EFTA00304539.pdf

Centurion° Card JEFFREY E EPSTEIN Closing Date 04/28/11 New Balance $4,698.31 Please Pay By 05/13/11 2 O O See page 2 for imponant information about your account. ** We no longer charge your account a Foreign Transaction Fee** All referencesto the 2.7% foreign transaction fee in your Cardmember Agreement for this account aredeleted, effective immediately. And, in Your Agreement for Transferring Funds Electronically, the following is added after the first sentenceof the sixth paragraph: 'However, we do not charge this fee for. ATM withdrawals made using cards issued on U.S. Consumer or OPEN Platinum Card or Centurion Card accounts.' Your payment of $4,698.31 will be debited from your account on 05/13/11. Any Inquiry to American Express concerning this debit should be made before 05/12/11. If your AutoPay payment is less than your New Balance, we must receive an additional payment for at least the difference by your next Closing Date. 121 Payment Coupon Do not staple or use paper clips Pay by Computer americanexpress.com/pbc JEFFREY E EPSTEIN 6100 RED HOOK QTR STE 38 SAINT THOMAS VI 00802 n Check here if your addressor phone number has changed. Note changes on reverse side. p. /9 Account Ending 4-32003 Membership Rewards Points As of 04/28/11 1,999,254 For details, pleasesee your n!' Membership Rewards page. Account Summary Previous Balance 54,032.04 Payments/Credits 44,133.83 New Charges +$4,800.10 Fees +50.00 New Balance $4,698.31 Daysin Billing Period: 30 Customer Care Pay by Computer americanexpress.com/pbc Customer Care Pay by Phone 14774774987 1.8004724297 O See page 2 for additional information. Pay by Phone 1 800 472 9297 AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Account Ending 442003 Enter account number on all documents. Make check payable to American Express. Please Pay By 05/13/11 AutoPay Amount $4,698.31 IIIIIIIIIIIIIIIIII IlrrdIIILllrrrlllrrrlrrrllLrnlrrll 0000349990885308405 000469831000469831 25 rl EFTA00304539 JEFFREY E EPSTEIN Account Ending 4-32003 p. 279 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (1) include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable In US dollars and clearable through the US banking system; and (3) Include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional Interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unlessa particular rate is required by law. Please do not send post-dated checks as they will be deposited upon receipt Any restrktive language on a payment we accept will have no effect on us without our express prior written approval. We will represent to your financial institution any payment that is retumed unpaid. Permission for Electronic Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account We will process checks electronically by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the check is not processabk electronkally or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement if we cannot collect the funds electronically we may Issuea draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify In the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. Now We Cakulate Your Balance: We use the Average Daily Balance (ADB) method (including new transactions)to cakulate the balance on which we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the AM and interest results in doily compoundingof interest. Paying Interest: If you have a Pay Over Time balance, your due date Is at least 25 days after the close of each billing period. We will not charge you interest on charges added automatically to a Pay Over Time balance,or to charges that were added to a Pay Over Time balance at your request in prior billing periods, if you pay the Account Total New Balance by the next Closing Date. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it Into US dollars on the date we or our agents process it We will choose a conversion rate that Isacceptable to us for that date, unlessa particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishments will be billed at the rates such establishments use. Credit Balance: A credit balance (desig nated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is 51.00 or more. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800.518.8866. IS Customer Service & Billing Inquiries International Collect Large Print & Braille Statements Express Cash 1.877.877-0987 Hearing Impaired 1-954-503.8905 TTY:1 -800-221-9950 1-877-877-0987 FAX:1 -800-695-9090 1-800-CASH-NOW In NY: 1400-522-1897 Changeof Address If correct on front, do not use. • To change your address online, visit www.amencanexpressxom/updatecontactinfo • Far Name, Company Name, and Foreign Address or Phone changes, please call Customer Care. • Please print clearly In blue or black ink only In the boxes provided. Street Address City, State Zip Code Area Code and Horne Phone Area Code and 1Vork Phone Email Website: americanexpress.com Mobile Site: amexmobile.com Customer Service & Billing Inquiries P.O. BOX 981535 EL PASO, TX 79998-1535 Payments P.O. BOX 1270 NEWARK NJ 07101.1270 Pay Your Bill with AutoPay • Avoid late fees • Save time Deduct your payment from your bank account automa0cally each month Visit americanexpress.comMutopay today to enroll. For information on how we protect your privacy and to set your communication and privacy choices. please visit vnivw.amerIcanexpress.comtprivacy. EFTA00304540 A EXPRESS Centurion® Card p. 19 JEFFREY E EPSTEIN Closing Date 04/28/11 Account Ending 4-32003 Payments and Credits Summary Total Payments -54,032.04 Credits -5101.79 Total Payments and Credits 44,133.83 Detail Indicates posting date Payments Amount 03/30/11° ONLINE PAYMENT - THANK YOU -54032.04 Credits Amount 04/03/11 GOOD LUCK CAB SERVIC212-219.8886 212-219-8886 -$55.00 -$46.79 04/27/11 AMAZON.COM AMZN.COWBILL DIRECT MKTG MISC WA J New Charges Summary Total Total New Charges $4,800.10 Detail Is JEFFREY E EPSTEIN Card Ending 432003 Foreign Spend Amount 03/29/11 AT&T DATA 190 ALPHARETTA GA 800.331-0500 Description TELECOMMUNKAT $25.00 03/30/11 !TUNES MUSIC STORE [AUSTIN TX Runes Musk Store $23.98 03/31/11 AT&T DATA 190 ALPHARETTA GA 800.331-0500 Description TELECOMMUNKAT $214.98 04/02/11 !TUNES MUSIC STORE (AUSTIN 1X Runes Musk Store $29.90 04/02/11 GOOGLE *PAID STORAGEPAYMENT SVC 03FEKRAH48160OPTE10065 GOOGLE *PAID STORAGE GOOGLECOM/CH $20.00 04/02/11 LA MAISON DU CHOCOLAPARIS PA 47233825 2220 European Union Euro $31.60 04/03/11 GOOD LUCK CAB SERVIC212-2194886 212-219.8886 $70.00 04/03/11 GOOD LUCK CAB SERVIC212-219.8886 $55.00 212-219.8886 Continued on reverse EFTA00304541 JEFFREY E EPSTEIN Account Ending 4-32003 p. 4/9 Detail Continued Foreign Spend Amount 04/04/11 DOMINO'S 3682 0000035166123553 5166123553 FAST FOOD REST. $43.03 04/05/11 !TUNES MUSIC STORE IAUSTIN TX Runes Music Store $9.98 04/06/11 PHARMACIE ANGLAISE PPARIS PA 0143592252 18.30 European Union Euro $26.00 04/06/11 EQUINOX #130 866432-6549 NY 866.3324549 $120.18 04/09/11 AMAZON MKTPLACE PMTSAMZN.COWBILL MERCHANDISE WA $89.95 04/11/11 !TUNES MUSIC STORE !AUSTIN TX !Tunes Musk Store $39.93 04/11/11 AMAZON MKTPLACE PMTSAMZN.COWBILL MERCHANDISE WA $1.58 04/11/11 AMAZON.COM AMZN.COM/BILL WA MERCHANDISE $46/9 04/11/11 AMAZON MKTPLACE PMTSAMZN.COWBILL MERCHANDISE WA $119.95 04/12/11 AMAZON MKTPLACE PMTSAMZN.COWBILL MERCHANDISE WA $103.98 04/12/11 EQUINOX #102 866.332-6549 NY 8664326549 $120.18 04/14/11 AMAZON MKTPLACE PMTSAMZN.COM/BILL MERCHANDISE WA $83.18 04/14/11 AMAZON MKTPLACE PMTSAMZN.COWBILL MERCHANDISE WA $429.99 04/16/11 !TUNES MUSIC STORE (AUSTIN TX !Tunes Musk Store $30.97 04/16/11 DOMINO'S 3682 0000035166123553 5166123553 FAST FOOD REST. $48.00 04/18/11 THE CHARLES HOTEL CAMBRIDGE MA Arrival Date Departure Date 04/15/11 04/17/11 00000000 LODGING $1,015.64 04/18/11 THE CHARLES HOTEL CAMBRIDGE MA Arrival Date Departure Date 04/15/11 04/17/11 00000000 LODGING $90.84 04/18/11 THE CHARLES HOTEL CAMBRIDGE MA $27.31 Arrival Date 04/15/11 00000000 LODGING Departure Date 04/17/11 Continued on next page EFTA00304542 Centurion® Card JEFFREY E EPSTEIN Closing Date 04/28/11 p. 5:9 Account Ending 4-32003 Detail Continued Foreign Spend Amount 04/18/11 THE CHARLES HOTEL CAMBRIDGE MA Arrival Date 04/15/11 00000000 LODGING Departure Date 04/17/11 $1,816.18 04/18/11 GOOD LUCK CAB SERVIC212-219-8886 212-219-8886 $56.00 04/25/11 !TUNES MUSIC STORE IAUSTIN TX !Tunes Musk Store $9.98 Fees Amount Total Fees for this Period $0.00 2011 Fees and Interest Totals Year-to-Date Total Feesln 2011 Total Interest In 2011 Amount $301.45 $0.00 Important Notice Information on Pay Over Time Features You may have access to one or more Pay Over Time Featuresas part of your Card account. The following are the current Annual Percentage Rates(APRs) for PayOver Time Features. (v) indicates variable rate. For Sign and Travel,the APR Is 9.15% (v). For Sign and Travel,the APR Is 9.15% (v). Please refer to page 2 for further important information regarding your account EFTA00304543 JEFFREY E EPSTEIN Account Ending 4-32003 p. 6.9 EFTA00304544 Membership Rewards First' Monthly Statement and Program News Prepared for JEFFREY E EPSTEIN Account Number MI33334712 Total Points Balance 1,999,254 Points Earned this Period 171,988 Account Summary March 1, 2011- March 31, 2011 Opening Points Balance 1,827,266 Points Earned this Period +171,988 Points Used this Period 0 Reinstated Points and Adjustments 0 Total Points Balance 1,999,254 Points Earned this Period are pending until charges are paid in full and all your accounts are in good stand I ng.Points Earned this Period may include Bonus Points. MEMBERSHIP 1 rewards PIRST- Questions About Your Account? p. 719 membershiprewards.com 1-800-297-1300 International Collect: 305-816-2799 Did You Know? Use Points For Everyday Charges Use your Card for everyday purchases like groceries, gas, phone bills and more, then go online and use the points you earned to cover those charges. Learn more at mem bersh Iprewa rd s.com/eve ryd ayc h arges Earn 4X Points When You Shop Online Earn points fast by going through bonuspointsrnall.comevoy time you shop online at over 275 retailers. Points Transaction Detail March 1, 2011- March 31, 2011 Points Earned this Period Points Activity On EligibleCharges Bonus Points Awarded Total Points Activity Per Card Centurion XXXX-X0=4-32003 4,033 0 4,033 TradkionalGold XXXX4C0=8-42008 604 0 604 AddliTradidonalGold XXXX-XXXXX8-45019 0 0 0 AddliTradidonalGold XXXX-XXXXX845035 0 0 0 AddliTradidonalGold XXXX-XXXXX841083 1,256 0 1,256 TradkionalGold XXXX4aX)3(2.61005 0 0 0 AddliTratiltionalGold XXXX-X0=2•66012 110956 0 110,856 AddliTratiltionalGold XXXX-X0=2•64025 42,763 0 42,763 AddliTratiltionalGold XXXX-X0=2- 62060 12,476 0 12,476 Total 171,988 0 171,988 Membership Rewards points earned maybe transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting membershiprewards.com. Terms and Conditionsof the Membership Rewards' program apply. For more information, visit membershiprewards.cornftermsor call 1.800.297.1300. From overseas, call collect 305-816-2799. Continued on reverse EFTA00304545 NM MEMBERSHIP rewards 1-no-s: \fr floweremir Pick the best We always de. Crate8tBarrel SPg* Starwood Preferred Guest Prepared for JEFFREY E EPSTEIN klegrbarship Reward''® ACCOuni kliMbet 1M33334712 MEMBERSHIP rewards FIRST" Upgrade Your Sights and Sounds - Save 20% on Bost, Nikon and Sony' Save 20% on Bose audio, Nikon cameras and Sony TVs this April when you use Membership Rewards points. Termsand conditions for the Membership Rewards program apply. Visit membershIprewards.comiterms or call 1.800-AXP-EARN (297-32761 for more information. Participating partners and available rewards are subject to change without notice. Earn 10X Points with 1-800-FLOWERS.coms! Now sending your loved ones flowers and gifts from 1-800-FLOWERS.conr can be even more rewarding! You can earn 10X Membership Rewards* points all year when you shop through membershiprewards.com/flowers or call 1-800-FLOWERS (using promo code MR33) and pay with your enrolled American Express* Card. Offer velduntil 12'3 I 11 Vald only en purchases mad, al I 4300-FLOWERS.COlis hlomtershrp Rewards par or by outing 1-800-FLOWERS (promo cod* MR33). To he rddlt to earn boobs pons. You must be enrdled In to lAerrbershp Rewards program (Program, al to tn,e of perchwe and you mud charge your purchase on an dmble.onfotedAmencan Cores: Card. Bonus pare w11 to Cf0d1100t0 your Program account wthn 1012 weeks ater charges appear CO your biting statement inemduar MOM and cordbens and annual Program lees appy lot when Card products. For more informabon.1/1“ mentorshiprernwels.eawlerrns or we 1400-AXPEARII (2974278). Bonus 0: 6528 Redeem Membership Rewards* Points This Fall for Shopping at Crate and Barrel At Crate and Barrel, you'll discover modern new classics in quality furniture and home accessories—plus, an exceptional collection of unique things to give and share. For the store nearest you, call 1-800-967-6696 or visit us at www.crateandbarrel.com Terms and conditions for the Membership Rewards First* program apply. Visit membershIprewards.conitterms or call 1.800-297-1300 for more Information. Participating partners and available rewards are subject to change without notice. Transfer Points to Award-Winning Starwood Preferred Guest 0 Program Transfer Membership Rewards points to the award-winning Starwood Preferred Guest* program and receive 1 Starpoine for every 3 Membership Rewards points. Explore urban destinations or treat yourself to a ski, beach or golf getaway across nine celebrated brands, including Wt Westin° and Sheraton°. Redeem Starpoints for Free Night Awards which start at just 2,000 Starpoints (at category 1 hotels) and for Award Flights with over 350 airlines—both without blackout dates. Terms and conditions for the Membership Rewards program apply. Visit membershIprewards.comiterms or call 1-800-AXP-EARN (297-32761 for more Information. Participating partners and available rewards are subject to change without notice. p. 8:9 Visit membershiprewards. com/sightsandsounds1 to use points and save. (MR Message 5943) Start shopping at membershiprewards. com/flowers or call 1-800-FLOWERS promo code MR33). Remember, offer valid only when you use URL or phone number and promo code above. (MR Bonus ID 5526) To start redeeming today, log on to membershiprewards. com/crate or call 1-800-AXP-EARN QV-32761 (MR Message 5916) Visit membershiprewards. com/SPG to transfer now! (MR Message 5910) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA00304546 Centurions' Card JEFFREY E EPSTEIN Closing Date 04/28/11 p. 9:9 Account Ending 4-32003 An eci WEISITE EXPE RE\CE It's your invaluable input that helps us constantly improve your online experience. We've added tools to make managing your Card even easier and streamlined the site to make using it quicker and more intuitive. Some of the many new enhancements include: • New Online Financial Tools Page — Now see the full range of Online Tools that come with Card membership, like the Year-End Summary and payment calculator, in one convenient location. • New Fraud Alerts — We've added new Alerts to help you manage your account. The new Alerts will let you know if cash has been withdrawn on your Card, if there's a foreign transaction on your Card, or if your Card has been used to make a large purchase. • Pending Charges — Now see pending charges via your online statement. Charges appear within minutes — giving you the most up-to-date picture of your spending. So please accept our thanks and gratitude for all you do to help us enhance the legendary Customer Service that you've come to expect from American Express. EXPLORE NOW at financialtools.americanexpress.com a2011 American Express Cenlunon Bank Ad rights reserved • 6; Offers are made only io Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA00304547