EFTA00271468.pdf

Customer News Credit card payment reminder Do not mail payment. Your Statement Balance in the amount of $863. 15 is scheduled to be paid on 4/1 8/1 9 from your UBS Account. Thank you. SUBS Statement Biting Period: 02/27/19 - 03/26/19 Payment Due Date April 23, 2019 minimum Payment Due 535.00 UBS Visa Signature credit card statement Prepared for: GHISLAINE MAXWELL Pnmary Card Number Erving in - Account Summary Minimum Payment Due $35.00 Payment Due Da. Credit Line 535.000.00 Available Credit Line $34,1 Cash, Credit Line $14.000.00 Available Cash Line $14,000.00 Pad Due Amount Overlent Amount SOCO 50.00 Payment Information* Statement Balance Minimum Payment Due Payment Due Date Page t of 4 Questions? Call 1-800-762-1000 ubs.conVonlineservices Activity Summary lei/sus Balance 52.675.95 + Purchases - Other Credits + Cash Advances + Fees + Interest Statement Balance 5863.35 50.20 l 50.00 I $0.00 $0.00 $863.15 $863.15 $35.00 04/23/2019 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to 538.00 and your APRs may be increased to the Penalty APR of 29.99%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For Instance If you make no additional charges using this card and each month you pay... You will pay off the balance shown on this statement in about... And you will end up paying the estimated total of... Only the Minimum Payment 3 years 51,076 II you would like information about credit counseling services, call 1-800-762-1000. The phone number for UBS Bank USA s 1.600-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1.600-342-3736 or www.dfs.ny.gov • Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.conVonlineservices. Detach here. Please make checks payable to ' UE15 Card Services• and include this payment coupon in the enclosed envelope. Please allow) - 10 business days for U.S. Postal Serrce dellvery. If undeliverable, return to: UBS BANK USA • CARD SERVICES PO BOX 84040 COLUMBUS GA 31908.4040 GHISLAINE MAXWELL SUBS Card Number Ending in Minimum Payment Due 535.00 Statement Balance $863.15 Payment Due Date April 23,2019 You are enrolled in Automated Pay Credit Card. Send payments to: UBS BANK USA • CARD SERVICES PO BOX 203219 DALLAS TX 75320.3219 042319 762600003,4012670 2 0000003500 2 EFTA00271468 Important information about your UBS credit card Lost or stolen card-Your credit card is issued by UBS Bank USA. If your card is lost or stolen, please contact us immediately at any time at 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. You will not be liable for any unauthorized use that occurs after you notify us. You may, however, be liable for unauthorized use that occurs before your notice to us. In any case, your liability will not exceed $50. Payment hdorinslion. Each billing cycle, you must pay at least the Minimum Payment Due shown on your monthly statement by its Payment Due Date. Both the Minimum Payment Due and Payment Due Date are noted on your statement. At any time you may pay more than the Minimum Payment Due up to the full amount you owe us, however you cannot 'pay ahead.' This means that if you pay more than the required Minimum Payment Due in any billing cycle or if you make more than one payment in a billing cycle, you will still need to pay the next month's required Minimum Payment Due by your next Payment Due Date. Remember to make all checks payable to UBS Card Services. Please allow 7 days for the U.S. Postal Service to deliver your payment to us. Upon our receipt, your available credit may not be increased by the payment amount for up to 7 days to ensure the funds from the bank on which your payment is drawn are collected and not returned. ic • ci L • ICCk as payment on this Account, you authorize us to either use the information from your check to make a one-time electronic fund transfer from your account or to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, funds may be withdrawn from your account as soon as the same day we receive your payment, and you will not receive your check back from your financial institution. For inquiries, please call 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762-1000 for the UBS Visa Signature credit card. Malted Payments. A conforming payment received by us by 5:00 p.m. Central time will be credited to your account the day of receipt. A 'conforming payment' is a payment that: 1) is mailed using the enclosed envelope and payment coupon included with this statement to UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX 75320-3210 and 2) is in the form of a single, non-folded check or money order made payable in US dollars from a US based institution. Any payment that does not meet these requirements or any payment with multiple checks or money orders, additional correspondence, staples, paperclips, etc. will be considered a 'non-conforming payment,' which may delay the crediting of the payment for up to 5 days. We can accept late payments, partial payments, checks and money orders marked "Paid in Full" or language having the same effect without losing any of our rights under this Agreement and such payments may be sent to the following address: UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX, 75320-3210. Other payment opens. Oslbsw Visit ubscomlonlineservices to sign up for Pay Credit Card to pay your account online. Payments made through Pay Credit Card will be credited to your account that same day if requested prior to 4:00 p.m. Eastern time for debits from an external account and 6:00 p.m. Eastern time for debits from a UBS Resource Management Account (RMA) or UBS Business Services Account BSA account. Available only for cardholders with art RMA or UBS Business Services Account BSA. Pay by PhanwTo make a payment by phone, please call 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. Payments made from an outside account by 5:00 p.m. Eastern time will be credited to your account same day. Payments made from your UBS account by 6:00 p.m. Eastern time are also credited same day. Application of any phone payment to your credit line may be delayed for up to 7 days. Overnight payments: Send overnight courier service or USPS Priority Mail payments to UBS Bank USA - Card Services, 2975 Regent Boulevard, P.O. Box 203219, Irving, TX 75063. A payment received at this address by 5:00 p.m. Central time that otherwise meets the requirements of a conforming payment will be credited to your account that same day. Automatic repayment of cash adorns through CashConnect : The CashConnect feature on your UBS credit card account will automatically repay new Cash Advances obtained from ATMs and financial institutions (CashConnect Cash Advances), each night, with available funds from your UBS Resource Management Account (RMA) or your UBS Business Services Account BSA (either referred to as your UBS Account). When we use your UBS Account to repay your CashConnect Cash Advance transaction in full, you will not incur any interest charges. If there are insufficient funds in your UBS Account to pay off your CashConnect Cash Advances balance in full, then the APR for your Cash Advances will apply as of the original transaction date on any remaining balance. You will be charged the APR on Cash Advances on your remaining CashConnect Cash Advance balance until it is repaid in full. Applicable ATM surcharge fees may apply. No other account balances are paid through the CashConnect feature. If you choose not to participate in the CashConnect feature, please contact us at 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. Available only (or cardholders with an RMA or Business Services Account BSA. Accrual of interest and how to avoid paying interest on purchases. Your due date is at least 23 days after the close of each billing cycle. On Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance from your previous billing statement by the Payment Due Date on that statement, then (I ) we will not impose interest on Purchases during your current Continued on back of next page 04040403 • 040757 • 0301 EFTA00271469 Page 3 of 4 My Choice Rewards Points from UBS Account Summary Total Points Beginning Points this period 93,359 Points earned this period 863 Bonus points 0 Adjustments 0 Redemptions 0 Ending points balance 94,222 •For more details on your rewards points activity, please visit us online at ubs.com(uscards Activity for GHISLAINE MAXWELL - Card ending in• Date Payments Description Amount 03/11 CLOUDFLARE 650-3198939 CA -$0.10 03/17 CLOUDFLARE 650-3198939 CA -$0.10 03/18 PAYMENT THANK YOU -$2,675.95 Purchases Total_PaymentsAanfty -S2,676.15 03/09 MAILCHIMP •MONTHLY MAILCHiMP.COM6A S653.25 03/09 CLOUDFLARE 650-3198939 CA 5200.00 03/12 CLOUDFLARE 650-3198939 CA $0.10 03/19 BUFFER AWESOME MONTHLY HTTPSBUFFER.CCA $10.00 Total Purchases Activity $86395 I 2019 Totals Year-to-Date Summary of Fees and Interest Total Fees Charged in 2019 Total Interest Charged in 2019 Interest Charge Calculation -28 Days in Billing Cycle PURCHASES BALANCE TRANSFERS CASH ADVANCES Balance Subject to Interest Rate 50.00 Moo Woo ANNUAL PERCENTAGE RATE (APR) 17.49% iv) 17.49% he) 24.49% he) $0.00 $0.00 il l ■ Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate EFTA00271470 Page 4 of 4 billing period if you pay the Statement Balance on the current billing statement by the Payment Due Date in the current billing period, and (2) we will credit any payment applied toward Purchases as of the first day in your current billing period if you make a payment by the Payment Due Date in the current billing period that is less than the Statement Balance. If a Statement Balance was shown on your previous billing statement and you did not pay the Statement Balance by the Payment Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the Statement Balance shown on the current billing statement by the Payment Due Date in the current billing period. For Balance Transfers, interest will accrue from the day we send the Balance Transfer to the payee. For Checks, interest will accrue from the day the payee accepts the check. For Cash Advances, interest will accrue from the day you take the Cash Advance. Now toe wt taintinte your balance rued to interest into. We use a method called 'daily balance' (including new purchases). To determine the amount of interest to be charged on your Account, we first calculate the 'Balance Subject to Interest Rate" separately for Purchases, for Balance Transfers, and for Cash Advances. We apply the applicable Daily Periodic Rate or the DPR (the DPR for each category is the applicable APR shown on the front of the statement divided by 365). to each of the applicable daily balances for i) Purchases, ii) Balance Transfers, and iii) Cash Advances. The daily balances for Purchases, for Balance Transfers, and for Cash Advances are each calculated separately and determined as follows: We take the beginning balances for each transaction type on your Account each day, including any interest calculated on the previous day's balance, add to the respective balances any new transaction, subtract any payments or credits and make any other applicable adjustment(s). Your Cardmember Agreement provides for compounding of interest. A credit balance is treated as a balance of zero. If you multiply the 'Balance Subject to Interest Rate' for each balance category as shown on your monthly billing statement by the number of days in the billing period and then multiply each sum by the applicable DPR, the results will be the interest assessed, except for minor variations caused by rounding. Credit baton reports rd disputes. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. If you believe that an entry we have made on your credit report is inaccurate or incomplete, please contact the credit bureau directly or contact us at UBS Bank USA, Card Operations Division, 315 Deaderick Street, 5th Floor, Nashville, TN 37238. We will request your name; your account number; the credit bureau where you received the credit report; a description of the error; and why you believe it is an error. We will promptly investigate, notify you of our findings, and, if warranted, send an update to the credit bureaus within 30 days. Vast to do M yen thick your find an error on your statesmen If you think there is an error on your statement, please write to us at: UBS Bank USA • Card Operations Division 315 Deaderick Street, 5th Floor Nashville, TN 37238 In your letter, give us the following information: • Account lidentation: your name and account number • Dote an...wt the dollar amount of the suspected error • Description of problem if you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake. You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors in writing You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. While we investigate whether or not there has been an error: • We cannot try to collect the amount in question, or report you as delinquent on that amount. • The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount. • While you do not have to pay the amount in question, you are responsible for the remainder of your balance. • We can apply any unpaid amount against your credit limit. Vour rights if you are dissatisfied with your credit card purdsases If you are dissatisfied with the goods or services that you have purchased with your credit card and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: 1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with Cash Advances from an ATM or with a check that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. If all the criteria above are met and you are still dissatisfied with the purchase, contact us in welting at: UBS Bank USA- Disputes Department P.O. Box 84040 Columbus, GA 31908 While we investigate, the same rules apply to the disputed amount as referenced above in the section covering errors on your statement. After we finish our investigation, we will notify you of our decision. At that point, if we think you owe an amount and you do not pay that amount, we may report you as delinquent. Please refer to your Cardmember Agreement for additional information about the terms of your Account. 02020203 • 040757 020I I UBS Bank USA EFTA00271471 Customer News Credit card payment reminder Do not mail payment. Your Statement Balance in the amount of $2.675.95 is scheduled to be paid on 3/18/19 from your UBS Account. Thank you. An annual summary statement which includes all of your credit card account activity from 2018 is now available online. To view the statement logon to your UBS Online Services account and go to My UBS Accounts > Account Documents. SUBS Statement BEng Period 01/27/19 - 02/26/19\ Payment Due Date Mardi 23,2019 Minimum Payment Due S54.05, UBS Visa Signature credit card statement Prepared for: GHISLA1NE MAXWELL Pnmary Card Number Erving in. Account Summary Minimum Payment Due $54.00 Payment Due Date 03 Ciedit Line 535.000.00 Available Credit tine 532,3 `_!?~ - Cash Credit Line $14.000.00 Available Cash Line 514,000.00 Past Due Amount Overlimit Amount $0.00 $0.00 Payment Information* Statement Balance Minimum Payment Due Payment Due Date Page t of 4 Questions? Call 1-800-762-1000 ubs.com/onlineservices Activity Summary lei/sus Balance 53,733.30 + Purchases - Other Credits + Cash Advances + Fees + Interest Statement Balance 52.675 95 $0.00 $0.00 $0.00 so.00 $2,675.95 $2,675.95 $54.00 03/23/2019 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to 538.00 and your APRs may be increased to the Penalty APR of 29.99%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more •n interest and it will take you longer to pay off your balance. For Instance If you make no additional charges using this card and each month you pay... You will pay off the balance shown on this statement in about.. And you will end up paying the estimated total of... Only the Minimum Payment $96 7 years 54,229 3 years $3,456 (Savings= S773) If you would like information about credit counseling services, call 1-800-762-1000. The phone number for UBS Bank USA s 1.800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1.800-342-3736 or www.dfs.ny.gov Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.comtonlineservices. Detach here. Please make checks payable to • UBS Card Servkes• and indude this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Service delivery. 11 undeliverable, return to: UBS BANK USA • CARD SERVICES PO BOX 84040 COLUMBUS GA 31908.4040 UBS Card Number Ending in Minimum Payment Due Statement Balance Payment Due Date You are enrolled in Automated Pay Credit Card. Send payments to: UBS BANK USA • CARD SERVICES PO BOX 203219 DALLAS TX 75320.3219 454.00 42,675.95 March 23, 2019 032319 762600001,4012670 2 0000005400 2 EFTA00271472 important information about your ORS credit card Lest er stolen aked.vour credit card is issued by UBS Bank USA. If your card is lost or stolen, please contact us immediately at any time at 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. You will not be liable for any unauthorized use that occurs after you notify us. You may, however, be liable for unauthorized use that occurs before your notice to us. In any case, your liability will not exceed $50. Perwoost befeenelos. Each billing cycle, you must pay at least the Minimum Payment Due shown on your monthly statement by its Payment Due Date. Both the Minimum Payment Due and Payment Due Date are noted on your statement. At any time you may pay more than the Minimum Payment Due up to the full amount you owe us, however you cannot 'pay ahead.' This means that if you pay more than the required Minimum Payment Due in any billing cycle or if you make more than one payment in a billing cycle, you will still need to pay the next month's required Minimum Payment Due by your next Payment Due Date. Remember to make all checks payable to UBS Card Services. Please allow 7 days for the U.S. Postal Service to deliver your payment to us. Upon our receipt, your available credit may not be increased by the payment amount for up to 7 days to ensure the funds from the bank on which your payment is drawn are collected and not returned. ci L • ICCk as payment on this Account, you authorize us to either use the information from your check to make a one-time electronic fund transfer from your account or to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, funds may be withdrawn from your account as soon as the same day we receive your payment, and you will not receive your check back from your financial institution. For inquiries, please call 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762-1000 for the UBS Visa Signature credit card. Mailed Payments. A conforming payment received by us by 5:00 p.m. Central time will be credited to your account the day of receipt. A "conforming payment' is a payment that: 1) is mailed using the enclosed envelope and payment coupon included with this statement to UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX 75320-3210 and 2) is in the form of a single, non-folded check or money order made payable in US dollars from a US based institution. Any payment that does not meet these requirements or any payment with multiple checks or money orders, additional correspondence, staples, paperclips, etc. will be considered a 'non-conforming payment; which may delay the crediting of the payment for up to 5 days. We can accept late payments, partial payments, checks and money orders marked "Paid in Full" or language having the same effect without losing any of our rights under this Agreement and such payments may be sent to the following address: UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX, 75320-3210. Other payment opens. Oslbsu Visit ubscomlonlineservices to sign up for Pay Credit Card to pay your account online. Payments made through Pay Credit Card will be credited to your account that same day if requested prior to 4:00 p.m. Eastern time for debits from an external account and 6:00 p.m. Eastern time for debits from a UBS Resource Management Account (RMA) or UBS Business Services Account BSA account. Available onty for cardholders with art RMA or UBS Business Services Account BSA. Pay by Phene:To make a payment by phone, please call 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. Payments made from an outside account by 5:00 p.m. Eastern time will be credited to your account same day. Payments made from your UBS account by 6:00 p.m. Eastern time are also credited same day. Application of any phone payment to your credit line may be delayed for up to 7 days. Overnight pelmet: Send overnight courier service or LISPS Priority Mail payments to UBS Bank USA - Card Services, 2975 Regent Boulevard, P.O. Box 203219, Irving, TX 75063. A payment received at this address by 5:00 p.m. Central time that otherwise meets the requirements of a conforming payment will be credited to your account that same day. Automatic repayment of cash advances through CashConnect : The CashConnect feature on your UBS credit card account will automatically repay new Cash Advances obtained from ATMs and financial institutions (CashConnect Cash Advances), each night, with available funds from your UBS Resource Management Account (RMA) or your UBS Business Services Account BSA (either referred to as your UBS Account). When we use your UBS Account to repay your CashConnect Cash Advance transaction in full, you will not incur any interest charges. If there are insufficient funds in your UBS Account to pay off your CashConnect Cash Advances balance in full, then the APR for your Cash Advances will apply as of the original transaction date on any remaining balance. You will be charged the APR on Cash Advances on your remaining CashConnect Cash Advance balance until it is repaid in full. Applicable ATM surcharge fees may apply. No other account balances are paid through the CashConnect feature. II you choose not to participate in the CashConnect feature, please contact us at 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. Available onht (or cardholders with an RMA or Business Services Account BSA. Accrual of Interest and how is avoid paying Interest on purchases. Your due date is at least 23 days after the close of each billing cycle. On Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance from your previous billing statement by the Payment Due Date on that statement, then (I ) we will not impose interest on Purchases during your current Continued on back of next page EFTA00271473 Page 3 of 4 My Choice Rewards Points from UBS Account Summary Total Points Beginning Points this period 90,68 Points earned this period 2,67 Bonus points Adjustments Redemptions Ending points balance 93,35 •For more details on your rewards points activity, please visit us online at ubs.conVuscards Activity for GHISLAINE MAXWELL - Card ending ir= Date Payments Description Amount 02/75 PAYMENT THANK YOU -$3,733.30 Purchases Total Payments Activity 43,733.30 02/09 MAILCHIMP •MONTHLY MAILCHiMP.COM6A $653.25 02/09 CLOUDFLARE 650-3198939 CA 5200.10 02/10 CLOUDFLARE 650-3198939 CA $0.10 02/19 BUFFER AWESOME MONTHLY HTTPSBUFFER.CCA 510.00 02/25 IN *E RI DESIGN. INC. 508-9811897 MA 11,812.50 Total Purchases Activity 52,675.95 W 2019 Totals Year-to-Date Summary of Fees and Interest I Total Fees Charged in 2019 50.00 Total Interest Charged in 2019 50.00 Interest Charge Calculation - 31 Days in Billing Cycle Balance Subject to Interest Rate ANNUAL PERCENTAGE RATE (APR) Interest Charge PURCHASES $0.00 17.49% (v) $0.00 BALANCE TRANSFERS $0.00 17.49% 00 50.00 CASH ADVANCES $0.00 24.49% 00 50.00 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (W. Variable Rate EFTA00271474 Page 4 of 4 billing period if you pay the Statement Balance on the current billing statement by the Payment Due Date in the current billing period, and (2) we will credit any payment applied toward Purchases as of the first day in your current billing period if you make a payment by the Payment Due Date in the current billing period that is less than the Statement Balance. If a Statement Balance was shown on your previous billing statement and you did not pay the Statement Balance by the Payment Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the Statement Balance shown on the current billing statement by the Payment Due Date in the current billing period. For Balance Transfers, interest will accrue from the day we send the Balance Transfer to the payee. For Checks, interest will accrue from the day the payee accepts the check. For Cash Advances, interest will accrue from the day you take the Cash Advance. Now eve wt taintinte your balance added to Stared into. We use a method called 'daily balance' (including new purchases). To determine the amount of interest to be charged on your Account, we first calculate the 'Balance Subject to Interest Rate" separately for Purchases, for Balance Transfers, and for Cash Advances. We apply the applicable Daily Periodic Rate or the DPR (the DPR for each category is the applicable APR shown on the front of the statement divided by 365). to each of the applicable daily balances for i) Purchases, ii) Balance Transfers, and iii) Cash Advances. The daily balances for Purchases, for Balance Transfers, and for Cash Advances are each calculated separately and determined as follows: We take the beginning balances for each transaction type on your Account each day, including any interest calculated on the previous day's balance, add to the respective balances any new transaction, subtract any payments or credits and make any other applicable adjustment(s). Your Cardmember Agreement provides for compounding of interest. A credit balance is treated as a balance of zero. If you multiply the 'Balance Subject to Interest Rate' for each balance category as shown on your monthly billing statement by the number of days in the billing period and then multiply each sum by the applicable DPR, the results will be the interest assessed, except for minor variations caused by rounding. Credit baton reports End Mencius. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. If you believe that an entry we have made on your credit report is inaccurate or incomplete, please contact the credit bureau directly or contact us at UBS Bank USA, Card Operations Division, 315 Deaderick Street, 5th Floor, Nashville, TN 37238. We will request your name; your account number; the credit bureau where you received the credit report; a description of the error; and why you believe it is an error. We will promptly investigate, notify you of our findings, and, if warranted, send an update to the credit bureaus within 30 days. Met to do M yen think your find an error on your statesmen If you think there is an error on your statement, please write to us at: UBS Bank USA • Card Operations Division 315 Deaderick Street, 5th Floor Nashville, TN 37238 In your letter, give us the following information: • Account lidentation: your name and account number • Dear antount the dollar amount of the suspected error • Description of problem if you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake. You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors In writing You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. While we investigate whether or not there has been an error: • We cannot try to collect the amount in question, or report you as delinquent on that amount. • The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount. • While you do not have to pay the amount in question, you are responsible for the remainder of your balance. • We can apply any unpaid amount against your credit limit. Vour rights if you are dissatisfied with your credit card purdsases If you are dissatisfied with the goods or services that you have purchased with your credit card and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: 1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with Cash Advances from an ATM or with a check that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. If all the criteria above are met and you are still dissatisfied with the purchase, contact us in welting at: UBS Bank USA - Disputes Department P.O. Box 84040 Columbus, GA 31908 While we investigate, the same rules apply to the disputed amount as referenced above in the section covering errors on your statement. After we finish our investigation, we will notify you of our decision. At that point, if we think you owe an amount and you do not pay that amount, we may report you as delinquent. Please refer to your Cardmember Agreement for additional information about the terms of your Account. 02011 UBS Bank USA EFTA00271475 Customer News Pay Credit Card reminder Do not mail payment. Your Statement Balance in the amount of $3,733.30 is scheduled to be paid on 2/18119 from your UBS Account. Thank you. View your card account activity, download credit card statements and more at ubs;A SUBS Statement BEng Perim* 12127/18- 01/26/1\9 Payment Due Date February 23,2019 Minimum Payment Due 575.00/ UBS Visa Signature credit card statement Prepared for: GHISLAINE MAXWELL Primary Card Number Ending in:. Page t of 4 Questions? Call 1-800-762-1000 ubs.com/onlineseMces Account Summary your minimum Activity Summary Minimum Payment Due $75.00 Previous Balance 51,340.52 Payment Due Date Credit Line 535.000.00 + Purchases 53,733 30 Available Credit Line 531,266.75 - Other Credits $0.00 Cash Credit Line $14.000.00 + Cash Advances $0.00 Available Cash Line 514,000.00 + Fees $0.00 Past Due Amount $0.00 + Interest $0.00 Overlimit Amount 50.00 Statement Balance $3,733.30 Payment Information* Statement Balance Minimum Payment Due Payment Due Date Late Payment Waming: If we do not receive $3,733.30 $75.00 02/23/2019 payment by the date listed above, you may have to pay a late fee up to $38.00 and your APRs may be increased to the Penalty APR of 29.99%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For Instance If you make no additional charges using this card and each month you pay... You will pay off the balance shown on this statement in about.. And you will end up paying the estimated total of... Only the Minimum Payment $134 9 years 56,063 3 years 54,824 (Savings = $1,239) If you would like information about credit counseling services, call 1-800-762-1000. The phone number for MS Bank USA is 1.800-762-1000. New Yolk residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1.800-342-3736 or www.dfs.ny.gov Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.conVonlineseivices. Detach here. Please make checks payable to • UE15 Card Serykes• and include this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Service delivery. If undeliverable, return to: UBS BANK USA • CARD SERVICES PO BOX 84040 COLUMBUS GA 31908.4040 GHISLAINE MAXWELL UBS Card Number Ending in Minimum Payment Due Statement Balance $75.00 $3 733.30 Payment Due Date February 23, 2019 You are enrolled in Automated Pay Credit Card. Send payments to: UBS BANK USA • CARD SERVICES PO BOX 203219 DALLAS TX 75320.3219 022319 762600001,9012670 2 0000007500 2 EFTA00271476 Intp•rtant Information about your OAS credit card Lester mote.. card-Your credit card is issued by UBS Bank USA. If your card is lost or stolen, please contact us immediately at any time at 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. You will not be liable for any unauthorized use that occurs after you notify us. You may, however, be liable for unauthorized use that occurs before your notice to us. In any case, your liability will not exceed $50. Paryffseit blinein•Ilinn. Each billing cycle, you must pay at least the Minimum Payment Due shown on your monthly statement by its Payment Due Date. Both the Minimum Payment Due and Payment Due Date are noted on your statement. At any time you may pay more than the Minimum Payment Due up to the full amount you owe us, however you cannot 'pay ahead.' This means that if you pay more than the required Minimum Payment Due in any billing cycle or if you make more than one payment in a billing cycle, you will still need to pay the next month's required Minimum Payment Due by your next Payment Due Date. Remember to make all checks payable to UBS Card Services. Please allow 7 days for the U.S. Postal Service to deliver your payment to us. Upon our receipt, your available credit may not be increased by the payment amount for up to 7 days to ensure the funds from the bank on which your payment is drawn are collected and not returned. ;Jr ci mck. as payment on this Account, you authorize us to either use the information from your check to make a one-time electronic fund transfer from your account or to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, funds may be withdrawn from your account as soon as the same day we receive your payment, and you will not receive your check back from your financial institution. For inquiries, please call t-888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. Mailed Payments. A conforming payment received by us by 5:00 p.m. Central time will be credited to your account the day of receipt. A 'conforming payment' is a payment that: 1) is mailed using the enclosed envelope and payment coupon included with this statement to UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX 75320-3210 and 2) is in the form of a single, non-folded check or money order made payable in US dollars from a US based institution. Any payment that does not meet these requirements or any payment with multiple checks or money orders, additional correspondence, staples, paperclips, etc. will be considered a 'non-conforming payment," which may delay the crediting of the payment for up to 5 days. We can accept late payments, partial payments, checks and money orders marked "Paid in Full" or language having the same effect without losing any of our rights under this Agreement and such payments may be sent to the following address: UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX, 75320-3210. Other payment opens. OEMs*: Visit ubscomlonlineservices to sign up for Pay Credit Card to pay your account online. Payments made through Pay Credit Card will be credited to your account that same day if requested prior to 4:00 p.m. Eastern time for debits from an external account and 6:00 p.m. Eastern time for debits from a UBS Resource Management Account (RMA) or UBS Business Services Account BSA account. Available only for cardholders with art RMA or UBS Business Services Account BSA. Pay by Phone:To make a payment by phone, please call 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. Payments made from an outside account by 5:00 p.m. Eastern time will be credited to your account same day. Payments made from your UBS account by 6:00 p.m. Eastern time are also credited same day. Application of any phone payment to your credit line may be delayed for up to 7 days. Overnight mamas: Send overnight courier service or USPS Priority Mail payments to UBS Bank USA - Card Services, 2975 Regent Boulevard, P.O. Box 203219, Irving, TX 75063. A payment received at this address by 5:00 p.m. Central time that otherwise meets the requirements of a conforming payment will be credited to your account that same day. Automatic repayment of cash edemas through CashConnect : The CashConnect feature on your UBS credit card account will automatically repay new Cash Advances obtained from ATMs and financial institutions (CashConnect Cash Advances), each night, with available funds from your UBS Resource Management Account (RMA) or your UBS Business Services Account BSA (either referred to as your UBS Account). When we use your UBS Account to repay your CashConnect Cash Advance transaction in full, you will not incur any interest charges. If there are insufficient funds in your UBS Account to pay off your CashConnett Cash Advances balance in full, then the APR for your Cash Advances will apply as of the original transaction date on any remaining balance. You will be charged the APR on Cash Advances on your remaining CashConnect Cash Advance balance until it is repaid in full. Applicable ATM surcharge fees may apply. No other account balances are paid through the CashConnect feature. II you choose not to participate in the CashConnect feature, please contact us at 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. Available only (or cardholders with an RMA or Business Services Account BSA. Accrual of interest and how to avoid paybsg interest on purchases. Your due date is at least 23 days after the close of each billing cycle. On Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance from your previous billing statement by the Payment Due Date on that statement, then (I ) we will not impose interest on Purchases during your current Continued on back of next page 8 8 8 8 EFTA00271477 Page 3 of 4 My Choice Rewards Points from UBS Account Summary Total Points Beginning Points this period 86,950 Points earned this period 3,733 Bonus points 0 Adjustments 0 Redemptions 0 Ending points balance 90,683 •For more details on your rewards points activity, please visit us online at ubs.conVuscards Activity for GHtStAINE MAXWELL - Card ending in Date Payments Description Amount 01/18 PAYMENT THANK YOU -11.340.52 Purchases Total Payments Activity -S1,340.52 01/04 STICKER MULE 8009759465 NY $185.00 01/04 CLOUDFLARE 650-3198939 CA $200.05 01/09 MAILCHIMP •MONTHLY MAILCHIMP.COMGA $653.25 01/14 IN •ERI DESIGN, INC. 508-9811897 MA $2.500.00 01/17 STICKER MULE 8009759465 NY $185.00 01/19 BUFFER AWESOME MONTHLY HTTPSBUFFEACCA $10.00 Total Purchases Activity $3,733.30 I 2019 Totals Year-to-Date Summary of Fees and Interest Total Fees Charged in 2019 Total Interest Charged in 2019 Interest Charge Calculation -31 Days in &erne Cycle PURCHASES BALANCE TRANSFERS CASH ADVANCES ■ Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v)= Variable Rate Balance Subject to Interest Rate 50.00 $0.00 $0.00 ANNUAL PERCENTAGE RATE (APR) 17.49% 17.49% 00 24.49% 00 $0.00 $0.00 EFTA00271478 Page 4 of 4 billing period if you pay the Statement Balance on the current billing statement by the Payment Due Date in the current billing period, and (2) we will credit any payment applied toward Purchases as of the first day in your current billing period if you make a payment by the Payment Due Date in the current billing period that is less than the Statement Balance. If a Statement Balance was shown on your previous billing statement and you did not pay the Statement Balance by the Payment Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the Statement Balance shown on the current billing statement by the Payment Due Date in the current billing period. For Balance Transfers, interest will accrue from the day we send the Balance Transfer to the payee. For Checks, interest will accrue from the day the payee accepts the check. For Cash Advances, interest will accrue from the day you take the Cash Advance. Now me win maculate mar balance sodded to Interest mte. We use a method called 'daily balance' (including new purchases). To determine the amount of interest to be charged on your Account, we first calculate the 'Balance Subject to Interest Rate" separately for Purchases, for Balance Transfers, and for Cash Advances. We apply the applicable Daily Periodic Rate or the DPR (the DPR for each category is the applicable APR shown on the front of the statement divided by 365). to each of the applicable daily balances for i) Purchases, ii) Balance Transfers, and iii) Cash Advances. The daily balances for Purchases, for Balance Transfers, and for Cash Advances are each calculated separately and determined as follows: We take the beginning balances for each transaction type on your Account each day, including any interest calculated on the previous day's balance, add to the respective balances any new transaction, subtract any payments or credits and make any other applicable adjustment(s). Your Cardmember Agreement provides for compounding of interest. A credit balance is treated as a balance of zero. If you multiply the 'Balance Subject to Interest Rate' for each balance category as shown on your monthly billing statement by the number of days in the billing period and then multiply each sum by the applicable DPR, the results will be the interest assessed, except for minor variations caused by rounding. Credit Iwar• reports sad ameba We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. If you believe that an entry we have made on your credit report is inaccurate or incomplete, please contact the credit bureau directly or contact us at UBS Bank USA, Card Operations Division, 315 Deaderick Street, 5th Floor, Nashville, TN 37238. We will request your name; your account number; the credit bureau where you received the credit report; a description of the error; and why you believe it is an error. We will promptly investigate, notify you of our findings, and, if warranted, send an update to the credit bureaus within 30 days. What to do M yen Milk yew fled an error on your statement If you think there is an error on your statement, please write to us at: UBS Bank USA • Card Operations Division 315 Deaderick Street, 5th Floor Nashville, TN 37238 In your letter, give us the following information: • Account Mformation: your name and account number • Dearesseun the dollar amount of the suspected error • Dascriptloo of molds= if you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake. You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors In writing You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. While we investigate whether or not there has been an error: • We cannot try to collect the amount in question, or report you as delinquent on that amount. • The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount. • While you do not have to pay the amount in question, you are responsible for the remainder of your balance. • We can apply any unpaid amount against your credit limit. Vour rights if you are dissatisfied with your credit card purdsases If you are dissatisfied with the goods or services that you have purchased with your credit card and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: 1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with Cash Advances from an ATM or with a check that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. If all the criteria above are met and you are still dissatisfied with the purchase, contact us In welting at: UBS Bank USA- Disputes Department P.O. Box 84040 Columbus, GA 31908 While we investigate, the same rules apply to the disputed amount as referenced above in the section covering errors on your statement. After we finish our investigation, we will notify you of our decision. At that point, if we think you owe an amount and you do not pay that amount, we may report you as delinquent. Please refer to your Cardmember Agreement for additional information about the terms of your Account. 8 C2011 UBS Bank USA EFTA00271479 Customer News Pay Credit Card reminder Do not mail payment. Your Statement Balance in the amount of 51,340.52 is scheduled to be paid on 1/18/19 from your UBS Account. Thank you. SUBS Statement BEng Period 11/27/18 -12126/18 Payment Due Date January 23, 2019 Minimum Payment Due S3S.OSI, UBS Visa Signature credit card statement Prepared for: GHISLAINE MAXWELL Primary Card Number Ending in: Page 1 of 4 Questions? Call 1-800-762-1000 ubs.com/onlineservices Account Summary your minimum Activity Summary Minimum Payment Due $35.00 Previous Balance $890.52 ' Payment Due Date Credit Line $35.000.00 + Purchases $1,340.52 Available Credit Line $33,659.48 - Other Credits $0.00 Cash Credit Line S '4.000.00 + Cash Advances $0.00 Available Cash Line $14,000.00 + Fees S0.00 Past Due Amount 50.00 + Interest MOO I Overlimit Amount Statement Balance $1,340.52 Payment Information• Statement Balance Minimum Payment Due Payment Due Date Late Payment Waming: If we do not receive $1,340.52 $35.00 01/232019 payment by the date listed above, you may have to pay a late fee up to $38.00 and your APRs may be increased to the Penalty APR of 29.99%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For Instance If you make no additional charges using this card and each month you pay... You will pay off the balance shown on this statement in And you will end up paying the estimated total of... Only the Minimum Payment $48 4 years $1,1387 3 yews $1,728 (Savings= SI 69) If you would like information about credit counseling services, call 1-800-762-1000. The phone number for UBS Bank USA is 1.800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1.800-342-3736 or www.dfs.ny.gov Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.comtonlineservices. Detach here. Please make checks payable to ' UBS Card Services' and include this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Service delivery. if undeliverable, return to: UBS BANK USA • CARD SERVICES PO BOX 84040 COLUMBUS GA 31908.4040 UBS Card Number Ending in Minimum Payment Due Statement Balance Payment Due Date $35.00 $1,340.52 January 23, 2019 You are enrolled in Automated Pay Credit Card. Send payments to: UBS BANK USA • CARD SERVICES PO BOX 203219 DALLAS TX 75320.3219 012319 7626000019012670 2 0000003500 2 EFTA00271480 Important information about your UBS credit card Lost or stolen card. Your credit card Is issued by UBS Bank USA. If Li! toten, please contact us immediately at any time at 1-888-162-1131 for the UBS Visa Infinite credit card or I.800.762.1000 for the UBS Visa Signature credit card. You will not be liable for any unauthorized use that occurs after you notify us. You may, however, be liable for unauthorized use that occurs before your notice to us. In any case, your liability will not exceed $50. Payomet infonesaties. Each billing cycle, you must pay at least the Minimum Payment Due shown on your monthly statement by its Payment Due Date. Both the Minimum Payment Due and Payment Due Date are noted on your statement. At any time you may pay more than the Minimum Payment Due up to the full amount you owe us, however you cannot 'pay ahead.' This means that if you pay more than the required Minimum Payment Due in any billing cycle or if you make more than one payment in a billing cycle, you will still need to pay the next month's required Minimum Payment Due by your next Payment Due Date. Remember to make all checks payable to UBS Card Services. Please allow 7 days for the U.S. Postal Servke to deliver your payment to us. Upon our receipt, your available credit may not be increased by the payment amount for up to 7 days to ensure the funds from the bank on which your payment Is drawn we collected and not returned. Wrten you provide a check as payment on this Account, you authorize us to either use the information from your check to make a one-time electronic fund transfer from your account or to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, funds may be withdrawn from your account as soon as the same day we receive your payment, and you will not receive your check back from your financial institution. For inquiries, please call 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762-1000 for the UBS Visa Signature credit card. Maned Payments. A conforming payment received by us by 5:00 p.m. Central time will be credited to your account the day of receipt. A 'conforming payment' is a payment that: 1) is mailed using the enclosed envelope and payment coupon included with this statement to UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX 75320-3210 and 2) is in the form of a single, non-folded check or money order made payable in US dollars from a US based institution. Any payment that does not meet these requirements or any payment with multiple checks or money orders, additional correspondence, staples, paperclips, etc. will be considered a 'non-conforming payment," which may delay the crediting of the payment for up to 5 days. We can accept late payments, partial payments, checks and money orders marked 'Paid in Full" or language having the same effect without losing any of our rights under this Agreement and such payments may be sent to the following address: UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX, 75320-3210. Other menet options. Oaths: Visit ubscomlonlineservices to sign up for Pay Credit Card to pay your account online. Payments made through Pay Credit Card will be credited to your account that same day if requested prior to 4:00 p.m. Eastern time for debits from an external account and 6:00 p.m. Eastern time for debits from a UBS Resource Management Account (RMA) or UBS Business Services Account BSA account. Available onty for cardholders with an RMA or UBS Business Services Account BSA. Pay by Phone: To make a payment by phone, please call 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. Payments made from an outside account by 5:00 p.m. Eastern time will be credited to your account same day. Payments made from your UBS account by 6:00 p.m. Eastern time are also credited same day. Application of any phone payment to your credit line may be delayed for up to 7 days. OvarnIght paymairts: Send overnight courier service or USPS Priority Mail payments to UBS Bank USA - Card Services, 2975 Regent Boulevard, P.O. Box 203219, Irving, TX 75063. A payment received at this address by 5:00 p.m. Central time that otherwise meets the requirements of a conforming payment will be credited to your account that same day. Arsteatatic rapsymatit of cash admixes derma. CaskCothact : The CashConnect feature on your UBS credit card account will automatically repay new Cash Advances obtained from ATMs and financial institutions (CashConnect Cash Advances), each night, with available funds from your UBS Resource Management Account (RMA) or your UBS Business Services Account BSA (either referred to as your UBS Account). When we use your UBS Account to repay your CashConnect Cash Advance transaction in full, you will not incur any interest charges. If there are insufficient funds in your UBS Account to pay off your CashConnect Cash Advances balance in full, then the APR for your Cash Advances will apply as of the original transaction date on any remaining balance. You will be charged the APR on Cash Advances on your remaining CashConnect Cash Advance balance until it is repaid in full. Applicable ATM surcharge fees may apply. No other account balances are paid through the CashConnect feature. II you choose not to participate in the CashConnect feature, please contact us at 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. Available onht (or cardholders with an RMA or Business Services Account BSA. Accrual of Stem! mad heat to avoid paying Stareal ea purchases. Your due date is at least 23 days after the close of each billing cycle. On Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance from your previous billing statement by the Payment Due Date on that statement, then (I ) we will not impose interest on Purchases during your current Continued on back of next page 0,1030103 • 040770 • 0301 EFTA00271481 Page 3 of 4 My Choice Rewards Points from UBS Account Summary Beginning Points this period Points earned this period Bonus points Adjustments Redemptions Ending points balance *For more details on your rewards points activity, please visit us online at ubs.conVuscards Total Points 85,610 1,340 0 0 0 86,950 Activity for GHISLAINE MAXWELL - Card ending KM Date p_ai sts 12/18 Description PAYMENT THANK YOU Total Payments Activity Purdiases 11/29 EARTH% 214-3101200 TX 12/04 CLOUDFLARE 650-3198939 CA 12/09 MAILCHIMP *MONTHLY MAILCHIMP.000.16A 2/19 BUFFER AWESOME MONTHLY HTTPSBUFFER.CCA Total Purchases Activity Amount -$890.52 -S890.52 $450.00 $200.05 $680.47 310.00 51,340.52 I Total Fees Charged in 2018 $0.00 Total Interest Charged in 2018 $0.00 2018 Totals Year-to-Date Summary of Fees and Interest A Interest Charge Calculation -30 Days in Billing Cycle Balance Subject to Interest Rate PURCHASES $0.00 17.24% (v) $0.00 BALANCE TRANSFERS $0.00 17.24% M $0.00 CASH ADVANCES $0.00 24.24% h0 $0.00 ANNUAL PERCENTAGE RATE (APR) Interest Charge Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate EFTA00271482 Page 4 of 4 billing period if you pay the Statement Balance on the current billing statement by the Payment Due Date in the current billing period, and (2) we will credit any payment applied toward Purchases as of the first day in your current billing period if you make a payment by the Payment Due Date in the current billing period that is less than the Statement Balance. If a Statement Balance was shown on your previous billing statement and you did not pay the Statement Balance by the Payment Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the Statement Balance shown on the current billing statement by the Payment Due Date in the current billing period. For Balance Transfers, interest will accrue from the day we send the Balance Transfer to the payee. For Checks, interest will accrue from the day the payee accepts the check. For Cash Advances, interest will accrue from the day you take the Cash Advance. How we ME abate your balance subject es Interest rate. We use a method called 'daily balance' (including new purchases). To determine the amount of interest to be charged on your Account, we first calculate the 'Balance Subject to Interest Rate" separately for Purchases, for Balance Transfers, and for Cash Advances. We apply the applicable Daily Periodic Rate or the DPR (the DPR for each category is the applicable APR shown on the front of the statement divided by 365). to each of the applicable daily balances for i) Purchases, ii) Balance Transfers, and iii) Cash Advances. The daily balances for Purchases, for Balance Transfers, and for Cash Advances are each calculated separately and determined as follows: We take the beginning balances for each transaction type on your Account each day, including any interest calculated on the previous day's balance, add to the respective balances any new transaction, subtract any payments or credits and make any other applicable adjustment(s). Your Cardmember Agreement provides for compounding of interest. A credit balance is treated as a balance of zero. If you multiply the 'Balance Subject to Interest Rate' for each balance category as shown on your monthly billing statement by the number of days in the billing period and then multiply each sum by the applicable DPR, the results will be the interest assessed, except for minor variations caused by rounding. Credit Immo reports and Amides. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. If you believe that an entry we have made on your credit report is inaccurate or incomplete, please contact the credit bureau directly or contact us at UBS Bank USA, Card Operations Division, 315 Deaderick Street, 5th Floor, Nashville, TN 37238. We will request your name; your account number; the credit bureau where you received the credit report; a description of the error; and why you believe it is an error. We will promptly investigate, notify you of our findings, and, if warranted, send an update to the credit bureaus within 30 days. Whet es do M yew think you find an emir on your statement If you think there is an error on your statement, please write to us at: UBS Bank USA • Card Operations Division 315 Deaderick Street, 5th Floor Nashville, TN 37238 In your letter, give us the following information: • Amount be(ormatba: your name and account number • oat./ roman the dollar amount of the suspected error • Desolation of problem: if you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake. You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors In wilting. You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. While we investigate whether or not there has been an error: • We cannot try to collect the amount in question, or report you as delinquent on that amount. • The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount. • While you do not have to pay the amount in question, you are responsible for the remainder of your balance. • We ran apply any unpaid amount against your credit hint. Your rights if you are dissatisfied with your credit card purchases If you are dissatisfied with the goods or services that you have purchased with your credit card and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: 1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with Cash Advances from an ATM or with a check that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. If all the criteria above are met and you are still dissatisfied with the purchase, contact us In weldng at: UBS Bank USA - Disputes Department P.O. Box 84040 Columbus, GA 31908 While we investigate, the same rules apply to the disputed amount as referenced above in the section covering errors on your statement. After we finish our investigation, we will notify you of our decision. At that point, if we think you owe an amount and you do not pay that amount, we may report you as delinquent. Please refer to your Cardmember Agreement for additional information about the terms of your Account. 0201 I UBS Bank USA EFTA00271483 Customer News Pay Credit Card reminder Do not mail payment. Your Statement Balance in the amount of $890.52 is scheduled to be paid on 12/18/18 from your UBS Account. Thank you. Shop for your holiday gift-giving needs and use your My Choice Rewards points online to do it. Find everything from gift cards for fine dining and premium retail to the latest in luxury goods or gadgets. Book your holiday travel or buy wh you want and redeem for a statement credit. Explore the rang of options on the rewards web site a ubs.com/mycardbenefits. SUBS Statement BEng Period: 10/27/18 -11/26/181 Payment Due Date December 23, 2018 Minimum Payment Due S35.00 UBS Visa Signature credit card statement Prepared for: GHISLAME MAXWELL Primary Card Number Irking in:MI Page t of 4 Questions? Call 1-800-762-1000 ubs.com/onlineservices Account Summary Activity Summary Minimum Payment Due $35.00 ievious Balance $917.74 Payment D X13 C'edit Line $35.000.00 + Purchases $890.52 Available Credit line $34,109.48 - Other Credits $0.00 Cash Credit Line 514.000.00 + Cash Advances S0.00 Available Cash Line $14,000.00 + Fees $0.00 Past Due Amount $0.00 + Interest $0.00 Overlimit Amount $0.00 Statement Balance $890.52 Payment Information* payment by the date Statement Balance Minimum Payment Due Payment Due Date Late Payment Waming: If we do not receive your minimum $890.52 $35.00 12/23/2018 listed above, you may have to pay a late fee up to $38.00 and your APRs may be increased to the Penalty APR of 29.99%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For Instance If you make no additional charges using this card and each month you pay... You will pay off the balance shown on this statement in about... And you will end up paying the estimated total of... Only the Minimum Payment 3 years S1,113 If you would like information about credit counseling services, call 1-800-762-1000. The phone number for UBS Bank USA s 1.800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1.800-342-3736 or www.dfs.ny.gov • Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.convonlineservices. Detach here. Please make checks payable to ' UE15 Card Services- and include this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Service delivery if undeliverable, return to: UBS BANK USA • CARD SERVICES PO BOX 84040 COLUMBUS GA 31908.4040 SUBS Card Number Ending in Minimum Payment Due Statement Balance 535.00 $890.52 Payment Due Date December 23, 2018 You are enrolled in Automated Pay Credit Card. Send payments to: UBS BANK USA • CARD SERVICES PO BOX 203219 DALLAS TX 75320.3219 122318 7826000014012670 2 0000003500 2 EFTA00271484 Important information about your UBS credit card Lost or stolen card. Your credit card Is issued by UBS Bank USA. If Li! toten, please contact us immediately at any time at 1-888-162-1131 for the UBS Visa Infinite credit card or I.800.762.1000 for the UBS Visa Signature credit card. You will not be liable for any unauthorized use that occurs after you notify us. You may, however, be liable for unauthorized use that occurs before your notice to us. In any case, your liability will not exceed $50. Payomet infonesaties. Each billing cycle, you must pay at least the Minimum Payment Due shown on your monthly statement by its Payment Due Date. Both the Minimum Payment Due and Payment Due Date are noted on your statement. At any time you may pay more than the Minimum Payment Due up to the full amount you owe us, however you cannot 'pay ahead.' This means that if you pay more than the required Minimum Payment Due in any billing cycle or if you make more than one payment in a billing cycle, you will still need to pay the next month's required Minimum Payment Due by your next Payment Due Date. Remember to make all checks payable to UBS Card Services. Please allow 7 days for the U.S. Postal Servke to deliver your payment to us. Upon our receipt, your available credit may not be increased by the payment amount for up to 7 days to ensure the funds from the bank on which your payment Is drawn we collected and not returned. Wrten you provide a check as payment on this Account, you authorize us to either use the information from your check to make a one-time electronic fund transfer from your account or to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, funds may be withdrawn from your account as soon as the same day we receive your payment, and you will not receive your check back from your financial institution. For inquiries, please call 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762-1000 for the UBS Visa Signature credit card. Maned Payments. A conforming payment received by us by 5:00 p.m. Central time will be credited to your account the day of receipt. A 'conforming payment' is a payment that: 1) is mailed using the enclosed envelope and payment coupon included with this statement to UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX 75320-3210 and 2) is in the form of a single, non-folded check or money order made payable in US dollars from a US based institution. Any payment that does not meet these requirements or any payment with multiple checks or money orders, additional correspondence, staples, paperclips, etc. will be considered a 'non-conforming payment," which may delay the crediting of the payment for up to 5 days. We can accept late payments, partial payments, checks and money orders marked 'Paid in Full" or language having the same effect without losing any of our rights under this Agreement and such payments may be sent to the following address: UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX, 75320-3210. Other menet options. Oaths: Visit ubscomlonlineservices to sign up for Pay Credit Card to pay your account online. Payments made through Pay Credit Card will be credited to your account that same day if requested prior to 4:00 p.m. Eastern time for debits from an external account and 6:00 p.m. Eastern time for debits from a UBS Resource Management Account (RMA) or UBS Business Services Account BSA account. Available onty for cardholders with an RMA or UBS Business Services Account BSA. Pay by Phone: To make a payment by phone, please call 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. Payments made from an outside account by 5:00 p.m. Eastern time will be credited to your account same day. Payments made from your UBS account by 6:00 p.m. Eastern time are also credited same day. Application of any phone payment to your credit line may be delayed for up to 7 days. OvarnIght paymairts: Send overnight courier service or USPS Priority Mail payments to UBS Bank USA - Card Services, 2975 Regent Boulevard, P.O. Box 203219, Irving, TX 75063. A payment received at this address by 5:00 p.m. Central time that otherwise meets the requirements of a conforming payment will be credited to your account that same day. Arsteatatic rapsymatit of cash admixes derma. CaskCothact : The CashConnect feature on your UBS credit card account will automatically repay new Cash Advances obtained from ATMs and financial institutions (CashConnect Cash Advances), each night, with available funds from your UBS Resource Management Account (RMA) or your UBS Business Services Account BSA (either referred to as your UBS Account). When we use your UBS Account to repay your CashConnect Cash Advance transaction in full, you will not incur any interest charges. If there are insufficient funds in your UBS Account to pay off your CashConnect Cash Advances balance in full, then the APR for your Cash Advances will apply as of the original transaction date on any remaining balance. You will be charged the APR on Cash Advances on your remaining CashConnect Cash Advance balance until it is repaid in full. Applicable ATM surcharge fees may apply. No other account balances are paid through the CashConnect feature. II you choose not to participate in the CashConnect feature, please contact us at 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. Available onht (or cardholders with an RMA or Business Services Account BSA. Accrual of Stem! mad heat to avoid paying Stareal ea purchases. Your due date is at least 23 days after the close of each billing cycle. On Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance from your previous billing statement by the Payment Due Date on that statement, then (I ) we will not impose interest on Purchases during your current Continued on back of next page 03030303 • 041080 • 0301 • 0002 • 23 EFTA00271485 Page 3 of 4 My Choice Rewards Points from UBS Account Summary Total Points Beginning Points this period 84,72 Points earned this period 89 Bonus points Adjustments Redemptions Ending points balance 85,61 •For more details on your rewards points activity, please visit us online at ubs.com(uscards Activity for 6HtSULNEFAMWELL - Card ending in Date Description Amount Payments PAYMENT THANK YOU 4917.74 Total Payments Activity -5917.74 Purchases 11104 CLOUDFLARE 650-3198939 CA 5200.05 11109 MAILCHIMP •MONTHLY MAILCHIMP.COM6A 5680.47 11/19 BUFFER AWESOME MONTHLY HliPSBUFFER.CCA 510.00 Total Purchases Activity $890.52 2018 Totals Year-to-Date Summary of Fees and Interest Total Fees Charged in 2018 Total Interest Charged in 2018 Interest Charge Calculation -31 Days in Bulling Cycle PURCHASES BALANCE TRANSFERS CASH ADVANCES $0.00 $0.00 Balance Subject to Interest Rate $0.00 $0.00 $0.00 ANNUAL PERCENTAGE RATE (APR) 17.24% N1I 17.24% N1I 24.24% N1I Interest Charge Sono Sono Sono Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate EFTA00271486 Page 4 of 4 billing period if you pay the Statement Balance on the current billing statement by the Payment Due Date in the current billing period, and (2) we will credit any payment applied toward Purchases as of the first day in your current billing period if you make a payment by the Payment Due Date in the current billing period that is less than the Statement Balance. If a Statement Balance was shown on your previous billing statement and you did not pay the Statement Balance by the Payment Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the Statement Balance shown on the current billing statement by the Payment Due Date in the current billing period. For Balance Transfers, interest will accrue from the day we send the Balance Transfer to the payee. For Checks, interest will accrue from the day the payee accepts the check. For Cash Advances, interest will accrue from the day you take the Cash Advance. How we Ma Matta mar Mime sodded es Interest into. We use a method called 'daily balance' (including new purchases). To determine the amount of interest to be charged on your Account, we first calculate the 'Balance Subject to Interest Rate" separately for Purchases, for Balance Transfers, and for Cash Advances. We apply the applicable Daily Periodic Rate or the DPR (the DPR for each category is the applicable APR shown on the front of the statement divided by 365). to each of the applicable daily balances for i) Purchases, ii) Balance Transfers, and iii) Cash Advances. The daily balances for Purchases, for Balance Transfers, and for Cash Advances are each calculated separately and determined as follows: We take the beginning balances for each transaction type on your Account each day, including any interest calculated on the previous day's balance, add to the respective balances any new transaction, subtract any payments or credits and make any other applicable adjustment(s). Your Cardmember Agreement provides for compounding of interest. A credit balance is treated as a balance of zero. If you multiply the 'Balance Subject to Interest Rate' for each balance category as shown on your monthly billing statement by the number of days in the billing period and then multiply each sum by the applicable DPR, the results will be the interest assessed, except for minor variations caused by rounding. Credit Immo reports and d! - t... We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. If you believe that an entry we have made on your credit report is inaccurate or incomplete, please contact the credit bureau directly or contact us at UBS Bank USA, Card Operations Division, 315 Deaderick Street, 5th Floor, Nashville, TN 37238. We will request your name; your account number; the credit bureau where you received the credit report; a description of the error; and why you believe it is an error. We will promptly investigate, notify you of our findings, and, if warranted, send an update to the credit bureaus within 30 days. Whet es do M yea think you find an emir on your statement If you think there is an error on your statement, please write to us at: UBS Bank USA • Card Operations Division 315 Deaderick Street, 5th Floor Nashville, TN 37238 In your letter, give us the following information: • Account Stomata: your name and account number • Deft amount the dollar amount of the suspected error • Desolation of problem: if you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake. You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors In wetting. You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. While we investigate whether or not there has been an error: • We cannot try to collect the amount in question, or report you as delinquent on that amount. • The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount. • While you do not have to pay the amount in question, you are responsible for the remainder of your balance. • We ran apply any unpaid amount against your credit hint. Your rights if you are dissatisfied with your credit rani purchases If you are dissatisfied with the goods or services that you have purchased with your credit card and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: 1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with Cash Advances from an ATM or with a check that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. If all the criteria above are met and you are still dissatisfied with the purchase, contact us In weldng at: UBS Bank USA- Disputes Department P.O. Box 84040 Columbus, GA 31908 While we investigate, the same rules apply to the disputed amount as referenced above in the section covering errors on your statement. After we finish our investigation, we will notify you of our decision. At that point, if we think you owe an amount and you do not pay that amount, we may report you as delinquent. Please refer to your Cardmember Agreement for additional information about the terms of your Account. 0201 I UBS Bank USA EFTA00271487 • Customer News Pay Credit Card reminder Do not mail payment. Your Statement Balance in the amount of $917.74 is scheduled to be paid on 11/18/18 from your UBS Account. Thank you. Shop for your holiday gift-giving needs and use your My Choice Rewards points online to do it. Find everything from gift cards for fine dining and premium retail to the latest in luxury goods or gadgets. Book your holiday travel or buy wh you want and redeem for a statement credit. Explore the range of options on the rewards web site at ubs.com/mycardbenefits. SUBS Statement BEng Period: 09/27/18 - tenor; s\ Payment Due Date November 23, 2018 r.vinimum Payment Due $35.0y UBS Visa Signature credit card statement Prepared for: GHISLAINE MAXWELL Page 1 of 4 Primary Card Number Encing in: Questions? Call 1400-762-1000 ubs.convonlineseMces Account Summary Activity Summary Minimum Payment Due $35.00 Previous Balance $5,021.88 Payment I - Payne Credit Line 535,000.00 + Purchases $917.74 Available Credit Line - Other Credits S0.00 Cash Credit Line 51 4.000D0 + Cash Advances S0.00 Available Cash Line $14,000.00 + Fees $0.00 Past Due Amount 50 .00 + Interest $0.00 Overlimit Amount so.00 Statement Balance $917.74 Payment Information* Statement Balance Minimum Payment Due Payment Due Date Late Payment Waming: $917.74 535.00 111232018 If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to $38.00 and your APRs may be increased to the Penalty APR of 29.99%. Minimum Payment Waming: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For Instance If you make no additional charges using this card and each month you pay... You will pay off the balance shown on this statement in about... And you will end up paying the estimated total of... Only the Minimum Payment I 3 years 41,157 If you would like information about credit counseling services, call 1-800-762-1000. The phone number for UBS Bank USA is 1.800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1.800-342-3736 or www.dfs.ny.gov Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.comtonlineservices. Detach here. Please make checks payable to ' UBS Card Services• and include this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Service delivery. If undeliverable, UBS BANK USA PO BOX 84040 COLUMBUS GA return to: • CARD SERVICES 31908.4040 GHISLAINE MAXWELL SUBS Card Number Ending in Minimum Payment Due Statement Balance Payment Due Date $35.00 5917.74 November 23 2018 You are enrolled in Automated Pay Credit Card. Send payments to: UBS BANK USA • CARD SERVICES PO BOX 203219 DALLAS TX 75320.3219 112318 7826000014012670 2 0000003500 2 EFTA00271488 Important Information about your UBS credit card Lost or stolen card. Your credit card Is issued by UBS Bank USA. If Li! toten, please contact us immediately at any time at 1.888-161-1131 for the UBS Visa Infinite credit card or I.800.762.1000 for the UBS Visa Signature credit card. You will not be liable for any unauthorized use that occurs after you notify us. You may, however, be liable for unauthorized use that occurs before your notice to us. In any case, your liability will not exceed $50. Payment isferiaties. Each billing cycle, you must pay at least the Minimum Payment Due shown on your monthly statement by its Payment Due Date. Both the Minimum Payment Due and Payment Due Date are noted on your statement. At any time you may pay more than the Minimum Payment Due up to the full amount you owe us, however you cannot 'pay ahead.' This means that if you pay more than the required Minimum Payment Due in any billing cycle or if you make more than one payment in a billing cycle, you will still need to pay the next month's required Minimum Payment Due by your next Payment Due Date. Remember to make all checks payable to UBS Card Services. Please allow 7 days for the U.S. Postal Service to deliver your payment to us. Upon our receipt, your available credit may not be increased by the payment amount for up to 7 days to ensure the funds from the bank on which your payment Is drawn we collected and not returned. V.inen you provide a check as payment on this Account, you authorize us to either use the information from your check to make a one-time electronic fund transfer from your account or to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, funds may be withdrawn from your account as soon as the same day we receive your payment, and you will not receive your check back from your financial institution. For inquiries, please call 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762-1000 for the UBS Visa Signature credit card. Mailed Payments. A conforming payment received by us by 5:00 p.m. Central time will be credited to your account the day of receipt. A 'conforming payment' is a payment that: 1) is mailed using the enclosed envelope and payment coupon included with this statement to UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX 75320-3210 and 2) is in the form of a single, non-folded check or money order made payable in US dollars from a US based institution. Any payment that does not meet these requirements or any payment with multiple checks or money orders, additional correspondence, staples, paperclips, etc. will be considered a 'non-conforming payment," which may delay the crediting of the payment for up to 5 days. We can accept late payments, partial payments, checks and money orders marked 'Paid in Full" or language having the same effect without losing any of our rights under this Agreement and such payments may be sent to the following address: UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX, 75320-3210. Other ponies! options. holism Visit ubscomlonlineservices to sign up for Pay Credit Card to pay your account online. Payments made through Pay Credit Card will be credited to your account that same day if requested prior to 4:00 p.m. Eastern time for debits from an external account and 6:00 p.m. Eastern time for debits from a UBS Resource Management Account (RMA) or UBS Business Services Account BSA account. Available onty for cardholders with an RMA or UBS Business Services Account BSA. Pay by Phone: To make a payment by phone, please call 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. Payments made from an outside account by 5:00 p.m. Eastern time will be credited to your account same day. Payments made from your UBS account by 6:00 p.m. Eastern time are also credited same day. Application of any phone payment to your credit line may be delayed for up to 7 days. Overnight pommels: Send overnight courier service or USPS Priority Mail payments to UBS Bank USA - Card Services, 2975 Regent Boulevard, P.O. Box 203219, Irving, TX 75063. A payment received at this address by 5:00 p.m. Central time that otherwise meets the requirements of a conforming payment will be credited to your account that same day. Arateralatic repayment of cash advances derm. Cap/Kosice : The CashConnect feature on your UBS credit card account will automatically repay new Cash Advances obtained from ATMs and financial institutions (CashConnect Cash Advances), each night, with available funds from your UBS Resource Management Account (RMA) or your UBS Business Services Account BSA (either referred to as your UBS Account). When we use your UBS Account to repay your CashConnect Cash Advance transaction in full, you will not incur any interest charges. If there are insufficient funds in your UBS Account to pay off your CashConnect Cash Advances balance in full, then the APR for your Cash Advances will apply as of the original transaction date on any remaining balance. You will be charged the APR on Cash Advances on your remaining CashConnect Cash Advance balance until it is repaid in full. Applicable ATM surcharge fees may apply. No other account balances are paid through the CashConnect feature. II you choose not to participate in the CashConnect feature, please contact us at 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. Available onht (or cardholders with an RMA or Business Services Account BSA. Accrual of Interest and hem to avoid plying Interest en purchases. Your due date is at least 23 days after the close of each billing cycle. On Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance from your previous billing statement by the Payment Due Date on that statement, then (I ) we will not impose interest on Purchases during your current Continued on back of next page 03030303 • 012532 • 0301 • 0302 • EFTA00271489 Page 3 of 4 My Choice Rewards Points from UBS Account Summary Total Points Beginning Points this period 83,80 Points earned this period 91 Bonus points Adjustments Redemptions Ending points balance 84,72 *For more details on your rewards points activity, please visit us online at ubs.conVuscards Activity for GHISLAINE MAXWELL - Card ending in MI Date Description Amount Payments 10/18 PAYMENT THANK YOU -19021.88 Total Payment Activity 45,021.88 Purchases 10/04 CLOUDFLARE 650-3198939 CA $200.05 10109 MAILCHIMP *MONTHLY MAILCHIMP.COMGA $707.69 10/19 BUFFER AWESOME MONTHLY HPIPSBUFFER.CCA $10.00 Total Purchases Activity $917.74 2018 Totals Year-to-Date Summary of Fees and Interest Total Fees Charged in 2018 10.00 Total Interest Charged in 2018 50.00 Interest Charge Calculation - 30 Days in Billing Cycle PURCHASES BALANCE TRANSFERS CASH ADVANCES Balance Subject to Interest Rate SJ 00 50.00 $0.00 ANNUAL PERCENTAGE RATE (APR) 17.24% (v) 17.24% (v) 24.24% (v) Interest Charge $0.00 $0.00 $0.00 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate EFTA00271490 Page 4 of 4 billing period if you pay the Statement Balance on the current billing statement by the Payment Due Date in the current billing period, and (2) we will credit any payment applied toward Purchases as of the first day in your current billing period if you make a payment by the Payment Due Date in the current billing period that is less than the Statement Balance. If a Statement Balance was shown on your previous billing statement and you did not pay the Statement Balance by the Payment Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the Statement Balance shown on the current billing statement by the Payment Due Date in the current billing period. For Balance Transfers, interest will accrue from the day we send the Balance Transfer to the payee. For Checks, interest will accrue from the day the payee accepts the check. For Cash Advances, interest will accrue from the day you take the Cash Advance. How we Ma Matta mar Mime sodded es Interest into. We use a method called 'daily balance' (including new purchases). To determine the amount of interest to be charged on your Account, we first calculate the 'Balance Subject to Interest Rate" separately for Purchases, for Balance Transfers, and for Cash Advances. We apply the applicable Daily Periodic Rate or the DPR (the DPR for each category is the applicable APR shown on the front of the statement divided by 365). to each of the applicable daily balances for i) Purchases, ii) Balance Transfers, and iii) Cash Advances. The daily balances for Purchases, for Balance Transfers, and for Cash Advances are each calculated separately and determined as follows: We take the beginning balances for each transaction type on your Account each day, including any interest calculated on the previous day's balance, add to the respective balances any new transaction, subtract any payments or credits and make any other applicable adjustment(s). Your Cardmember Agreement provides for compounding of interest. A credit balance is treated as a balance of zero. If you multiply the 'Balance Subject to Interest Rate' for each balance category as shown on your monthly billing statement by the number of days in the billing period and then multiply each sum by the applicable DPR, the results will be the interest assessed, except for minor variations caused by rounding. Credit Immo reports and d! - t... We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. If you believe that an entry we have made on your credit report is inaccurate or incomplete, please contact the credit bureau directly or contact us at UBS Bank USA, Card Operations Division, 315 Deaderick Street, 5th Floor, Nashville, TN 37238. We will request your name; your account number; the credit bureau where you received the credit report; a description of the error; and why you believe it is an error. We will promptly investigate, notify you of our findings, and, if warranted, send an update to the credit bureaus within 30 days. Whet es do M yea think you find an emir on your statement If you think there is an error on your statement, please write to us at: UBS Bank USA • Card Operations Division 315 Deaderick Street, 5th Floor Nashville, TN 37238 In your letter, give us the following information: • Account Stomata: your name and account number • Deft amount the dollar amount of the suspected error • Desolation of problem: if you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake. You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors In wetting. You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. While we investigate whether or not there has been an error: • We cannot try to collect the amount in question, or report you as delinquent on that amount. • The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount. • While you do not have to pay the amount in question, you are responsible for the remainder of your balance. • We ran apply any unpaid amount against your credit hint. Your rights if you are dissatisfied with your credit rani purchases If you are dissatisfied with the goods or services that you have purchased with your credit card and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: 1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with Cash Advances from an ATM or with a check that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. If all the criteria above are met and you are still dissatisfied with the purchase, contact us In weldng at: UBS Bank USA- Disputes Department P.O. Box 84040 Columbus, GA 31908 While we investigate, the same rules apply to the disputed amount as referenced above in the section covering errors on your statement. After we finish our investigation, we will notify you of our decision. At that point, if we think you owe an amount and you do not pay that amount, we may report you as delinquent. Please refer to your Cardmember Agreement for additional information about the terms of your Account. fI 8 8 0 8 0201 I UBS Bank USA EFTA00271491