EFTA00271214.pdf

Customer News View your card account activity. download credit card statements and more at ubs.com lonlineservices in the cash management tab. Pay Credit Card reminder Do not mail payment. Your Statement Balance in the amount of $1,470.44 is scheduled to be paid on 10/18/14 from your UBS Account. Thank you. SUBS Statement Billing Period: Payment Due Date Dd!nimum Payment Due UBS Visa Signature® credit card statement Prepared for: GHISUUNE MAXWELL Primary Card Number Ending in= Account Summary Minimum Payment Due Si I.:11 Credit Line Available Credit Line Cash Credit Line Available Cash Line Past Due Amount Overlimit Amount a Payment Information* Statement Balance Minimum Payment Due Payment Due Date 08/27/14-09/26/14 October 23, 2014 $15.00 Questions? Activity Summary Previous Balance Pagel of 4 Call 1-800-762-1000 ubs.conVonfrieservices $15.00 $3,177.22 $35,000.00 + Purchases $1,470.44 ‘rs33,52111 redits $0. $14,000.00 + Cash Advances $0.00 $14,000M1 + Fees $0.00 $0.00 + Interest $0.00 s0.00 Statement Balance S1,470.44 $1,470.44 $15.00 10/23/2014 late • t Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to S35.00 and your APRs may be increased to the Penalty APR of 27.24%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For Instance If you make no additional charges You will pay off the bala using this card and each month shown on this statement i you pay... about... Only the Minimum Payment 12 years $2,626 $50 3 years 51,800 (Savings = $826) If you would like information about credit counseling services, call 1-800-762-1000. The phone number for UBS Bank USA is I-800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1-800-342-3736 or www.dh.ny.gov * Repayment information is based on your account activity and the APRs on your account as of the dosing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.conVonlineservices. Detach here. Please make checks payable to 'UBS Card Services' and intrude th.s payment coupon in the enclosed envelope. Please allow 7 - 10 business days for BLS. Postal Service delivery. UBS BANK USA - CARD SERVICES PO BOX 84040 COLUMBUS GA 31908.4040 GHISLAINE MAXWELL SUBS Card Number Ending in Minimum Payment Due Statement Balance $1,470.44 Payment Due Date October 23, 2014 You are enrolled in Automated Pay Credit Card. Send payments to: UBS BANK USA - CARD SERVICES PO BOX 203219 DALLAS TX 75320-3219 $15.00 102314 4197425000032999 6 0000001500 6 EFTA00271214 leportat Information Lest or stolen card: Your credit card is issued by UBS Bank USA. If your card is lost or stolen, please contact us immediately at 1-800-762-1000 at any time. You will not be liable for any unauthorized use that occurs after you notify us. You may, however, be liable for unauthonzed use that occurs before your notice to us. In any case, your liability will not exceed 550. Payment Information: Each billing cycle, you must pay at least the Minimum Payment Due shown on your monthly statement by its Payment Due Date. Both the Minimum Payment Due and Payment Due Date are noted on your statement. At any time you may pay more than the Minimum Payment Due up to the full amount you me us, however you cannot "pay ahead". This means that if you pay more than the required Minimum Payment Due in any billing cycle or if you make more than one payment in a billing cycle, you will still need to pay the next month's required Minimum Payment Due by your next Payment Due Date. Remember to make all checks payable to Card Services. Please allow 7 days for the U.S. Postal Service to deliver your payment to us. Upon our receipt, your available credit may not be increased by the payment amount for up to 7 days to ensure the funds from the bank on which yes payment Is drawn are collected and not returned. When you provide a check as payment on this Account, you aunionze us to either use the information from your check to make a one-time electronic fund transfer from your account or to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, funds may be withdrawn from your account as soon as the same day we receive your payment, and you will not receive your check back from your financial institution. For inquiries please call 1-800-762-1000. Moiled payments: A conforming payment received by us by 5:00 p.m. Central time will be credited to your account the day of receipt. A "conforming payment" is a payment that: 1) is mailed using the enclosed envelope and payment coupon included with this statement to UBS Bank USA—Card Services, P.O. Box 203219, Dallas, TX 75320-3210 and 2) is in the form of a single, non-folded check or money order made payable in US dollars from a US based institution. Any payment that does not meet these requirements, or any payment with multiple checks or money orders, additional correspondence, staples, paperclips, etc. will be considered a "non-conforming payment" which may delay the crediting of the payment for up to 5 days. We can accept late payments, partial payments, checks and money orders marked "Paid in Full" or language having the same effect without losing any of our rights under this Agreement, and such payments may be sent to the following address: UBS Bank USA—Card Services, P.O. Box 203219, Dallas, TX 75320-3210. Other payment options: Online: Visit ubs.comionlinesewices to sign up for Pay Credit Card to pay your account online. Payments made on our website by 6:00 p.m. Eastern time will be credited to your account that same day. Available only for cardholders with a UBS Resource Management Account (RMAQa) or UBS Business Services Account BSA 110. Pay by phone: To make a payment by phone please call 1-800-762-1000. An expedited payment made by phone by 5:00 p.m. Eastern time will be credited to your account that same day, and reflected in your credit line by the next day. You can also make a phone payment from your UBS account as late as 6:00 p.m. Eastern time. This payment will be credited as of that same day, but application to your credit line may be delayed. Overnight payments: Send overnight courier service or USPS Prionty Mail payments to UBS Bank USA--Card Services, 2975 Regent Boulevard, P.O. Box 203219, Irving: TX 75063. A payment received at this address by 5:00 p.m. Central time that otherwise meets the requirements of a conforming payment will be credited to your account that same day. Arstearafic repayment of cash advances through CashConnect The CashConnect feature on your UBS credit card account will automatically repay new Cash Advances obtained from ATMs and financial institutions (CashConnect Cash Advances), each night, with available funds from your UBS Resource Management Account (RMA'2) or your UBS Business Services Account BSA ®(either referred to as your UBS Account). You will incur no interest charges on CashConnect Cash Advances: as long as there are sufficient available funds in your UBS Account to repay your CashConnect Cash Advance transaction in full when we first seek payment from your UBS Account. If sufficient available funds are not available in your UBS Account to pay off your CashConnect Cash Advances balance in full, then the APR for Cash Advances will apply as of the original transaction date on any remaining balance. You will be charged the APR on Cash Advances on your remaining CashConnect Cash Advance balance until it is repaid in full. Applicable ATM surcharge fees may apply. No other account balances are paid through the CashConnect feature. If you choose not to participate in the CashConnect feature, please contact UBS at I-800-762-1000. Available only for cardholders with a U85 Resource Management Account or UBS Business Services Account BSA. Accrual of Interest and hew to avoid paying Interest en parchases. Your due date is at least 23 days after the close of each billing cycle. On Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance that was shown on your previous billing statement by the Payment Due Date on that statement, then (1) we will not impose interest on Purchases during your current Continued on back of next page S 8 8 8 EFTA00271215 Page 3 of 4 My Choke Rewards Points from UBS Account Summary Total Points Beginning Points this petiod 22,163 Points earned this petiod I A70 Bonus points 0 Adjustments 0 Redemptions 0 Ending points balance 23,633 • For more details on your rewards points activity, please visit us online at ubs.com/uscards Activity for GHISLAINE MAXWELL - Card ending inMI Date Payments Desoiptial Amcunt 09/18 PAYMENT THANK YOU 43,177.22 Total Payments Activity -53,177.22 Purchases 08/29 TWITTER ADVERTISEG 415-4264400 CA $94.15 08/31 FACEBOOK BY1M56SC92 www.fb.meladsCA $154.98 09/01 TWITTER ADVERTISiNG 415-4264400 CA 439.64 09/03 Amazon Web Services aws.amazon.coWA 4198.39 09/04 T-M08111 RECURRING PMT 800-937.6997 WA 4181.62 09/04 CLOUDFLARE 650-3198939 CA 4200.00 09/08 TWITTER ADVERTISiNG 415-4264400 CA 494.56 09/09 MAILCHIMP MAILCHIMP.COMGA 4175.00 09/15 TWITTER ADVERTISiNG 415-4264400 CA $52.41 09/18 STAR8UCKS #18509 NEW YORKNew York NY 44.30 09/18 DNH•GODADDY.COM 480-5058855 A2 56.99 09/20 MOMENTUM CO $268.40 Total Purchases Activity $1,470.44 Summary of Fees and Interest 2014 Totals Year-to-Date Summary of Fees and Interest 1 Total Fees Charged in 2014 $0.00 Total Interest Charged in 2014 $0.00 Interest Charge Calculation - 31 Days in Billing Cyde Balance ANNUAL Subject to PERCENTAGE Interest Rate RATE (APR) lie ere, Charge PURCHASES 40.00 13.24% (v) $0.00 BALANCE TRANSFERS $0.00 13.24% (v) $0.00 CASH ADVANCES $0.00 21.99% (v) 40.00 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate EFTA00271216 Page 4 of 4 billing penod if you pay the Statement Balance on the current billing statement by the Payment Due Date in the current billing period, and (2) we will credit any payment applied toward Purchases as of the first day in your current billing penod if you make a payment by the Payment Due Date in the current billing period that is less than the Statement Balance. If a Statement Balance was shown on your previous billing statement and you did not pay the Statement Balance by the Payment Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the Statement Balance shown on the current billing statement by the Payment Due Date in the current billing period. For Balance Transfers, interest will accrue from the day we send the Balance Transfer to the payee. For Checks, interest will accrue from the day the payee accepts the check. For Cash Advances, interest will accrue from the day you take the Cash Advance. How we will calculate your balance subject to interest rate. We use a method called "daily balance' (includuty new purcbase5). To determine the amount of the interest to be charged on your Account we first calculate the "Balance Subject to Interest Rate" separately for Purchases, for Balance Transfers, and for Cash Advances. We apply the applicable Daily Periodic Rate (the OPR) (the DPR for each category is the applicable APR shown on the front of the statement dmded by 365), to each of the applicable daily balances for i) Purchases, u) Balance Transfers and iii) Cash Advances. The daily balances fa Purchases, for Balance Transfers and for Cash Advances are each calculated separately and determined as follows: We take the beginning balances for each transaction type on your Account each day, including any interest calculated on the previous day's balance, add to the respective balances any new transaction, subtract any payments or credits and make any other applicable adjustment(s). Your Cardmember Agreement provides for compounding of interest. A credit balance is treated as a balance of zero. If you multiply the "Balance Subject to Interest Rate for each balance category as shown on your monthly billing statement by the number of days in the billing penod and then multiply each sum by the applicable DPR, the results will be the interest assessed, except for mince variations caused by rounding. Oredk bureau reports and disputes: We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. If you believe that an entry we have made on your credit report is inaccurate or incomplete, please contact the credit bureau directly or contact us at UBS Bank USA, Card Operations Division, 1000 Harbor Boulevard, 8th Floor, Weehawken, NJ 07086. We will request your name; your account number; the credit bureau where you received the credit report; a description of the error; and why you believe it is an error. We will promptly investigate, notify you of our findings, and send an update to the credit bureaus if warranted within 30 days. What to do If you think you find a 'mistake on your statement If you think there is an error on your statement write to us at: UBS Bank USA--Card Operations Mason 1000 Harbor Boulevard, 8th Floor Weehawken, NJ 07086 In your letter, give us the • rig information: Account Information: Your name and account number. Dollar amount: • ar amount of the suspected error. Description of problem: if you think there is an error on your ces:rthe •ealat you oel.cNe is wrong and why you believe it is a mistake. You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors is werithill. You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. While we investigate whether or not there has been an error, the following are true: We cannot try to collect the amount in question, or report you as delinquent on that amount. The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to pay the amount in question a any interest or other fees related to that amount. While you do not have to pay the amount in question, you are responsible for the remainder of your balance. We can apply any unpaid amount against your credit limit. Veer rights if you are dissatisfied with yew credit card purchases If you are dissatisfied with the goods or services that you have purchased with your credit card, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: I. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. If all of the criteria above are met and you are still dissatisfied with the purchase, contact us is %%irking at: UBS Bank USA--Disputes Department P.O. Box 84040 Columbus, GA 31908 While we investigate, the same rules apply to the disputed amount as discussed above. After we finish our investigation, we will tell you our decision. At that point, if we think you owe an amount and you do not pay, we may report you as delinquent. Please refer to your Cardmember Agreement for additional information about the terms of your Account. 8 8 C2011 UBS Bank USA EFTA00271217 Customer News Pay Credit Card reminder Do not mail payment. Your Statement Balance in the amount of $3,177.22 is scheduled to be paid on 9/18/14 from your UBS Account. Thank you. SUBS Statement Billing Period: 07/27/14 08/26/14 Payment Due Date September 23, 2014 Minimum Payment Due $32.00 UBS Visa Signature® credit card statement Prepared for: GHISLNNE MAxs•.1.. Primary Card Number Ending Ln Account Summary Minimum Payment Due $32.00 Payment Due Date C ,ed:t Line Available Credit Line Cash Credit Line 09,21711, $35,000.00 $31,822.78 314.000.00 $14,000.00 [Available Cash Line Past Due Amount $0.00 + Interest Payment information* Statement Balance Minimum Payment Due Payment Due Date Page 1 of 8 Questions/ Call 1-800-762-1000 ubs.corn/oninesenrices Activity Summary Previous Balance $1,573.77 - Payments Kl f ('Iases $3,177.22 I - Other Credits + Cash Advances + Fees $0.00 Statement Balance 53,17722 $3,177.22 $32.00 09/23/2014 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to $35.00 and your APRs may be increased to the Penalty APR of 27.24%. Minimum Payment Waming: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For Instance If you make no additional charges using this card and each month you pay... You will pay off the balance shown on this statement in about... And you will end up paying the estimated total of... Only the Minimum Payment 18 years 56,234 $107 3 years If you would like information about credit counseling services, call 1-800-762-1000. The phone number for UBS Bank USA is 1-800-762- I 000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1-800-342-3736 or www.dh.ny.gov Repayment information is based on your account activity and the APRs on your account as of the dosing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.com/onlineservices. $3,852 (Savings = $2,382) Detach here. Please make checks payable to •UBS Card Services and include this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U S. Postal Service delivery. UBS BANK USA • CARD SERVICES PO BOX 84040 COLUMBUS GA 31908-4040 GHISLAINE MAXWELL UBS Card Number Ending in Minimum Payment Due Statement Balance Payment Due Date $32.00 $3,177.22 September 23, 2014 You are enrolled in Automated Pay Credit Card. Send payments 1o: UBS BANK USA • CARD SERVICES PO BOX 203219 DALLAS TX 75320-3219 092314 4197425000032999 6 0000003200 6 EFTA00271218 Important Information Lest or stolen card: Your credit card is issued by UBS Bank USA. If your card is lost or stolen, please contact us immediately at 1-800-762-1000 at any time. You will not be liable for any unauthorized use that occurs after you notify us. You may, however, be liable for unauthonzed use that occurs before your notice to us. In any case, your liability will not exceed 550. Payment Information: Each billing cycle, you must pay at least the Minimum Payment Due shown on your monthly statement by its Payment Due Date. Both the Minimum Payment Due and Payment Due Date are noted on your statement. At any time you may pay more than the Minimum Payment Due up to the full amount you ewe us, however you cannot "pay ahead". This means that if you pay more than the required Minimum Payment Due in any billing cyde or if you make more than one payment in a billing cycle, you will still need to pay the next month's required Minimum Payment Due by your next Payment Due Date. Remember to make all checks payable to Card Services. Please allow 7 days for the U.S. Postal Service to deliver your payment to us. Upon our receipt, your available credit may not be increased by the payment amount for up to 7 days to ensure the funds from the bank on whirl, year payment Is drawn are collected and not returned. V.,,Ien you provide a check as payment on this Account, you autnonze us to either use the information from your check to make a one-time electronic fund transfer from your account a to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, funds may be withdrawn from your account as soon as the same day we receive your payment, and you will not receive your check back from your financial institution. For inquiries please call 1-800-762-1000. Moiled payments: A conforming payment received by us by 5:00 p.m. Central time will be credited to your account the day of receipt. A "conforming payment" is a payment that: 1) is mailed using the enclosed envelope and payment coupon included with this statement to UBS Bank USA—Card Services, P.O. Box 203219, Dallas, TX 75320-3210 and 2) is in the form of a single, non-folded check or money order made payable in US dollars from a US based institution. Any payment that does not meet these requirements, or any payment with multiple checks or money orders, additional correspondence, staples, paperclips, etc. will be considered a "non-conforming payment" which may delay the crediting of the payment for up to 5 days. We can accept late payments, partial payments, checks and money orders marked "Paid in Full" or language having the same effect without losing any of our rights under this Agreement, and such payments may be sent to the following address: UBS Bank USA—Card Services, P.O. Box 203219, Dallas, TX 75320-3210. Other payment options: Online: Visit ubs.comIonlinesewices to sign up for Pay Credit Card to pay your account online. Payments made on our website by 6:00 p.m. Eastern time will be credited to your account that same day. Available only for cardholders with a UBS Resource Management Account (RMA or UBS Business Services Account BSA 0. Pay by phone: To make a payment by phone please call 1-800-762-1000. An expedited payment made by phone by 5:00 p.m. Eastern time will be credited to your account that same day, and reflected in your credit line by the next day. You can also make a phone payment from your UBS account as late as 6:00 p.m. Eastern time. This payment will be credited as of that same day, but application to your credit line may be delayed. Overnight payments: Send overnight courier service or USPS Prionty Mail payments to UBS Bank USA--Card Services, 2975 Regent Boulevard, P.O. Box 203219, Irving: TX 75063. A payment received at this address by 5:00 p.m. Central time that otherwise meets the requirements of a conforming payment will be credited to your account that same day. Ardeataffc repayment of cash advances through CashConnect The CashConnect feature on your UBS credit card account will automatically repay new Cash Advances obtained from ATMs and financial institutions (CashConnect Cash Advances), each night, with available funds from your UBS Resource Management Account (RMA or your UBS Business Services Account BSA ®(either referred to as your UBS Account). You will incur no interest charges on CashConnect Cash Advances: as long as there are sufficient available funds in your UBS Account to repay your CashConnect Cash Advance transaction in full when we first seek payment from your UBS Account. If sufficient available funds are not available in your UBS Account to pay off your CashConnect Cash Advances balance in full, then the APR for Cash Advances will apply as of the original transaction date on any remaining balance. You will be charged the APR on Cash Advances on your remaining CashConnect Cash Advance balance until it is repaid in full. Applicable ATM surcharge fees may apply. No other account balances are paid through the CashConnect feature. If you choose not to participate in the CashConnect feature, please contact UBS at 1-800-762-1000. Available only for cardholders with a U85 Resource Management Account or UBS Business Services Account BSA. Accrual of Interest and hew to avoid paying Interest en purchases. Your due date is at least 23 days after the close of each billing cycle. On Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance that was shown on your previous billing statement by the Payment Due Date on that statement, then (t) we will not impose interest on Purchases during your current Continued on back of next page 8 8 8 0 EFTA00271219 Page 3 of 8 My Choke Rewards Points from UBS Account Summary Total Points Beginning Points this petiod 18,987 Points earned this petiod 3,176 Bonus points 0 Adjustments 0 Redemptions 0 Ending points balance 22,163 • For more details on your rewards points activity, please visit us online at ubs.com/uscards Activity for GHISLAINE MAXWELL - Card encImg 1 Date Payments Desoiptial Amount 08/18 PAYMENT THANK YOU -$1,573.77 Total Payments Activity -S1,573.77 Purchases 07/24 AMTRAK .COM 2050728035588WASHINGTON DC $259.00 TIC: 2050728035588 DEPT DATE: 07/30/14 ORIG: NYP DEST: WAS 07/25 SQ *GRAPHIC PRINTING INC.Commack NY $566.15 07/26 FACEBOOK V2H9Y5AC92 vvivaufb.meiadsCA $250.08 07/29 TWITTER ADVERTISEG 415-4264400 CA $105.00 07/30 LOEWS MADISON HOTEL FB WASHINGTON DC $13.00 07/31 FACEBOOK JUNY5WC92 wannufb.meladsCA $15.43 08/01 TWITTER ADVERTISSYG 415-4264400 CA $45.00 08/03 Amazon Web Services awsamazon.coWA $198.31 08/04 T-MOBIE RECURRING NAT WA $171.8.8 08104 CLOUDFLARE 650-3198939 CA $200.00 08108 TWITTER ADVERTISEG 415-4264400 CA $83.11 08109 MAILCHIMP MAILCHIMP.COMGA $185.00 08./15 TWITTER ADVERTISEG 415-4264400 CA $96.16 08/18 ONH•GODADIDY.COM 480-5058855 A2 $699 08/19 MOMENTUM CO $884.15 08/22 TWITTER ADVERTISSIG 415-4264400 CA $97.96 Total Purchases Activity 53,177.22 Summary of Fees and Interest 2014 Totals Year-to-Date Summary of Fees and Interest Total Fees Chafgeo in 2014 Total Interest Charged in 2014 Interest Charge Calculation - 31 Days in Billing Cyde Balance Subject to Interest Rate PURCHASES 50 07 13.24% M $0.00 BALANCE TRANSFERS $0.00 13.24% (v) $0.00 CASH ADVANCES $0.00 21.99% (v) $0.00 $0. Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate $0.00 $0.00 ANNUAL PERCENTAGE RATE (APR) Interest Charge EFTA00271220 Page 4 of 8 billing penod if you pay the Statement Balance on the current billing statement by the Payment Due Date in the current billing period, and (2) we will credit any payment applied toward Purchases as of the first day in your current billing penod if you make a payment by the Payment Due Date in the current billing period that is less than the Statement Balance. If a Statement Balance was shown on your previous billing statement and you did not pay the Statement Balance by the Payment Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the Statement Balance shown on the current billing statement by the Payment Due Date in the current billing period. For Balance Transfers, interest will accrue from the day we send the Balance Transfer to the payee. For Checks, interest will accrue from the day the payee accepts the check. For Cash Advances, interest will accrue from the day you take the Cash Advance. How we will calculate your balance subject to interest rate. We use a method called "daily balance' (includoty nev purchase5). To determine the amount of the interest to be charged on your Account we first calculate the "Balance Subject to Interest Rate" separately for Purchases, for Balance Transfers, and for Cash Advances. We apply the applicable Daily Periodic Rate (the OPR) (the DPR for each category is the applicable APR shown on the front of the statement dmded by 365), to each of the applicable daily balances for i) Purchases, Balance Transfers and iii) Cash Advances. The daily balances for Purchases, for Balance Transfers and for Cash Advances are each calculated separately and determined as follows: We take the beginning balances for each transaction type on your Account each day, including any interest calculated on the previous day's balance, add to the respective balances any new transaction, subtract any payments or credits and make any other applicable adjustment(s). Your Cardmember Agreement provides for compounding of interest. A credit balance is treated as a balance of zero. If you multiply the "Balance Subject to Interest Rate for each balance category as shown on your monthly billing statement by the number of days in the billing penod and then multiply each sum by the applicable DPR, the results will be the interest assessed, except for minor variations caused by rounding. credit bureau repeats and disputes: We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. If you believe that an entry we have made on your credit report is inaccurate or incomplete, please contact the credit bureau directly or contact us at UBS Bank USA, Card Operations Division, 1000 Harbor Boulevard, 8th Floor, Weehawken, NJ 07086. We will request your name; your account number; the credit bureau where you received the credit report; a descnption of the error; and why you believe it is an error. We will promptly investigate, notify you of our findings, and send an update to the credit bureaus if warranted within 30 days. Wbat to do If you think you find • 'mistake on your statement If you think there is an error on your statement write to us at: UBS Bank USA—Card Operations Dmsan 1000 Harbor Boulevard, 8th Floor Weehawken, NJ 07086 In your letter, give us thu • ng information: Account Information: Your name and account number. Dollar amount: • . ..:war amount of the suspected error. Description of problem: If you think there is an error on your cesute ..v:lat you oel.ee is wrong and why you believe it is a mistake. You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors is waiting. You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. While we investigate whether or not there has been an error, the following are true: We cannot try to collect the amount in question, or report you as delinquent on that amount. The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to pay the amount in question a any interest or other fees related to that amount. While you do not have to pay the amount in question, you are responsible for the remainder of your balance. We can apply any unpaid amount against your credit limit. Veer rights if you are dissatisfied with your credit card pines If you are dissatisfied with the goods or services that you have purchased with your credit card, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: I. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. If all of the criteria above are met and you are still dissatisfied with the purchase, contact us is %%irking at: UBS Bank USA—Disputes Department P.O. Box 84040 Columbus, GA 31908 While we investigate, the same rules apply to the disputed amount as discussed above. After we finish our investigation, we will tell you our decision. At that point, if we think you owe an amount and you do not pay, we may report you as delinquent. Please refer to your Cardmember Agreement for additional information about the terms of your Account. 8 a 8 8 8 C2011 UBS Bank USA EFTA00271221 Page 5 of 8 Customer Notifications Access cash at ATMs and banks all over the world With your UBS Visa Signature credit card. For domestic transactions, receive ATM fee rebates. up to $3 per transaction. for an unlimited number of transactions. EFTA00271222 Page 6 of 8 8 8 8 0 EFTA00271223 Page 7 of 8 Important Changes to Your Account Terms We are changing the way that we determine your Minimum Payment Due. This change will take effect on October 27, 2014. We are replacing the first three sentences in the section of your Cardm ember Agreement titled "Your minimum payment each month" with the following: Each billing cycle, you must pay at least the Minimum Payment Due shown on your monthly statement by its Payment Due Date. If the Statement Balance shown on your monthly statement is less than 535, your Minimum Payment Due (due by the Payment Due Date) will be that Statement Balance amount. Otherwise, if your Statement Balance is equal to or greater than 535, your Minimum Payment Due will be the greater of 535 or the total of ft )2% of the Principal Balance (defined as the total Statement Balance minus any interest charges, Returned Payment Fees, and Late Payment Fees that are incurred during the current billing cycle), plus (2) interest charges incurred during the current billing cycle (for this purpose, interest charges incurred do not include interest charges that accrued during prior billing cycles on a deferred interest balance (if there are any on your Account) that ended during the billing cycle covered by the statement), plus (3) any Returned Payment Fees and any Late Payment Fees incurred during the current billing cycle, plus (4) if your Account has an Annual Fee and if we so elect, a portion of the amount of the Annual Fee (unless you have already paid the Annual Fee in full), plus (5) if we so elect, any amount past due and/or amount over your credit line at the time of billing. Notice of Important Changes to Your Cardmember Agreement Effective October 12. 2014, we are replacing the last three sentences of the section of your Cardm ember Agreement titled "Transaction fees" with the following: When you use an ATM, you may be charged a fee by the ATM operator and /or any network used (and you may be charged a fee for a balance inquiry even if you do not complete a transaction). If you have an active UBS Account linked to this credit card account UBS Financial Services will reimburse your U.S. domestic ATM fees, up to 53.00 per transaction for an unlimited number of transactions per year for the UBS Visa Signature®credit card, and up to 510.00 per transaction for an unlimited number of transactions per year for the UBS Preferred Visa Signature®credit card. We will not reimburse your international ATM fees. We are able to rebate ATM fees only in cases where the transaction fee surcharge is submitted to UBS by the ATM operator and / or network used. In the event that you have not received a rebate for a fee that you believe is eligible, please call 800-762-1000 or collect at 201-352-5257 for assistance. Effective immediately we are replacing the sections of your Cardmember Agreement titled "Authorized users" and "Credit information" with the following: Authorized users You may allow Authorized Users to use your Account and designate a spending limit for any Authorized User. if you allow an Authorized User to use your Account, you will be liable for all transactions made by that person including transactions for which you may not have intended to be liable, even if the amount of those transactions causes your credit line or the spending limit of any Authorized User to be exceeded. You must notify us to revoke your permission to allow an Authorized User to use your Account or Card, and you must obtain possession of any Card that has been given to the Authorized User. Until you revoke your permission and obtain possession of any Card, you are responsible for all charges made by Authorized Users, including Balance Transfer Check and Cash Advance Check transactions, regardless of whether you intended to be responsible for those charges and you must obtain any Card that has been given to the Authorized Users. If you request additional Cards for Authorized sers, checks accessing this Account may also be included with the Card.. Credit information You agree that we may request consumer credit reports from one or more credit reporting agencies in connection with your application and the review, administration and collection of your Account. You also authorize us to exchange credit information concerning you or your Account or any Authorized Users with (and answer questions and requests from) others, such as merchants, other lenders and credit reporting agencies. We may report inform ation about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. If you believe that an entry we have made on your credit report or the credit report of any Authorized User is inaccurate or incomplete, please contact the credit bureau directly or contact us at UBS Bank USA, Card Operations, 1000 Harbor Boulevard, 6th floor, Weehawken, NJ 07086. We will request your name and/or the name of the Authorized User; your Account number; the credit bureau where you or the Authorized User received the credit report: a description of the error; and why you believe it is an error. We will promptly investigate, notify you or the Authorized User of our findings, and send an update to the credit bureaus if warranted within 30 days. EFTA00271224 Page 8 of 8 Effective immediately we are adding the following section titled • Personal Identification Number (PIN)' after the section of your Cardmember Agreement titled "Checks on Your Account." This feature is offered under the same terms and conditions as the existing account. Personal Identification Number (PIN) 'Ne may issue you a PIN that you can use to obtain a Cash Advance at participating ATMs, or to authorize other transactions at terminals that connect with a microchip embedded in your Card. You must keep your PIN confidential, and may not write it on your Card or on any material you keep with your Card. You agree that we may honor each ATM or other transaction according to the instructions keyed in for it at the ATM or terminal, and you acknowledge that each transaction made using your Card and PIN will have the same effect, and you will be liable, as if it was made by a written document signed by you. S 8 8 8 a 8 EFTA00271225 Customer News Pay Credit Card reminder Do not mail payment. Your Statement Balance in the amount of $1,573.77 is scheduled to be paid on 8/18/14 from your UBS Account. Thank you. Make life easier while earning rewards: Set up your recurring monthly bills for automatic payment with your UBS Visa Signature credit card. Not only will you earn rewards for each dollar spent, you'll have the convenience of writing fewer checks since your payments are automatically made with your card. Simply contact your providers to get started. SUBS Statement Billing Period: 06/27/14 - 07/26/14 Payment Due Date August 23. 2014 Minimum Payment Due S16.00 UBS Visa Signature® credit card statement Prepared for: GHISLAINE MAXWELL Primary Card Number Ending Account Summary Minimum Payment Due Payment Due Date Ueda Line Available Cred Cash Credit Line 516.00 I Past Due Amount Payment Information* Statement Balance Minimum Payment Due Payment Due Date Pagel of 4 Questions? Call 1-800-762-1000 ubs.corwonbneservices Activity Summary Previous Balance $3,675.91 I $35,000.00 l + Purchases el Credits $14,000.00 + Cash Advances $0.00 $0.00 + Fees + Interest Statement Balance $1,573.77 S1,573.77 51,573.77 $16.00 08/23/2014 Late P4n.mt Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to $35.00 and your APRs may be increased to the Penalty APR of 27.24%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For Instance If you make no additional charges using this card and each month you pay... You will pay off the balance shown on this statement in about... And you will end up paying the estimated total of... Only the Minimum Payment $53 12 years $2,843 3 years 51,908 (Savings = $935) If you would like information about credit counseling services, call 1-800-762-1000. The phone number for UBS Bank USA is 1-800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1-800-342-3736 or www.dfs.ny.gov * Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.comtonlineservices. Detach here. Please make checks payable to •UBS Card services and include this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Service delivery. UBS BANK USA • CARD SERVICES PO BOX 84040 COLUMBUS GA 31908.4040 GHISLAINE MAXWELL UBS Card Number Ending in Minimum Payment Due Statement Balance Payment Due Date You are enrolled in Automated Pay Credit Card. Send payments to: UBS BANK USA • CARD SERVICES PO BOX 203219 DALLAS TX 753203219 $16.00 $1,573.77 August 23, 2014 062314 4197425000032999 6 0000001600 6 EFTA00271226 leportat Infonnetion Lest er stolen card: Your credit card is issued by UBS Bank USA. If your card is lost or stolen, please contact us immediately at 1-800-762-1000 at any time. You will not be liable for any unauthorized use that occurs after you notify us. You may, however, be liable for unauthonzed use that occurs before your notice to is In any case, your liability will not exceed 550. Payment Information: Each billing cycle, you must pay at least the Minimum Payment Due shown on your monthly statement by its Payment Due Date. Both the Minimum Payment Due and Payment Due Date are noted on your statement. At any time you may pay more than the Minimum Payment Due up to the full amount you ewe us, however you cannot "pay ahead". This means that if you pay more than the required Minimum Payment Due in any billing cycle or if you make more than one payment in a billing cycle, you will still need to pay the next month's required Minimum Payment Due by your next Payment Due Date. Remember to make all checks payable to Card Services. Please allow 7 days for the U.S. Postal Service to deliver your payment to us. Upon our receipt, your available credit may not be increased by the payment amount for up to 7 days to ensure the funds from the bank on which yew payment Is drawn are collected and not returned. When you provide a check as payment on this Account, you autrionze us to either use the information from your check to make a one-time electronic fund transfer from your account or to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, funds may be withdrawn from your account as soon as the same day we receive your payment, and you will not receive your check back from your financial institution. For inquiries please call 1-800-762-1000. Moiled payments: A conforming payment received by us by 5:00 p.m. Central time will be credited to your account the day of receipt. A "conforming payment" is a payment that: 1) is mailed using the enclosed envelope and payment coupon included with this statement to UBS Bank USA—Card Services, P.O. Box 203219, Dallas, TX 75320-3210 and 2) is in the form of a single, non-folded check or money order made payable in US dollars from a US based institution. Any payment that does not meet these requirements, or any payment with multiple checks or money orders, additional correspondence, staples, paperclips, etc. will be considered a "non-conforming payment" which may delay the crediting of the payment for up to 5 days. We can accept late payments, partial payments, checks and money orders marked "Paid in Full" or language having the same effect without losing any of our rights under this Agreement, and such payments may be sent to the following address: UBS Bank USA—Card Services, P.O. Box 203219, Dallas, TX 75320-3210. Other payment options: Online: Visit ubs.comionlinesewices to sign up for Pay Credit Card to pay your account online. Payments made on our website by 6:00 p.m. Eastern time will be credited to your account that same day. Available only for cardholders with a UBS Resource Management Account (RMAQa) or UBS Business Services Account BSA 110. Pay by phone: To make a payment by phone please call 1-800-762-1000. An expedited payment made by phone by 5:00 p.m. Eastern time will be credited to your account that same day, and reflected in your credit line by the next day. You can also make a phone payment from your UBS account as late as 6:00 p.m. Eastern time. This payment will be credited as of that same day, but application to your credit line may be delayed. Overnight payments: Send overnight courier service or USPS Prionty Mail payments to UBS Bank USA--Card Services, 2975 Regent Boulevard, P.O. Box 203219, Irving: TX 75063. A payment received at this address by 5:00 p.m. Central time that otherwise meets the requirements of a conforming payment will be credited to your account that same day. Ardernafic repayment of cash advances through Cashranect The CashConnect feature on your UBS credit card account will automatically repay new Cash Advances obtained from ATMs and financial institutions (CashConnect Cash Advances), each night, with available funds from your UBS Resource Management Account IRMA or your UBS Business Services Account BSA ®(either referred to as your UBS Account). You will incur no interest charges on CashConnect Cash Advances: as long as there are sufficient available funds in your UBS Account to repay your CashConnect Cash Advance transaction in full when we first seek payment from your UBS Account. If sufficient available funds are not available in your UBS Account to pay off your CashConnect Cash Advances balance in full, then the APR for Cash Advances will apply as of the original transaction date on any remaining balance. You will be charged the APR on Cash Advances on your remaining CashConnect Cash Advance balance until it is repaid in full. Applicable ATM surcharge fees may apply. No other account balances are paid through the CashConnect feature. If you choose not to participate in the CashConnect feature, please contact UBS at I-800-762-1000. Available only for cardholders with a U85 Resource Management Account or UBS Business Services Account BSA. Accrual of Interest and hew to avoid paying Interest en purchases. Your due date is at least 23 days after the close of each billing cycle. On Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance that was shown on your previous billing statement by the Payment Due Date on that statement, then (1) we will not impose interest on Purchases during your current Continued on back of next page S 8 § 8 8 c?, EFTA00271227 Page 3 of 4 My Choke Rewards Points from UBS Account Summary Total Points Beginning Points this period 17,414 Points earned this period 1,573 Bonus points 0 Adjustments 0 Redemptions 0 Ending points balance 18,987 • For more details on your rewards points activity, please visit us online at ubs.com/uscards Activity fa GHISLAINE MAXWELL - Card ending in Date Payments Descrimica Amount 07/18 PAYMENT THANK YOU 43,67991 Total Payments Activity -$3,67S.91 Purchases 06/25 NYC TAXI 2FS6 ASTORIA NY $17.00 06/26 STAR8UCKS #00735 WASHINGTWashington DC $3.47 06/26 STAR8UCKS #00735 WASHINGTWashington DC $1 .98 06/26 AMTRAK ACELA CAFE Q12 WASHINGTON DC $6.00 06/26 TAXI MAGIC ALEXANDRIA VA $17.46 06/29 TWITTER ADVERTISMIG 415-4264400 CA $9999 07/01 FACEBK *ZCZXZSGC92 650-913-7818 CA $23896 07/01 TWITTER ADVERTISMIG 415-4264400 CA $2929 07/03 Amazon Web Services awsamazon.coWA $193.98 07/04 14.408tE RECURRING PMT SA $171.43 07/04 CLOUDFLARE 650-3198939 CA $200.00 07/08 TWITTER ADVERTISMIG 415-4264400 CA 573.03 07/09 MAILCHIMP MAILCHIMP.COMGA $7900 07/IS TWITTER ADVERTISMIG 415-4264400 CA $7491 07/18 GODADDY.COM 480-S05865S AZ $6.99 0720 MOMENTUM CO $267.75 0722 TWITTERADVERTISING 415-4264400 CA $104.93 Total Purchases Activity 51,573.77 Summary of Fees and Interest MI- n 2014 Totals Year-to-Date Summary of Fees and Interest Total Fees c I•anged in 20 ' •; Total Interest Charged in 2014 Interest Charge Calculation - 30 Days in Billing Cyde CHI: $0.00 Balance ANNUAL Subject to PERCENTAGE Interest Rate RATE (APR) Interest Charge PURCHASES $0.00 13.24% liv) $0.00 BALANCE TRANSFERS $0.00 13.24% (v) $0.00 CASH ADVANCES $0.00 21.99% M $0.00 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate EFTA00271228 Page 4 of 4 billing penod if you pay the Statement Balance on the current billing statement by the Payment Due Date in the current billing period, and (2) we will credit any payment applied toward Purchases as of the first day in your current billing penod if you make a payment by the Payment Due Date in the current billing period that is less than the Statement Balance. If a Statement Balance was shown on your previous billing statement and you did not pay the Statement Balance by the Payment Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the Statement Balance shown on the current billing statement by the Payment Due Date in the current billing period. For Balance Transfers, interest will accrue from the day we send the Balance Transfer to the payee. For Checks, interest will accrue from the day the payee accepts the check. For Cash Advances, interest will accrue from the day you take the Cash Advance. How we will calculate your balance subject to interest rate. We use a method called "daily balance' (includny nev purcnase5). To determine the amount of the interest to be charged on your Account we first calculate the "Balance Subject to Interest Rate" separately for Purchases, for Balance Transfers, and for Cash Advances. We apply the applicable Daily Periodic Rate (the OPR) (the DPR for each category is the applicable APR shown on the front of the statement dmded by 365), to each of the applicable daily balances for 0 Purchases, 6) Balance Transfers and iii) Cash Advances. The daily balances for Purchases, for Balance Transfers and for Cash Advances are each calculated separately and determined as follows: We take the beginning balances for each transaction type on your Account each day, including any interest calculated on the previous day's balance, add to the respective balances any new transaction, subtract any payments or credits and make any other applicable adjustment(s). Your Cardmember Agreement provides for compounding of interest. A credit balance is treated as a balance of zero. If you multiply the "Balance Subject to Interest Rate" for each balance category as shown on your monthly billing statement by the number of days in the billing penod and then multiply each sum by the applicable DPR, the results will be the interest assessed, except for mince variations caused by rounding. Credit bureau reports and disputes: We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. If you believe that an entry we have made on your credit report is inaccurate or incomplete, please contact the credit bureau directly or contact us at UBS Bank USA, Card Operations Division, 1000 Harbor Boulevard, 8th Floor, Weehawken, NJ 07086. We will request your name; your account number; the credit bureau where you received the credit report; a descnption of the error; and why you believe it is an error. We will promptly investigate, notify you of our findings, and send an update to the credit bureaus if warranted within 30 days. What to do If you Wilk you flood a mistake on yaw statement If you think there is an error on your statement write to us at: UBS Bank USA--Card Operations Dmsion 1000 Harbor Boulevard, 8th Floor Weehawken, NJ 07086 In your letter, give us the • ...%J.ng information: Account Information: Your name and account number. Dollar amount: • • . ..:war amount of the suspected error. Description of problem: If you think there is an error on your ces;:the ..v:lat you oel.e,e is wrong and why you believe it is a mistake. You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors In waldnee. You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. While we investigate whether or not there has been an error, the following are true: We cannot try to collect the amount in question, or report you as delinquent on that amount. The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to pay the amount in question a any interest or other fees related to that amount. While you do not have to pay the amount in question, you are responsible for the remainder of your balance. We can apply any unpaid amount against your credit limit. Veer rights if you are dissatisfied with your credit card purchases If you are dissatisfied with the goods or services that you have purchased with your credit card, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: I. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. If all of the criteria above are met and you are still dissatisfied with the purchase, contact us IA 'wicking at: UBS Bank USA--Disputes Department P.O. Box 84040 Columbus, GA 31908 While we investigate, the same rules apply to the disputed amount as discussed above. After we finish our investigation, we will tell you our decision. At that point, if we think you owe an amount and you do not pay, we may report you as delinquent. Please refer to your Cardmember Agreement for additional information about the terms of your Account. a a l'a a a 8 C2011 UBS Bank USA EFTA00271229 Customer News Pay Credit Card reminder Do not mail payment. Your Statement Balance in the amount of $3,675.91 is scheduled to be paid on 7/18/14 from your UBS Account. Thank you. SUBS Statement Billing Period: Payment Due Date Minimum Payment Due UBS Visa Signature® credit card statement Prepared for: GHISLAINE MAXWELL Primary Card Number Ending in:= Account Summary Minimum Payment Due Payment Due Date all= Credit Line 574.00 $35,000.00 i Available Credit Line Cash Credit Line $14,000.00 Past Due Amount 50.00 Payment Information* Statement Balance Minimum Payment Due Payment Due Date 05/27/14 - 06/26/14 July 23. 2014 574.00 Page 1 of 6 Questions/ Call 1-800-762-1000 ubs.corWonbneservices Activity Summary Previous Balance Kl f ('Iases 51,740.97 $3,782.91 I - Other Credits + Cash Advances + Fees + Interest Statement Balance $0.00 53475.91 $3,675.91 $74.00 07/23/2014 Late P4n.mt Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to $35.00 and your APRs may be increased to the Penalty APR of 27.24%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For Instance If you make no additional charges using this card and each month You will pay off the balance shown on this statement in about... And you will end up paying the estimated total of... Only the Minimum Payment 8 years 55,376 $124 3 years 54,464 (Savings = 5912) If you would like information about credit counseling services, call 1-800-762-1000. The phone number for UBS Bank USA is 1-800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1-800-342-3736 or www.dh.ny.gov * Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.com/onlineservices. Detach here. Please make checks payable to 'UBS Card Services and include this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U S. Postal Service delivery. UBS BANK USA • CARD SERVICES PO BOX 84040 COLUMBUS GA 31908.4040 GHISLAINE MAXWELL SUBS Card Number Ending in Minimum Payment Due Statement Balance Payment Due Date You are enrolled in Automated Pay Credit Card. Send payments to: UBS BANK USA • CARD SERVICES PO BOX 203219 DALLAS TX 75320.3219 $74.00 $3,675.91 July 23, 2014 072314 4197425000032999 6 0000007400 6 EFTA00271230 Important Information Lost or stolen card: Your credit card is issued by UBS Bank USA. If your card is lost or stolen, please contact us immediately at 1-800-762-1000 at any time. You will not be liable for any unauthorized use that occurs after you notify us. You may, however, be liable for unauthonzed use that occurs before your notice to us. In any case, your liability will not exceed 550. Payee's! Infennation: Each billing cycle, you must pay at least the Minimum Payment Due shown on your monthly statement by its Payment Due Date. Both the Minimum Payment Due and Payment Due Date are noted on your statement. At any time you may pay more than the Minimum Payment Due up to the full amount you owe us, however you cannot "pay ahead". This means that if you pay more than the required Minimum Payment Due in any billing cyde or if you make more than one payment in a billing cycle, you will still need to pay the next month's required Minimum Payment Due by your next Payment Due Date. Remember to make all checks payable to Card Services. Please allow 7 days for the U.S. Postal Service to deliver your payment to us. Upon our receipt, your available credit may riot be increased by the payment amount for up to 7 days to ensure the funds from the bank on which yew payment Is drawn are collected and not returned. When you provide a check as payment on this Account, you aunionze us to either use the information from your check to make a one-time electronic fund transfer from your account or to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, funds may be withdrawn from your account as soon as the same day we receive your payment, and you will not receive your check back from your financial institution. For inquiries please call 1-800-762100a Moiled payments: A conforming payment received by us by 5:00 p.m. Central time will be credited to your account the day of receipt. A "conforming payment" is a payment that: 1) is mailed using the enclosed envelope and payment coupon included with this statement to UBS Bank USA—Card Services, P.O. Box 203219, Dallas, TX 75320-3210 and 2) is in the form of a single, non-folded check or money order made payable in US dollars from a US based institution. Any payment that does not meet these requirements, or any payment with multiple checks or money orders, additional correspondence, staples, paperclips, etc. will be considered a "non-conforming payment" which may delay the crediting of the payment for up to 5 days. We can accept late payments, partial payments, checks and money orders marked "Paid in Full" or language having the same effect without losing any of our rights under this Agreement, and such payments may be sent to the following address: UBS Bank USA—Card Services, P.O. Box 203219, Dallas, TX 75320-3210. Other payment apneas: Online: Visit ubs.comlonlinesewices to sign up for Pay Credit Card to pay your account online. Payments made on our website by 6:00 p.m. Eastern time will be credited to your account that same day. Available only for cardholders with a UBS Resource Management Account (RMAQI) or UBS Business Services Account BSA 0. Pay by phone: To make a payment by phone please call I-800-762-1000. An expedited payment made by phone by 5:00 p.m. Eastern time will be credited to your account that same day, and reflected in your credit line by the next day. You can also make a phone payment from your UBS account as late as 6:00 p.m. Eastern time. This payment will be credited as of that same day, but application to your credit line may be delayed. Overnight payments: Send overnight courier service or USPS Prionty Mail payments to UBS Bank USA-Card Services, 2975 Regent Boulevard, P.O. Box 203219, Irving: TX 75063. A payment received at this address by 5:00 p.m. Central time that otherwise meets the requirements of a conforming payment will be credited to your account that same day. Arstematfc repayment of cash advances through Cashreanect The CashConnect feature on your UBS credit card account will automatically repay new Cash Advances obtained from ATMs and financial institutions (CashConnect Cash Advances), each night, with available funds from your UBS Resource Management Account 1RMA'IE or your UBS Business Services Account BSA ®(either referred to as your UBS Account). You will incur no interest charges on CashConnect Cash Advances: as long as there are sufficient available funds in your UBS Account to repay your CashConnect Cash Advance transaction in full when we first seek payment from your UBS Account. If sufficient available funds are not available in your UBS Account to pay off your CashConnect Cash Advances balance in full, then the APR for Cash Advances will apply as of the original transaction date on any remaining balance. You will be charged the APR on Cash Advances on your remaining CashConnect Cash Advance balance until it is repaid in full. Applicable ATM surcharge fees may apply. No other account balances are paid through the CashConnect feature. If you choose not to participate in the CashConnect feature, please contact UBS at 1-800-762-1000. Available only for cardholders with a U85 Resource Management Account or UBS Business Services Account BSA. Accrual of Interest and hew to avoid paying Interest en purchases. Your due date is at least 23 days after the close of each billing cycle. On Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance that was shown on your previous billing statement by the Payment Due Date on that statement, then (1) we will not impose interest on Purchases during your current Continued on back of next page § 8 EFTA00271231 Page 3 of 6 My Choke Rewards Points from UBS Account Summary Total Points Beginning Points this period 13,737 Points earned this period 3,677 Bonus points 0 Adjustments 0 Redemptions 0 Ending points balance 17,414 • For more details on your rewards points activity, please visit us online at ubs.com/uscards Activity fa GHISLAINE MAXWELL - Card ending Date Payment Desoipticn Amount 06/12 AMTRAK .COM 1630635077251WASHINGTON DC -$54.00 TIC: 1630635077251 DEPT DATE: 06/16/14 ORIG: NYP DEST: WAS 06/13 AMTRAK .COM 1630605092785WASHINGTON DC -$53.00 TIC: 1630605092785 DEPT DATE: 06/15/14 ORIG: NYP DEST: WAS 06/18 PAYMENT THANK YOU -$1,740.97 Purchases TolalianotoractbotT -SI,847.97 05/30 TWITTER ADVERTISEG 415-4264400 CA $97.92 05/31 FACEBK "K7XWQ5AC92 650-543-7818 CA $163.39 06/01 TWITTER ADVERTISEG 415-4264400 CA $41.93 06/03 Amazon Web Services aws.amazon.coWA $197.61 06/04 T-0.1081LE RECURRING MIT 800-937.8997 WA $171.00 06/04 CLOUDFLARE 650-3198939 CA $200.00 06/08 TWITTER ADVERTISiNG 415-4264400 CA $95.83 06/09 MAILCHIMP MAILCHIMP.COMGA $75.00 06/12 AMTRAK .COM 1630635077251WASHINGTON DC $518.00 TIC: 1630635077251 DEPT DATE: 06/16/14 ORIG: NYP DEST: WAS 06/15 TWITTER ADVERTISING 415-4264400 CA $102.98 06/15 AMTRAK .COM 1660621018795WASHINGTON DC $223.00 TIC: 1660621018795 DEPT DATE: 06/16/14 ORIG: NYP DEST: WAS 06/16 TAXI MAGIC ALEXANDRIA VA $14.68 06/16 TAXI CAB SERVICE WASHINGTON DC $9.28 06/16 GRAND CAB WASHINGTON DC $12.50 06/16 DC TAXI 1841 LONG ISLAND NY $7.74 06/17 YELLOW CAB CO OF DC WASHINGTON DC $9.63 06/17 VTS DIAMOND CAB DC WASHINGTON DC $10.17 06/17 MOMENTUM S CO $267.25 06/18 DC TAXI E124 LONG ISLAND NY $6.58 06/18 GODADDY.COM 480-5058855 AZ $6.99 06/18 AMTRAK ACELA CAFE Q12 WASHINGTON DC $2.25 06/18 TAXI MAGIC ALEXANDRIA VA $10.63 06/18 YELLOW CAB CO OF DC WASHINGTON DC $11.25 06/18 YELLOW CAB CO OF DC WASHINGTON DC $17.11 06/18 NYC-TAXI ASTORIA NY $15.00 06/18 LOEW'S MADISON HOTEL F&I3 WASHINGTON DC $3.25 06/18 TAXICHARG WASHINGTONDC WASHINGTON DC $9.55 06/18 LOEW'S MADISON HOTEL WASHINGTON DC $683.26 Check In Date: 06/1E/14 Check Out Date Daily Rate: $0.00 Taxes: $0.00 06/22 TWITTER ADVERTIS/NG 415-4264400 CA $97.03 06/24 IN *TOP SHELF STAFFING 212-8421033 NY $450.00 06/24 NYC-TAM ASTORIA NY $21.10 06/24 AMTRAK .COM 1750612026038WASHINGTON DC $231.00 TIC: 1750612026038 DEPT DATE: 0926/14 ORIG: NYP DEST: WAS Total Purchases Activity 53,782.91 Summary of Fees and Interest EFTA00271232 Page 4 of 6 billing penod if you pay the Statement Balance on the current billing statement by the Payment Due Date in the current billing period, and (2) we will credit any payment applied toward Purchases as of the first day in your current billing penod if you make a payment by the Payment Due Date in the current billing period that is less than the Statement Balance. If a Statement Balance was shown on your previous billing statement and you did not pay the Statement Balance by the Payment Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the Statement Balance shown on the current billing statement by the Payment Due Date in the current billing period. For Balance Transfers, interest will accrue from the day we send the Balance Transfer to the payee. For Checks, interest will accrue from the day the payee accepts the check. For Cash Advances, interest will accrue from the day you take the Cash Advance. How we will calculate your balance subject to interest rate. We use a method called "daily balance' (inciudoly flew purcnase5). To determine the amount of the interest to be charged on your Account we first calculate the "Balance Subject to Interest Rate" separately for Purchases, for Balance Transfers, and for Cash Advances. We apply the applicable Daily Periodic Rate (the OPR) (the DPR for each category is the applicable APR shown on the front of the statement dmded by 365), to each of the applicable daily balances for i) Purchases, Balance Transfers and iii) Cash Advances. The daily balances fa Purchases, for Balance Transfers and for Cash Advances are each calculated separately and determined as follows: We take the beginning balances for each transaction type on your Account each day, including any interest calculated on the previous day's balance, add to the respective balances any new transaction, subtract any payments or credits and make any other applicable adjustment(s). Your Cardmember Agreement provides for compounding of interest. A credit balance is treated as a balance of zero. If you multiply the "Balance Subject to Interest Rate" for each balance category as shown on your monthly billing statement by the number of days in the billing penod and then multiply each sum by the applicable DPR, the results will be the interest assessed, except for mince variations caused by rounding. credit bureau reports and disputes: We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. If you believe that an entry we have made on your credit report is inaccurate or incomplete, please contact the credit bureau directly or contact us at UBS Bank USA, Card Operations Division, 1000 Harbor Boulevard, 8th Floor, Weehawken, NJ 07086. We will request your name; your account number; the credit bureau where you received the credit report; a descnption of the error; and why you believe it is an error. We will promptly investigate, notify you of our findings, and send an update to the credit bureaus if warranted within 30 days. Wbat to do If you think you find ■ 'mistake on yaw ststemeaut If you think there is an error on your statement write to us at: UBS Bank USA—Card Operations Dmsion 1000 Harbor Boulevard, 8th Floor Weehawken, NJ 07086 In your letter, give us the a.ng information: Account Information: Your name and account number. Dollar amount: • dr amount of the suspected error. Description of problem: If you think there is an error on your LIT ces:nbe ...inat you oel.eNe is wrong and why you believe it is a mistake. You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors is w ecillng. You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. While we investigate whether or not there has been an error, the following are true: We cannot try to collect the amount in question, or report you as delinquent on that amount. The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to pay the amount in question a any interest or other fees related to that amount. While you do not have to pay the amount in question, you are responsible for the remainder of your balance. We can apply any unpaid amount against your credit limit. Von rights if you are dissatisfied with your credit card pines If you are dissatisfied with the goods or services that you have purchased with your credit card, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: I. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. If all of the criteria above are met and you are still dissatisfied with the purchase, contact us is %%irking at: UBS Bank USA—Disputes Department P.O. Box 84040 Columbus, GA 31908 While we investigate, the same rules apply to the disputed amount as discussed above. After we finish our investigation, we will tell you our decision. At that point, if we think you owe an amount and you do not pay, we may report you as delinquent. Please refer to your Cardmember Agreement for additional information about the terms of your Account. 8 a 8 8 8 8 8 422011 UBS Bank USA EFTA00271233 Page 5 of 6 Summary of Fees and Interest 2014 Totals Year-to-Date Summary of Fees and Interest Total Fees CFdryeu rt SC.00 Total Interest Charged in 2014 10.00 Interest Charge Calculation - 31 Days in Billing Cyde Balance ANNUAL Subject to PERCENTAGE Interest Rate RATE (APR) PURCHASES Ui 13.24% M 30.00 BALANCE TRANSFERS SDP) 13.24% (v) 50.00 CASH ADVANCES $0.00 21.99% M 50.00 0.00 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate Interest Charge Customer Notifications Access cash at ATMs and banks all over the world With your UBS Visa Signature credit card. For domestic transactions, receive ATM fee rebates. up to $3 per transaction. for an unlimited number of transactions. EFTA00271234 Page 6 of 6 8 8 8 3 8 a 8 EFTA00271235 Customer News Pay Credit Card reminder Do not mail payment. Your Statement Balance in the amount of $1,740.97 is scheduled to be paid on 6/18/14 from your UBS Account. Thank you. SUBS Statement Billing Period: Payment Due Date Minimum Payment Due UBS Visa Signature® credit card statement Prepared for: GHISLANE MAXWELL Primary Card Number Ending Account Summary Page 1 of 4 Questions? Call 1-800-762-1000 ubs.corn/onaneservices Activity Summary Minimum Payment Due $17.00 Previous Balance $1,724.01 Payment Due Date SMIE - Payments Credit Line $35,000.00 + Kniiases 51,740 97 Available Credit Line 33,2 - Other Credits + Cash Advances $0.00 $0.00 Cash Credit Line 114000.00 Available Cash Line a $14,000.00 + Fees S0.00 Past Due Amount $0.00 + Interest $0.00 Statement Balance S1,740.97 Payment Information* Statement Balance Minimum Payment Due Payment Due Date 41,740.97 517.00 06/23/2014 04/27/14 - 05/26/14 June 23. 2014 517.00 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to $35.00 and your APRs may be increased to the Penalty APR of 27.24%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For Instance If you make no additional charges using this card and each month you pay... You will pay off the balance shown on this statement in about... And you will end up paying the estimated total of... Only the Minimum Payment 13 years $3)99 $59 3 years 42,124 (Savings = 51,075) If you would like information about credit counseling services, call 1-800-762-1000. The phone number for UBS Bank USA is 1-800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1-800-342-3736 or www.dh.ny.gov * Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.com/onlineservices. Detach here. Please make checks payable to 'UBS Card Service( and include this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Service delivery. UBS BANK USA • CARD SERVICES PO BOX 84040 COLUMBUS GA 31908.4040 GIUSLAINE MAXWELL UBS Card Number Ending in Minimum Payment Due Statement Balance Payment Due Date $17.00 You are enrolled in Automated Pay Credit Card. Send paym enis lo: UBS BANK USA • CARD SERVICES PO BOX 203219 DALLAS TX 75320-3219 $1,740.97 June 23, 2014 062314 4197425000032999 6 0000001700 6 EFTA00271236 important Information Lest or stolen card: Your credit card is issued by UBS Bank USA. If your card is lost or stolen, please contact us immediately at 1-800-762-1000 at any time. You will not be liable for any unauthorized use that occurs after you notify us. You may, however, be liable for unauthonzed use that occurs before your notice to us. In any case, your liability will not exceed 550. Payment Information: Each billing cycle, you must pay at least the Minimum Payment Due shown on your monthly statement by its Payment Due Date. Both the Minimum Payment Due and Payment Due Date are noted on your statement. At any time you may pay more than the Minimum Payment Due up to the full amount you me us, however you cannot "pay ahead". This means that if you pay more than the required Minimum Payment Due in any billing cycle or if you make more than one payment in a billing cycle, you will still need to pay the next month's required Minimum Payment Due by your next Payment Due Date. Remember to make all checks payable to Card Services. Please allow 7 days for the U.S. Postal Service to deliver your payment to us. Upon our receipt, your available credit may not be increased by the payment amount for up to 7 days to ensure the funds from the bank on which yorr payment Is drawn are collected and not returned. When you provide a check as payment on this Account, you aunionze us to either use the information from your check to make a one-lime electronic fund transfer from your account a to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, funds may be withdrawn from your account as soon as the same day we receive your payment, and you will not receive your check back from your financial institution. For inquiries please call 1-800-762-1000. Moiled payments: A conforming payment received by us by 5:00 p.m. Central time will be credited to your account the day of receipt. A "conforming payment" is a payment that: 1) is mailed using the enclosed envelope and payment coupon included with this statement to UBS Bank USA—Card Services, P.O. Box 203219, Dallas, TX 75320-3210 and 2) is in the form of a single, non-folded check or money order made payable in US dollars from a US based institution. Any payment that does not meet these requirements, or any payment with multiple checks or money orders, additional correspondence, staples, paperclips, etc. will be considered a "non-conforming payment" which may delay the crediting of the payment for up to 5 days. We can accept late payments, partial payments, checks and money orders marked "Paid in Full" or language having the same effect without losing any of our rights under this Agreement, and such payments may be sent to the following address: UBS Bank USA—Card Services, P.O. Box 203219, Dallas, TX 75320-3210. Other payment options: Online: Visit ubs.comfonlineservices to sign up for Pay Credit Card to pay your account online. Payments made on our website by 6:00 p.m. Eastern time will be credited to your account that same day. Available only for cardholders with a UBS Resource Management Account (RMAQI) or UBS Business Services Account BSA 110. Pay by phone: To make a payment by phone please call 1-800-762-1000. An expedited payment made by phone by 5:00 p.m. Eastern time will be credited to your account that same day, and reflected in your credit line by the next day. You can also make a phone payment from your UBS account as late as 6:00 p.m. Eastern time. This payment will be credited as of that same day, but application to your credit line may be delayed. Overnight payments: Send overnight courier service a USPS Prionty Mail payments to UBS Bank USA--Card Services, 2975 Regent Boulevard, P.O. Box 203219, Irving: TX 75063. A payment received at this address by 5:00 p.m. Central time that otherwise meets the requirements of a conforming payment will be credited to your account that same day. Ardwasaffc repayment of cash advances threugh Cashteanect The CashConnect feature on your UBS credit card account will automatically repay new Cash Advances obtained from ATMs and financial institutions (CashConnect Cash Advances), each night, with available funds from your UBS Resource Management Account (IIMA or your UBS Business Services Account BSA ®(either referred to as your UBS Account). You will incur no interest charges on CashConnect Cash Advances, as long as there are sufficient available funds in your UBS Account to repay your CashConnect Cash Advance transaction in full when we first seek payment from your UBS Account. If sufficient available funds are not available in your UBS Account to pay off your CashConnect Cash Advances balance in full, then the APR for Cash Advances will apply as of the original transaction date on any remaining balance. You will be charged the APR on Cash Advances on your remaining CashConnect Cash Advance balance until it is repaid in full. Applicable ATM surcharge fees may apply. No other account balances are paid through the CashConnect feature. If you choose not to participate in the CashConnect feature, please contact UBS at 1-800-762-1000. Available only for cardholders with a U85 Resource Management Account or UBS Business Services Account BSA. Atonal of Interest and hew to avoid paying Interest en porcheses. Your due date is at least 23 days after the close of each billing cycle. On Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance that was shown on your previous billing statement by the Payment Due Date on that statement, then (1) we will not impose interest on Purchases during your current Continued on back of next page S 8 § 8 8 ? , c 0 EFTA00271237 Page 3 of 4 My Choke Rewards Points from UBS Account Summary Total Points Beginning Points this petiod 11,995 Points earned this petiod 1,742 Bonus points 0 Adjustments 0 Redemptions 0 Ending points balance 13,737 • For more details on your rewards points activity, please visit us online at ubs.com/uscards Activity for GHISLAINE MAXWELL - Card ending r= Date Payments Descriptich Arrount 05/16 PAYMENT THANK YOU -51,724.01 Total Payments Activity -51,724.01 Purchases 04/30 TWITTER ADVERTISWG 415-4264400 CA $81.81 05/01 FACEBK *9BCSM5SC92 CA $14767 05/01 FACEBK *UFB2M5WC92 CA 55.00 05/01 GODADDY.COM 480-5058855 AZ $8368 05/01 TWITTER ADVERTISEG 415-4264400 CA $20.98 05/02 GODADDY.COM 480-5058855 AZ 53688 05/04 Amazon Web Services aied.amazon.coWA $191.30 05/04 T-MOBILE RECURRING MIT WA $171.00 05/04 CLOUDFLARE 650-3198939 CA $200.00 05/08 TWITTER ADVERTISLIG 415-4264400 CA $86.82 05/09 MAILCHIMP MAILCHIMP.COMGA $75.00 05/18 GODADDY.COM 480-5058855 AZ $6.99 05/20 IN *TOP SHELF STAFFING 212-8421033 NY $212.50 05/21 MOMENTUM CO 5266.55 05/22 TWITTER ADVERTINNG 415-4264400 CA $77.94 05/22 TWITTER ADVERTINNG 415-4264400 CA $77.45 Total Purchases Activity 51,740.97 Summary of Fees and Interest 2014 Totals Year-to-Date Summary of Fees and Interest Total Fees Charged in 2014 $0.00 Total Interest Charged in 2014 $0.00 Interest Charge Calculation - 30 Days in Billing Cyde Balance ANNUAL Subject to PERCENTAGE Interest Rate RATE (APR) PURCHASES $0.00 13.24% (v) $0.00 BALANCE TRANSFERS $0.00 13.24% (v) $0.00 CASH ADVANCES $0.00 21.99% (v) Interest Charge Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate EFTA00271238 Page 4 of 4 billing penod if you pay the Statement Balance on the current billing statement by the Payment Due Date in the current billing period, and (2) we will credit any payment applied toward Purchases as of the first day in your current billing penod if you make a payment by the Payment Due Date in the current billing period that is less than the Statement Balance. If a Statement Balance was shown on your previous billing statement and you did not pay the Statement Balance by the Payment Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the Statement Balance shown on the current billing statement by the Payment Due Date in the current billing period. For Balance Transfers, interest will accrue from the day we send the Balance Transfer to the payee. For Checks, interest will accrue from the day the payee accepts the check. For Cash Advances, interest will accrue from the day you take the Cash Advance. How we will calculate your balance subject to interest rate. We use a method called "daily balance' (inciudtny flew purchase5). To determine the amount of the interest to be charged on your Account we first calculate the "Balance Subject to Interest Rate" separately for Purchases, for Balance Transfers, and for Cash Advances. We apply the applicable Daily Periodic Rate (the OPR) (the DPR for each category is the applicable APR shown on the front of the statement dmded by 365), to each of the applicable daily balances ford Purchases, Balance Transfers and iii) Cash Advances. The daily balances for Purchases, for Balance Transfers and for Cash Advances are each calculated separately and determined as follows: We take the beginning balances for each transaction type on your Account each day, including any interest calculated on the previous day's balance, add to the respective balances any new transaction, subtract any payments or credits and make any other applicable adjustment(s). Your Cardmember Agreement provides for compounding of interest. A credit balance is treated as a balance of zero. If you multiply the "Balance Subject to Interest Rate for each balance category as shown on your monthly billing statement by the number of days in the billing penod and then multiply each sum by the applicable DPR, the results will be the interest assessed, except for mince variations caused by rounding. Oredk bureau repeats and disputes: We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. If you believe that an entry we have made on your credit report is inaccurate or incomplete, please contact the credit bureau directly or contact us at UBS Bank USA, Card Operations Division, 1000 Harbor Boulevard, 8th Floor, Weehawken, NJ 07086. We will request your name; your account number; the credit bureau where you received the credit report; a descnption of the error; and why you believe it is an error. We will promptly investigate, notify you of our findings, and send an update to the credit bureaus if warranted within 30 days. What to do If you dusk you flood • 'mistake on your ststemoeut If you think there is an error on your statement write to us at: UBS Bank USA--Card Operations Division 1000 Harbor Boulevard, 8th Floor Weehawken, NJ 07086 In your letter, give us thu • rig information: Account Information: Your name and account number. Dollar amount: • .: dr amount of the suspected error. Description of problem: If you think there is an error on your ces;:the ..v:lat you oel.cNe is wrong and why you believe it is a mistake. You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors is residni. You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. While we investigate whether or not there has been an error, the following are true: We cannot try to collect the amount in question, or report you as delinquent on that amount. The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount. While you do not have to pay the amount in question, you are responsible for the remainder of your balance. We can apply any unpaid amount against your credit limit. Von rights If you are dissatisfied with your credit card purchases If you are dissatisfied with the goods or services that you have purchased with your credit card, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: I. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. If all of the criteria above are met and you are still dissatisfied with the purchase, contact us is waking at: UBS Bank USA--Disputes Department P.O. Box 84040 Columbus, GA 31908 While we investigate, the same rules apply to the disputed amount as discussed above. After we finish our investigation, we will tell you our decision. At that point, if we think you owe an amount and you do not pay, we may report you as delinquent. Please refer to your Cardmember Agreement for additional information about the terms of your Account. 8 8 C2011 UBS Bank USA EFTA00271239 Customer News Pay Credit Card reminder Do not mail payment. Your Statement Balance in the amount of $1,724.01 is scheduled to be paid on 5/18/14 from your UBS Account. Thank you. SUBS Statement Billing Period: Payment Due Date Ni 11111111M Payment Due UBS Visa Signature® credit card statement Prepared for: GHISLAINE MAXWELL Primary Card Number Ending in: Account Summary Page 1 of 4 Questions? Call 1-800-762-1000 ubs.com/ortbnesenrices Activity Summary Minimum Payment Due $17.00 Previous Balance 15.203.84 r Payment Due Date rents Credit Line $35,000.00 + Purchases 31,724.01 i Available Credit Line pgther Credits $0.00 Cash Credit Line $14,000.00 + Cash Advances $0.00 Available Cash Line $14,000.00 + Fees $0.00 Past Due Amount 30.00 + Interest $0.00 Statement Balance $1,724.01 Payment Informatbn* Statement Balance $1,724.01 Minimum Payment Due 517.00 Payment Due Date 05/23/2014 03/27/14 - 04/26/14 May 23, 2014 $17.00 late • t Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to S35.00 and your APRs may be increased to the Penalty APR of 27.24%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For Instance If you make no additional charges using this card and each month you pay... You will pay off the balan shown on this statement i about... Only the Minimum Payment 13 years 43,162 $2,088 $58 3 years (Savings = 51,074) If you would like information about credit counseling services, call 1-800-762-1000. The phone number for UBS Bank USA is 1-800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1-800-342-3736 or www.dh.ny.gov * Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.comtonlineservices. Detach here. Please make checks payable to 'UBS Card Service( and include this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Service delivery. UBS BANK USA - CARD SERVICES PO BOX 84040 COLUMBUS GA 31908.4040 GHISLAINE MAXWELL UBS Card Number Ending in Minimum Payment Due $17.00 Statement Balance $1,724.01 Payment Due Date May 23, 2014 You are enrolled in Automated Pay Credit Card. Send paym ants to: UBS BANK USA - CARD SERVICES PO BOX 203219 DALLAS TX 75320-3219 052314 4197425000032999 6 0000001700 6 EFTA00271240 leportat Information Lest or stolen card: Your credit card is issued by UBS Bank USA. If your card is lost or stolen, please contact us immediately at 1-800-762-1000 at any time. You will not be liable for any unauthorized use that occurs after you notify us. You may, however, be liable for unauthonzed use that occurs before your notice to us. In any case, your liability will not exceed 550. Payment Information: Each billing cycle, you must pay at least the Minimum Payment Due shown on your monthly statement by its Payment Due Date. Both the Minimum Payment Due and Payment Due Date are noted on your statement. At any time you may pay more than the Minimum Payment Due up to the full amount you me us, however you cannot "pay ahead". This means that if you pay more than the required Minimum Payment Due in any billing cycle or if you make more than one payment in a billing cycle, you will still need to pay the next month's required Minimum Payment Due by your next Payment Due Date. Remember to make all checks payable to Card Services. Please allow 7 days for the U.S. Postal Service to deliver your payment to us. Upon our receipt, your available credit may not be increased by the payment amount for up to 7 days to ensure the funds from the bank on which yes payment Is drawn are collected and not returned. When you provide a check as payment on this Account, you aunionze us to either use the information from your check to make a one-time electronic fund transfer from your account or to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, funds may be withdrawn from your account as soon as the same day we receive your payment, and you will not receive your check back from your financial institution. For inquiries please call 1-800-762-1000. Moiled payments: A conforming payment received by us by 5:00 p.m. Central time will be credited to your account the day of receipt. A "conforming payment" is a payment that: 1) is mailed using the enclosed envelope and payment coupon included with this statement to UBS Bank USA—Card Services, P.O. Box 203219, Dallas, TX 75320-3210 and 2) is in the form of a single, non-folded check or money order made payable in US dollars from a US based institution. Any payment that does not meet these requirements, or any payment with multiple checks or money orders, additional correspondence, staples, paperclips, etc. will be considered a "non-conforming payment" which may delay the crediting of the payment for up to 5 days. We can accept late payments, partial payments, checks and money orders marked "Paid in Full" or language having the same effect without losing any of our rights under this Agreement, and such payments may be sent to the following address: UBS Bank USA—Card Services, P.O. Box 203219, Dallas, TX 75320-3210. Other payment options: Online: Visit ubs.comionlinesewices to sign up for Pay Credit Card to pay your account online. Payments made on our website by 6:00 p.m. Eastern time will be credited to your account that same day. Available only for cardholders with a UBS Resource Management Account (RMAQa) or UBS Business Services Account BSA 110. Pay by phone: To make a payment by phone please call 1-800-762-1000. An expedited payment made by phone by 5:00 p.m. Eastern time will be credited to your account that same day, and reflected in your credit line by the next day. You can also make a phone payment from your UBS account as late as 6:00 p.m. Eastern time. This payment will be credited as of that same day, but application to your credit line may be delayed. Overnight payments: Send overnight courier service or USPS Prionty Mail payments to UBS Bank USA--Card Services, 2975 Regent Boulevard, P.O. Box 203219, Irving: TX 75063. A payment received at this address by 5:00 p.m. Central time that otherwise meets the requirements of a conforming payment will be credited to your account that same day. Arstearafic repayment of cash advances through CashConnect The CashConnect feature on your UBS credit card account will automatically repay new Cash Advances obtained from ATMs and financial institutions (CashConnect Cash Advances), each night, with available funds from your UBS Resource Management Account (RMA'2) or your UBS Business Services Account BSA ®(either referred to as your UBS Account). You will incur no interest charges on CashConnect Cash Advances: as long as there are sufficient available funds in your UBS Account to repay your CashConnect Cash Advance transaction in full when we first seek payment from your UBS Account. If sufficient available funds are not available in your UBS Account to pay off your CashConnect Cash Advances balance in full, then the APR for Cash Advances will apply as of the original transaction date on any remaining balance. You will be charged the APR on Cash Advances on your remaining CashConnect Cash Advance balance until it is repaid in full. Applicable ATM surcharge fees may apply. No other account balances are paid through the CashConnect feature. If you choose not to participate in the CashConnect feature, please contact UBS at I-800-762-1000. Available only for cardholders with a U85 Resource Management Account or UBS Business Services Account BSA. Accrual of Interest and hew to avoid paying Interest en parchases. Your due date is at least 23 days after the close of each billing cycle. On Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance that was shown on your previous billing statement by the Payment Due Date on that statement, then (1) we will not impose interest on Purchases during your current Continued on back of next page § 8 8 0 EFTA00271241 Page 3 of 4 My Choke Rewards Points from UBS Account Summary Total Points Beginning Points this period 10,270 Points earned this period 1,725 Bonus points 0 Adjustments 0 Redemptions 0 Ending points balance 11,995 • For more details on your rewards points activity, please visit us online at ubs.com/uscards Activity for GHISLAINE MAXWELL - Card encfmg in= Date Payments Desolotion Amount 04/17 PAYMENT THANK YOU -55,203.84 Total Payments Activity -55.203.84 Purchases 03/31 T-M08tE.COM•PAYMENT WA $172.04 04/01 DNH•GODADDY.COM PAZ $356.20 04/01 FACEBK •C4L1KS2C92 www.fb.mercc CA $109.25 04/02 GODADDY.COM 480-5058855 AZ $29.98 04/02 TWITTER ADVERTISNG 415-4264400 CA $15.00 04/03 Amazon Web Services avvs.amazon.coWA $27050 04/04 CLDUDFLARE 650-3198939 CA 5200.00 04/08 TWITTER ADVERTISLIG 415-4264400 CA $84.83 04/09 MAILCHIMP MAILCHIMP.COMGA $75.00 04/15 TWITTER ADVERT'S/NG 415-4264400 CA $6866 04/18 GODADDY.COM 480-5058855 AZ $699 04/20 MOMENTUM OS. INC. 7194289439 CA $267.80 04/22 CITY Of 8 H PARKING METERBEVERLY HIU.SCA $1.25 04/22 PAPITTER ADVERTISEG 415-4264400 CA $6951 Total Purchases Activity $1,724.01 Summary of Fees and Interest IME 2014 Totals Year-to-Date Summary of Fees and Interest Total Fees Charged in 2014 Total Interest Charged in 2014 Interest Charge Calculation - 31 Days in Billing Cyde Balance ANNUAL Subject to PERCENTAGE Interest Rate RATE (APR) Interest Charge PURCHASES $0.00 13.24% (v) $0.00 BALANCE TRANSFERS $0.00 13.24% (v) $0.00 CASH ADVANCES $0.00 21.99% (v) $0.00 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate Customer Notifkations Make your payment online Set up one-time or recurring monthly payments via our online Pay Credit Card feature on UBS Online Services. It's a quick, safe, easy and secure way to pay your monthly credit card bill. Log in at www.ubs.com/onlineservices, and go to Cash Management > Card Services > Pay Credit Card. EFTA00271242 Page 4 of 4 billing penod if you pay the Statement Balance on the current billing statement by the Payment Due Date in the current billing period, and (2) we will credit any payment applied toward Purchases as of the first day in your current billing penod if you make a payment by the Payment Due Date in the current billing period that is less than the Statement Balance. If a Statement Balance was shown on your previous billing statement and you did not pay the Statement Balance by the Payment Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the Statement Balance shown on the current billing statement by the Payment Due Date in the current billing period. For Balance Transfers, interest will accrue from the day we send the Balance Transfer to the payee. For Checks, interest will accrue from the day the payee accepts the check. For Cash Advances, interest will accrue from the day you take the Cash Advance. How we will calculate your balance subject to interest rate. We use a method called "daily balance' (includny flew purcnase5). To determine the amount of the interest to be charged on your Account we first calculate the "Balance Subject to Interest Rate" separately for Purchases, for Balance Transfers, and for Cash Advances. We apply the applicable Daily Periodic Rate (the OPR) (the DPR for each category is the applicable APR shown on the front of the statement dmded by 365), to each of the applicable daily balances for i) Purchases, 6) Balance Transfers and iii) Cash Advances. The daily balances for Purchases, for Balance Transfers and for Cash Advances are each calculated separately and determined as follows: We take the beginning balances for each transaction type on your Account each day, including any interest calculated on the previous day's balance, add to the respective balances any new transaction, subtract any payments or credits and make any other applicable adjustment(s). Your Cardmember Agreement provides for compounding of interest. A credit balance is treated as a balance of zero. If you multiply the "Balance Subject to Interest Rate" for each balance category as shown on your monthly billing statement by the number of days in the billing penod and then multiply each sum by the applicable OPR, the results will be the interest assessed, except for minor variations caused by rounding. credit bureau reports and disputes: We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. If you believe that an entry we have made on your credit report is inaccurate or incomplete, please contact the credit bureau directly or contact us at UBS Bank USA, Card Operations Division, 1000 Harbor Boulevard, 8th Floor, Weehawken, NJ 07086. We will request your name; your account number; the credit bureau where you received the credit report; a descnption of the error; and why you believe it is an error. We will promptly investigate, notify you of our findings, and send an update to the credit bureaus if warranted within 30 days. Wbat to do If you Mk* you flood • 'mistake on yomr ststomeout If you think there is an error on your statement write to us at: UBS Bank USA—Card Operations Denson 1000 Harbor Boulevard, 8th Floor Weehawken, NJ 07086 In your letter, give us the • rig information: Account Information: Your name and account number. Dollar amount: • . ..:war amount of the suspected error. Description of problem: If you think there is an error on your ces;:the ..v:lat you oel.cNe is wrong and why you believe it is a mistake. You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors is w ecidni. You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. While we investigate whether or not there has been an error, the following are true: We cannot try to collect the amount in question, or report you as delinquent on that amount. The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount. While you do not have to pay the amount in question, you are responsible for the remainder of your balance. We can apply any unpaid amount against your credit limit. Von rights If you are dissatisfied with your credit card purcbasos If you are dissatisfied with the goods or services that you have purchased with your credit card, and you have tried in good faith to correct the problem with the merchant you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: I. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. If all of the criteria above are met and you are still dissatisfied with the purchase, contact us is tufting at: UBS Bank USA—Disputes Department P.O. Box 84040 Columbus, GA 31908 While we investigate, the same rules apply to the disputed amount as discussed above. After we finish our investigation, we will tell you our decision. At that point, if we think you owe an amount and you do not pay, we may report you as delinquent. Please refer to your Cardmember Agreement for additional information about the terms of your Account. 8 8 8 8 8 8 C2011 UBS Bank USA EFTA00271243