245 Park Avenue New York. New York 10167 5 c/ '4 Transaction Detail INVESTMENT ACTIVITY Beer. SZeirns SON, t4,1 COO. Ore Mon:tech Contm NOM Beccidon. New VC* 1120/3859 HERITAGE INTERESTS STATEMENT PER100 January 27.2001 THROUGH February 23.2001 ACCCUNT NUMBER TAXPAYER AILAA3ER LAST STATEMENT January 26.2001 SETTLEIAEN1 TRADE DATE DATE TRANSACTION DESCRPTION STMIOLCUSP ovAneure PRICE DEIST AMOUNT MDT AMXtCr 02/20/01 RECEIVED AOL TIME WARNER INC AOL 500 901 02/20/01 RECEIVED ACE LTD-ORD ACL 700 901 02/20/01 RECEIVED ALZA CORP AZA 600 901 02/20/01 RECEIVED AMERICAN INTERNATIONAL GROUP AIG 500 INC 901 02/20/01 RECEIVED AMGEN INC AMGN 300 901 02/20/01 RECEIVED BED BAN & BEYOND INC BBBY 700 901 02/20/01 RECEIVED CONSTELLATION ENERGY GROUP INC CEG 600 901 02/20/01 RECEIVED CITIGROLIP INC C 700 901 02/20/01 RECEIVED CISCO SYSTEMS INC CSCO 1,200 0901 02/20/01 RECEIVED CLOROX CO CLX 500 901 02/20/01 RECEIVED COCA COLA CO KO 200 901 02/20/01 RECEIVED COLGATE PALMOLIVE CO CL 500 901 02/20/01 RECEIVED COMDISCO INC CDO 600 901 02/20/01 RECEIVED COMPUTER SCIENCES CORP CSC 700 901 02/20/01 RECEIVED DOVER CORP DOV 500 901 027 0224:01:20:42 001 EFTA00197535 CLEARED THRWGH ITS wilecLY 0%M.E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 245 Park Avenue New York New York 10167 6 4/ '4 Transaction Detail (continued) INVESTMENT ACTIVITY (continued) SETTLEMENT TRADE DATE DATE TRANSACTION DESCTG'TION SrMEICLCuSP QUANTITY pFrCE DEBIT AMOUNT CHEM MAXI M 02/20/01 aa%36l61 RECEIVED Ann/ 6 DUKE ENERGY CORP FORMERLY DUKE POWER CO 901 gitiiiMattnirlatiOn & d6 901 DUK 1% 1,200 lab 02/20/01 RECEIVED EMC CORP-MASS EMC 200 901 bkr2bibi AtUfvE6 gUtiKlUideit takt, xogi /so 901 02/20/01 RECEIVED ELAN CORP PLC-ADR ELN 235 901 02/20/01 RECEIVED FIRSTAR CORP WIS-NEW FSR 2,300 901 02/20/01 RECEIVED ELECTRONICS INTERNATIONAL FLEX 400 LTD 901 02/20/01 RECEIVED GENERAL DYNAMICS CORP GD 200 901 02/20/01 RECEIVED HISPANIC BROADCASTING CORP HSP 300 CL A 901 02/20/01 RECEIVED HOME DEPOT INC HD 700 901 02/20/01 RECEIVED HOUSEHOLD INTERNATIONAL INC HI 500 901 02/20/01 RECEIVED ILLINOIS TOOL WORKS INC I1W 100 901 02/20/01 RECEIVED INTERNATIONAL BUSINESS IBM 200 MACHINES CORP 901 02/20/01 RECEIVED INTERNATIONAL PAPER CO IP 200 Beer. SZeirns SOP,r,PRI Dory. Cc* Mevalech Car:1m N00.11 eni:k/0/1. New Year 11201.3859 HERITAGE INTERESTS STATEMENT PERIOD January 27.2001 THROUGH February 23.2001 ACCCUNT NUMBER TAXPAYER NUIA3ER LAST STATEMENT January 26.2001 901 027 0244,01:20:42 001 EFTA00197536 CLEARED IHRCOGH ITS ~MY (AMED SUBSIDIARY BffiR STffiRNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 245 Park Avenue New York. New York 10167 7 w '4 Transaction Detail (continued) INVESTMENT ACTIVITY (continued) SETILDJENT TENDE DATE DA, /RANSACK* DESCRPTION SYMBOL CUSP Oar , PRCE DEE« AMOUNT CTEOI ANOINT 02/20'01 RECEIVED JUNIPER NETWORKS JNPR 200 0901 02/20/01 RECEIVED JOHNSON& JOHNSON JNJ 400 901 02/20/01 RECEIVED KELLOGG CO K 1.000 901 02/20/01 RECEIVED ESTEE LAUDER COMPANIES INC EL 1.000 CL A 901 02/20/01 RECEIVED ELI LILLY & CO LLY 250 901 02/20/01 RECEIVED MGIC INVESTMENT CORP-WISC MTG 800 901 02/20/01 RECEIVED NORTEL NETWORKS CORP NT 600 0901 02/20/01 RECEIVED NESTEL COMMUNICATIONS INC-CL A NXIL 300 901 02/20/01 RECEIVED ORACLE CORP ORCL 900 0901 02/20/01 RECEIVED PFIZER INC PFE 500 901 02/20/01 RECEIVED UM CO RO NYREGI YAL DUTCH (DO PETROLE ,2SM) STRY 1 P RD 300 901 02/20/01 RECEIVED SCHERING PLOUGH CORP SGP 200 901 02/20/01 RECEIVED SUNMICROSYSTEMS INC SUNW 1,000 0901 02/20/01 RECEIVED SBC COMMUNICATIONS INC SBC 600 901 02/20/01 RECEIVED TYCO INTERNATIONAL LTD TYC 800 Beet SZeIrns Ø. Cr.* Metseleen Conte< North Beak/pl. New Yak 11201.3859 HERITAGE INTERESTS STATEMENT PERK* January 27.2001 THROUGH February 23.2001 ALEC-BIT NUMBER TAXPAYER AMMER LAST STATEMENT January 26.2001 901 027 022401:20:42 001 EFTA00197537 CLEARED THROUGH ITS vngkiv °ME° SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 245 Park Avenue New York New York 10167 8 4/ '4 Transaction Detail (continued) INVESTMENT ACTIVITY (continued) SETTLEMENT TRADE DATE DATE TRANSACTION DESORPTION STIMOLCUSIP CAMAINIY 02/20101 RECEIVED TELLABS INC TUB 200 901 pROE Beer. Saee•ns SON, t4,1 COO. Ore Mon:tech Ow:1m North Beccidon. New Yak 11201.3859 HERITAGE INTERESTS STATEMENT PER100 January 27.2001 THROUGH February 23.2001 ACCCUNT NUMBER TAXPAYER NUIA3ER LAST STATEMENT January 26.2001 DEIST AMOUNT MOT API:XtCr 02/20/01 RECEIVED TIFFANY & CO NEW TIF 600 901 02/20/01 RECEIVED UNITED TECHNOLOGIES CORP UTX 300 901 02/20/01 RECEIVED WASHINGTON MUTUAL INC WM 900 901 02/20/01 RECEIVED WAL-MART STORES INC WMT 500 901 AOL TIME WARNER INC AOL -500 49.30070 24,597.02 UNSOUCIIED 02/22_/01 02/16/01 SOLD 02/22/01 02/16/01 SOLD ACE LTD-ORD UNSOUCIIED ALZA CORP UNSOUCIIED SEE NOTE'S' ON BACK AMERICAN INTERNATIONAL GROUP INC UNSOUCIIED ACL -700 37.80000 26,406.61 02/27/01 02/16/01 SOLD AZA .600 42.42910 25,404.11 02/27/01 02/16/01 SOLD AIG -500 86.60960 43,250.85 02/22/01 02/16/01 SOLD AMGEN INC WITH FUGHTS TO PURCHASE COMMON STK UNDER CERTAIN CIRCUMSTANCE WE MAKE A MKT Rd THIS SECURITY REPORTED PRICE 71 15/16 DIFFERENCE - 0.060000 BED BAN & BEYOND INC UNSOUCIIED WE MAKE A MKT IN THIS SECURITY AVG PRICE: DETAILS ON REQUEST UNIT PRICE 26,375000 DEFERENCE - 0.071500 AS OF 02)16131 AMGN -300 71.87750 21,560.03 02/22/01 02/16:01 SOLD BBBY -700 26.30350 18,409.33 027 0244,01:20:42 001 EFTA00197538 CLEARED IHRCOGH OS voo>AY 0OnE0 SUBSIDIARY BEAR STD;RNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns 8 Co. Inc. 245 Park Avenue New YY New York 10167 9 Beer. SZeIrns Cap CeoLleveleen Cent« North Beeciam. New Te" 112014859 HERITAGE INTERESTS STATEMENT PERK* January 27.2001 THROUGH February 23.2001 Transaction Detail (continued) INVESTMENT ACTIVITY (continued) SETREMENT TRADE DATE DATE TRANSACT/ON DESORPTION SYMBOLDLISP ~ROY ACCOUNT NUMBER TAXPAYER AMMER LAST STATEMENT PRICE DENT AMOUNT January 26,2001 CRECIT ~UHT 02/27J01 02/16/01 SOLD CONSTELLATION ENERGY GROUP INC CEG -600 42.47080 25,429.13 UNSOLICITED 02/22/01 02/16/01 SOLD CITIGROUP INC C -700 54.85100 38,341.92 UNSOUCITED 02/22/01 02/16/01 SOLD CISCO SYSTEMS INC CSCO -1.200 28.00250 33,599.37 WE MAKE A MKT IN THIS SECURITY REPORTED PRICE 28 1/16 DEFERENCE - 0.060000 02/22/01 02/16/01 SOLD CLOROX CO CLX -500 36.36880 18,131.28 UNSOLICITED bkr2k/I11 6±/18,161 86L5 'LA K -200 5 .8 70 11.71 .24 UNSOLICITED 02/22/01 02/16/01 SOLD COLGATE PALMOLIVE CO CL -500 59.02500 29.459.01 UNSOLICITED 02/22J01 02/16/01 SOLD COMPUTER SCIENCES CORP CSC -700 63.73570 44.561.00 WITH RIGHTS TO PURCHASE PREFRD STK UDDER CERTAIN CIRCUMSTANCE UNSOLICITED 02/22/01 02116/01 SOLD DOVER CORP DOV -500 4038530 20,339.47 WITH RIGHTS TO PURCHASE PREFRD STK UNDER CERTAIN CIRCUMSTANCE UNSOLICITED 02/22J01 02/16/01 SOLD DUKE ENERGY CORP DIE -1,200 41.34650 49,539.64 FORMERLY DUKE POWER CO UNSOLICITED 02/22/01 02/16/01 SOLD E I DU PONT DE NEMOURS 8. CO DD -100 43.45000 4,292.35 UNSOLICITED 02/22/01 02/16/01 SOLD EXXON MOBIL CORP XOM -250 84.29000 21.019.29 UNSOLICITED IMEXI ''''' ''''''''S grATTE8111313Celln ?IN -S5 54.63370 12.785.48 UNSOLICITED 02/22/01 02/16/01 SOLD FIRSTAR CORP WIS-NEW FSR -2,300 23.37740 53.625.72 UNSOLICITED 027 02/24.01:20:42 001 EFTA00197539 CLEARED 1HRWGH niCkLY 0%M.E0 SUBSIDIARY BUR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 245 Park Avenue New Y New York 10167 10 Beer. SZeirns SON, 14,1 COO. Cc* Mon:tech Cantm North Beccidon. New Year 11201.3859 HERITAGE INTERESTS STATEMENT PERIOD January 27.2001 THROUGH February 23.2001 Transaction Detail (continued) INVESTMENT ACTIVITY (continued) SETTLEMENT TRADE DATE DATE TRANSACTOR DESCRIPTION STMOOLGUS, OVAMIlY ACCCUNT NUMBER TAXPAYER NU1A3ER LAST STATEMENT micE ow AMOUNT January 26.2001 CREDIT MOUNT 02/22/01 02/16/01 SOLD GENERAL DYNAMICS CORP GD -200 68.40180 13,627.40 UNSOLICRED 02/22/01 02/16/01 SOLD HOME DEPOT INC HD -700 43.00810 30,052.16 UNSOLICITED 02/22/01 02/16/01 SOLD HOUSEHOLD INTERNATIONAL INC HI -500 58.75000 29,321.52 WITH RIGHTS TO PURCHASE PREFRD SW UNDER CERTAIN CIRCUMSTANCE UNSOLICITED 02/22/01 02/16/01 SOLD ILLINOIS TOOL WORKS INC ITW -100 64.02100 6.349.38 UNSOLICITED bararbi ei6 toth flYEATati614AL taiNgt§ 114. 0000 x.7156.79 MACHINES CORP UNSOUCITED 02/22/01 02/16/01 SOLD INTERNATIONAL PAPER CO IP -200 37.35000 7,417.25 UNSOUCITED 02/22/01 02/16/01 SOLD JUNIPER NETWORKS JNPR -200 81.89640 16,376.23 WE MAKE A MKT IN THIS SECURITY AVG PRICE: DETAILS ON REOUEST UNIT PRICE 81(956400 DFFEREnCE - 0.060000 02/22/01 02/16/01 SOLD JOHNSON& JOHNSON JNJ -400 93.35000 37.286.25 UNSOLICITED 02/22/01 02/16/01 SOLD KELLOGG CO K -1,000 27.53410 27,470.68 UNSOLICITED 02/22/01 02/16/01 SOLD ESTEE LAUDER COMPANIES INC EL -1,000 39.58600 39,522.18 CL A UNSOLICITED 02/22/01 02/16/01 SOLD ELI LILLY & CO LLY -250 73.44610 18,308.41 UNSOLICITED 5MOBI ''''' WIT161 '''''''' kilgtincntiliffat6gPX4gd biYG 60.46170 4.915.94 UNSOLICITED 02/22/01 02/16/01 SOLD NORTEL NETWORKS CORP NT -600 19.95000 11.917.10 UNSOLICITED 027 0244,01:20:42 001 EFTA00197540 CLEARED IHR000H ITS ~GUY OtM.ED SUBSIDIARY BffiR STffiRNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 245 Park Avenue New York. New York 10167 Transaction Detail (continued) INVESTMENT ACTIVITY (continued) SETTLEMENT DATE TRADE DATE TRANSACTION DESCRPTPCIN alwreoLcuen CAJM‘trity PRICE DEBIT AMOUNT CREPT (MOUNT 02/22/01 OV16/01 SOLD ORACLE CORP ORCL -900 24.31500 21,880.27 WITH FOURS TO PURCHASE PREFRD STK UNDER CERTAIN CIRCUMSTANCE UNSOUCITED WE MAKE A MKT kV THIS SECURITY REPORTED PRICE 24 318 DEFERENCE - 0,060000 02/22/01 02/16/01 SOLD PRZER INC PFE .500 45.23000 22.561.74 WITH RIGHTS TO PURCHASE PREFRD STK UNDER CERTAIN CIRCUMSTANCE UNSOLICITED 02/27J01 02/16/01 SOLD ROYAL DUTCH PETROLEUM CO RD -300 60.68000 18.150.89 NY REGISTRY (DG 1,25 PM) UNSOLICITED 02/22/01 02/16/01 SOLD SCHERING PLOUGH CORP SGP -200 41.30000 8,207.22 WITH RIGHTS TO PURCHASE COMMON STK UNDER CERTAIN CIRCUMSTANCE UNSOLICITED 02/22/01 02/16/01 SOLD SUNMICROSYSTEMS INC SUNW -1.000 23.06500 23.061.73 WITH RIGHTS TO PURCHASE PREFRD STK UNDER CERTAIN CIRCUMSTANCE WE MAKE A MKT E/ THIS SECURITY REPORTED PRICE 23 1/8 DEFERENCE - 0,060000 02/22/01 02/16/01 SOLD SBC COMMUNICATIONS INC SBC .600 48.02420 28.761.05 UNSOUCITED 02/22/01 02/16/01 SOLD TELLABS INC ILAB -200 49.82540 9.962.24 UNSOLICITED AVG PRICE: DETAILS ON REOUEST UNIT PRICE 50,075400 DEFERENCE - 0,250000 02/22/01 02/16/01 SOLD UNITED TECHNOLOGIES CORP UT% -300 78.41000 23.469.71 UNSOUCITED 0=01 02/16/01 SOLD WAL-MART STORES INC WMT -500 51.86260 25.877.93 UNSOUCITED Beer. SZetrns Ø. 0 -.01,1evolcch Conte< North BecciOrn. Nev. Tc6. 11201 3959 HERITAGE INTERESTS STATEMENT PERK* January 27.2001 THROUGH February 23.2001 ACCOUNT NUMBER TAXPAYER AMMER LAST STATEMENT January 26,2001 027 0224.:01:20:42 001 EFTA00197541 CLEARED THRCOGH DS miCkLY ONnEO SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 245 Park Avenue New York New York 10167 12 c1 14 Beer. Saea•ns SOC.nt*1 Gap. Ore Metsclech Contm North Beccidon. New VC* 11201 3859 HERITAGE INTERESTS STATEMENT PERIOD January 27.2001 THROUGH February 23.2001 Transaction Detail (continued) INVESTMENT ACTIVITY (continued) SETTLEMENT TRADE DATE DATE TRANS4CnoN DESCRIPTION SYMBOUCUSIP CVANTIIY ACCCUNT NUMBER TAXPAYER NUM3ER LAST STATEMENT PRCE DEBIT AMOUNT January 26.2001 CREDIT AMOUNT 02/23/01 02/20/01 SOLD COMDISCO INC CDO -600 11.65440 6,939.90 WITH RIGHTS TO PURCHASE PREFRD STK UNDER CERTAIN CIRCUMSTANCE UNSOUCIIED 02/23/01 02120/01 SOLD EMC CORP-MASS EMC -200 55.50000 11.047.13 UNSOUCIIED SEE NOTE '5' ON BACK 02/23/01 02/20/01 SOLD FLEXTRONICS INTERNATIONAL FLEX -400 33.81250 11522.04 LTD UNSOLICITED WE MAKE A MKT IN THIS SECURITY REPORTED PRICE 33 13/16 DEFERENCE - 0.000000 02/23/01 02/20/01 SOLD HISPANIC BROADCASTING CORP HSP -300 23.85000 7.102.26 CL A UNSOUCIIED 02/23/01 02/20/01 SOLD NEXTEL COMMUNICATIONS INC-CL A NXIL -300 24.64250 7.390.00 UNSOUCIIED WE MAKE A MKT IN THIS SECURITY REPORTED PRICE 24 13/16 DEFERENCE - 0.170000 02/23/01 02120/01 SOLD TYCO INTERNATIONAL LTD 1YC -800 57.12360 45,644.85 UNSOUCIIED VSP 800 09/21/0 0 50.44 02/23/01 02/20/01 SOLD TIFFANY 8 CO NEW TIF -600 32.88320 19,676.76 UNSOUCIIED 02/23/01 02/20/01 SOLD WASHINGTON MUTUAL INC WM -900 51.11210 45/42.85 UNSOUCIIED TOTAL $1,170.420.47 027 0224V:20:42 001 EFTA00197542 CLEARED THROUGH ITS niCkLY 0"60 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 245 Park Avenue New York NEW York 10167 13 x1 14 Transaction Detail (continued) DEPOSITS AND WITHDRAWALS DATE TAANSACTa DESCRIT'ION DEBIT AMOuhr CREDIT AMOUNT 02107/01 02/21/01 02/22/01 FND WIRED FUNDS REC FND WIRED WIRED TO F#102666 I 1 9000 ENDS IMRED TOCITII3ANK FROM WITIED TO N FOR01156 36.437.00 2.000.000.00 150.000.00 TOTAL $-2.036.437.00 5150.000.00 DIVIDENDS DATE C€SCRPTION SYME/WCUSIP 02/02/01 TYCO INTERNATIONAL LTD TYC REC 01;0201 PAY 02112,01 OUANMY RATE (ST 71.128 0.0125 DEBT AMOUNT BON. SZeirns SOC,Nt4,1 DPP. Cc* Metnlech COMP North &Woo. New VC* 11201 3959 HERITAGE INTERESTS STATEMENT PER100 January 27.2001 THROUGH February 23.2001 ACCOUNT NUMBER TAXPAYER NUMBER LAST STATEMENT January 26.2001 CREDIT AMOUNT 889.10 TOTAL $889.10 INTEREST DATE CESCRPTION SYMDDUCUSIP oakum, RATE PH CERT AMOUNT GREW AMOUNT 02/21/01 INTEREST ONCREDIT BALANCE 5.5000 1,393.01 AT 5 1/2% 01/21 THRU 01/30 02/21/01 INTEREST ONCREDIT BALANCE 5.0000 3,980.49 AT 5.000% 01/31 THRU 02/20 02/21/01 SHTACCT FEE 01/21-022001 5.585.47 TOTAL 510.558.97 027 0224.01:20A2 001 EFTA00197543 CLEARED 1HRCOGH ITS wuCkLY OM.E0 SUBSIDIARY BEAR STMRNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns 8, Co. Inc. 245 Park Avenue New Y New York 10167 Transaction Detail (continued) MISCELLANEOUS DATE lOaVAY TRANSACTBZN 01/29/01 JOURNAL DESCRIPTCN MARK TO MARKET DENT AMOUNT 177,074.00 ORBIT MOUNT 01/29/01 JOURNAL MARK TO MARKET SHORT POS 177,074.00 MARK TO MARKET 19.424.00 02/05/01 JOURNAL 02/05/01 JOURNAL MARK TO MARKET SHORT POS 19,424.00 02/08/01 JOURNAL JOURNAL FROM TYPE 2 TO 1 467,224.00 SEISM """ lartglkil Jóuwrk VI4/3~2151 4gï,444. 62/ó4/óï J6IffillaL JóuAruk VMC53.4 WM11"62 111,4á7.bó 62/64/61 ANAL J6UANk M144 YOE 11'6 á 117.M7.00 02/12101 JOURNAL MARK TO MARKET 22.020.00 02/12/01 JOURNAL MARK TO MARKET SHORT POS 22,020.00 MARK TO MARKET 12.110.00 02120/01 JOURNAL 02120/01 JOURNAL MARK TO MARKET SHORT POS 12,110.00 JOURNAL FROM TYPE 1 T02 418,253.07 02/23/01 JOURNAL 02/23/01 JOURNAL JOURNAL FROM TYPE 1 T02 418,253.07 TOTAL 8-1233.392.07 $1 233 392.07 Your messages 123' The interest, if any, charged to your account during December 2000 was computed on the net debit balance through December 28, The interest, if any, charged to your account during January 2001 is computed from December 29, 2000, Best. SZeirns Seew.I*1 COO. Cc* OACCOICCh Conte< North Broeidon. New Tuk 11201.2859 HERITAGE INTERESTS STATEMENT PERIOD January 27.2001 THROUGH February 23.2001 ACCCUsIT NUMBER TAXPAYER AVLB3ER LAST STATEMENT January 26.2001 027 02,24,0I:20:42 001 EFTA00197544 CLEARED THROUGH ITS wisColy OHU.E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns 8 Co. Inc. 245 Path Avenue New York, New York 10167 ACCOUNT EXECUTIVE TELEPHONE VISIT OUR WEBSITE LICHERMAN.IRA IA1 uearstearns.com What's In This Statement Financial Summary 3 Your Portfolio Holdings 4 Transaction Detail 5 Your Portfolio at a Glance TOTAL VALUE OF SECURMES THIS PERIOD 12,718,093 NET CREDIT BALANCE 2,652,775 NET EQUITY THIS PERIOD $15,370,868 NET EQUITY LAST STATEMENT CHANGE SINCE LAST STATEMENT 16,204,928 -834,061 There are no 'Stop Loss' orders or other pending buy or sell open orders on file for your account. 11111111111111111 I I HERITAGE INTERESTS FINANCIAL TRUST CO TTEE DTD 7.30.91 ATTN JEANIE 6100 RED HOOK QUARTER STE B-3 ST THOMAS VI 00802 Market Value of Your Portfolio 52.652.775 Cash Equvalent 581.907 Equities 6 23 02 wow 51 51 . 4 1 .70 . 0.84 1 8 Roma rood aror Ortbronoo a runroctiot of toes or stocks. ocuctood as &Orono to pou. b Clem Sumo:. of 800614.1428: a swim to mom SONIC.). a Boot SWIM Sccumos Cap.. Co. lActotech Cool, Roth. BrooNyn, NY I120141$0 NE Current market value gim Last statements market value C Short market value Beer. Steirut. SOCoHitt COO. Sec Metsolech Conte( North Beccioon. Hew Year 11201.3559 HERITAGE INTERESTS STATEMENT PERIOD December 30.2000 THROUGH January 26.2001 ACCOUNT NUMBER TAXPAYER WESER LAST STATEMENT December 29.2000 : 5-1.982.755 Tel Wm/Pi a fa mTOTIThRoXml rants **Nis ret reartded as a M. clocconerR Tx ststornorg should barnacled for your words Soo worts We for noolart itrmac,oa Important Message DecimalTrading is Coming! Decimal Trading is the shift from fractional pricing (e.g..21 1/2) to decimal pricing (9.9.321.50)1ot equities and options. All trading on NYSE. AMEX. and regional exchanges will be in decimals effective as of 1/29/01. For details. visit our website at www.bearsteams.com. 027 01/27,01:13:44 001 EFTA00197545 CLEARED 'THROUGH ns WI$OUV OMIE0 S0BSIDIARY 808r. Saee•ns Secoalkl COO. Ore lActsolech Cantot North Broeklln• New Tuft 11201.3859 HERITAGE INTERESTS 2 or e STATEMENT BACKER IS PRINTED ON THIS PAGE 027 0147#01:13:44 001 EFTA00197546 CLEARED 1HRWGH 0"E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 245 Park Avenue New York. New York 10167 3 cln Cash Flow Analysis Cash Balance Summary THIS PEPoOO OPENIN3 0.09N0 Opening Balance $81,907.35 Cash 81.907.35 778,470.00 Securities Sold 4,362,833.68 Margin 0.00 624.874.00 Funds Deposited 2,000,000.00 Short 0.00 1,249.430.82 Dividends /Interest 42,581.45 Net Cash Balance $81,907.35 $2.652174.82 Miscellaneous 7,310,706.50 Amount Credited $13,716.121.63 Securities Bought -1,075.254.16 Income Summary Funds Withdrawn -7,470.000.00 THIS PERIOD TEAR 70 DATE Miscellaneous -2,600.000.00 Dividends 40.484.61 40,484.61 Credit Balance Int. 2,096.84 2,096.84 Amount Debited $-11,145,254.16 Total $42,581.45 $42,581.45 Net Cash Activity 2,570,867.47 Closing Balance $2.652.774.82 Sam* Oaf vanities of cash batman woad t);o4 we ns ID I s4In the action. such Iranian. as wail z delals to all oiler transztons its panel. appear in Tram:oar Dotal. Portfolio Composition SISCOT LONG 808r. Saea•ns S0C,mt.t1 Corp. Cc* Maclean Conte North Becck/on. New Ye* 11201.3859 HERITAGE INTERESTS STATEMENT PERIOD December 30.2000 THROUGH January 26.2001 ACCOUNT NUMBER TAXPAYER WEBER LAST STATEMENT December 29.2000 Your Portfolio Allocation Cash & Equivalent- CashiCash Equivalent 2.652.775 14% Equities 1,982.755 14.700.848 Short Equities Total $1,982,755 $17,353,623 10% Equities 76% Unshaed croons oeno* oar Diana *nee snot market Wag, MP olocalm ;even's-0 m pe•ued hem Se obsol-m market rat), el )TV palicgo 027 O1i27)O1:13:44 001 EFTA00197547 CLEARED THROUGH ITS OW ,E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 245 Park Avenue New Y New York 10167 4 Beer. SZeirns SOC.r.14.1 Cory. Ore Metsclech CarrIN NOM Beccidon. New Year 11201.3559 HERITAGE INTERESTS STATEMENT PER,00 December 30.2000 Your Portfolio Holdings CASH & CASH EQUIVALENTS THROUGH January 26.2001 ACCOUNT NUMBER TAXPAYER WESER LAST STATEMENT December 29.2000 MARKET ESTIMATED DESORPTION SYMBOLCUSP QUANTITY PRCE VALLE ANNUAL INCO1AE CASH BALANCE 2.652.775 TOTAL CASH & CASH EQUIVALENTS $2.652,775 EQUITIES Equities & Options ACCT MARKET ESTIMATED CORNBVT DESCkrIOU SYMBOUOUSIP TYPE DUMMY PRCE VALLE ANNUAL INCOME YIRD MEDTRONIC INC MDT CASH 113,961 54.9380 6.260.789 22.792 0.3640 PNC FINANCIAL SVCSGROUP INC PNC CASH 62,472 74.3130 4.642.482 119.946 2.5837 PNC FINANCIAL SVCSGROUP INC PNC SHRT -10.000 74.3130 -743,130 -19.200 2.5837 CALL PNC FINL GRP MAY 075"" PNCEO CASH -500 5.6250 -281,250 DP 051192001 TYCO INTERNATIONAL LTD TYC CASH 61.128 62.1250 3,797,577 3.056 0.0805 TYCO INTERNATIONAL LTD TYC SHRT -11.000 62.1250 -683,375 -550 0.0805 CALL TYCO INTL APR 060- * TYC060 CASH -500 5.5000 -275.000 ET 04/21/2001 Total Equ ities& Optic:JIM $12.718.093 $126.044 TOTAL EQUITIES $12,718,093 $126,044 YOUR TOTAL ESTIMATED ANNUAL INCOME $126,046 YOUR PRICEDPORTFOLIOHOLDINGS $15,370,867 027 01i27.01:13A4 001 EFTA00197548 CLEARED THROUGH DS ?ROE" OHNE() SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns 8 Co. Inc. 245 Park Avenue New Y New York 10167 5 Transaction Detail INVESTMENT ACTIVITY SETTLEMENT DATE 01/02101 TRADE DATE TRANSACT/3N 12/29/00 SOLD CESCRIPTION CALL TYCO INTL JAN 055n ** EXP 01/20/2001 CUSIP NUMBER TO FOLLOW. UNSOLICITED OPEN CONTRACT AS OF 12/29/00 51)180. CUSP 9021249A6 Comm -500 PRICE 3.10420 Beer. Szeirns SONr.t.t1 CNN. Cr.* MetscImh Comer North Bromoon. New York 112014859 HERITAGE INTERESTS STATEMENT PER100 December 30.2000 THROUGH January 26.2001 ACCOUXT NUMBER TAXPAYER KAMER LAST STATEMENT December 29.2000 DEER AMOUNT CREDIT NA3UNT 153,452.34 01/02/01 12/29/00 SOLD CALL MEDTRONIC JAN 055"- OP 0112012001 CUSIP NUMBER TO FOLLOW. UNSOUCITED OPEN CONTRACT 5850559A6 -300 6.46320 192837.03 01/02/01 12/29/00 SOLD CALL PNC FINL GRP JAN 070PBW SIP 01120/2001 CUSIP NUMBER TO FOLLOW. OPEN CONTRACT 6934759A5 -500 4.32920 214,700.28 01/03/01 01/02/01 SOLD CALL NCO INTL JAN 050**** SIP 01/2012001 UNSOLICITED CUSIP NUMBER TO FOLLOW. OPEN CONTRACT AS OF 01/02/01 9021249A6 -210 4.62500 96,384.26 01/03/01 01/02/01 SOLD CALL PNC FINL GRP JAN 070PBW SIP 0112012001 UNSOUCITED CUSIP NUMBER TO FOLLOW. OPEN CONTRACT 6934759A5 -200 2.71880 53.671.68 01/22/01 01/19/01 SOLD CALL PNC FINL GRP MAY 075*"' SIP 05/1912001 UNSOUCITED CUSIP NUMBER TO FOLLOW, OPEN CONTRACT OPNCEO -500 4.50000 223.240.00 01/22/01 01/19/01 BOUGHT CALL NCO INTL JAN 055 °*** EXP 01/20/2001 UNSOLICITED CLOSING CONTRACT 9021249A6 500 6.00000 301,752.50 027 01/27)01:13:44 001 EFTA00197549 CLEARED THROUGH DS vngkiv °ME° SUBSIDIARY BUR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 245 Park Avenue New Y New York 10167 6 Transaction Detail (continued) INVESTMENT ACTIVITY (continued) SETTLEMENT DATE 01/22/01 TRADE DATE TRANSACTION 01/19/01 BOUGHT DESORPTION CALL PNC FINL GRP JAN 070PBW EXP 01/20/2001 UNSOLICHED OPEN CONTRACT SYMBOLCUSP 6934759A5 OVANTITI 500 ProcE 1.43750 Beer. SZeirns SON, t4,1 COO. Ore Metsclech Contm North Beccidon. New VC* 11201.3859 HERITAGE INTERESTS STATEMENT PER100 December 30.2000 THROUGH January 26.2001 ACCOUVT NUMBER TAXPAYER NUMER LAST STATEMENT December 29.2000 DEBIT AMOUNT 73,627.50 CREPT MA3UNT 01/22/01 01/19/01 SOLD CALL TYCO INTL APR 060- EXP 04+21/2001 UNSOuCITF_D CUSIP NUMBER TO FOLLOW. OPEN CONTRACT OTYCD60 -500 5.62500 279.488.12 01/22/01 JOURNAL CALL TYCO INTL JAN050- * RP 01+20/2001 NE OTYCASO ASSIGNED 02331 9021249A6 210 01/22/01 JOURNAL CALL PNC FINL GRP JAN 070PBW RP 01,202001 NE OPNCAN ASSIGNED 01681 6934759A5 200 01/24/01 01/22/01 SOLD TYCO INTERNATIONAL LTD NE OTYCASO 210 ASSIGNED AS OF 01+22/01 NC -10,000 50.00000 49%880.83 01/24/01 01/22/01 SOLD PNC FINANCIAL SVCSGROUP INC SHORT. NE OPNCAN 200 ASSIGNED AS OF 01/22/01 PNC -10,000 70.00000 69%724.16 01/24/01 01/22/01 SOLD PNC FINANCIAL SVCSGROUP INC SHORT, NE OPNCAN 200 ASSIGNED AS OF 01+22/01 PNC .10.000 70.00000 699,876.66 01/24/01 01/22/01 SOLD TYCO INTERNATIONAL LTD SHORT, NE OTYCASO 210 ASSIGNED AS OF 01+22/01 TYC •11.000 50.00000 549,704.16 01/24/01 EXPIRED CALL MEDTRONIC JAN 055"" EXP 01+20/2001 5850559AB 300 027 01.2701.13:44 00' EFTA00197550 CLEARED THRWGH ITS wilekLY 0%M.E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns 8 Co. Inc. 245 Park Avenue New Y New York 10167 7 Transaction Detail (continued) INVESTMENT ACTIVITY (continued) SETTLEMENT DATE 01/25/01 TRADE DATE TRANSACTION 01/22/01 SOLD OESORPTION PNC FINANCIAL SVCSGROUP INC NE OPNCAN 200 ASSIGNED NO SD 01/24/01 AS OF 01/22/01 01/25/01 01/22/01 CANCEL SELL PNC FINANCIAL SVCSGROUP INC SHORT, NE OPNCAN 200 ASSIGNED NO SD 01/24/01 AS OF 01/22/01 TO CIO. PREVIOUS SELL TOTAL DEPOSITS AND WITHDRAWALS DATE TRMISACTCN 01/03/01 FND WIRED 01/04/01 FND WIRED DESCRPTION Beet szewns se9m*, COO. 0-4 Meesetech Contm NOM Beano. New VC* 11201.3859 HERITAGE INTERESTS STATEMENT PERIOD December 30.2000 THROUGH January 26.2001 ACCCUNT NUMBER TAXPAYER KAMER LAST STATEMENT December 29.2000 SYMBOL:CUSP OVANTITY PRCE DEIST AMOUNT GRECO ATAOUNT PNC PNC -10,000 10,000 70.00000 70.00000 699,874.16 699,874.16 5.1.075.254.16 $4,362,833.68 DE911 AMOUNT CREDIT MICUNI 7.300.000.00 170.000.00 01/04/01 FUNDS REC ENDS WIRED TO CITIBANK FROM 2.000.000.00 TOTAL DIVIDENDS DATE DESORPTION 01/24/01 PNC FINANCIAL SVCS GROUP INC REC 01/12/01 PAY 01/24431 STMDWICUSIP PNC $-7.470,000.00 $2,000,000.00 CVAMITY RATE (S) 72.472 0.4800 DEBIT AMOUNT CREDIT AMOUNT 34,786.56 027 01e27F01:13:44 001 EFTA00197551 CLEARED THRWGH ITS niCkLY 0"E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 245 Park Avenue New York NEW York 10167 8 ci Transaction Detail (continued) DIVIDENDS (continued) DATE DESCRIPTION STAIDOUCUSIP Beet. Szeirns $00",t40 COO. Cc* Mevoleck Center HMO 0eock11n. Hew VC* I I201.38S9 HERITAGE INTERESTS STATEMENT PER100 December 30.2000 THROUGH January 26.2001 ACCOUNT NUMBER TAXPAYER AMMER LAST STATEMENT OUANTITY RATE (Si DENT AMOUNT CREDIT AMOUNT 01/26/01 MEDTRONIC INC MDT 113,961 0.0500 5,698.05 REC 01/05101 PAY 01/26/01 TOTAL 540.484.61 INTEREST DATE CESCRPTKIN STMBOLPCUSIP OUN4MY RATE IV MINT AMOUNT (PEW AMCWIT 01/22/01 INTEREST ONCREDIT BALANCE 6.0000 109.21 AT 6,000% 12/21 THRU 12(28 01=01 INTEREST ONCREDIT BALANCE 5.5000 607.42 AT 5 1/2% 01/03 THRU 01/20 01/22/01 INTEREST ONCREDIT BALANCE 6.0000 1.380.21 AT 6,000% 12/29 THRU 01/02 TOTAL $2,096.84 MISCELLANEOUS DATE MOAT TRANSACTION DESCRIPTION DES:T AMCuta CREPT AAPUNI' 01/02/01 JOURNAL FR 102-1649CPER LOA 7,310,70650 01/05/01 JOURNAL TO 047-30185 2.600.000.00 PER LOMAS OF 1/4/01 01/24/01 JOURNAL JOURNAL FROM TYPE 1 TO 2 624,874.00 01/24/01 JOURNAL JOURNAL FROM TYPE 1 TO 2 624,874.00 TOTAL $-3.224.874.00 57.935.580.50 December 29.2000 027 01'2701.13:44 COI EFTA00197552