EFTA00271340.pdf

Customer News New Card Reminder As we recently communicated, you will receive your new UBS Visa Signature Business card in the coming weeks. This new card replaces your existing UBS Visa Signature credit card. Activate your new card immediately to avoid any disruption in service by calling 877-864-6526. You'll earn 5,000 rewards points if you make at least one purchase using any of the cards on your account by December 31, 2019 Your existing card will be deactivated on December 1, 2019. To learn more about the enhanced level of features, rewards and benefits of your new UBS Visa Signature Business card, visit ubs.com/uscards. 4 SUBS Statement Billing Period: 08/27/19-09/26/19 Payment Due Date October 23,2019 Minimum Payment Due 5241.20 UBS Visa Signature credit card statement Prepared for: GHISLAINE MAXWELL Primary Card Number End ng in: MI Account Summary Minimum Payment Due Payment Due Date 10/23/19 Credit Line Available Credit Line Cast, Credit Line Available Cash Line Past Due Amount 5133.89 atptlinut Amount 4241.20 SO.00 $0.00 SO.00 $0.00 $0.00 Payment Information* Statement Balance Minimum Payment Due Payment Due Date MinimumPaymentThaiallideL2210Il2aii= Past Due Amount Page 1 of 6 Questions? Call 1-800-762-1000 ubs.conVonlineservices Activity Summary Previous Balance - Payments + Purchases - Other Credits + Cash Advances + Fees + Interest Statement Balance $1.983.88 $0.00 SD Co $0.00 $0.00 $38.00 $29.31 $2,051.19 42,051.19 $241.20 10123/2019 $133.89 Detach here. Please make checks payable to UBS Ca rd Services' and include this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Serrce delivery. If undeliverable. UBS BANK USA PO BOX 84040 COLUMBUS GA return to: - CARD SERVICES 31908.4040 GHISLAINE MAXWELL SUBS Card Number Ending in Minimum Payment Due $241 20 Statement Balance $2,051.19 Payment Due Date Amount Enclosed: S You can also pay online at ubs.com/onlineservices Send payments to: October 23, 2019 UBS BANK USA - CARD SERVICES PO 80X 203219 DALLAS TX 75320-3219 102319 7626000014012670 2 0000024120 2 EFTA00271340 Important Information about your UBS credit card Lost or stolen card.Your credit card is issued by UBS Bank USA. If your card is lost or stolen, please contact us immediately at any time at 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. You will not be liable for any unauthorized use that occurs after you notify us. You may, however, be liable for unauthorized use that occurs before your notice to us. In any case, your liability will not exceed S50. Payment Wontlen. Each billing cycle, you must pay at least the Minimum Payment Due shown on your monthly statement by its Payment Due Date. Both the Minimum Payment Due and Payment Due Date are noted on your statement. At any time you may pay more than the Minimum Payment Due up to the full amount you owe us, however you cannot "pay ahead.' This means that if you pay more than the required Minimum Payment Due in any billing cycle or if you make more than one payment in a billing cycle, you will still need to pay the next month's required Minimum Payment Due by your next Payment Due Date. Remember to trmat • ,il r tm: • tra:: r tr trES Card Service}. Please allow 7 days for the U.S. Postal Service to deliver your payment to us. Upon our receipt, your available credit may not be increased by the payment amount for up to 7 days to ensure the funds from the bank on which your payment is drawn are collected and not returned. \Ninon you provide a cneck as payment on this Account, you authorize us to either use the information from your check to make a one-time electronic fund transfer from your account or to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, funds may be withdrawn from your account as soon as the same day we receive your payment, and you will not receive your check back from your financial institution. For inquiries, please call 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. Mailed Payments. A conforming payment received by us by 5:00 p.m. Central time will be credited to your account the day of receipt. A "conforming payment' is a payment that: 1) is mailed using the enclosed envelope and payment coupon included with this statement to UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX 75320-3210 and 2) is in the form of a single, non-folded check or money order made payable in US dollars from a US based institution. Any payment that does not meet these requirements or any payment with multiple checks or money orders, additional correspondence, staples, paperclips, etc. will be considered a 'non-conforming payment; which may delay the crediting of the payment for up to 5 days. We can accept late payments, partial payments, checks and money orders marked "Paid in Full" or language having the same effect without losing any of our rights under this Agreement and such payments may be sent to the following address: UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX, 75320-3210. Other payment options. Online: Visit ubscomlonlineservices to sign up for Pay Credit Card to pay your account online. Payments made through Pay Credit Card will be credited to your account that same day if requested prior to 4:00 p.m. Eastern time for debits from an external account and 6:00 p.m. Eastern time for debits from a UBS Resource Management Account (RMA) or UBS Business Services Account BSA account. Available only for cardholders with art RMA or UBS Business Solaces Account BSA Pay by Phene:To make a payment by phone, please call 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800-762-1000 for the UBS Visa Signature credit card. Payments made from an outside account by 5:00 p.m. Eastern time will be credited to your account same day. Payments made from your UBS account by 6:00 p.m. Eastern time are also credited same day. Application of any phone payment to your credit line may be delayed for up to 7 days. Overnight impart : Send overnight courier service or USPS Priority Mail payments to UBS Bank USA - Card Services, 2975 Regent Boulevard, P.O. Box 203219, Irving, TX 75063. A payment received at this address by 5:00 p.m. Central time that otherwise meets the requirements of a conforming payment will be credited to your account that same day. Automatic repownent of cash Edirne through CasiConsiort : The CashConnect feature on your UBS credit card account will automatically repay new Cash Advances obtained from ATMs and financial institutions (CashConnect Cash Advances), each night, with available funds from your UBS Resource Management Account (RMA) or your UBS Business Services Account BSA (either referred to as your UBS Account). When we use your UBS Account to repay your CashConnect Cash Advance transaction in full, you will not incur any interest charges. If there are insufficient funds in your UBS Account to pay off your CashConnect Cash Advances balance in full, then the APR for your Cash Advances will apply as of the original transaction date on any remaining balance. You will be charged the APR on Cash Advances on your remaining CashConnect Cash Advance balance until it is repaid in full. Applicable ATM surcharge fees may apply. No other account balances are paid through the CashConnect feature. If you choose not to participate in the CashConnect feature, please contact us at 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. Available only for cardholden with art RMA or Business Services Account BSA. Accrual of Interest end hew to avoid paying Interest on purchases. Your due date is at least 23 days after the close of each billing cycle. On Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance from your previous billing statement by the Payment Due Date on that statement, then (I ) we will not impose interest on Purchases during your current billing period if you pay the Statement Balance on the current billing Continued on back of next page 2 8 0 8 EFTA00271341 Page 3 of 6 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to $38.00 and your APRs may be increased to the Penalty APR of 29.99%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For Instance I If you make no additional charges using this card and each month 1--,You,on... You will pay off the balance shown on this statement in about... And you will end up paying the estimated total of... Only the Minimum Payment 6 years 52,977 If you would like information about credit counseling services, call 1-800-762-1000. Notice of Changes to Your Interest Rate We have not received your minimum payment within 60 days cf tl•i, :I.Je (.:-: te dr:: therefore will apply a new interest rate to your account, as outlined in your Cardmember agreement. The new Penalty APR is 29.99% and will become effective on November 15, 2019 . The Penalty APR will apply to all existing balances and new transactions on your account. If you make six consecutive minimum payments starting with your first payment due after November 15, 2019, your rate for transactions made before October 10, 2019 will return to the Standard APR. tf you do not make these six consecutive minimum payments, we may keep the Penalty APR on your account indefinitely. The phone number for UBS Bank USA is 1-800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1-800-342-3736 or www.dh.ny.gov • Repayment information is based on your account activity and the APRs on your account a of the closing date of this statement. Account activity after the dosing date is not reflected. To view your most recent transaction activity online, go to ubs.com/onlineservices. My Choice Rewards Points from UBS Account Summary Beginning Points this period Points earned this period Bonus points Adjustments Redemptions Ending points balance *For more details on your rewards points activity, please visit us online at ubs.comfuscards Total Points 100,61 No Transaction Activity At This Woe Summa of Fees Date 09/23 LATE PAYMENT FEE Total Fees for this period Description Amount 438.00 Summary of Interest Charged Date 09/26 Tote artefact MEREST CHARGE-PURCHASES Description Amount 429.31 2019 Totals Year-to-Date Summary of Fees and Interest Total Fees Charged in 2019 Total Interest Charged in 2019 EFTA00271342 Page 4 of 6 statement by the Payment Due Date in the current billing period, and (2) we will credit any payment applied toward Purchases as of the first day in your current billing period if you make a payment by the Payment Due Date in the current billing period that is less than the Statement Balance. If a Statement Balance was shown on your previous billing statement and you did not pay the Statement Balance by the Payment Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the Statement Balance shown on the current billing statement by the Payment Due Date in the current billing period. For Balance Transfers, interest will accrue from the day we send the Balance Transfer to the payee. For Checks, interest will accrue from the day the payee accepts the check. For Cash Advances, interest will accrue from the day you take the Cash Advance. Hew VS a dui*, pas laic. subject is Mere ie. We use a method called 'daily balance' (including new purchases). To determine the amount of interest to be charged on your Account, we first calculate the 'Balance Subject to Interest Rate' separately for Purchases, for Balance Transfers, and for Cash Advances. We apply the applicable Daily Periodic Rate or the DPR (the DPR for each category is the applicable APR shown on the front of the statement divided by 365), to each of the applicable daily balances for i) Purchases, ii) Balance Transfers, and iii) Cash Advances. The daily balances for Purchases, for Balance Transfers, and for Cash Advances are each calculated separately and determined as follows: We take the beginning balances for each transaction type on your Account each day, including any interest calculated on the previous day's balance, add to the respective balances any new transaction, subtract any payments or credits and make any other applicable adjustment(s). Your Cardmember Agreement provides for compounding of interest. A credit balance is treated as a balance of zero. If you multiply the 'Balance Subject to Interest Rate' for each balance category as shown on your monthly billing statement by the number of days in the billing period and then multiply each sum by the applicable DPR, the results will be the interest assessed, except for minor variations caused by rounding. Credit Yam moat sad impulse. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. If you believe that an entry we have made on your credit report is inaccurate or incomplete, please contact the credit bureau directly or contact us at UBS Bank USA, Card Operations Division, 315 Deaderick Street, 5th Floor, Nashville, TN 37238. We will request your name; your account number; the credit bureau where you received the credit report; a description of the error; and why you believe it is an error. We will promptly investigate, notify you of our findings, and, if warranted, send an update to the credit bureaus within 30 days. Wire ID d. Mpu Sy... lbd as ears per slatesset If you think there is an error on your statement, please write to us at: UBS Bank USA • Card Operations Division 315 Deaderick Street, 5th Floor Nashville, TN 37238 In your letter, give us the following information: • Ilan* Weaned.= your name and account number • rieennowet the dollar amount of the suspected error • DescrIples of wails= if you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake. You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors lo tab. You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. While we investigate whether or not there has been an error: • We cannot try to collect the amount in question, or report you as delinquent on that amount. • The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount. • While you do not have to pay the amount in question, you are responsible for the remainder of your balance. • We can apply any unpaid amount against your credit limit. Your Vets ■ yarns dbeallidled vale prat cad p=alaces If you are dissatisfied with the goods or services that you have purchased with your credit card and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: 1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with Cash Advances from an ATM or with a check that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. If all the criteria above are met and you are still dissatisfied with the purchase, contact us In raw at: UBS Bank USA • Disputes Department P.O. Box 84040 Columbus, GA 31908 While we investigate, the same rules apply to the disputed amount as referenced above in the section covering errors on your statement. After we finish our investigation, we will notify you of our decision. At that point, if we think you owe an amount and you do not pay that amount, we may report you as delinquent. Please refer to your Cardmember Agreement for additional information about the terms of your Account. Fu 8 8 02011 UBS Bank USA EFTA00271343 Page Sot 6 Interest Charge Calculation -31 Days in Billing Cycle Balance Subject to Interest Rate ANNUAL PERCENTAGE RATE (APR) Interest Charge PURCHASES $2,002.90 17.24% 94 529.31 BALANCE TRANSFERS $0.00 17.24% 90 $0.00 CASH ADVANCES $0 .00 24.24% 90 $0.00 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate EFTA00271344 Page 6 of 6 2 8 8 0 8 EFTA00271345 Customer News Account is 30 days past due Your minimum payment is 30 days past due. If your account becomes more than 60 days past due, the Penalty APR may be applied to your account. Please make your payment today. If you have already sent your payment, please disregard this message. SUBS Statement BEng Period: 07127/19- 013/26/19 Payment Due Date September 23, 2019 Minimum Payment Due S133.8_92 UBS Visa Signature credit card statement Prepared for: GHISLAINE MAXWELL Primary Card Number Ending in: Account Summary Minimum Payment Due $133.89 'P Credit Line Available Credit Line Cash Credit Line Available Cash Line Past Due Amount 50.00 $0.00 50.00 $0.00 539.00 kanglmit Amount a $0.00 Payment Information* Statement Balance Minimum Payment Due Payment Due Date Minimum Payment Due induct/8s the fiEnwing; Past Due Amount Page t of 4 Questions? Call 1-800-762-1000 ubs.conVonlineservices Activity Summary Previous Balance 51,927.99 I + Purchases - Other Credits + Cash Advances + Fees + Interest Statement Balance So Co $0.00 50.00 $27.00 528.89 51,983.98 $1,983.88 $133.89 09232019 $39.00 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to 538.00 and your APRs may be increased to the Penalty APR of 29.99%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more 'n interest and it will take you longer to pay off your balance. For Instance If you make no additional charges using this card and each month You PE.— You will pay off the balance shown on this statement in about... And you will end up paying the estimated total of... Only the Minimum Payment i 6 years 42,954 If you would like information about credit counseling services, call I-800-762-1000. The phone number for U65 Bank USA 8 1.800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace petiods. 1.800-342-3736 or www.dfs.ny.gov Repayment information is based on your account activity and the APRs on your account as of the dosing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.conVonlineservices. Detach here. Please make checks payable to ' UBS Card Services' and include this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Service delivery. if undeliverable, return to: UBS BANK USA • CARD SERVICES PO BOX 84040 COLUMBUS GA 31908.4040 GHISLAINE MAXWELL UBS Card Number Ending in Minimum Payment Due Statement Balance Payment Due Date Amount Enclosed: S You can also pay online at ubs.conVonlineservices Send payments to: $133.89 Si 983 88 September 23, 2019 UBS BANK USA • CARD SERVICES PO BOX 203219 DALLAS TX 75320.3219 092319 7826000019012670 2 0000013389 2 EFTA00271346 Important information about your UBS credit card Lost or stolen card. Your credit card is issued by UBS Bank USA. If your card is lost or stolen, please contact us immediately at any time at 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. You will not be liable for any unauthorized use that occurs after you notify us. You may, however, be liable for unauthorized use that occurs before your notice to us. In any case, your liability will not exceed $50. Panted hrfonnellea. Each billing cycle, you must pay at least the Minimum Payment Due shown on your monthly statement by its Payment Due Date. Both the Minimum Payment Due and Payment Due Date are noted on your statement. At any time you may pay more than the Minimum Payment Due up to the full amount you owe us, however you cannot "pay ahead.' This means that if you pay more than the required Minimum Payment Due in any billing cycle or if you make more than one payment in a billing cycle, you will still need to pay the next month's required Minimum Payment Due by your next Payment Due Date. Rr -lbw totrt-1,t d t ti.-: h zt.rottt'o to UBS Card Service', Please allow 7 days for the U.S. Postal Service to deliver your payment to us. Upon our receipt, your available credit may pot be increased by the payment amount for up to 7 days to ensure the funds from the bank on which your payment is drawn are collected and not returned. When you provide a check as payment on this Account, you authorize us to either use the information from your check to make a one-time electronic fund transfer from your account or to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, funds may be withdrawn from your account as soon as the same day we receive your payment, and you will not receive your check back from your financial institution. For inquiries, please call 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. Mailed Payments. A conforming payment received by us by 5:00 p.m. Central time will be credited to your account the day of receipt. A "conforming payment' is a payment that: 1) is mailed using the enclosed envelope and payment coupon included with this statement to UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX 75320-3210 and 2) is in the form of a single, non-folded check or money order made payable in US dollars from a US based institution. Any payment that does not meet these requirements or any payment with multiple checks or money orders, additional correspondence, staples, paperclips, etc. will be considered a 'non-conforming payment," which may delay the crediting of the payment for up to 5 days. We can accept late payments, partial payments, checks and money orders marked 'Paid in Full" or language having the same effect without losing any of our rights under this Agreement and such payments may be sent to the following address: UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX, 75320-3210. Other payment opens. Online: Visit ubscomlonlineservices to sign up for Pay Credit Card to pay your account online. Payments made through Pay Credit Card will be credited to your account that same day if requested prior to 4:00 p.m. Eastern time for debits from an external account and 6:00 p.m. Eastern time for debits from a UBS Resource Management Account (RMA) or UBS Business Services Account BSA account. Available only for cardholders with art RMA or UBS Business Services Account BSA Pay by Meow To make a payment by phone, please call 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800-762-1000 for the UBS Visa Signature credit card. Payments made from an outside account by 5:00 p.m. Eastern time will be credited to your account same day. Payments made from your UBS account by 6:00 p.m. Eastern time are also credited same day. Application of any phone payment to your credit line may be delayed for up to 7 days. Overnight payments: Send overnight courier service or USPS Priority Mail payments to UBS Bank USA - Card Services, 2975 Regent Boulevard, P.O. Box 203219, Irving, TX 75063. A payment received at this address by 5:00 p.m. Central time that otherwise meets the requirements of a conforming payment will be credited to your account that same day. Automatic repayment of cash admen's through Casist.ormert : The CashConnect feature on your UBS credit card account will automatically repay new Cash Advances obtained from ATMs and financial institutions (CashConnect Cash Advances), each night, with available funds from your UBS Resource Management Account (RMA) or your UBS Business Services Account BSA (either referred to as your UBS Account). When we use your UBS Account to repay your CashConnect Cash Advance transaction in full, you will not incur any interest charges. If there are insufficient funds in your UBS Account to pay off your CashConnett Cash Advances balance in full, then the APR for your Cash Advances will apply as of the original transaction date on any remaining balance. You will be charged the APR on Cash Advances on your remaining Cashannect Cash Advance balance until it is repaid in full. Applicable ATM surcharge fees may apply. No other account balances are paid through the CashConnect feature. If you choose not to participate in the CashConnect feature, please contact us at 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. Available only for cardholders with art RMA or Business Servkes Account BSA. Accrual of Interest and how to mold paying Merest on pendant. Your due date is at least 23 days after the close of each billing cycle. On Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance from your previous billing statement by the Payment Due Date on that statement, then (I ) we will not impose interest on Purchases during your current billing period if you pay the Statement Balance on the current billing Continued on back of next page 00030303 • 041501 • 0301 • 0302 • 23 EFTA00271347 Page 3 of 4 My Choice Rewards Points from UBS Account Surnniary Beginning Points this period Points earned this period Bonus points Adjustments Redemptions Ending points balance •For more details on your rewards points activity, please visit us online at ubs.com(uscards Total Points 100,610 0 0 0 0 100,610 No Transaction Activity At This Tome Summary of Fees Date 08/23 Description Amount $27.00 Total Fees for this period Summary of Interest Charged Date NTESEST CnARGE.R.SCHASES Total Interest for thk period Destitution Amount $28.89 79 Totals Year-to -Date Stunmary of l s and I Total Fees Charged in 2019 Total Interest Charged in 2019 Interest Charge Calculation - 31 Days in Billing Cycle $27.00 $28.89 Balance ANNUAL Subject to PERCENTAGE Interest Rate RATE (APR) Interest Charge PURCHASES $1,945.39 17.49% fv) 428.89 BALANCE TRANSFERS 40.00 17.49% 60 40.00 CASH ADVANCES 40.00 24.49% N11 40.00 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate EFTA00271348 Page 4 of 4 statement by the Payment Due Date in the current billing period, and (2) we will credit any payment applied toward Purchases as of the first day in your current billing period if you make a payment by the Payment Due Date in the current billing period that is less than the Statement Balance. If a Statement Balance was shown on your previous billing statement and you did not pay the Statement Balance by the Payment Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the Statement Balance shown on the current billing statement by the Payment Due Date in the current billing period. For Balance Transfers, interest will accrue from the day we send the Balance Transfer to the payee. For Checks, interest will accrue from the day the payee accepts the check. For Cash Advances, interest will accrue from the day you take the Cash Advance. Newt=ti olodele yew lace subject to Mese iele. We use a method called 'daily balance' (including new purchases). To determine the amount of interest to be charged on your Account, we first calculate the 'Balance Subject to Interest Rate' separately for Purchases, for Balance Transfers, and for Cash Advances. We apply the applicable Daily Periodic Rate or the DPR (the DPR for each category is the applicable APR shown on the front of the statement divided by 365), to each of the applicable daily balances for i) Purchases, ii) Balance Transfers, and iii) Cash Advances. The daily balances for Purchases, for Balance Transfers, and for Cash Advances are each calculated separately and determined as follows: We take the beginning balances for each transaction type on your Account each day, including any interest calculated on the previous day's balance, add to the respective balances any new transaction, subtract any payments or credits and make any other applicable adjustment(s). Your Cardmember Agreement provides for compounding of interest. A credit balance is treated as a balance of zero. If you multiply the 'Balance Subject to Interest Rate' for each balance category as shown on your monthly billing statement by the number of days in the billing period and then multiply each sum by the applicable DPR, the results will be the interest assessed, except for minor variations caused by rounding. Omit eau ..,..at. sad amputee We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. If you believe that an entry we have made on your credit report is inaccurate or incomplete, please contact the credit bureau directly or contact us at UBS Bank USA, Card Operations Division, 315 Deaderick Street, 5th Floor, Nashville, TN 37238. We will request your name; your account number; the credit bureau where you received the credit report; a description of the error; and why you believe it is an error. We will promptly investigate, notify you of our findings, and, if warranted, send an update to the credit bureaus within 30 days. WMtte dm Ilipu Molt you fed am ewer enemy slatesiet If you think there is an error on your statement, please write to us at: UBS Bank USA • Card Operations Division 315 Deaderick Street, 5th Floor Nashville, TN 37238 In your letter, give us the following information: • Memel Meanie= your name and account number • Deer ezeoutt the dollar amount of the suspected error • Descrlelleof emblem if you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake. You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors le tales You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. While we investigate whether or not there has been an error: • We cannot try to collect the amount in question, or report you as delinquent on that amount. • The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount. • While you do not have to pay the amount in question, you are responsible for the remainder of your balance. • We can apply any unpaid amount against your credit limit. Veer Vels If berme dbeadidled ale beam=! cad penises If you are dissatisfied with the goods or services that you have purchased with your credit card and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: 1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with Cash Advances from an ATM or with a check that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. If all the criteria above are met and you are still dissatisfied with the purchase, contact us le wen* at: UBS Bank USA • Disputes Department P.O. Box 84040 Columbus, GA 31908 While we investigate, the same rules apply to the disputed amount as referenced above in the section covering errors on your statement. After we finish our investigation, we will notify you of our decision. At that point, if we think you owe an amount and you do not pay that amount, we may report you as delinquent. Please refer to your Cardmember Agreement for additional information about the terms of your Account. 8 8 8 0 02011 UBS Bank USA EFTA00271349 Customer News Credit card payment reminder Do not mail payment. Your Statement Balance in the amount of $1,927.99 is scheduled to be paid on 8/18/19 from your UBS Account. Thank you. Add your UBS credit card to Apple Pay and turn on Apple Wallet notifications to receive immediate transaction notification for all your UBS credit card transactions. Apple Pay and Wallet are trademarks of Apple Inc., registered in the U.S. and other countries. SUBS Statement BEng Period: Payment Due Date Minimum Payment Due UBS Visa Signature credit card statement Prepared for: GHISLAJNE MAXWELL Pnmary Card Number Irking in: ■ \ 06/27/19 - 07/26/19 August 23, 2019 539.00) Page t of 4 Questions? Call 1-800-762-1000 ubs.com/onlineservices Account Summary Activity Summary Minimum Payment Due $39.00 Previous Balance $1.265.15 Payment DUO Date 08/23/19 POY/ $1.265.15 Credit Line $0.00 + Purchases 51.927.99 I Available Credit Line - Other Credits 50.00 i Cash Credit Line $0.00 + Cash Advances $0.00 I Available Cash Line + Fees $0.00 Past Due Amount $0.00 4. Interest $0.00 tagginet Amount $0.00 Statement Balance $1,927.99 Payment Information* Statement Balance 51,927.99 Minimum Payment Due $39.00 Payment Due Date 08/23/2019 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to $38.00 and your APRs may be increased to the Penalty APR of 29.99% Minimum Payment Warning: If you make only the minimum payment each period, you will pay more n interest and it will take you longer to pay off your balance. For Instance If you make no additional charges using this card and each month you pay... You will pay off the balance shown on this statement in about... And you will end up paying the estimated total of... Only the Minimum Payment 469 6 years 52,926 (Savings= 4442) 42,484 3 years If you would like information about credit counseling services, call l-800-762-1000. The phone number for UBS Bank USA n 1.800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1.800-342-3736 or www.dfs.ny.gov Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.conVonlineservices. Detach here. Please make checks payable to ' DE Card Servkes' and include this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Service delivery. If undeliverable, UBS BANK USA PO BOX 84040 COLUMBUS GA return to: • CARD SERVICES 31908.4040 UBS Card Number Ending in Minimum Payment Due Statement Balance $39.00 $1,927.99 Payment Due Date August 23, 2019 You are enrolled in Automated Pay Credit Card. Send payments to: UBS BANK USA • CARD SERVICES PO BOX 203219 DALLAS TX 75320.3219 062319 7626000014012670 2 0000003900 2 EFTA00271350 Important Information about your UBS credit card Lost or stolen card.Your credit card is issued by UBS Bank USA. If your card is lost or stolen, please contact us immediately at any time at 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. You will not be liable for any unauthorized use that occurs after you notify us. You may, however, be liable for unauthorized use that occurs before your notice to us. In any case, your liability will not exceed S50. Payment Wontlen. Each billing cycle, you must pay at least the Minimum Payment Due shown on your monthly statement by its Payment Due Date. Both the Minimum Payment Due and Payment Due Date are noted on your statement. At any time you may pay more than the Minimum Payment Due up to the full amount you owe us, however you cannot "pay ahead.' This means that if you pay more than the required Minimum Payment Due in any billing cycle or if you make more than one payment in a billing cycle, you will still need to pay the next month's required Minimum Payment Due by your next Payment Due Date. Remember to trmat • ,il r tm: • tra:: r tr trES Card Service}. Please allow 7 days for the U.S. Postal Service to deliver your payment to us. Upon our receipt, your available credit may not be increased by the payment amount for up to 7 days to ensure the funds from the bank on which your payment is drawn are collected and not returned. \Ninon you provide a cneck as payment on this Account, you authorize us to either use the information from your check to make a one-time electronic fund transfer from your account or to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, funds may be withdrawn from your account as soon as the same day we receive your payment, and you will not receive your check back from your financial institution. For inquiries, please call 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. Mailed Payments. A conforming payment received by us by 5:00 p.m. Central time will be credited to your account the day of receipt. A "conforming payment' is a payment that: 1) is mailed using the enclosed envelope and payment coupon included with this statement to UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX 75320-3210 and 2) is in the form of a single, non-folded check or money order made payable in US dollars from a US based institution. Any payment that does not meet these requirements or any payment with multiple checks or money orders, additional correspondence, staples, paperclips, etc. will be considered a 'non-conforming payment; which may delay the crediting of the payment for up to 5 days. We can accept late payments, partial payments, checks and money orders marked "Paid in Full" or language having the same effect without losing any of our rights under this Agreement and such payments may be sent to the following address: UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX, 75320-3210. Other payment options. Online: Visit ubscomlonlineservices to sign up for Pay Credit Card to pay your account online. Payments made through Pay Credit Card will be credited to your account that same day if requested prior to 4:00 p.m. Eastern time for debits from an external account and 6:00 p.m. Eastern time for debits from a UBS Resource Management Account (RMA) or UBS Business Services Account BSA account. Available only for cardholders with art RMA or UBS Business Solaces Account BSA Pay by Phene:To make a payment by phone, please call 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800-762-1000 for the UBS Visa Signature credit card. Payments made from an outside account by 5:00 p.m. Eastern time will be credited to your account same day. Payments made from your UBS account by 6:00 p.m. Eastern time are also credited same day. Application of any phone payment to your credit line may be delayed for up to 7 days. Overnight impart : Send overnight courier service or USPS Priority Mail payments to UBS Bank USA - Card Services, 2975 Regent Boulevard, P.O. Box 203219, Irving, TX 75063. A payment received at this address by 5:00 p.m. Central time that otherwise meets the requirements of a conforming payment will be credited to your account that same day. Automatic repownent of cash Edirne through CasiConsiort : The CashConnect feature on your UBS credit card account will automatically repay new Cash Advances obtained from ATMs and financial institutions (CashConnect Cash Advances), each night, with available funds from your UBS Resource Management Account (RMA) or your UBS Business Services Account BSA (either referred to as your UBS Account). When we use your UBS Account to repay your CashConnect Cash Advance transaction in full, you will not incur any interest charges. If there are insufficient funds in your UBS Account to pay off your CashConnect Cash Advances balance in full, then the APR for your Cash Advances will apply as of the original transaction date on any remaining balance. You will be charged the APR on Cash Advances on your remaining CashConnect Cash Advance balance until it is repaid in full. Applicable ATM surcharge fees may apply. No other account balances are paid through the CashConnect feature. If you choose not to participate in the CashConnect feature, please contact us at 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. Available only for cardholden with art RMA or Business Services Account BSA. Accrual of Interest end hew to avoid paying Interest on purchases. Your due date is at least 23 days after the close of each billing cycle. On Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance from your previous billing statement by the Payment Due Date on that statement, then (I ) we will not impose interest on Purchases during your current billing period if you pay the Statement Balance on the current billing Continued on back of next page EFTA00271351 Page 3 of 4 My Choice Rewards Points from UBS Account Summary Total Points Beginning Points this period 98,682 Points earned this period 1,928 Bonus points 0 Adjustments 0 Redemptions 0 Ending points balance 100,610 •For more details on your rewards points activity, please visit us online at ubs.conVuscards Activity for GHISLAINE MAXWELL - Card ending in 0481 Date Payments Description Amount 07/18 PAYMENT THANK YOU -$1,265.15 Purchases Total Payments Activity -51,265.15 07/04 Amazon web services aws.amazon.coWA $189.64 07/04 CLOUDFLARE 650-3198939 CA $200.10 07/09 MAILCHIMP •MONTHLY MAILCHiMP.COMGA $653.25 07/10 IN •ERI DESIGN. INC. 508-9811897 MA $875.00 07/19 BUFFER PUBUSH AWES MO HTTPSBUFFER.CCA $10.00 Total Purchases Activity $1,927.99 W 2019 Totals Year-to-Date Summary of Fees and Interest ill Total Fees Charged in 2019 $0.00 Total Interest Charged in 2019 $0.00 Interest Charge Calculation - 30 Days in Billing Cycle Balance Subject to Interest Rate ANNUAL PERCENTAGE RATE (APR) Interest Charge PURCHASES $0.00 17.49% (v) $0.00 BALANCE TRANSFERS $0.00 17.49% (v) $0.00 CASH ADVANCES S0.00 24.49% br) S0.00 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v1= Variable Rate EFTA00271352 Page 4 of 4 statement by the Payment Due Date in the current billing period, and (2) we will credit any payment applied toward Purchases as of the first day in your current billing period if you make a payment by the Payment Due Date in the current billing period that is less than the Statement Balance. If a Statement Balance was shown on your previous billing statement and you did not pay the Statement Balance by the Payment Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the Statement Balance shown on the current billing statement by the Payment Due Date in the current billing period. For Balance Transfers, interest will accrue from the day we send the Balance Transfer to the payee. For Checks, interest will accrue from the day the payee accepts the check. For Cash Advances, interest will accrue from the day you take the Cash Advance. New VS a CM kale ea lace subject to Mesa iele. We use a method called 'daily balance' (including new purchases). To determine the amount of interest to be charged on your Account, we first calculate the 'Balance Subject to Interest Rate' separately for Purchases, for Balance Transfers, and for Cash Advances. We apply the applicable Daily Periodic Rate or the DPR (the DPR for each category is the applicable APR shown on the front of the statement divided by 365), to each of the applicable daily balances for i) Purchases, ii) Balance Transfers, and iii) Cash Advances. The daily balances for Purchases, for Balance Transfers, and for Cash Advances are each calculated separately and determined as follows: We take the beginning balances for each transaction type on your Account each day, including any interest calculated on the previous day's balance, add to the respective balances any new transaction, subtract any payments or credits and make any other applicable adjustment(s). Your Cardmember Agreement provides for compounding of interest. A credit balance is treated as a balance of zero. If you multiply the 'Balance Subject to Interest Rate' for each balance category as shown on your monthly billing statement by the number of days in the billing period and then multiply each sum by the applicable DPR, the results will be the interest assessed, except for minor variations caused by rounding. Credit leweria ..,..at. sad impulse We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. If you believe that an entry we have made on your credit report is inaccurate or incomplete, please contact the credit bureau directly or contact us at UBS Bank USA, Card Operations Division, 315 Deaderick Street, 5th Floor, Nashville, TN 37238. We will request your name; your account number; the credit bureau where you received the credit report; a description of the error; and why you believe it is an error. We will promptly investigate, notify you of our findings, and, if warranted, send an update to the credit bureaus within 30 days. WYtta dm Ilipu Syne fed as ewer enemy slatesiet If you think there is an error on your statement, please write to us at: UBS Bank USA • Card Operations Division 315 Deaderick Street, 5th Floor Nashville, TN 37238 In your letter, give us the following information: • Memel Meanie= your name and account number • Deer ezeoutt the dollar amount of the suspected error • Denied= of wails= if you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake. You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors le tales You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. While we investigate whether or not there has been an error: • We cannot try to collect the amount in question, or report you as delinquent on that amount. • The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount. • While you do not have to pay the amount in question, you are responsible for the remainder of your balance. • We can apply any unpaid amount against your credit limit. Veur Vets N weave dbeadidled with peer aunt end pouthases If you are dissatisfied with the goods or services that you have purchased with your credit card and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: 1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with Cash Advances from an ATM or with a check that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. If all the criteria above are met and you are still dissatisfied with the purchase, contact us le wen* at: UBS Bank USA - Disputes Department P.O. Box 84040 Columbus, GA 31908 While we investigate, the same rules apply to the disputed amount as referenced above in the section covering errors on your statement. After we finish our investigation, we will notify you of our decision. At that point, if we think you owe an amount and you do not pay that amount, we may report you as delinquent. Please refer to your Cardmember Agreement for additional information about the terms of your Account. = 8 8 8 8 02011 UBS Bank USA EFTA00271353 Customer News Credit card payment reminder Do not mail payment. Your Statement Balance in the amount of $1,265.15 is scheduled to be paid on 7/18/19 from your UBS Account. Thank you. Make life easier while earning rewards: Set up your recurring monthly bills for automatic payment with your UBS Visa Signature credit card. Not only will you earn rewards for each dollar spent. you'll have the convenience of writing fewer checks since your payments are automatically made with your card. Simply contact your providers to get started. SUBS Statement BEng Period: 05/27/19 - 06/26/19 Payment Due Date July 23, 2019 Minimum Payment Due 535.00 UBS Visa Signature credit card statement Prepared for: GHISLAINE MAXWELL Primary Card Number Irking in= Account Summary Minimum Payment Due $35.00 Payment Due Da 07 Credit Line 535.000.00 Available Credit Line $33,7 Cash Credit Line 514.000.00 Available Cash Line $14,000.00 Past Due Amount Overlimit Amount SO.00 EOM Payment Information* Statement Balance Minimum Payment Due Payment Due Date Page 1 of 4 Questions? Call 1-800-762-1000 ubs.com/onlinesenrices Activity Summary Previous Balance $1,472.14 + Purchases - Other Credits + Cash Advances + Fees + Interest Statement Balance $1,265.15 41,265.15 $0.00 $0.00 $0.00 $0.00 $1,265.15 $35.00 07/23/2019 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to $38.00 and your APRs may be increased to the Penalty APR of 29.99%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For Instance If you make no additional charges You will pay off the balance using this card and each month shown on this statement in you pay... Stmt.. And you will end up paying the estimated total of... Only the Minimum Payment $45 4 years 3 years 51,766 $1,620 (Savings= $140 If you would like information about credit counseling services, call l-800-762-1000. The phone number for UBS Bank USA s 1.800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1.800-342-3736 or www.dfs.ny.gov • Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.conVonlineseivices. Detach here. Please make checks paya* e UBS Card Servkes• and include this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Service delivery. undeliverable, return to: UBS BANK USA • CARD SERVICES PO BOX 84040 COLUMBUS GA 31908.4040 UBS Card Number Ending in Minimum Payment Due $35.00 Statement Balance 41 265.15 Payment Due Date July 23,2019 You are enrolled in Automated Pay Credit Card. Send payments to: UBS BANK USA • CARD SERVICES PO BOX 203219 DALLAS TX 75320.3219 072319 7626000019012670 2 0000003500 2 EFTA00271354 Important Information about your UBS credit card Lost or stolen card.Your credit card is issued by UBS Bank USA. If your card is lost or stolen, please contact us immediately at any time at 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. You will not be liable for any unauthorized use that occurs after you notify us. You may, however, be liable for unauthorized use that occurs before your notice to us. In any case, your liability will not exceed S50. Payment Wontlen. Each billing cycle, you must pay at least the Minimum Payment Due shown on your monthly statement by its Payment Due Date. Both the Minimum Payment Due and Payment Due Date are noted on your statement. At any time you may pay more than the Minimum Payment Due up to the full amount you owe us, however you cannot "pay ahead.' This means that if you pay more than the required Minimum Payment Due in any billing cycle or if you make more than one payment in a billing cycle, you will still need to pay the next month's required Minimum Payment Due by your next Payment Due Date. Remember to trmat • ,il r tm: • tra:: r tr trES Card Service}. Please allow 7 days for the U.S. Postal Service to deliver your payment to us. Upon our receipt, your available credit may not be increased by the payment amount for up to 7 days to ensure the funds from the bank on which your payment is drawn are collected and not returned. %Ninon you provide a cneck as payment on this Account, you authorize us to either use the information from your check to make a one-time electronic fund transfer from your account or to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, funds may be withdrawn from your account as soon as the same day we receive your payment, and you will not receive your check back from your financial institution. For inquiries, please call 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. Mailed Payments. A conforming payment received by us by 5:00 p.m. Central time will be credited to your account the day of receipt. A "conforming payment' is a payment that: 1) is mailed using the enclosed envelope and payment coupon included with this statement to UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX 75320-3210 and 2) is in the form of a single, non-folded check or money order made payable in US dollars from a US based institution. Any payment that does not meet these requirements or any payment with multiple checks or money orders, additional correspondence, staples, paperclips, etc. will be considered a 'non-conforming payment; which may delay the crediting of the payment for up to 5 days. We can accept late payments, partial payments, checks and money orders marked "Paid in Full" or language having the same effect without losing any of our rights under this Agreement and such payments may be sent to the following address: UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX, 75320-3210. Other payment options. Online: Visit ubscomlonlineservices to sign up for Pay Credit Card to pay your account online. Payments made through Pay Credit Card will be credited to your account that same day if requested prior to 4:00 p.m. Eastern time for debits from an external account and 6:00 p.m. Eastern time for debits from a UBS Resource Management Account (RMA) or UBS Business Services Account BSA account. Available only for cardholders with art RMA or UBS Business Solaces Account BSA Pay by Phene:To make a payment by phone, please call 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800-762-1000 for the UBS Visa Signature credit card. Payments made from an outside account by 5:00 p.m. Eastern time will be credited to your account same day. Payments made from your UBS account by 6:00 p.m. Eastern time are also credited same day. Application of any phone payment to your credit line may be delayed for up to 7 days. Overnight impart : Send overnight courier service or USPS Priority Mail payments to UBS Bank USA - Card Services, 2975 Regent Boulevard, P.O. Box 203219, Irving, TX 75063. A payment received at this address by 5:00 p.m. Central time that otherwise meets the requirements of a conforming payment will be credited to your account that same day. Automatic repownent of cash Edirne through CasiConsiort : The CashConnect feature on your UBS credit card account will automatically repay new Cash Advances obtained from ATMs and financial institutions (CashConnect Cash Advances), each night, with available funds from your UBS Resource Management Account (RMA) or your UBS Business Services Account BSA (either referred to as your UBS Account). When we use your UBS Account to repay your CashConnect Cash Advance transaction in full, you will not incur any interest charges. If there are insufficient funds in your UBS Account to pay off your CashConnect Cash Advances balance in full, then the APR for your Cash Advances will apply as of the original transaction date on any remaining balance. You will be charged the APR on Cash Advances on your remaining CashConnect Cash Advance balance until it is repaid in full. Applicable ATM surcharge fees may apply. No other account balances are paid through the CashConnect feature. If you choose not to participate in the CashConnect feature, please contact us at 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. Available only for cardholden with art RMA or Business Services Account BSA. Accrual of Interest end hew to avoid paying Interest on purchases. Your due date is at least 23 days after the close of each billing cycle. On Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance from your previous billing statement by the Payment Due Date on that statement, then (I ) we will not impose interest on Purchases during your current billing period if you pay the Statement Balance on the current billing Continued on back of next page 03030303 • 031350 • 0301 • 0002 • 23 EFTA00271355 Page 3 of 4 My Choice Rewards Points from UBS Account Summary Total Points Beginning Points this period 97,417 Points earned this period 1,265 Bonus points 0 Adjustments 0 Redemptions 0 Ending points balance 98,682 'For more details on your rewards points activity, please visit us online at ubs.conVuscards Activity for GHISLAINE MAXWELL - Card ending in. Date Pa s Description Amount 06/18 PAYMENT THANK YOU -11;172.14 Purchases Total Payments Activity -51.472.14 05/28 STICKER MULE 8009759465 NY 5205.56 06/03 Amazon web services aws.amazon.coWA 5196.19 06/04 CLOUDFLARE 650-3198939 CA 5200.15 06/09 MAILCHIMP *MONTHLY MAILCHIMP.COMGA 5653.25 06/19 BUFFER PUBUSH AWES MO HTTPSBUFFER.CCA 510.00 Total Purchases Activity 51,265.15 2019 Totals Year-to-Date Summary of Fees and Interest ill Total Fees Charged in 2019 50.00 Total Interest Charged in 2019 50.00 Interest Charge Calculation - 31 Days in Billing Cycle Balance Subject to Interest Rate ANNUAL PERCENTAGE RATE (APR) Interest Charge PURCHASES 50.00 17.49% (s) 50.00 BALANCE TRANSFERS 50.00 17.49% (v) 50.00 CASH ADVANCES 50.00 24.49% h0 $0.00 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate EFTA00271356 Page 4 of 4 statement by the Payment Due Date in the current billing period, and (2) we will credit any payment applied toward Purchases as of the first day in your current billing period if you make a payment by the Payment Due Date in the current billing period that is less than the Statement Balance. If a Statement Balance was shown on your previous billing statement and you did not pay the Statement Balance by the Payment Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the Statement Balance shown on the current billing statement by the Payment Due Date in the current billing period. For Balance Transfers, interest will accrue from the day we send the Balance Transfer to the payee. For Checks, interest will accrue from the day the payee accepts the check. For Cash Advances, interest will accrue from the day you take the Cash Advance. Hall= a Models yew lane =Noce le Mame sele. We use a method called 'daily balance' (including new purchases). To determine the amount of interest to be charged on your Account, we first calculate the 'Balance Subject to Interest Rate' separately for Purchases, for Balance Transfers, and for Cash Advances. We apply the applicable Daily Periodic Rate or the DPR (the DPR for each category is the applicable APR shown on the front of the statement divided by 365), to each of the applicable daily balances for i) Purchases, ii) Balance Transfers, and iii) Cash Advances. The daily balances for Purchases, for Balance Transfers, and for Cash Advances are each calculated separately and determined as follows: We take the beginning balances for each transaction type on your Account each day, including any interest calculated on the previous day's balance, add to the respective balances any new transaction, subtract any payments or credits and make any other applicable adjustment(s). Your Cardmember Agreement provides for compounding of interest. A credit balance is treated as a balance of zero. If you multiply the 'Balance Subject to Interest Rate' for each balance category as shown on your monthly billing statement by the number of days in the billing period and then multiply each sum by the applicable DPR, the results will be the interest assessed, except for minor variations caused by rounding. Cade Me= ..,..at. and amputee We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. If you believe that an entry we have made on your credit report is inaccurate or incomplete, please contact the credit bureau directly or contact us at UBS Bank USA, Card Operations Division, 315 Deaderick Street, 5th Floor, Nashville, TN 37238. We will request your name; your account number; the credit bureau where you received the credit report; a description of the error; and why you believe it is an error. We will promptly investigate, notify you of our findings, and, if warranted, send an update to the credit bureaus within 30 days. VIM le doll.= Sy... fed — emir es pm sletaame If you think there is an error on your statement, please write to us at: UBS Bank USA • Card Operations Division 315 Deaderick Street, 5th Floor Nashville, TN 37238 In your letter, give us the following information: • Account Manned.= your name and account number • Dear ansint the dollar amount of the suspected error • Denied= of emblem if you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake. You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors le %MS= You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. While we investigate whether or not there has been an error: • We cannot try to collect the amount in question, or report you as delinquent on that amount. • The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount. • While you do not have to pay the amount in question, you are responsible for the remainder of your balance. • We can apply any unpaid amount against your credit limit. Veur Adds If yen are dbeeddled add pro.! and pm:Ma If you are dissatisfied with the goods or services that you have purchased with your credit card and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: 1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with Cash Advances from an ATM or with a check that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. If all the criteria above are met and you are still dissatisfied with the purchase, contact us le MIS at: UBS Bank USA - Disputes Department P.O. Box 84040 Columbus, GA 31908 While we investigate, the same rules apply to the disputed amount as referenced above in the section covering errors on your statement. After we finish our investigation, we will notify you of our decision. At that point, if we think you owe an amount and you do not pay that amount, we may report you as delinquent. Please refer to your Cardmember Agreement for additional information about the terms of your Account. 8 8 gg S 8 02011 UBS Bank USA EFTA00271357 Customer News Credit card payment reminder Do not mail payment. Your Statement Balance in the amount of $1,472.14 is scheduled to be paid on 6/18/19 from your UBS Account. Thank you. View your card account activity, download credit card statements and more at ubs.com/onlineservices SUBS Statement BEng Period: 04/27/19 - 05/26/19 Payment Due Date lune 23.2019 Minimum Payment Due 535.00 UBS Visa Signature credit card statement Prepared for: GHISLA1NE MAXWELL Primary Card Number Ending Account Summary Minimum Payment Due $35.00 Payment Due Da. Credit Line 535.000.00 Available Credit Line $33,52 Cash Credit Line $14.000.00 Available Cash Line 514,000.00 Past Due Amount Overlent Amount SO. CO $0.00 Payment Information* Statement Balance Minimum Payment Due Payment Due Date Paget of 4 Questions? Call 1-800-762-1000 ubs.comionlineservices Activity Summary Previous Balance $1,723.48 + Purchases r - Other Credits + Cash Advances + Fees + Interest Statement Balance $1,472.14 $0.00 $0.00 $0.00 $0.00 S1,472.14 $1,472.14 $35.00 D6/23/2019 Late Payment Waming: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to 538.00 and your APRs may be increased to the Penalty APR of 29.99%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more n interest and it will take you longer to pay off your balance. For Instance If you make no additional charges using this card and each month you pay... You will pay off the balance shown on this statement in about... And you will end up paying the estimated total of... Only the Minimum Payment $53 5 years 52,129 3 years 51,908 (Savings= $221) If you would like information about credit counseling services, call 1-800-762-1000. The phone number for UBS Bank USA s 1.800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1.800-342-3736 or www.dfs.ny.gov Repayment information is based on your account activity and the APRs on your account as of the dosing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.conVonlineservices. Detach here. Please make checks payable to ' UBS Card Servkes• and indude this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Service delivery. ll undeliverable, return to: UBS BANK USA • CARD SERVICES PO BOX 84040 COLUMBUS GA 31908.4040 GHISLAINE MAXWELL UBS Card Number Ending in Minimum Payment Due Statement Balance Payment Due Date $35.00 $1,472.14 June 23 2019 You are enrolled in Automated Pay Credit Card. Send payments to: UBS BANK USA • CARD SERVICES PO BOX 203219 DALLAS TX 75320.3219 062319 762600001,9012670 2 0000003500 2 EFTA00271358 Important Information about your UBS credit card Lost or stolen card.Your credit card is issued by UBS Bank USA. If your card is lost or stolen, please contact us immediately at any time at 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. You will not be liable for any unauthorized use that occurs after you notify us. You may, however, be liable for unauthorized use that occurs before your notice to us. In any case, your liability will not exceed S50. Payment Wontlen. Each billing cycle, you must pay at least the Minimum Payment Due shown on your monthly statement by its Payment Due Date. Both the Minimum Payment Due and Payment Due Date are noted on your statement. At any time you may pay more than the Minimum Payment Due up to the full amount you owe us, however you cannot "pay ahead.' This means that if you pay more than the required Minimum Payment Due in any billing cycle or if you make more than one payment in a billing cycle, you will still need to pay the next month's required Minimum Payment Due by your next Payment Due Date. Remember to trmat • ,il r tm: • tra:: r tr trES Card Service}. Please allow 7 days for the U.S. Postal Service to deliver your payment to us. Upon our receipt, your available credit may not be increased by the payment amount for up to 7 days to ensure the funds from the bank on which your payment is drawn are collected and not returned. \Ninon you provide a cneck as payment on this Account, you authorize us to either use the information from your check to make a one-time electronic fund transfer from your account or to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, funds may be withdrawn from your account as soon as the same day we receive your payment, and you will not receive your check back from your financial institution. For inquiries, please call 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. Mailed Payments. A conforming payment received by us by 5:00 p.m. Central time will be credited to your account the day of receipt. A "conforming payment' is a payment that: 1) is mailed using the enclosed envelope and payment coupon included with this statement to UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX 75320-3210 and 2) is in the form of a single, non-folded check or money order made payable in US dollars from a US based institution. Any payment that does not meet these requirements or any payment with multiple checks or money orders, additional correspondence, staples, paperclips, etc. will be considered a 'non-conforming payment; which may delay the crediting of the payment for up to 5 days. We can accept late payments, partial payments, checks and money orders marked "Paid in Full" or language having the same effect without losing any of our rights under this Agreement and such payments may be sent to the following address: UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX, 75320-3210. Other payment options. Online: Visit ubscomlonlineservices to sign up for Pay Credit Card to pay your account online. Payments made through Pay Credit Card will be credited to your account that same day if requested prior to 4:00 p.m. Eastern time for debits from an external account and 6:00 p.m. Eastern time for debits from a UBS Resource Management Account (RMA) or UBS Business Services Account BSA account. Available only for cardholders with art RMA or UBS Business Solaces Account BSA Pay by Phene:To make a payment by phone, please call 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800-762-1000 for the UBS Visa Signature credit card. Payments made from an outside account by 5:00 p.m. Eastern time will be credited to your account same day. Payments made from your UBS account by 6:00 p.m. Eastern time are also credited same day. Application of any phone payment to your credit line may be delayed for up to 7 days. Overnight impart : Send overnight courier service or USPS Priority Mail payments to UBS Bank USA - Card Services, 2975 Regent Boulevard, P.O. Box 203219, Irving, TX 75063. A payment received at this address by 5:00 p.m. Central time that otherwise meets the requirements of a conforming payment will be credited to your account that same day. Automatic repownent of cash Edirne through CasiConsiort : The CashConnect feature on your UBS credit card account will automatically repay new Cash Advances obtained from ATMs and financial institutions (CashConnect Cash Advances), each night, with available funds from your UBS Resource Management Account (RMA) or your UBS Business Services Account BSA (either referred to as your UBS Account). When we use your UBS Account to repay your CashConnect Cash Advance transaction in full, you will not incur any interest charges. If there are insufficient funds in your UBS Account to pay off your CashConnect Cash Advances balance in full, then the APR for your Cash Advances will apply as of the original transaction date on any remaining balance. You will be charged the APR on Cash Advances on your remaining CashConnect Cash Advance balance until it is repaid in full. Applicable ATM surcharge fees may apply. No other account balances are paid through the CashConnect feature. If you choose not to participate in the CashConnect feature, please contact us at 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. Available only for cardholden with art RMA or Business Services Account BSA. Accrual of Interest end hew to avoid paying Interest on purchases. Your due date is at least 23 days after the close of each billing cycle. On Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance from your previous billing statement by the Payment Due Date on that statement, then (I ) we will not impose interest on Purchases during your current billing period if you pay the Statement Balance on the current billing Continued on back of next page 8 8 EFTA00271359 Page 3 of 4 My Choice Rewards Points from UBS Account Summary Total Points Beginning Points this period 95,946 Points earned this period 1,471 Bonus points 0 Adjustments 0 Redemptions 0 Ending points balance 97,417 *For more details on your rewards points activity, please visit us online at ubs.conVuscards Activity for GHISLAINE MAXWELL - Card ending in. Date Payments Description Amount 05/17 PAYMENT THANK YOU -$1,723.48 Purchases Total Payments Activity -51,723.48 05/01 DNH*GODADDY.COM AZ $203.49 05/02 DNH*GODADDY.COM AZ $28.16 05/03 Amazon web services aws.amazon.coWA $189.72 05/03 DNH*GODADDY.COM 480-505-8855 AZ $31.16 05/04 CLOUDFLARE 650-3198939 CA $200.20 05/06 IN *Eftl DESIGN. INC. 508-9811897 MA $125.00 05/06 DNH*GODADDY.COM 480-5058855 AZ $31.16 05/09 MAILCHIMP *MONTHLY MAILCHIMP.COMGA $653.25 05/19 BUFFER PUBUSH AWES MO HTTPSBUFFER.CCA $10.00 Total Purchases Activity 51A72.14 IllW 019 Totals Year-to-Date Summary of Fees and Interest Total Fees Charged in 2019 Total Interest Charged in 2019 Interest Charge Calculation - 30 Days in Billing Cycle $0.00 50.00 Balance ANNUAL Subject to PERCENTAGE Interest Rate RATE (APR) PURCHASES 50.00 17.49% (v) $0.00 BALANCE TRANSFERS $0.00 17.49% hi) $0.00 CASH ADVANCES $0.00 24.49% hi) $0.00 Interest Charge Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate EFTA00271360 Page 4 of 4 statement by the Payment Due Date in the current billing period, and (2) we will credit any payment applied toward Purchases as of the first day in your current billing period if you make a payment by the Payment Due Date in the current billing period that is less than the Statement Balance. If a Statement Balance was shown on your previous billing statement and you did not pay the Statement Balance by the Payment Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the Statement Balance shown on the current billing statement by the Payment Due Date in the current billing period. For Balance Transfers, interest will accrue from the day we send the Balance Transfer to the payee. For Checks, interest will accrue from the day the payee accepts the check. For Cash Advances, interest will accrue from the day you take the Cash Advance. Hew VS a dui*, pr lla ic. subject is Mere ie. We use a method called 'daily balance' (including new purchases). To determine the amount of interest to be charged on your Account, we first calculate the 'Balance Subject to Interest Rate' separately for Purchases, for Balance Transfers, and for Cash Advances. We apply the applicable Daily Periodic Rate or the DPR (the DPR for each category is the applicable APR shown on the front of the statement divided by 365), to each of the applicable daily balances for i) Purchases, ii) Balance Transfers, and iii) Cash Advances. The daily balances for Purchases, for Balance Transfers, and for Cash Advances are each calculated separately and determined as follows: We take the beginning balances for each transaction type on your Account each day, including any interest calculated on the previous day's balance, add to the respective balances any new transaction, subtract any payments or credits and make any other applicable adjustment(s). Your Cardmember Agreement provides for compounding of interest. A credit balance is treated as a balance of zero. If you multiply the 'Balance Subject to Interest Rate' for each balance category as shown on your monthly billing statement by the number of days in the billing period and then multiply each sum by the applicable DPR, the results will be the interest assessed, except for minor variations caused by rounding. Credit facer moat sad impulse. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. If you believe that an entry we have made on your credit report is inaccurate or incomplete, please contact the credit bureau directly or contact us at UBS Bank USA, Card Operations Division, 315 Deaderick Street, 5th Floor, Nashville, TN 37238. We will request your name; your account number; the credit bureau where you received the credit report; a description of the error; and why you believe it is an error. We will promptly investigate, notify you of our findings, and, if warranted, send an update to the credit bureaus within 30 days. Wire ID d. Mpu Sy... lbd as Tara per slatesset If you think there is an error on your statement, please write to us at: UBS Bank USA • Card Operations Division 315 Deaderick Street, 5th Floor Nashville, TN 37238 In your letter, give us the following information: • Ilan* Weaned.= your name and account number • rieennowet the dollar amount of the suspected error • DescrIples of wails= if you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake. You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors lo tab. You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. While we investigate whether or not there has been an error: • We cannot try to collect the amount in question, or report you as delinquent on that amount. • The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount. • While you do not have to pay the amount in question, you are responsible for the remainder of your balance. • We can apply any unpaid amount against your credit limit. Your Vets II yarns dbeallidled vale pear out cad p=alaces If you are dissatisfied with the goods or services that you have purchased with your credit card and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: 1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with Cash Advances from an ATM or with a check that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. If all the criteria above are met and you are still dissatisfied with the purchase, contact us In raw at: UBS Bank USA • Disputes Department P.O. Box 84040 Columbus, GA 31908 While we investigate, the same rules apply to the disputed amount as referenced above in the section covering errors on your statement. After we finish our investigation, we will notify you of our decision. At that point, if we think you owe an amount and you do not pay that amount, we may report you as delinquent. Please refer to your Cardmember Agreement for additional information about the terms of your Account. 8 02011 UBS Bank USA EFTA00271361 Customer News Credit card payment reminder Do not mail payment. Your Statement Balance in the amount of $1.723.48 is scheduled to be paid on 5/18/19 from your UBS Account. Thank you. View your card account activity, download credit card statements and more at ubs.com/onlineservices SUBS Statement BEng Period Payment Due Date minimum Payment Due UBS Visa Signature credit card statement Prepared for: GHISLAINE MAXWELL Pnmary Card Number Erving in: 03127/19 - 04/26/19 May 23, 2019 $35.0% Page t of 4 Questions? Call 1-800-762-1000 ubs.com/onlinesenrices Account Summary Activity Summary Minimum Payment Due $35.00 Previous Balance 5863.15 Pay _ZECEI I-Pavri r4863.15 Credit Line 535.000.00 + Purchases 31.723 48 Available Credit Line $33,276.52 -Other Credits 50.00 Cash Credit Line $14.000.00 + Cash Advances $0.00 I Available Cash Line $14,000.00 + Fees $0.00 Past Due Amount $0.00 + Interest $0.00 Overlimit Amount $0.00 Statement Balance $1,723.48 Payment Information* payment by the date Statement Balance Minimum Payment Due Payment Due Date Late Payment Warning: If we do not receive your minimum $1,723.48 $35.00 05/23/2019 listed above, you may have to pay a late fee up to $38.00 and your APRs may be increased to the Penalty APR of 29.99% Minimum Payment Warning: If you make only the minimum payment each period, you will pay more n interest and it will take you longer to pay off your balance. For Instance If you make no additional charges using this card and each month you pay... You will pay off the balance shown on this statement in about... And you will end up paying the estimated total of... Only the Minimum Payment $62 5 years 52,571 3 years $2,232 (Savings = S339) If you would like information about credit counseling services, call l-800-762-1000. The phone number for UBS Bank USA is 1.800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1.800-342-3736 or www.dfs.ny.gov Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.comtonlineservices. Detach here. Please make checks payable to • UBS Card Services' and include this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Service delivery. 11 undeliverable, return to: UBS BANK USA • CARD SERVICES PO BOX 84040 COLUMBUS GA 31908.4040 GHISLAINE MAXWELL UBS Card Number Ending in Minimum Payment Due $35.00 Statement Balance $1,723.48 Payment Due Date May 23, 2019 You are enrolled in Automated Pay Credit Card. Send payments to: UBS BANK USA • CARD SERVICES PO BOX 203219 DALLAS TX 75320.3219 052319 762600003,4012670 2 0000003500 2 EFTA00271362 Important information about your UBS credit card Lost or stolen card. Your credit card is issued by UBS Bank USA. If your card is lost or stolen, please contact us immediately at any time at 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. You will not be liable for any unauthorized use that occurs after you notify us. You may, however, be liable for unauthorized use that occurs before your notice to us. In any case, your liability will not exceed $50. Payment hiformstion. Each billing cycle, you must pay at least the Minimum Payment Due shown on your monthly statement by its Payment Due Date. Both the Minimum Payment Due and Payment Due Date are noted on your statement. At any time you may pay more than the Minimum Payment Due up to the full amount you owe us, however you cannot "pay ahead.' This means that if you pay more than the required Minimum Payment Due in any billing cycle or if you make more than one payment in a billing cycle, you will still need to pay the next month's required Minimum Payment Due by your next Payment Due Date. - lbw totrt-4,,t d c ti.-: h zt.t.ottt'p 1.0 UBS Card Services. Please allow 7 days for the U.S. Postal Service to deliver your payment to us. Upon our receipt, your available credit may not be increased by the payment amount for up to 7 days to ensure the funds from the bank on which your payment is drawn are collected and not returned. Wnen you provide a check as payment on this Account, you authorize us to either use the information from your check to make a one-time electronic fund transfer from your account or to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, funds may be withdrawn from your account as soon as the same day we receive your payment, and you will not receive your check back from your financial institution. For inquiries, please call 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. Mailed Payments. A conforming payment received by us by 5:00 p.m. Central time will be credited to your account the day of receipt. A "conforming payment' is a payment that: 1) is mailed using the enclosed envelope and payment coupon included with this statement to UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX 75320-3210 and 2) is in the form of a single, non-folded check or money order made payable in US dollars from a US based institution. Any payment that does not meet these requirements or any payment with multiple checks or money orders, additional correspondence, staples, paperclips, etc. will be considered a 'non-conforming payment; which may delay the crediting of the payment for up to 5 days. We can accept late payments, partial payments, checks and money orders marked 'Paid in Full" or language having the same effect without losing any of our rights under this Agreement and such payments may be sent to the following address: UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX, 75320-3210. Other payment options. Online: Visit ubscomlonlineservices to sign up for Pay Credit Card to pay your account online. Payments made through Pay Credit Card will be credited to your account that same day if requested prior to 4:00 p.m. Eastern time for debits from an external account and 6:00 p.m. Eastern time for debits from a UBS Resource Management Account (RMA) or UBS Business Services Account BSA account. Available only for cardholders with an RMA or UBS Business Services Account BSA. Pay by Pheno:To make a payment by phone, please call 1.888.762.1232 for the UBS Visa Infinite credit card or 1-800-762-1000 for the UBS Visa Signature credit card. Payments made from an outside account by 5:00 p.m. Eastern time will be credited to your account same day. Payments made from your UBS account by 6:00 p.m. Eastern time are also credited same day. Application of any phone payment to your credit line may be delayed for up to 7 days. Overnight Payment: Send overnight courier service or USPS Priority Mail payments to UBS Bank USA - Card Services, 2975 Regent Boulevard, P.O. Box 203219, Irving, TX 75063. A payment received at this address by 5:00 p.m. Central time that otherwise meets the requirements of a conforming payment will be credited to your account that same day. Automatic repayment of cash advances duns* CasisCormact : The CashConnect feature on your UBS credit card account will automatically repay new Cash Advances obtained from ATMs and financial institutions (CashConnect Cash Advances), each night, with available funds from your UBS Resource Management Account (RMA) or your UBS Business Services Account BSA (either referred to as your UBS Account). When we use your UBS Account to repay your CashConnect Cash Advance transaction in full, you will not incur any interest charges. If there are insufficient funds in your UBS Account to pay off your CashConnett Cash Advances balance in full, then the APR for your Cash Advances will apply as of the original transaction date on any remaining balance. You will be charged the APR on Cash Advances on your remaining Cashannect Cash Advance balance until it is repaid in full. Applicable ATM surcharge fees may apply. No other account balances are paid through the CashConnect feature. If you choose not to participate in the CashConnect feature, please contact us at 1.888.762.1232 for the UBS Visa Infinite credit card or 1.900.762.1000 for the UBS Visa Signature credit card. Available only for cardholders with art RMA or Business Services Account BSA. Accrual of Interest end how to avoid paying Merest en pendant. Your due date is at least 23 days after the close of each billing cycle. On Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance from your previous billing statement by the Payment Due Date on that statement, then (I) we will not impose interest on Purchases during your current billing period if you pay the Statement Balance on the current billing Continued on back of next page 00030303 • 012941 • 0301. 0002 • EFTA00271363 Page 3 of 4 My Choice Rewards Points from UBS Account Summary Total Points Beginning Points this period 94,222 Points earned this period 1,724 Bonus points 0 Adjustments 0 Redemptions 0 Ending points balance 95,946 •For more details on your rewards points activity, please visit us online at ubs.com(uscards Activity for GHISLAINE MAXWELL - Card ending inIM Date Payments Description Amount 04/18 PAYMENT THANK YOU -$863.15 Purchases Total Payments Activity -$863.15 04/04 CLOUDFLARE 650-3198939 CA $200.20 04/09 MAILCHIMP •MONTHLY MAILCHIMP.COMGA $653.25 04/16 Amazon web services mvs.amazon.coWA $192.86 04/16 Amazon web services mvs.amazon.coWA $178.57 04/16 INSURANCE FOR EXHSITO 440-3496650 OH $109.00 04/16 IETBLUE 2792124164271SALT LAKE CTTUT $379.60 TKT: 2792124164271 DEPT DATE: 04/25/19 OFUG: BOS DEST: DFW OFUG: DON DEST: B05 04/19 BUFFER AWESOME MONTHLY HTTPSBUFFER.CCA $10.00 Total Purchases Activity $1,723.48 2019 Totals Year-to-Date Summary of Fees and Interest Total Fees Charged in 2019 Total Interest Charged in 2019 Interest Charge Calculation -31 Days in Billing Cycle $0.00 $0.00 Balance Subject to Interest Rate PURCHASES $0.00 17.49% $0.00 BALANCE TRANSFERS $0.00 17.49% $0.00 CASH ADVANCES $0.00 24.49% $0.00 ANNUAL PERCENTAGE RATE (APR) Interest Charge Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate EFTA00271364 Page 4 of 4 statement by the Payment Due Date in the current billing period, and (2) we will credit any payment applied toward Purchases as of the first day in your current billing period if you make a payment by the Payment Due Date in the current billing period that is less than the Statement Balance. If a Statement Balance was shown on your previous billing statement and you did not pay the Statement Balance by the Payment Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the Statement Balance shown on the current billing statement by the Payment Due Date in the current billing period. For Balance Transfers, interest will accrue from the day we send the Balance Transfer to the payee. For Checks, interest will accrue from the day the payee accepts the check. For Cash Advances, interest will accrue from the day you take the Cash Advance. Hew VS a dui*, pas laic. subject is Mere ie. We use a method called 'daily balance' (including new purchases). To determine the amount of interest to be charged on your Account, we first calculate the 'Balance Subject to Interest Rate' separately for Purchases, for Balance Transfers, and for Cash Advances. We apply the applicable Daily Periodic Rate or the DPR (the DPR for each category is the applicable APR shown on the front of the statement divided by 365), to each of the applicable daily balances for i) Purchases, ii) Balance Transfers, and iii) Cash Advances. The daily balances for Purchases, for Balance Transfers, and for Cash Advances are each calculated separately and determined as follows: We take the beginning balances for each transaction type on your Account each day, including any interest calculated on the previous day's balance, add to the respective balances any new transaction, subtract any payments or credits and make any other applicable adjustment(s). Your Cardmember Agreement provides for compounding of interest. A credit balance is treated as a balance of zero. If you multiply the 'Balance Subject to Interest Rate' for each balance category as shown on your monthly billing statement by the number of days in the billing period and then multiply each sum by the applicable DPR, the results will be the interest assessed, except for minor variations caused by rounding. Credit Yam moat sad impulse. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. If you believe that an entry we have made on your credit report is inaccurate or incomplete, please contact the credit bureau directly or contact us at UBS Bank USA, Card Operations Division, 315 Deaderick Street, 5th Floor, Nashville, TN 37238. We will request your name; your account number; the credit bureau where you received the credit report; a description of the error; and why you believe it is an error. We will promptly investigate, notify you of our findings, and, if warranted, send an update to the credit bureaus within 30 days. Wire ID d. Mpu Sy... lbd as ears per slatesset If you think there is an error on your statement, please write to us at: UBS Bank USA • Card Operations Division 315 Deaderick Street, 5th Floor Nashville, TN 37238 In your letter, give us the following information: • Ilan* Weaned.= your name and account number • rieennowet the dollar amount of the suspected error • DescrIples of wails= if you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake. You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors lo tab. You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. While we investigate whether or not there has been an error: • We cannot try to collect the amount in question, or report you as delinquent on that amount. • The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount. • While you do not have to pay the amount in question, you are responsible for the remainder of your balance. • We can apply any unpaid amount against your credit limit. Your Vets ■ yarns dbeallidled vale prat cad p=alaces If you are dissatisfied with the goods or services that you have purchased with your credit card and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: 1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with Cash Advances from an ATM or with a check that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. If all the criteria above are met and you are still dissatisfied with the purchase, contact us In raw at: UBS Bank USA • Disputes Department P.O. Box 84040 Columbus, GA 31908 While we investigate, the same rules apply to the disputed amount as referenced above in the section covering errors on your statement. After we finish our investigation, we will notify you of our decision. At that point, if we think you owe an amount and you do not pay that amount, we may report you as delinquent. Please refer to your Cardmember Agreement for additional information about the terms of your Account. MWWW.W2941.00W.WW. 02011 UBS Bank USA EFTA00271365